Logo image of UPST

UPSTART HOLDINGS INC (UPST) Stock Technical Analysis

USA - Nasdaq - NASDAQ:UPST - US91680M1071 - Common Stock

44.96 USD
+2.9 (+6.89%)
Last: 11/28/2025, 2:43:43 PM
45.15 USD
+0.19 (+0.42%)
After Hours: 11/28/2025, 2:43:43 PM
Technical Rating and Analysis

0

We assign a technical rating of 0 out of 10 to UPST. UPST scores bad on all fronts: it is a bad performer in the overall market and both the medium and short term pictures are negative.

Both the long and short term trends are negative. It is better to avoid buying stocks with negative trends.
95% of all other stocks performed better in the past year than UPST.
UPST is part of the Consumer Finance industry. There are 55 other stocks in this industry, of which 92% are performing better than UPST.
UPST is currently trading in the lower part of its 52 week range, which is not a good signal. Certainly not because the S&P500 Index is trading near new highs.
UPST has an average volume of 7305660 traded shares per day. This is a good sign as it is always nice to have a liquid stock.
In the last month UPST has a been trading in the 34.23 - 48.69 range, which is quite wide. It is currently trading in the middle of this range, so some resistance may be found above.
Weekly and Daily overview Charts
UPSTART HOLDINGS INC / UPST Weekly stock chart
UPSTART HOLDINGS INC / UPST Daily stock chart
Setup Rating and Analysis

1

The technical rating of UPST is bad and it also does not present a quality setup at the moment. Prices have been extended to the upside lately. For a nice entry it is better to wait for a consolidation.

Support and Resistance Analysis

34.45

85.30

We found 3 important support areas.

  • A support zone ranging from 42.05 to 42.07. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • Support @37.08 from a horizontal line in the weekly time frame.
  • Support @34.80 from a horizontal line in the daily time frame.

We can see 3 important resistance areas.

  • A resistance zone ranging from 48.31 to 48.82. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
  • Resistance @82.42 from a horizontal line in the weekly time frame.
  • Resistance @84.46 from a horizontal line in the weekly time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for UPST is down.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for UPST is down.
ChartMill Relative Strength5.76NEGATIVEUPST has a low relative strength, it was outperformed by 94.24% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNMIXEDThe current price of UPST is above a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of UPST is below a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of UPST is below a declining SMA(200).
Relative Strength Index/RSI (14)48.52NEUTRALThe RSI value for UPST is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)0.88POSITIVEThe MACD value suggests UPST has a positive trend.
Stochastics (14,3)81.01OVERBOUGHTThe high Stochastics value suggests UPST may be overbought.
Average True Range in percent/ATR (20)6.73HIGH VOLATILITYThe high ATR as a percentage value for UPST suggests high volalility.
Average Directional Index/ADX (14)34.49POSITIVEThe high ADX value value for UPST suggests a strong trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
UPSTART HOLDINGS INC / UPST Daily stock chart

UPSTART HOLDINGS INC

NASDAQ:UPST (11/28/2025, 2:43:43 PM)

After market: 45.15 +0.19 (+0.42%)

44.96

+2.9 (+6.89%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg6.89%
1 Week12.85%
2 Weeks6.16%
1 Month-13.72%
3 Month-42.6%
6 Month-10.83%
12 Month-46.62%
2 Year57.17%
3 Year115.14%
5 YearN/A
10 YearN/A
15 YearN/A
Volatility
ATR(14)2.44
ATR(20)%6.73%
ATR Inc-12.2%
Range Today1.72
ADR(20)2.46
ADR(20)%5.47%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS5.76
3 months CRS4.34
6 months CRS18.41
Mansfield-3.57
10 Day High43.2
10 Day Low34.23
20 Day High48.69
20 Day Low34.23
52 Week High96.43
52 Week Low31.4
CS1 End37.08
CR1 Start42.07
Volume & EV
DER(3)3.29%
DER(5)0.77%
Volume3.72M
Volume Incr-33.68%
Vol(5)5.06M
Vol(50)7.31M

UPSTART HOLDINGS INC / UPST FAQ

What is the technical rating for UPST stock?

ChartMill assigns a technical rating of 0 / 10 to UPST.


Can you provide the trend direction for UPSTART HOLDINGS INC?

The current trend direction for UPSTART HOLDINGS INC (UPST) is Bearish.


Can you provide the RSI signal for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (UPST) has an RSI value of 48.5241. This indicates that the stock is currently neutral.


What is the buy/sell signal for UPSTART HOLDINGS INC (UPST) stock?

The buy/sell signal for UPSTART HOLDINGS INC (UPST) is sell as both the short term and long term trends are negative.


What are the support and resistance levels for UPSTART HOLDINGS INC (UPST) stock?

UPSTART HOLDINGS INC (UPST) has a support level at 37.08 and a resistance level at 42.07. Check the full technical report for our detailed analysis of UPST support and resistance levels.