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X FINANCIAL-ADR (XYF) Stock Technical Analysis

USA - NYSE:XYF - US98372W2026 - ADR

12.46 USD
+0.41 (+3.4%)
Last: 11/7/2025, 8:04:00 PM
12.46 USD
0 (0%)
After Hours: 11/7/2025, 8:04:00 PM
Technical Rating and Analysis

4

We assign a technical rating of 4 out of 10 to XYF. Although XYF is scoring some points because its good overall performance in the market in the past year, recent evolutions are not that positive. Both the medium and short term picture give negative signs.

Both the long and short term trends are negative. It is better to avoid buying stocks with negative trends.
XYF is currently showing a bear flag pattern! A bear flag pattern occurs when prices pull back slightly after a strong move down. This may present a good short opportunity.
When comparing the yearly performance of all stocks, we notice that XYF is one of the better performing stocks in the market, outperforming 91% of all stocks. On top of that, XYF also shows a nice and consistent pattern of rising prices.
XYF is one of the better performing stocks in the Consumer Finance industry, it outperforms 90% of 55 stocks in the same industry.
XYF is currently trading in the middle of its 52 week range. The S&P500 Index however is trading in the upper part of its 52 week range, so XYF is lagging the market slightly.
Considerably lower volume is observed in the last couple of days.
Weekly and Daily overview Charts
X FINANCIAL-ADR / XYF Weekly stock chart
X FINANCIAL-ADR / XYF Daily stock chart
Setup Rating and Analysis

5

XYF has only a medium technical rating, but it does show a decent setup pattern. Prices have been consolidating lately and the volatility has been reduced. There is a resistance zone just above the current price starting at 12.61. Right above this resistance zone may be a good entry point.

Support and Resistance Analysis

11.85

13.84

2 important support areas can be observed.

  • A support zone ranging from 12.29 to 12.45. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
  • A support zone ranging from 11.97 to 12.04. This zone is formed by a combination of multiple trend lines in the daily time frame.

2 important resistance areas can be observed.

  • A resistance zone ranging from 12.61 to 12.78. This zone is formed by a combination of multiple trend lines and important moving averages in the daily time frame.
  • A resistance zone ranging from 13.63 to 13.70. This zone is formed by a combination of multiple trend lines and important moving averages in multiple time frames.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for XYF is down.
ChartMill Short Term Trend IndicatorDOWNNEGATIVEThe short term trend for XYF is down.
ChartMill Relative Strength91.76POSITIVEXYF has a high relative strength, it outperformed 91.76% off all stocks on the market.
Simple Moving Average/SMA (20)DOWNNEGATIVEThe current price of XYF is below a declining SMA(20).
Simple Moving Average/SMA (50)DOWNNEGATIVEThe current price of XYF is below a declining SMA(50).
Simple Moving Average/SMA (200)UPMIXEDThe current price of XYF is below the rising SMA(200).
Relative Strength Index/RSI (14)43.93NEUTRALThe RSI value for XYF is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)0.03POSITIVEThe MACD value suggests XYF has a positive trend.
Stochastics (14,3)44NEUTRALThe Stochastics value for XYF is a neutral value.
Average True Range in percent/ATR (20)4.77MEDIUM VOLATILITYThe ATR as a percentage value for XYF suggests some volalility.
Average Directional Index/ADX (14)28.84POSITIVEThe high ADX value value for XYF suggests a strong trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
X FINANCIAL-ADR / XYF Daily stock chart

X FINANCIAL-ADR

NYSE:XYF (11/7/2025, 8:04:00 PM)

After market: 12.46 0 (0%)

12.46

+0.41 (+3.4%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg3.4%
1 Week-0.24%
2 Weeks-3.26%
1 Month-5.1%
3 Month-8.25%
6 Month-9.25%
12 Month93.18%
2 Year189.77%
3 Year466.39%
5 Year398.4%
10 YearN/A
15 YearN/A
Volatility
ATR(14)0.58
ATR(20)%4.77%
ATR Inc-18.64%
Range Today0.61
ADR(20)0.56
ADR(20)%4.46%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS91.76
3 months CRS19.35
6 months CRS17.73
Mansfield-1.11
10 Day High13.16
10 Day Low11.5
20 Day High14.15
20 Day Low11.5
52 Week High20.36
52 Week Low6.04
CS1 End12.45
CR1 Start12.61
Volume & EV
DER(3)-1.82%
DER(5)-4.94%
Volume91.40K
Volume Incr-46.57%
Vol(5)95.78K
Vol(50)176.48K

X FINANCIAL-ADR / XYF FAQ

What is the ChartMill technical rating of X FINANCIAL-ADR (XYF) stock?

ChartMill assigns a technical rating of 4 / 10 to XYF.


What is the trend direction for XYF stock?

The current trend direction for X FINANCIAL-ADR (XYF) is Bearish.


Can you provide the RSI signal for X FINANCIAL-ADR?

X FINANCIAL-ADR (XYF) has an RSI value of 43.9296. This indicates that the stock is currently neutral.


What is the short term momentum for XYF stock?

The short term momentum for X FINANCIAL-ADR (XYF) is negative.


What is the support and resistance level for XYF stock?

X FINANCIAL-ADR (XYF) has a support level at 12.45 and a resistance level at 12.61. Check the full technical report for our detailed analysis of XYF support and resistance levels.