Logo image of XYF

X FINANCIAL-ADR (XYF) Stock Technical Analysis

USA - NYSE:XYF - US98372W2026 - ADR

13.04 USD
-0.22 (-1.66%)
Last: 10/17/2025, 8:04:00 PM
13.04 USD
0 (0%)
After Hours: 10/17/2025, 8:04:00 PM
Technical Rating and Analysis

4

Overall XYF gets a technical rating of 4 out of 10. Although XYF is scoring some points because its good overall performance in the market in the past year, recent evolutions are not that positive. Both the medium and short term picture give negative signs.

In the last month XYF has a been trading in the 12.99 - 15.29 range, which is quite wide. It is currently trading near the lows of this range.
XYF is one of the better performing stocks in the Consumer Finance industry, it outperforms 85% of 55 stocks in the same industry.
The short term trend is negative, the long term trend is neutral. Not much exciting going on here.
When comparing the yearly performance of all stocks, we notice that XYF is one of the better performing stocks in the market, outperforming 88% of all stocks. On top of that, XYF also shows a nice and consistent pattern of rising prices. However, XYF's most recent performance is quite weak.
XYF is currently trading in the middle of its 52 week range. The S&P500 Index however is currently trading near new highs, so XYF is lagging the market.
Considerably lower volume is observed in the last couple of days.
Weekly and Daily overview Charts
X FINANCIAL-ADR / XYF Weekly stock chart
X FINANCIAL-ADR / XYF Daily stock chart
Setup Rating and Analysis

5

XYF has only a medium technical rating, but it does show a decent setup pattern. Prices have been consolidating lately and the volatility has been reduced. There is very little resistance above the current price.

Support and Resistance Analysis

12.54

14.78

When analyzing the support we can see 2 important areas.

  • Support @13.03 from a horizontal line in the weekly time frame.
  • Support @12.67 from a horizontal line in the daily time frame.

When analyzing the resistance we notice 3 important areas.

  • Resistance @13.06 from a trend line in the daily time frame.
  • A resistance zone ranging from 13.80 to 14.35. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
  • Resistance @14.63 from a horizontal line in the daily time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorNEUTRALNEUTRALThe long term trend for XYF is neutral.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for XYF is down.
ChartMill Relative Strength88.8POSITIVEXYF has a high relative strength, it outperformed 88.8% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNNEGATIVEThe current price of XYF is below a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of XYF is below a declining SMA(50).
Simple Moving Average/SMA (200)UPMIXEDThe current price of XYF is below the rising SMA(200).
Relative Strength Index/RSI (14)39.19NEUTRALThe RSI value for XYF is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)-0.08NEGATIVEThe MACD value suggests XYF has a negative trend.
Stochastics (14,3)16.53OVERSOLDThe low Stochastics value suggests XYF may be oversold.
Average True Range in percent/ATR (20)5.33HIGH VOLATILITYThe high ATR as a percentage value for XYF suggests high volalility.
Average Directional Index/ADX (14)16.05NEGATIVEThe low ADX value for XYF suggests a weak or negative trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
X FINANCIAL-ADR / XYF Daily stock chart

X FINANCIAL-ADR

NYSE:XYF (10/17/2025, 8:04:00 PM)

After market: 13.04 0 (0%)

13.04

-0.22 (-1.66%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg-1.66%
1 Week-0.69%
2 Weeks-8.75%
1 Month-13.64%
3 Month-28.47%
6 Month11.07%
12 Month96.09%
2 Year224.38%
3 Year704.94%
5 Year436.63%
10 YearN/A
15 YearN/A
Volatility
ATR(14)0.64
ATR(20)%5.33%
ATR Inc-24.09%
Range Today0.4
ADR(20)0.68
ADR(20)%5.22%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS88.8
Mansfield-0.41
10 Day High14.86
10 Day Low12.99
20 Day High15.29
20 Day Low12.99
52 Week High20.36
52 Week Low6.04
CS1 End13.03
CR1 Start13.06
Volume & EV
DER(3)-8.51%
DER(5)-1.65%
Volume117.20K
Volume Incr-32.25%
Vol(5)124.12K
Vol(50)290.68K