Logo image of XYF

X FINANCIAL-ADR (XYF) Stock Technical Analysis

USA - New York Stock Exchange - NYSE:XYF - US98372W2026 - ADR

6.88 USD
-0.29 (-4.04%)
Last: 11/28/2025, 8:07:11 PM
6.92 USD
+0.04 (+0.58%)
After Hours: 11/28/2025, 8:07:11 PM
Technical Rating and Analysis

0

Taking everything into account, XYF scores 0 out of 10 in our technical rating. XYF scores bad on all fronts: it is a bad performer in the overall market and both the medium and short term pictures are negative.

The short term trend is negative, as is the long term trend. There should be more interesting stocks out there.
91% of all other stocks performed better in the past year than XYF.
XYF is one of the lesser performing stocks in the Consumer Finance industry. 83% of 55 stocks in the same industry do better.
XYF is currently trading near the lower end of its 52 week range, which is not a good sign. Certainly not because the S&P500 Index is trading near new 52 week highs at the moment.
In the last month XYF has a been trading in the 6.88 - 12.85 range, which is quite wide. It is currently trading near the lows of this range.
Prices have been falling strongly lately, it is better to avoid new long positions here.
Volume is considerably higher in the last couple of days. In combination with the strong move down this is a bad signal.
Weekly and Daily overview Charts
X FINANCIAL-ADR / XYF Weekly stock chart
X FINANCIAL-ADR / XYF Daily stock chart
Setup Rating and Analysis

2

The technical rating of XYF is bad and it also does not present a quality setup at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.

Support and Resistance Analysis

6.81

16.33

When analyzing the resistance we notice 3 important areas.

  • A resistance zone ranging from 11.61 to 11.77. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
  • Resistance @12.99 from a trend line in the daily time frame.
  • Resistance @16.17 from a horizontal line in the daily time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for XYF is down.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for XYF is down.
ChartMill Relative Strength9.72NEGATIVEXYF has a low relative strength, it was outperformed by 90.28% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNNEGATIVEThe current price of XYF is below a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of XYF is below a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of XYF is below a declining SMA(200).
Relative Strength Index/RSI (14)12.24OVERSOLDThe low RSI value suggests XYF may be oversold.
Moving Average Convergence Divergence/MACD (12, 26, 9)-0.43NEGATIVEThe MACD value suggests XYF has a negative trend, although the MACD value is rising.
Stochastics (14,3)1.54OVERSOLDThe low Stochastics value suggests XYF may be oversold.
Average True Range in percent/ATR (20)8.95HIGH VOLATILITYThe high ATR as a percentage value for XYF suggests high volalility.
Average Directional Index/ADX (14)51.37POSITIVEThe high ADX value value for XYF suggests a strong trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
X FINANCIAL-ADR / XYF Daily stock chart

X FINANCIAL-ADR

NYSE:XYF (11/28/2025, 8:07:11 PM)

After market: 6.92 +0.04 (+0.58%)

6.88

-0.29 (-4.04%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg-4.04%
1 Week-24.48%
2 Weeks-41.84%
1 Month-42.71%
3 Month-54.74%
6 Month-63.37%
12 Month-9.23%
2 Year60%
3 Year212.74%
5 Year175.2%
10 YearN/A
15 YearN/A
Volatility
ATR(14)0.66
ATR(20)%8.95%
ATR Inc-33.51%
Range Today0.4
ADR(20)0.58
ADR(20)%8.4%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS9.72
3 months CRS2.44
6 months CRS2.64
Mansfield-5.2
10 Day High11.88
10 Day Low6.88
20 Day High12.85
20 Day Low6.88
52 Week High20.36
52 Week Low6.7
CS1 EndN/A
CR1 Start11.61
Volume & EV
DER(3)-13.84%
DER(5)-9.89%
Volume107.10K
Volume Incr95.28%
Vol(5)383.76K
Vol(50)205.04K

X FINANCIAL-ADR / XYF FAQ

What is the ChartMill technical rating of X FINANCIAL-ADR (XYF) stock?

ChartMill assigns a technical rating of 0 / 10 to XYF.


What is the trend direction for XYF stock?

The current trend direction for X FINANCIAL-ADR (XYF) is Bearish.


Can you provide the RSI signal for X FINANCIAL-ADR?

X FINANCIAL-ADR (XYF) has an RSI value of 12.2427. This indicates that the stock is currently oversold.


What is the short term momentum for XYF stock?

The short term momentum for X FINANCIAL-ADR (XYF) is negative.


What is the support and resistance level for XYF stock?

X FINANCIAL-ADR (XYF) has a resistance level at 11.61. Check the full technical report for our detailed analysis of XYF support and resistance levels.