UPSTART HOLDINGS INC (UPST) Stock Analyst Ratings

NASDAQ:UPST • US91680M1071

30.68 USD
+0.49 (+1.62%)
At close: Feb 13, 2026
30.9 USD
+0.22 (+0.72%)
After Hours: 2/13/2026, 8:00:01 PM
Buy % Consensus

74

ChartMill assigns a Buy % Consensus number of 74% to UPST. The Buy consensus is the weighted average rating of the current analysts ratings.

  • Analysts have set a mean price target forecast of 60.65. This target is 97.69% above the current price.
  • UPST was analyzed by 21 analysts. The buy percentage consensus is at 74. So analysts seem to be have mildly positive about UPST.
  • In the previous month the buy percentage consensus was at a similar level.
  • UPST was analyzed by 21 analysts, which is quite many. So the average rating should be quite meaningful.
UPST Historical Analyst RatingsUPST Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20

Price Target & Forecast

Price Low Median Mean High 30.6844.4460.1860.6584.00 - 44.85% 96.15% 97.69% 173.79%
UPST Current Analyst RatingUPST Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8
Up and Down Grades
Date Firm Action Rating
2026-02-13 Citizens Downgrade Market Perform -> Market Underperform
2026-02-13 Goldman Sachs Upgrade Sell -> Neutral
2026-02-11 Needham Reiterate Buy -> Buy
2026-02-11 Truist Securities Maintains Buy -> Buy
2026-01-06 Truist Securities Initiate Buy
2025-11-05 BTIG Reiterate Neutral -> Neutral
2025-11-05 Needham Maintains Buy -> Buy
2025-11-05 Stephens & Co. Maintains Equal-Weight -> Equal-Weight
2025-11-05 JP Morgan Maintains Overweight -> Overweight
2025-11-05 B of A Securities Maintains Neutral -> Neutral
2025-11-05 Piper Sandler Maintains Overweight -> Overweight
2025-11-05 Citigroup Maintains Buy -> Buy
2025-10-13 Goldman Sachs Maintains Sell -> Sell
2025-08-20 JP Morgan Upgrade Neutral -> Overweight
2025-08-06 Needham Maintains Buy -> Buy
2025-08-06 B of A Securities Maintains Neutral -> Neutral
2025-08-06 Morgan Stanley Maintains Equal-Weight -> Equal-Weight
2025-08-06 Piper Sandler Maintains Overweight -> Overweight
2025-05-19 Needham Reiterate Buy -> Buy
2025-05-12 Barclays Maintains Equal-Weight -> Equal-Weight
2025-05-08 Goldman Sachs Maintains Sell -> Sell
2025-05-07 Needham Maintains Buy -> Buy
2025-05-07 Morgan Stanley Maintains Equal-Weight -> Equal-Weight
2025-05-07 Piper Sandler Maintains Overweight -> Overweight
2025-04-29 B of A Securities Upgrade Underperform -> Neutral
2025-04-14 Barclays Maintains Equal-Weight -> Equal-Weight
2025-02-18 Barclays Maintains Equal-Weight -> Equal-Weight
2025-02-14 Morgan Stanley Upgrade Underweight -> Equal-Weight
2025-02-13 Citigroup Maintains Buy -> Buy
2025-02-12 Needham Maintains Buy -> Buy

UPSTART HOLDINGS INC / UPST FAQ

Can you provide the average price target for UPSTART HOLDINGS INC stock?

21 analysts have analysed UPST and the average price target is 60.65 USD. This implies a price increase of 97.69% is expected in the next year compared to the current price of 30.68.


What is the consensus rating for UPSTART HOLDINGS INC (UPST) stock?

The consensus rating for UPSTART HOLDINGS INC (UPST) is 74.2857 / 100 . This indicates that analysts generally have a positive outlook on the stock.


Can you provide the analyst count for UPSTART HOLDINGS INC stock?

The number of analysts covering UPSTART HOLDINGS INC (UPST) is 21.