X FINANCIAL-ADR (XYF) Stock Technical Analysis
USA - NYSE:XYF - US98372W2026 - ADR
14.06 USD
+0.02 (+0.14%)
We assign a technical rating of 5 out of 10 to XYF. Although XYF is scoring some points because its good overall performance in the market in the past year, recent evolutions are not that positive. Both the medium and short term picture give negative signs.
When comparing the yearly performance of all stocks, we notice that XYF is one of the better performing stocks in the market, outperforming 95% of all stocks. On top of that, XYF also shows a nice and consistent pattern of rising prices.
XYF is part of the Consumer Finance industry. There are 54 other stocks in this industry. XYF outperforms 83% of them.
The short term trend is negative, the long term trend is neutral. Not much exciting going on here.
XYF is currently trading in the middle of its 52 week range. The S&P500 Index however is currently trading near new highs, so XYF is lagging the market.
In the last month XYF has a been trading in the 11.62 - 16.40 range, which is quite wide. It is currently trading in the middle of this range, so some resistance may be found above.
Considerably lower volume is observed in the last couple of days.
XYF has an average technical rating and it also does not offer a high quality setup at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.
More info and screens
10.16
15.92
When analyzing the support we can see 5 important areas.
- Support @13.99 from a trend line in the daily time frame.
- Support @13.47 from a horizontal line in the weekly time frame.
- Support @12.95 from a trend line in the daily time frame.
- Support @12.67 from a horizontal line in the daily time frame.
- Support @10.26 from a trend line in the weekly time frame.
2 important resistance areas can be observed.
- A resistance zone ranging from 14.89 to 14.99. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
- A resistance zone ranging from 15.72 to 15.76. This zone is formed by a combination of multiple trend lines in multiple time frames.
The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.
| Indicator | Value | Signal | Comment |
|---|---|---|---|
| ChartMill Long Term Trend Indicator | NEUTRAL | NEUTRAL | The long term trend for XYF is neutral. |
| ChartMill Short Term Trend Indicator | DOWN | NEGATIVE | The short term trend for XYF is down. |
| ChartMill Relative Strength | 95.51 | POSITIVE | XYF has a high relative strength, it outperformed 95.51% off all stocks on the market. |
| Simple Moving Average/SMA (20) | UP | MIXED | The current price of XYF is below the rising SMA(20). |
| Simple Moving Average/SMA (50) | DOWN | NEGATIVE | The current price of XYF is below a declining SMA(50). |
| Simple Moving Average/SMA (200) | UP | POSITIVE | The current price of XYF is above the rising SMA(200). |
| Relative Strength Index/RSI (14) | 44.2 | NEUTRAL | The RSI value for XYF is a neutral value. |
| Moving Average Convergence Divergence/MACD (12, 26, 9) | -0.03 | NEGATIVE | The MACD value suggests XYF has a negative trend. |
| Stochastics (14,3) | 28.09 | NEUTRAL | The Stochastics value for XYF is a neutral value. |
| Average True Range in percent/ATR (20) | 6.48 | HIGH VOLATILITY | The high ATR as a percentage value for XYF suggests high volalility. |
| Average Directional Index/ADX (14) | 20.89 | NEUTRAL | The ADX value for XYF suggests a possible start of a new trend. |
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
NYSE:XYF (9/16/2025, 1:45:20 PM)
14.06
+0.02 (+0.14%)
Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg0.14%
1 Week0.29%
2 Weeks-7.63%
1 Month4.15%
3 Month-18.37%
6 Month3.24%
12 Month185.15%
2 Year243.28%
3 Year529.6%
5 Year808.74%
10 YearN/A
15 YearN/A
Volatility
ATR(14)0.68
ATR(20)%6.48%
ATR Inc-48.22%
Range Today0.33
ADR(20)0.91
ADR(20)%6.44%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS95.51
Mansfield0.75
10 Day High15.96
10 Day Low13.3
20 Day High16.4
20 Day Low11.62
52 Week High20.36
52 Week Low4.85
CS1 End13.99
CR1 Start14.89
Volume & EV
DER(3)2.37%
DER(5)-0.58%
Volume59.00K
Volume Incr-64.59%
Vol(5)160.80K
Vol(50)437.80K