UPSTART HOLDINGS INC (UPST) Stock Technical Analysis
NASDAQ:UPST - Nasdaq - US91680M1071 - Common Stock - Currency: USD
Taking everything into account, UPST scores 7 out of 10 in our technical rating. In the last year, UPST was one of the better performers, but we do observe some doubts in the very recent evolution.
In the last month UPST has a been trading in the 66.60 - 87.30 range, which is quite wide. It is currently trading near the lows of this range.
Prices have been falling strongly lately, it is better to avoid new long positions here.
Volume is considerably higher in the last couple of days. In combination with the strong move down this is a bad signal.
The long term trend is positive and the short term trend is neutral. The long term trend gets the benefit of the doubt for now.
UPST is one of the better performing stocks in the Consumer Finance industry, it outperforms 84% of 53 stocks in the same industry.
UPST has an average volume of 6096210 traded shares per day. This is a good sign as it is always nice to have a liquid stock.
When comparing the yearly performance of all stocks, we notice that UPST is one of the better performing stocks in the market, outperforming 93% of all stocks. However, this overall performance is mostly based on the strong move around 10 months ago.
UPST is currently trading in the middle of its 52 week range. The S&P500 Index however is currently trading near new highs, so UPST is lagging the market.
UPST has an excellent technical rating, but the quality of the setup is only medium at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.
More info and screens
40.17
84.55
We found 3 important support areas.
- A support zone ranging from 66.87 to 67.15. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
- Support @58.74 from a trend line in the daily time frame.
- Support @40.58 from a trend line in the weekly time frame.
We found 1 important resistance area.
- Resistance @83.71 from a trend line in the daily time frame.
The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.
| Indicator | Value | Signal | Comment |
|---|---|---|---|
| ChartMill Long Term Trend Indicator | UP | POSITIVE | The long term trend for UPST is up. |
| ChartMill Short Term Trend Indicator | NEUTRAL | NEUTRAL | The short term trend for UPST is neutral. |
| ChartMill Relative Strength | 93.96 | POSITIVE | UPST has a high relative strength, it outperformed 93.96% off all stocks on the market. |
| Simple Moving Average/SMA (20) | DOWN | NEGATIVE | The current price of UPST is below a declining SMA(20). |
| Simple Moving Average/SMA (50) | UP | POSITIVE | The current price of UPST is above the rising SMA(50). |
| Simple Moving Average/SMA (200) | UP | POSITIVE | The current price of UPST is above the rising SMA(200). |
| Relative Strength Index/RSI (14) | 38.77 | NEUTRAL | The RSI value for UPST is a neutral value. |
| Moving Average Convergence Divergence/MACD (12, 26, 9) | -1.68 | NEGATIVE | The MACD value suggests UPST has a negative trend. |
| Stochastics (14,3) | 46.21 | NEUTRAL | The Stochastics value for UPST is a neutral value. |
| Average True Range in percent/ATR (20) | 7.8 | HIGH VOLATILITY | The high ATR as a percentage value for UPST suggests high volalility. |
| Average Directional Index/ADX (14) | 28.34 | POSITIVE | The high ADX value value for UPST suggests a strong trend. |
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
NASDAQ:UPST (8/7/2025, 9:52:08 AM)
69.78
+2.64 (+3.93%)
Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg3.93%
1 Week-19.42%
2 Weeks-20.19%
1 Month-14.38%
3 Month42.34%
6 Month-2.48%
12 Month85.21%
2 Year108.7%
3 Year159.23%
5 YearN/A
10 YearN/A
15 YearN/A
Volatility
ATR(14)5.69
ATR(20)%7.8%
ATR Inc130.24%
Range Today2.69
ADR(20)5.05
ADR(20)%7.23%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS93.96
Mansfield0.81
10 Day High87.3
10 Day Low66.6
20 Day High87.3
20 Day Low66.6
52 Week High96.43
52 Week Low31.4
CS1 End67.13
CR1 Start83.71
Volume & EV
DER(3)-4.5%
DER(5)-2.27%
Volume1.77M
Volume Incr82.78%
Vol(5)10.24M
Vol(50)6.10M