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UPSTART HOLDINGS INC (UPST) Stock Technical Analysis

USA - NASDAQ:UPST - US91680M1071 - Common Stock

41.39 USD
-4.85 (-10.49%)
Last: 11/5/2025, 9:52:09 AM
Technical Rating and Analysis

0

Taking everything into account, UPST scores 0 out of 10 in our technical rating. UPST's overall performance in the market is below average. Also recent evolutions are not that positive. Both the medium and short term picture give negative signs.

Both the long and short term trends are negative. It is better to avoid buying stocks with negative trends.
When comparing the yearly performance of all stocks, UPST is a bad performer in the overall market: 94% of all stocks are doing better.
UPST is part of the Consumer Finance industry. There are 55 other stocks in this industry, of which 90% are performing better than UPST.
UPST is currently trading in the lower part of its 52 week range, which is not a good signal. Certainly not because the S&P500 Index is trading near new highs.
In the last month UPST has a been trading in the 44.65 - 55.22 range, which is quite wide. It is currently trading near the lows of this range.
Prices have been falling strongly lately, it is better to avoid new long positions here.
UPST has an average volume of 7108330 traded shares per day. This is a good sign as it is always nice to have a liquid stock.
Weekly and Daily overview Charts
UPSTART HOLDINGS INC / UPST Weekly stock chart
UPSTART HOLDINGS INC / UPST Daily stock chart
Setup Rating and Analysis

3

The technical rating of UPST is bad and it also does not present a quality setup at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.

Support and Resistance Analysis

40.98

85.30

We can see 8 important resistance areas.

  • Resistance @43.92 from a horizontal line in the daily time frame.
  • A resistance zone ranging from 44.75 to 45.17. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • Resistance @46.23 from a horizontal line in the weekly time frame.
  • A resistance zone ranging from 49.36 to 49.71. This zone is formed by a combination of multiple trend lines and important moving averages in the daily time frame.
  • A resistance zone ranging from 52.70 to 52.75. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • A resistance zone ranging from 55.01 to 55.41. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
  • Resistance @82.42 from a horizontal line in the weekly time frame.
  • Resistance @84.46 from a horizontal line in the weekly time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for UPST is down.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for UPST is down.
ChartMill Relative Strength6.02NEGATIVEUPST has a low relative strength, it was outperformed by 93.98% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNNEGATIVEThe current price of UPST is below a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of UPST is below a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of UPST is below a declining SMA(200).
Relative Strength Index/RSI (14)37.62NEUTRALThe RSI value for UPST is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)0.08POSITIVEThe MACD value suggests UPST has a positive trend, although the MACD value is declining.
Stochastics (14,3)23.18NEUTRALThe Stochastics value for UPST is a neutral value.
Average True Range in percent/ATR (20)6.43HIGH VOLATILITYThe high ATR as a percentage value for UPST suggests high volalility.
Average Directional Index/ADX (14)20.63NEUTRALThe ADX value for UPST suggests a possible start of a new trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
UPSTART HOLDINGS INC / UPST Daily stock chart

UPSTART HOLDINGS INC

NASDAQ:UPST (11/5/2025, 9:52:09 AM)

41.39

-4.85 (-10.49%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg-10.49%
1 Week-8.8%
2 Weeks-11.69%
1 Month-10.75%
3 Month-32.75%
6 Month-1.97%
12 Month-42.91%
2 Year72.8%
3 Year136.52%
5 YearN/A
10 YearN/A
15 YearN/A
Volatility
ATR(14)3.02
ATR(20)%6.43%
ATR Inc-33.81%
Range Today2.91
ADR(20)2.8
ADR(20)%6.77%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS6.02
3 months CRS4.76
6 months CRS24.73
Mansfield-3.17
10 Day High55.22
10 Day Low44.65
20 Day High55.22
20 Day Low44.65
52 Week High96.43
52 Week Low31.4
CS1 End46.23
CR1 Start49.36
Volume & EV
DER(3)-0.19%
DER(5)-1.29%
Volume5.25M
Volume Incr19.14%
Vol(5)7.83M
Vol(50)7.11M

UPSTART HOLDINGS INC / UPST FAQ

What is the technical rating for UPST stock?

ChartMill assigns a technical rating of 0 / 10 to UPST.


Can you provide the trend direction for UPSTART HOLDINGS INC?

The current trend direction for UPSTART HOLDINGS INC (UPST) is Bearish.


Can you provide the RSI signal for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (UPST) has an RSI value of 37.6207. This indicates that the stock is currently neutral.


What is the buy/sell signal for UPSTART HOLDINGS INC (UPST) stock?

The buy/sell signal for UPSTART HOLDINGS INC (UPST) is sell as both the short term and long term trends are negative.


What are the support and resistance levels for UPSTART HOLDINGS INC (UPST) stock?

UPSTART HOLDINGS INC (UPST) has a support level at 46.23 and a resistance level at 49.36. Check the full technical report for our detailed analysis of UPST support and resistance levels.