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X FINANCIAL-ADR (XYF) Stock Technical Analysis

USA - New York Stock Exchange - NYSE:XYF - US98372W2026 - ADR

6.11 USD
+0.11 (+1.83%)
Last: 1/16/2026, 8:04:00 PM
6.15 USD
+0.04 (+0.65%)
After Hours: 1/16/2026, 8:04:00 PM
Technical Rating and Analysis

0

Taking everything into account, XYF scores 0 out of 10 in our technical rating. XYF's overall performance in the market is below average. Also recent evolutions are not that positive. Both the medium and short term picture give negative signs.

  • Both the long and short term trends are negative. It is better to avoid buying stocks with negative trends.
  • When comparing the yearly performance of all stocks, XYF is a bad performer in the overall market: 92% of all stocks are doing better.
  • XYF is one of the lesser performing stocks in the Consumer Finance industry. 83% of 54 stocks in the same industry do better.
  • XYF is currently trading near the lower end of its 52 week range, which is not a good sign. Certainly not because the S&P500 Index is trading near new 52 week highs at the moment.
  • In the last month XYF has a been trading in the 5.44 - 6.74 range, which is quite wide. It is currently trading in the middle of this range, so some resistance may be found above.
Weekly and Daily overview Charts
X FINANCIAL-ADR / XYF Weekly stock chart
X FINANCIAL-ADR / XYF Daily stock chart
Setup Rating and Analysis

4

XYF has a poor technical rating and the quality of the setup is also only medium at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.

Support and Resistance Analysis

5.66

8.95

We found 1 important support area.

  • A support zone ranging from 5.72 to 5.80. This zone is formed by a combination of multiple trend lines in the weekly time frame.

We can see 3 important resistance areas.

  • A resistance zone ranging from 6.24 to 6.24. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • Resistance @6.40 from a horizontal line in the daily time frame.
  • Resistance @8.86 from a trend line in the daily time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for XYF is down.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for XYF is down.
ChartMill Relative Strength8.57NEGATIVEXYF has a low relative strength, it was outperformed by 91.43% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNMIXEDThe current price of XYF is above a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of XYF is below a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of XYF is below a declining SMA(200).
Relative Strength Index/RSI (14)40.16NEUTRALThe RSI value for XYF is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)0.16POSITIVEThe MACD value suggests XYF has a positive trend, although the MACD value is declining.
Stochastics (14,3)48.72NEUTRALThe Stochastics value for XYF is a neutral value.
Average True Range in percent/ATR (20)5.21HIGH VOLATILITYThe high ATR as a percentage value for XYF suggests high volalility.
Average Directional Index/ADX (14)38.07POSITIVEThe high ADX value value for XYF suggests a strong trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
X FINANCIAL-ADR / XYF Daily stock chart

X FINANCIAL-ADR

NYSE:XYF (1/16/2026, 8:04:00 PM)

After market: 6.15 +0.04 (+0.65%)

6.11

+0.11 (+1.83%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg1.83%
1 Week-1.93%
2 Weeks5.71%
1 Month-4.38%
3 Month-53.14%
6 Month-66.48%
12 Month-17.77%
2 Year56.67%
3 Year59.95%
5 Year189.57%
10 YearN/A
15 YearN/A
Volatility
ATR(14)0.3
ATR(20)%5.21%
ATR Inc-44.64%
Range Today0.15
ADR(20)0.31
ADR(20)%5.01%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS8.57
3 months CRS3.69
6 months CRS3.15
Mansfield-5.68
10 Day High6.74
10 Day Low5.82
20 Day High6.74
20 Day Low5.44
52 Week High20.36
52 Week Low5.44
CS1 End5.8
CR1 Start6.24
Volume & EV
DER(3)0.76%
DER(5)1.68%
Volume162.10K
Volume Incr-19.29%
Vol(5)180.92K
Vol(50)220.50K

X FINANCIAL-ADR / XYF FAQ

What is the ChartMill technical rating of X FINANCIAL-ADR (XYF) stock?

ChartMill assigns a technical rating of 0 / 10 to XYF.


Can you provide the trend direction for X FINANCIAL-ADR?

The current trend direction for X FINANCIAL-ADR (XYF) is Bearish.


Can you provide the RSI signal for X FINANCIAL-ADR?

X FINANCIAL-ADR (XYF) has an RSI value of 40.1571. This indicates that the stock is currently neutral.


What is the MACD signal for X FINANCIAL-ADR (XYF) stock?

The MACD indicator for X FINANCIAL-ADR (XYF) has a value of 0.157762, indicating a bearish trend.


What is the buy/sell signal for XYF stock?

The buy/sell signal for X FINANCIAL-ADR (XYF) is sell as both the short term and long term trends are negative.