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X FINANCIAL-ADR (XYF) Stock Income Statement

USA - NYSE:XYF - US98372W2026 - ADR

9.68 USD
-1.41 (-12.71%)
Last: 11/19/2025, 2:58:11 PM

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TTM
(2025-6-30)
2024
(2024-12-31)
2023
(2023-12-31)
2022
(2022-12-31)
2021
(2021-12-31)
Revenue
XYF Revenue ChartXYF Revenue over time chart
7.50B5.87B4.81B3.56B3.63B
Gross Premiums Earned
XYF Gross Premiums Earned ChartXYF Gross Premiums Earned over time chart
nullnullnullnullnull
Loss Claims
XYF Loss Claims ChartXYF Loss Claims over time chart
nullnullnullnullnull
Deferred Policy Acquisition Expense
XYF Deferred Policy Acquisition Expense ChartXYF Deferred Policy Acquisition Expense over time chart
nullnullnullnullnull
Net Interest Income
XYF Net Interest Income ChartXYF Net Interest Income over time chart
nullnullnullnullnull
Non Interest Income
XYF Non Interest Income ChartXYF Non Interest Income over time chart
nullnullnullnullnull
Loan Loss Provision
XYF Loan Loss Provision ChartXYF Loan Loss Provision over time chart
nullnullnullnullnull
Net Interest Income after Provision
XYF Net Interest Income after Provision ChartXYF Net Interest Income after Provision over time chart
nullnullnullnullnull
Non Interest Expense
XYF Non Interest Expense ChartXYF Non Interest Expense over time chart
nullnullnullnullnull
Minority Interest Expense
XYF Minority Interest Expense ChartXYF Minority Interest Expense over time chart
nullnullnull00
Cost Of Goods
XYF Cost Of Goods ChartXYF Cost Of Goods over time chart
1.88B1.74B2.87B2.13B1.96B
Gross Profit
XYF Gross Profit ChartXYF Gross Profit over time chart
5.62B4.13B1.95B1.44B1.66B
Operating Expenses
XYF Operating Expenses ChartXYF Operating Expenses over time chart
861.10M678.44M507.36M353.92M352.42M
Research and Development
XYF Research and Development ChartXYF Research and Development over time chart
nullnullnullnullnull
Selling, General, and Administrative Expenses
XYF Selling, General, and Administrative Expenses ChartXYF Selling, General, and Administrative Expenses over time chart
260.45M211.67M211.29M208.81M285.94M
Operating Income
XYF Operating Income ChartXYF Operating Income over time chart
4.76B3.46B1.44B1.08B1.31B
Interest Income/Expense
XYF Interest Income/Expense ChartXYF Interest Income/Expense over time chart
null8.08M-12.18M136.18M-152.75M
Other Income/Expense
XYF Other Income/Expense ChartXYF Other Income/Expense over time chart
-15.87M13.52M24.35M40.72M32.51M
Non Recurring Items
XYF Non Recurring Items ChartXYF Non Recurring Items over time chart
-2.48B-1.58B-46.77M-35.74M0
Income Before Taxes
XYF Income Before Taxes ChartXYF Income Before Taxes over time chart
2.24B1.89B1.40B1.22B1.19B
Income Tax
XYF Income Tax ChartXYF Income Tax over time chart
479.11M405.70M249.44M389.36M368.74M
Net Income
XYF Net Income ChartXYF Net Income over time chart
1.75B1.54B1.19B812.00M825.41M
EBITDA
XYF EBITDA ChartXYF EBITDA over time chart
null3.46B1.44B1.09B1.32B
 
Per Share Data
EPS Diluted Total Ops
XYF EPS Diluted Total Ops ChartXYF EPS Diluted Total Ops over time chart
39.9664529701914732.8362876515657625.51848640350253615.76141807275156615.323600904064023
Non GAAP EPS
XYF Non GAAP EPS ChartXYF Non GAAP EPS over time chart
nullnullnullnullnull
 
Statistics
Gross Profit Margin
XYF Gross Profit Margin ChartXYF Gross Profit Margin over time chart
74.88%70.40%40.40%40.31%45.87%
Profit Margin
XYF Profit Margin ChartXYF Profit Margin over time chart
23.29%26.23%24.65%22.79%22.76%
Operating Profit Margin
XYF Operating Profit Margin ChartXYF Operating Profit Margin over time chart
63.40%58.84%29.86%30.38%36.15%

All data in CNY

Charts

XYF Income Statement data chartXYF Revenue, Operating Income, Net Income and EBITDA ChartIncome Statements 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM 0 2B 4B 6B
XYF Earnings Per Share (EPS) chartXYF EPS Diluted and non-GAAP ChartEarnings Per Share 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM 0 20 -20