UPSTART HOLDINGS INC (UPST) Stock Earnings Estimates
NASDAQ:UPST • US91680M1071
27.23 USD
-2.44 (-8.22%)
At close: Feb 27, 2026
27.14 USD
-0.09 (-0.33%)
After Hours: 2/27/2026, 8:00:02 PM
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| 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 | ||
|---|---|---|---|---|---|---|---|---|
| Revenue YoY % growth | 513.562M -39.04% | 636.528M 23.94% | 1.044B 63.99% | 1.442B 38.14% | 1.903B 31.97% | 2.294B 20.55% | 2.294B | |
| EBITDA YoY % growth | -231.622M -130.81% | -152.307M 34.24% | 67.466M 144.30% | 311.76M 362.10% | 449.24M 44.10% | 573.9M 27.75% | 614.04M 6.99% | |
| EBIT YoY % growth | -256.525M -125.29% | -172.856M 32.62% | 42.631M 124.66% | 165.06M 287.18% | 282.82M 71.34% | 463.47M 63.87% | N/A | |
| Operating Margin | -49.95% | -27.16% | 4.08% | 11.45% | 14.86% | 20.20% | N/A | |
| EPS YoY % growth | -0.57 -538.46% | -0.28 50.88% | 1.64 685.71% | 2.44 48.89% | 3.06 25.47% | 3.87 26.18% | 4.76 23.22% |
All data in USD
| Q1 / 26 | Q2 / 26 | Q3 / 26 | Q4 / 26 | Q1 / 27 | Q2 / 27 | Q3 / 27 | Q4 / 27 | |
|---|---|---|---|---|---|---|---|---|
| EPS Q2Q % growth | 0.39 29.13% | 0.59 64.81% | 0.69 32.73% | 0.74 61.54% | 0.71 84.32% | 0.86 45.70% | 0.94 36.34% | 1.01 35.90% |
| Revenue Q2Q % growth | 305.29M 43.08% | 354.15M 37.65% | 339.64M 22.57% | 350.99M 18.58% | 348.74M 14.23% | 390.47M 10.26% | 413.3M 21.69% | 433M 23.37% |
| EBITDA Q2Q % growth | 57.102M 2,899.05% | 79.179M 371.72% | 92.615M 120.30% | 102.83M 135.02% | 105.78M 85.25% | 129.14M 63.10% | 139.99M 51.15% | 151.11M 46.95% |
| EBIT Q2Q % growth | 17.583M 491.08% | 36.303M 699.27% | 47.751M 101.77% | 56.197M 197.04% | 57.1M 224.75% | 76.52M 110.78% | 84.967M 77.94% | 94.135M 67.51% |
All data in USD
| Period | Reported | Estimate | Difference | Surprise |
|---|---|---|---|---|
| Q4 2025 Q2Q % growth | 0.46 76.92% | 0.47 | -0.01 | -2.10% |
| Q3 2025 Q2Q % growth | 0.52 966.67% | 0.43 | 0.09 | 20.91% |
| Q2 2025 Q2Q % growth | 0.36 311.76% | 0.26 | 0.10 | 37.87% |
| Q1 2025 Q2Q % growth | 0.30 196.77% | 0.18 | 0.12 | 69.47% |
| Q4 2024 Q2Q % growth | 0.26 336.36% | -0.05 | 0.31 | 667.46% |
| Q3 2024 Q2Q % growth | -0.06 -20.00% | -0.15 | 0.09 | 59.83% |
| Q2 2024 Q2Q % growth | -0.17 -383.33% | -0.40 | 0.23 | 57.52% |
| Q1 2024 Q2Q % growth | -0.31 34.04% | -0.39 | 0.08 | 21.24% |
| Q4 2023 Q2Q % growth | -0.11 56.00% | -0.14 | 0.03 | 23.74% |
| Q3 2023 Q2Q % growth | -0.05 79.17% | -0.02 | -0.03 | -200.73% |
| Q2 2023 Q2Q % growth | 0.06 500.00% | -0.07 | 0.13 | 186.09% |
| Q1 2023 Q2Q % growth | -0.47 -177.05% | -0.83 | 0.36 | 43.04% |
| Q4 2022 Q2Q % growth | -0.25 -128.09% | -0.48 | 0.23 | 48.21% |
| Q3 2022 Q2Q % growth | -0.24 -140.00% | -0.08 | -0.16 | -185.69% |
| Q2 2022 Q2Q % growth | 0.01 -98.39% | 0.10 | -0.09 | -90.20% |
| Q1 2022 Q2Q % growth | 0.61 177.27% | 0.52 | 0.09 | 17.07% |
| Q4 2021 Q2Q % growth | 0.89 1,171.43% | 0.52 | 0.37 | 71.69% |
| Q3 2021 Q2Q % growth | 0.60 | 0.34 | 0.26 | 76.84% |
| Q2 2021 Q2Q % growth | 0.62 | 0.25 | 0.37 | 146.95% |
| Q1 2021 Q2Q % growth | 0.22 | 0.15 | 0.07 | 44.27% |
| Q4 2020 Q2Q % growth | 0.07 | 0.02 | 0.05 | 303.69% |
| Period | Reported | Estimate | Difference | Surprise |
|---|---|---|---|---|
| Q4 2025 Q2Q % growth | 296M 48.54% | 294.45M | 1.55M | 0.53% |
| Q3 2025 Q2Q % growth | 277.105M 65.35% | 285.22M | -8.115M | -2.85% |
| Q2 2025 Q2Q % growth | 257.291M 101.59% | 229.88M | 27.411M | 11.92% |
| Q1 2025 Q2Q % growth | 213.371M 66.96% | 203.48M | 9.891M | 4.86% |
| Q4 2024 Q2Q % growth | 199.276M 30.38% | 185.73M | 13.546M | 7.29% |
| Q3 2024 Q2Q % growth | 167.59M 24.55% | 153.23M | 14.36M | 9.37% |
| Q2 2024 Q2Q % growth | 127.63M -5.99% | 127.03M | 600K | 0.47% |
| Q1 2024 Q2Q % growth | 127.794M 24.16% | 127.36M | 434K | 0.34% |
| Q4 2023 Q2Q % growth | 152.846M 4.04% | 137.59M | 15.256M | 11.09% |
| Q3 2023 Q2Q % growth | 134.557M -14.42% | 143.07M | -8.513M | -5.95% |
| Q2 2023 Q2Q % growth | 135.766M -40.50% | 138M | -2.234M | -1.62% |
| Q1 2023 Q2Q % growth | 102.927M -66.81% | 111.14M | -8.213M | -7.39% |
| Q4 2022 Q2Q % growth | 146.913M -51.81% | 136.26M | 10.653M | 7.82% |
| Q3 2022 Q2Q % growth | 157.233M -31.17% | 172.81M | -15.577M | -9.01% |
| Q2 2022 Q2Q % growth | 228.162M 17.64% | 246.46M | -18.298M | -7.42% |
| Q1 2022 Q2Q % growth | 310.136M 155.58% | 306.13M | 4.006M | 1.31% |
| Q4 2021 Q2Q % growth | 304.848M 251.57% | 268.1M | 36.748M | 13.71% |
| Q3 2021 Q2Q % growth | 228.45M 249.53% | 219.19M | 9.26M | 4.22% |
| Q2 2021 Q2Q % growth | 193.946M 1,017.65% | 160.91M | 33.036M | 20.53% |
| Q1 2021 Q2Q % growth | 121.345M 89.62% | 118.38M | 2.965M | 2.50% |
| Q4 2020 Q2Q % growth | 86.71M | 74.935M | 11.775M | 15.71% |
| Next Q (1 month) | Next Q (3 month) | Next Year (1 month) | Next Year (3 month) | |
|---|---|---|---|---|
| EPS | -20.48% | -17.48% | -0.78% | -4.73% |
| Revenue | 6.57% | 7.97% | 10.24% | 5.26% |