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X FINANCIAL-ADR (XYF) Stock Technical Analysis

USA - New York Stock Exchange - NYSE:XYF - US98372W2026 - ADR

6.23 USD
+0.22 (+3.66%)
Last: 1/9/2026, 8:04:00 PM
Technical Rating and Analysis

0

Taking everything into account, XYF scores 0 out of 10 in our technical rating. XYF's overall performance in the market is below average. Also recent evolutions are not that positive. Both the medium and short term picture give negative signs.

The short term trend is negative, as is the long term trend. There should be more interesting stocks out there.
91% of all other stocks performed better in the past year than XYF.
XYF is one of the lesser performing stocks in the Consumer Finance industry. 85% of 55 stocks in the same industry do better.
XYF is currently trading near the lower end of its 52 week range, which is not a good sign. Certainly not because the S&P500 Index is trading near new 52 week highs at the moment.
In the last month XYF has a been trading in the 5.44 - 7.28 range, which is quite wide. It is currently trading in the middle of this range, so some resistance may be found above.
Weekly and Daily overview Charts
X FINANCIAL-ADR / XYF Weekly stock chart
X FINANCIAL-ADR / XYF Daily stock chart
Setup Rating and Analysis

5

XYF has a bad technical rating, but it does show a decent setup pattern. Prices have been consolidating lately and the volatility has been reduced. There is very little resistance above the current price.

Support and Resistance Analysis

5.66

9.36

We found 1 important support area.

  • Support @5.72 from a horizontal line in the weekly time frame.

We found 1 important resistance area.

  • Resistance @9.27 from a trend line in the daily time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for XYF is down.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for XYF is down.
ChartMill Relative Strength9.25NEGATIVEXYF has a low relative strength, it was outperformed by 90.75% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNMIXEDThe current price of XYF is above a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of XYF is below a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of XYF is below a declining SMA(200).
Relative Strength Index/RSI (14)39.25NEUTRALThe RSI value for XYF is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)0.19POSITIVEThe MACD value suggests XYF has a positive trend.
Stochastics (14,3)49.94NEUTRALThe Stochastics value for XYF is a neutral value.
Average True Range in percent/ATR (20)5.25HIGH VOLATILITYThe high ATR as a percentage value for XYF suggests high volalility.
Average Directional Index/ADX (14)49.4POSITIVEThe high ADX value value for XYF suggests a strong trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
X FINANCIAL-ADR / XYF Daily stock chart

X FINANCIAL-ADR

NYSE:XYF (1/9/2026, 8:04:00 PM)

6.23

+0.22 (+3.66%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg3.66%
1 Week7.79%
2 Weeks5.59%
1 Month-7.84%
3 Month-52.55%
6 Month-67.48%
12 Month-13.71%
2 Year59.74%
3 Year63.09%
5 Year195.26%
10 YearN/A
15 YearN/A
Volatility
ATR(14)0.32
ATR(20)%5.25%
ATR Inc-34.19%
Range Today0.31
ADR(20)0.32
ADR(20)%5.11%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS9.25
3 months CRS3.85
6 months CRS3.03
Mansfield-5.63
10 Day High6.27
10 Day Low5.44
20 Day High7.28
20 Day Low5.44
52 Week High20.36
52 Week Low5.44
CS1 End5.72
CR1 Start9.27
Volume & EV
DER(3)-2.1%
DER(5)-1.25%
Volume217.60K
Volume Incr-17.1%
Vol(5)179.86K
Vol(50)216.85K

X FINANCIAL-ADR / XYF FAQ

What is the ChartMill technical rating of X FINANCIAL-ADR (XYF) stock?

ChartMill assigns a technical rating of 0 / 10 to XYF.


Can you provide the trend direction for X FINANCIAL-ADR?

The current trend direction for X FINANCIAL-ADR (XYF) is Bearish.


Can you provide the RSI signal for X FINANCIAL-ADR?

X FINANCIAL-ADR (XYF) has an RSI value of 39.2472. This indicates that the stock is currently neutral.


What is the MACD signal for X FINANCIAL-ADR (XYF) stock?

The MACD indicator for X FINANCIAL-ADR (XYF) has a value of 0.18821, indicating a bearish trend.


What is the buy/sell signal for XYF stock?

The buy/sell signal for X FINANCIAL-ADR (XYF) is sell as both the short term and long term trends are negative.