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UPSTART HOLDINGS INC (UPST) Stock Technical Analysis

USA - Nasdaq - NASDAQ:UPST - US91680M1071 - Common Stock

50.61 USD
+0.29 (+0.58%)
Last: 1/8/2026, 6:55:45 PM
50.85 USD
+0.24 (+0.47%)
After Hours: 1/8/2026, 6:55:45 PM
Technical Rating and Analysis

3

Taking everything into account, UPST scores 3 out of 10 in our technical rating. Recently some decent action could be observed, but in the medium term time frame this is still negative. UPST was also a bad performer in the overall market in the last year.

When comparing the yearly performance of all stocks, UPST is a bad performer in the overall market: 75% of all stocks are doing better.
UPST is part of the Consumer Finance industry. There are 55 other stocks in this industry, of which 68% are performing better than UPST.
UPST is currently trading in the lower part of its 52 week range, which is not a good signal. Certainly not because the S&P500 Index is trading near new highs.
In the last month UPST has a been trading in the 43.06 - 52.10 range, which is quite wide. It is currently trading near the high of this range.
UPST has an average volume of 5757950 traded shares per day. This is a good sign as it is always nice to have a liquid stock.
The short term trend is positive, while the long term trend is still negative. So this is evolving in the right direction, but it may need some more time to really turn around the trend.
Prices have been rising strongly lately, it may be a good idea to wait for a consolidation or pullback before considering an entry.
Weekly and Daily overview Charts
UPSTART HOLDINGS INC / UPST Weekly stock chart
UPSTART HOLDINGS INC / UPST Daily stock chart
Setup Rating and Analysis

3

The technical rating of UPST is bad and it also does not present a quality setup at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.

Support and Resistance Analysis

34.45

85.30

When analyzing the support we can see 5 important areas.

  • A support zone ranging from 47.84 to 48.53. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
  • A support zone ranging from 45.24 to 45.83. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • Support @43.72 from a horizontal line in the daily time frame.
  • Support @38.55 from a trend line in the weekly time frame.
  • Support @34.80 from a horizontal line in the daily time frame.

When analyzing the resistance we notice 3 important areas.

  • A resistance zone ranging from 50.62 to 50.71. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • Resistance @82.42 from a horizontal line in the weekly time frame.
  • Resistance @84.46 from a horizontal line in the weekly time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for UPST is down.
ChartMill Short Term Trend IndicatorUPPOSITIVEThe short term trend for UPST is up.
ChartMill Relative Strength25.64NEGATIVEUPST has a low relative strength, it was outperformed by 74.36% off all stocks on the market.
Simple Moving Average/SMA (20)UPPOSITIVEThe current price of UPST is above the rising SMA(20).
Simple Moving Average/SMA (50)DOWNMIXEDThe current price of UPST is above a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of UPST is below a declining SMA(200).
Relative Strength Index/RSI (14)60.24NEUTRALThe RSI value for UPST is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)0.32POSITIVEThe MACD value suggests UPST has a positive trend.
Stochastics (14,3)82.71OVERBOUGHTThe high Stochastics value suggests UPST may be overbought.
Average True Range in percent/ATR (20)5.03HIGH VOLATILITYThe high ATR as a percentage value for UPST suggests high volalility.
Average Directional Index/ADX (14)18.72NEGATIVEThe low ADX value for UPST suggests a weak or negative trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
UPSTART HOLDINGS INC / UPST Daily stock chart

UPSTART HOLDINGS INC

NASDAQ:UPST (1/8/2026, 6:55:45 PM)

After market: 50.85 +0.24 (+0.47%)

50.61

+0.29 (+0.58%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg0.58%
1 Week15.73%
2 Weeks3.49%
1 Month8.84%
3 Month4.18%
6 Month-33.07%
12 Month-12.35%
2 Year59.35%
3 Year170.93%
5 Year-18.62%
10 YearN/A
15 YearN/A
Volatility
ATR(14)2.29
ATR(20)%5.03%
ATR Inc-27.25%
Range Today2.21
ADR(20)2.45
ADR(20)%4.85%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS25.64
3 months CRS60.68
6 months CRS9.62
Mansfield-1.92
10 Day High52.1
10 Day Low43.06
20 Day High52.1
20 Day Low43.06
52 Week High96.43
52 Week Low31.4
CS1 End48.53
CR1 Start50.62
Volume & EV
DER(3)0.06%
DER(5)2.5%
Volume2.04M
Volume Incr16.65%
Vol(5)5.24M
Vol(50)5.76M

UPSTART HOLDINGS INC / UPST FAQ

What is the technical rating for UPST stock?

ChartMill assigns a technical rating of 3 / 10 to UPST.


What is the current trend direction of UPSTART HOLDINGS INC (UPST) stock?

The current trend direction for UPSTART HOLDINGS INC (UPST) is Bearish.


Can you provide the RSI signal for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (UPST) has an RSI value of 60.2364. This indicates that the stock is currently neutral.


What is the short term momentum for UPSTART HOLDINGS INC (UPST) stock?

The short term momentum for UPSTART HOLDINGS INC (UPST) is positive.


Can you provide the support and resistance levels for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (UPST) has a support level at 48.53 and a resistance level at 50.62. Check the full technical report for our detailed analysis of UPST support and resistance levels.