UPSTART HOLDINGS INC (UPST) Forecast, Price Target & Analyst Ratings
NASDAQ:UPST • US91680M1071
27.47 USD
-0.69 (-2.45%)
At close: Mar 11, 2026
27.1198 USD
-0.35 (-1.27%)
After Hours: 3/11/2026, 8:00:02 PM
View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for UPSTART HOLDINGS INC (UPST).
Forecast Snapshot
Consensus Price Target
$55.73
+ 102.88% Upside
Next Earnings Forecast
Release DateMay 4, 2026
PeriodQ1 / 2026
EPS Estimate$0.39
Revenue Estimate305.3M
ChartMill Buy Consensus
73.64%
Weighted Analyst Rating Score
Price Target Details & History
Consensus Price Target and Range
Mean target
$55.73
Upside
+ 102.88%
From current price of $27.47 to mean target of $55.73, Based on 22 analyst forecasts
Low
$20.20
Median
$57.12
High
$90.25
Price Target Revisions
1 Month
-8.11%
3 Months
-8.93%
Price Target Summary
22 Wall Street analysts provided a forecast for the next 12 months for UPST. The average price target is 55.73 USD. This implies a price increase of 102.88% is expected in the next year compared to the current price of 27.47.
The average price target has been revised downward by 8.93% in the past 3 months.
Analyst Ratings & History
Current Analyst Ratings
Analyst Ratings History
Analyst Ratings Consensus
ChartMill Buy Consensus
73.64%
UPST was analyzed by 22 analysts. The buy percentage consensus is at 74. So analysts seem to be have mildly positive about UPST.
In the previous month the buy percentage consensus was at a similar level.
UPST was analyzed by 22 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.
Recent Upgrades & Downgrades
| Date | Firm | Action | From → To |
|---|---|---|---|
| 2026-03-11 | Needham | Reiterate | Buy -> Buy |
| 2026-03-04 | Needham | Maintains | Buy -> Buy |
| 2026-02-18 | Citizens | Reiterate | Market Underperform -> Market Underperform |
| 2026-02-17 | Compass Point | Upgrade | Sell -> Neutral |
| 2026-02-13 | Citizens | Downgrade | Market Perform -> Market Underperform |
| 2026-02-13 | Goldman Sachs | Upgrade | Sell -> Neutral |
| 2026-02-11 | Needham | Reiterate | Buy -> Buy |
| 2026-02-11 | Truist Securities | Maintains | Buy -> Buy |
| 2026-01-06 | Truist Securities | Initiate | Buy |
| 2025-11-05 | BTIG | Reiterate | Neutral -> Neutral |
| 2025-11-05 | Needham | Maintains | Buy -> Buy |
| 2025-11-05 | Stephens & Co. | Maintains | Equal-Weight -> Equal-Weight |
| 2025-11-05 | JP Morgan | Maintains | Overweight -> Overweight |
| 2025-11-05 | B of A Securities | Maintains | Neutral -> Neutral |
| 2025-11-05 | Piper Sandler | Maintains | Overweight -> Overweight |
| 2025-11-05 | Citigroup | Maintains | Buy -> Buy |
| 2025-10-13 | Goldman Sachs | Maintains | Sell -> Sell |
| 2025-08-20 | JP Morgan | Upgrade | Neutral -> Overweight |
| 2025-08-06 | Needham | Maintains | Buy -> Buy |
| 2025-08-06 | B of A Securities | Maintains | Neutral -> Neutral |
| 2025-08-06 | Morgan Stanley | Maintains | Equal-Weight -> Equal-Weight |
| 2025-08-06 | Piper Sandler | Maintains | Overweight -> Overweight |
| 2025-05-19 | Needham | Reiterate | Buy -> Buy |
| 2025-05-12 | Barclays | Maintains | Equal-Weight -> Equal-Weight |
| 2025-05-08 | Goldman Sachs | Maintains | Sell -> Sell |
Next Earnings Forecast Details
Next Earnings Details
Release DateMay 4, 2026
PeriodQ1 / 2026
EPS Estimate$0.39
Revenue Estimate305.3M
Revenue Q2Q43.08%
EPS Q2Q29.13%
Number of Analysts16
Next Earnings Revisions
Revenue (1 Month)
7.28%
Revenue (3 Months)
8.69%
EPS (1 Month)
-22.72%
EPS (3 Months)
-19.81%
Next Earnings Summary
UPST is expected to report earnings on 5/4/2026. The consensus EPS estimate for the next earnings is 0.39 USD and the consensus revenue estimate is 305.30M USD.
The next earnings revenue estimate has been revised upward by 8.69% in the past 3 months. Upward revisions are a positive sign and indicate that analysts are more optimistic about the next earnings compared to 3 months ago.
Full Analyst Estimates
Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates
| 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 | ||
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY % growth | 513.562M -39.04% | 636.528M 23.94% | 1.044B 63.99% | 1.441B 38.05% | 1.909B 32.48% | 2.361B 23.68% | 3.518B 49.00% | 4.466B 26.95% | |
| EBITDA YoY % growth | -231.622M -130.81% | -152.307M 34.24% | 67.466M 144.30% | 310.77M 360.63% | 449.47M 44.63% | 586.94M 30.58% | 974.1M 65.96% | 1.239B 27.19% | |
| EBIT YoY % growth | -256.525M -125.29% | -172.856M 32.62% | 42.631M 124.66% | 165.06M 287.18% | 282.82M 71.34% | 463.47M 63.87% | N/A | N/A | |
| Operating Margin | -49.95% | -27.16% | 4.08% | 11.45% | 14.82% | 19.63% | N/A | N/A | |
| EPS YoY % growth | -0.57 -538.46% | -0.28 50.88% | 1.64 685.71% | 2.28 38.77% | 3.31 45.40% | 4.37 32.01% | 6.50 48.73% | 7.87 21.19% |
All data in USD
Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates
| Q1 / 26 | Q2 / 26 | Q3 / 26 | Q4 / 26 | Q1 / 27 | Q2 / 27 | Q3 / 27 | Q4 / 27 | |
|---|---|---|---|---|---|---|---|---|
| EPS Q2Q % growth | 0.39 29.13% | 0.59 64.81% | 0.69 32.73% | 0.74 61.54% | 0.71 84.32% | 0.86 45.70% | 0.94 36.34% | 1.01 35.90% |
| Revenue Q2Q % growth | 305.3M 43.08% | 354.15M 37.65% | 339.64M 22.57% | 350.99M 18.58% | 348.74M 14.23% | 390.47M 10.26% | 413.3M 21.69% | 433M 23.37% |
| EBITDA Q2Q % growth | 57.102M 2,899.05% | 79.179M 371.72% | 92.615M 120.30% | 102.83M 135.02% | 105.78M 85.25% | 129.14M 63.10% | 139.99M 51.15% | 151.11M 46.95% |
| EBIT Q2Q % growth | 17.583M 491.08% | 36.303M 699.27% | 47.751M 101.77% | 56.197M 197.04% | 57.1M 224.75% | 76.52M 110.78% | 84.967M 77.94% | 94.135M 67.51% |
All data in USD
Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data
Long Term Forward Growth Forecast Summary
Long Term EPS Growth (CAGR)
EPS Next 3 Year
38.62%
EPS Next 5 Year
36.86%
Long Term Revenue Growth (CAGR)
Revenue Next 3 Year
30.72%
Revenue Next 5 Year
33.40%
Long Term EBIT Growth (CAGR)
EBIT Next 3 Year
139.02%
EBIT Next 5 Year
95.86%
UPSTART HOLDINGS INC / UPST Forecast FAQ
Can you provide the average price target for UPSTART HOLDINGS INC stock?
22 analysts have analysed UPST and the average price target is 55.73 USD. This implies a price increase of 102.88% is expected in the next year compared to the current price of 27.47.
When does UPSTART HOLDINGS INC (UPST) report earnings?
UPSTART HOLDINGS INC (UPST) will report earnings on 2026-05-04.
Can you provide the consensus estimates for UPSTART HOLDINGS INC next earnings?
The consensus EPS estimate for the next earnings of UPSTART HOLDINGS INC (UPST) is 0.39 USD and the consensus revenue estimate is 305.30M USD.
What is the expected long term growth rate for UPSTART HOLDINGS INC (UPST)?
The expected long term growth rate for UPSTART HOLDINGS INC (UPST) is 30.72%.