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UPSTART HOLDINGS INC (UPST) Stock Earnings & Estimates

USA - Nasdaq - NASDAQ:UPST - US91680M1071 - Common Stock

45.84 USD
+2.11 (+4.83%)
Last: 1/2/2026, 4:55:34 PM
46 USD
+0.16 (+0.35%)
After Hours: 1/2/2026, 4:55:34 PM

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Yearly Revenue, EBIT, EBITDA and EPS Analyst Estimates
2022 2023 2024 2025 2026 2027 2028 2029
Revenue
YoY % growth
UPST revenue by date.UPST revenue by date.
842.444M
-0.72%
513.562M
-39.04%
636.528M
23.94%
1.057B
66.06%
1.3B
22.99%
1.551B
19.31%
1.931B
24.50%
2.294B
18.80%
EBITDA
YoY % growth
UPST ebitda by date.UPST ebitda by date.
-100.35M
-167.05%
-231.622M
-130.81%
-152.307M
34.24%
234.23M
253.79%
333.28M
42.29%
437.86M
31.38%
480.42M
9.72%
614.04M
27.81%
EBIT
YoY % growth
UPST ebit by date.UPST ebit by date.
-113.863M
-180.12%
-256.525M
-125.29%
-172.856M
32.62%
42.611M
124.65%
199.68M
368.61%
334.62M
67.58%
N/AN/A
Operating Margin
UPST operating margin by date.UPST operating margin by date.
-13.52%-49.95%-27.16%4.03%15.36%21.57%N/AN/A
EPS
YoY % growth
UPST eps by date.UPST eps by date.
0.13
-94.42%
-0.57
-538.46%
-0.28
50.88%
1.63
682.95%
2.47
51.36%
3.28
32.94%
3.87
17.70%
4.76
23.22%

All data in USD

Quarterly Revenue, EBIT, EBITDA and EPS Analyst Estimates
Q4 / 25 Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth
0.48
84.67%
0.48
61.02%
0.61
69.92%
0.70
34.42%
0.74
54.76%
0.71
47.80%
0.86
41.32%
0.94
34.61%
1.01
35.90%
Revenue
Q2Q % growth
294.51M
47.79%
280.88M
31.64%
318.65M
23.85%
337.09M
21.65%
350.99M
19.18%
348.74M
24.16%
390.47M
22.54%
413.3M
22.61%
433M
23.37%
EBITDA
Q2Q % growth
64.355M
307.34%
61.861M
3,149.00%
82.377M
390.78%
92.344M
119.66%
102.83M
59.79%
105.78M
71.00%
129.14M
56.77%
139.99M
51.60%
151.11M
46.95%
EBIT
Q2Q % growth
20.106M
523.28%
19.184M
526.69%
36.533M
704.34%
48.799M
106.20%
56.197M
179.50%
57.1M
197.64%
76.52M
109.45%
84.967M
74.12%
94.135M
67.51%

All data in USD

Recent Earnings VS Estimates Surprises (USD)
PeriodReportedEstimateDifferenceSurprise
Q3 2025
Q2Q % growth
0.52
966.67%
0.430.0920.91%
Q2 2025
Q2Q % growth
0.36
311.76%
0.260.1037.87%
Q1 2025
Q2Q % growth
0.30
196.77%
0.180.1269.47%
Q4 2024
Q2Q % growth
0.26
336.36%
-0.050.31667.46%
Q3 2024
Q2Q % growth
-0.06
-20.00%
-0.150.0959.83%
Q2 2024
Q2Q % growth
-0.17
-383.33%
-0.400.2357.52%
Q1 2024
Q2Q % growth
-0.31
34.04%
-0.390.0821.24%
Q4 2023
Q2Q % growth
-0.11
56.00%
-0.140.0323.74%
Q3 2023
Q2Q % growth
-0.05
79.17%
-0.02-0.03-200.73%
Q2 2023
Q2Q % growth
0.06
500.00%
-0.070.13186.09%
Q1 2023
Q2Q % growth
-0.47
-177.05%
-0.830.3643.04%
Q4 2022
Q2Q % growth
-0.25
-128.09%
-0.480.2348.21%
Q3 2022
Q2Q % growth
-0.24
-140.00%
-0.08-0.16-185.69%
Q2 2022
Q2Q % growth
0.01
-98.39%
0.10-0.09-90.20%
Q1 2022
Q2Q % growth
0.61
177.27%
0.520.0917.07%
Q4 2021
Q2Q % growth
0.89
1,171.43%
0.520.3771.69%
Q3 2021
Q2Q % growth
0.60 0.340.2676.84%
Q2 2021
Q2Q % growth
0.62 0.250.37146.95%
Q1 2021
Q2Q % growth
0.22 0.150.0744.27%
Q4 2020
Q2Q % growth
0.07 0.020.05303.69%
UPST Yearly EPS VS EstimatesUPST Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3 4
Recent Revenue VS Estimates Surprises (USD)
PeriodReportedEstimateDifferenceSurprise
Q3 2025
Q2Q % growth
277.105M
65.35%
285.22M-8.115M-2.85%
Q2 2025
Q2Q % growth
257.291M
101.59%
229.88M27.411M11.92%
Q1 2025
Q2Q % growth
213.371M
66.96%
203.48M9.891M4.86%
Q4 2024
Q2Q % growth
199.276M
30.38%
185.73M13.546M7.29%
Q3 2024
Q2Q % growth
167.59M
24.55%
153.23M14.36M9.37%
Q2 2024
Q2Q % growth
127.63M
-5.99%
127.03M600K0.47%
Q1 2024
Q2Q % growth
127.794M
24.16%
127.36M434K0.34%
Q4 2023
Q2Q % growth
152.846M
4.04%
137.59M15.256M11.09%
Q3 2023
Q2Q % growth
134.557M
-14.42%
143.07M-8.513M-5.95%
Q2 2023
Q2Q % growth
135.766M
-40.50%
138M-2.234M-1.62%
Q1 2023
Q2Q % growth
102.927M
-66.81%
111.14M-8.213M-7.39%
Q4 2022
Q2Q % growth
146.913M
-51.81%
136.26M10.653M7.82%
Q3 2022
Q2Q % growth
157.233M
-31.17%
172.81M-15.577M-9.01%
Q2 2022
Q2Q % growth
228.162M
17.64%
246.46M-18.298M-7.42%
Q1 2022
Q2Q % growth
310.136M
155.58%
306.13M4.006M1.31%
Q4 2021
Q2Q % growth
304.848M
251.57%
268.1M36.748M13.71%
Q3 2021
Q2Q % growth
228.45M
249.53%
219.19M9.26M4.22%
Q2 2021
Q2Q % growth
193.946M
1,017.65%
160.91M33.036M20.53%
Q1 2021
Q2Q % growth
121.345M
89.62%
118.38M2.965M2.50%
Q4 2020
Q2Q % growth
86.71M 74.935M11.775M15.71%
UPST Yearly Revenue VS EstimatesUPST Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B 2B
EPS and Revenue Revisions
Next Q (1 month) Next Q (3 month) Next Year (1 month) Next Year (3 month)
EPS0% 0% -3.29% -3.24%
Revenue0% -0.42% -1.86% -2.04%