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UPSTART HOLDINGS INC (UPST) Stock Earnings & Estimates

NASDAQ:UPST - US91680M1071 - Common Stock

69.15 USD
+0.3 (+0.44%)
Last: 8/25/2025, 8:00:01 PM
68.84 USD
-0.31 (-0.45%)
After Hours: 8/25/2025, 8:00:01 PM

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Yearly Revenue, EBIT, EBITDA and EPS Analyst Estimates
2022 2023 2024 2025 2026 2027 2028 2029
Revenue
YoY % growth
UPST revenue by date.UPST revenue by date.
842.444M
-0.72%
513.562M
-39.04%
636.528M
23.94%
1.078B
69.36%
1.369B
26.99%
1.659B
21.18%
1.931B
16.40%
2.294B
18.80%
EBITDA
YoY % growth
UPST ebitda by date.UPST ebitda by date.
-100.35M
-167.05%
-231.622M
-130.81%
-152.307M
34.24%
197.71M
229.81%
295.49M
49.46%
390.92M
32.30%
480.42M
22.89%
614.04M
27.81%
EBIT
YoY % growth
UPST ebit by date.UPST ebit by date.
-113.863M
-180.12%
-256.525M
-125.29%
-172.856M
32.62%
30.371M
117.57%
166.38M
447.83%
321.79M
93.41%
N/AN/A
Operating Margin
UPST operating margin by date.UPST operating margin by date.
-13.52%-49.95%-27.16%2.82%12.15%19.40%N/AN/A
EPS
YoY % growth
UPST eps by date.UPST eps by date.
0.13
-94.42%
-0.57
-538.46%
-0.28
50.88%
1.69
703.99%
2.56
51.57%
3.42
33.49%
3.87
12.98%
4.76
23.22%

All data in USD

Quarterly Revenue, EBIT, EBITDA and EPS Analyst Estimates
Q3 / 25 Q4 / 25 Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth
0.43
809.05%
0.54
106.78%
0.44
47.18%
0.61
68.99%
0.65
52.42%
0.70
30.64%
0.80
81.34%
0.75
23.23%
0.90
38.43%
1.01
44.50%
Revenue
Q2Q % growth
286.41M
70.90%
310.26M
55.69%
284.16M
33.18%
327.48M
27.28%
349.58M
22.06%
370.48M
19.41%
357.36M
25.76%
414.78M
26.66%
433.86M
24.11%
456.55M
23.23%
EBITDA
Q2Q % growth
57.213M
295.25%
67.601M
327.88%
55.295M
2,804.15%
69.866M
316.24%
84.173M
47.12%
99.442M
47.10%
94.513M
70.93%
123.9M
77.34%
131.98M
56.80%
142.34M
43.14%
EBIT
Q2Q % growth
11.395M
125.24%
21.471M
552.02%
7.597M
268.97%
33.172M
630.34%
37.028M
224.95%
48.178M
124.39%
36.978M
386.74%
64.543M
94.57%
70.385M
90.09%
79.298M
64.59%

All data in USD

Recent Earnings VS Estimates Surprises (USD)
PeriodReportedEstimateDifferenceSurprise
Q2 2025
Q2Q % growth
0.36
311.76%
0.260.1037.87%
Q1 2025
Q2Q % growth
0.30
196.77%
0.180.1269.47%
Q4 2024
Q2Q % growth
0.26
336.36%
-0.050.31667.46%
Q3 2024
Q2Q % growth
-0.06
-20.00%
-0.150.0959.83%
Q2 2024
Q2Q % growth
-0.17
-383.33%
-0.400.2357.52%
Q1 2024
Q2Q % growth
-0.31
34.04%
-0.390.0821.24%
Q4 2023
Q2Q % growth
-0.11
56.00%
-0.140.0323.74%
Q3 2023
Q2Q % growth
-0.05
79.17%
-0.02-0.03-200.73%
Q2 2023
Q2Q % growth
0.06
500.00%
-0.070.13186.09%
Q1 2023
Q2Q % growth
-0.47
-177.05%
-0.830.3643.04%
Q4 2022
Q2Q % growth
-0.25
-128.09%
-0.480.2348.21%
Q3 2022
Q2Q % growth
-0.24
-140.00%
-0.08-0.16-185.69%
Q2 2022
Q2Q % growth
0.01
-98.39%
0.10-0.09-90.20%
Q1 2022
Q2Q % growth
0.61
177.27%
0.520.0917.07%
Q4 2021
Q2Q % growth
0.89
1,171.43%
0.520.3771.69%
Q3 2021
Q2Q % growth
0.60 0.340.2676.84%
Q2 2021
Q2Q % growth
0.62 0.250.37146.95%
Q1 2021
Q2Q % growth
0.22 0.150.0744.27%
Q4 2020
Q2Q % growth
0.07 0.020.05303.69%
UPST Yearly EPS VS EstimatesUPST Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3 4
Recent Revenue VS Estimates Surprises (USD)
PeriodReportedEstimateDifferenceSurprise
Q2 2025
Q2Q % growth
257.291M
101.59%
229.88M27.411M11.92%
Q1 2025
Q2Q % growth
213.371M
66.96%
203.48M9.891M4.86%
Q4 2024
Q2Q % growth
199.276M
30.38%
185.73M13.546M7.29%
Q3 2024
Q2Q % growth
167.59M
24.55%
153.23M14.36M9.37%
Q2 2024
Q2Q % growth
127.63M
-5.99%
127.03M600K0.47%
Q1 2024
Q2Q % growth
127.794M
24.16%
127.36M434K0.34%
Q4 2023
Q2Q % growth
152.846M
4.04%
137.59M15.256M11.09%
Q3 2023
Q2Q % growth
134.557M
-14.42%
143.07M-8.513M-5.95%
Q2 2023
Q2Q % growth
135.766M
-40.50%
138M-2.234M-1.62%
Q1 2023
Q2Q % growth
102.927M
-66.81%
111.14M-8.213M-7.39%
Q4 2022
Q2Q % growth
146.913M
-51.81%
136.26M10.653M7.82%
Q3 2022
Q2Q % growth
157.233M
-31.17%
172.81M-15.577M-9.01%
Q2 2022
Q2Q % growth
228.162M
17.64%
246.46M-18.298M-7.42%
Q1 2022
Q2Q % growth
310.136M
155.58%
306.13M4.006M1.31%
Q4 2021
Q2Q % growth
304.848M
251.57%
268.1M36.748M13.71%
Q3 2021
Q2Q % growth
228.45M
249.53%
219.19M9.26M4.22%
Q2 2021
Q2Q % growth
193.946M
1,017.65%
160.91M33.036M20.53%
Q1 2021
Q2Q % growth
121.345M
89.62%
118.38M2.965M2.50%
Q4 2020
Q2Q % growth
86.71M
38.58%
74.935M11.775M15.71%
Q3 2020
Q2Q % growth
65.359M
32.07%
%
Q2 2020
Q2Q % growth
17.353M
-46.64%
%
Q1 2020
Q2Q % growth
63.994M
226.32%
%
UPST Yearly Revenue VS EstimatesUPST Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B 2B
EPS and Revenue Revisions
Next Q (1 month) Next Q (3 month) Next Year (1 month) Next Year (3 month)
EPS2.61% -0.17% 12.24% 13.61%
Revenue5.12% 4.69% 4.66% 4.56%