Consumer Finance Industry Stocks & Companies | USA

The Consumer Finance Industry includes 40 publicly traded companies in the USA market.

Together these companies represent a combined market capitalization of $440.04 Billion with an average price-to-earnings ratio of 16.3.

The largest companies in this industry are AXP (AMERICAN EXPRESS CO) and COF (CAPITAL ONE FINANCIAL CORP). Together they account for 70.49% of the total market capitalization of the industry.

Below you can explore the complete list of Consumer Finance Industry, including market capitalization, revenue, valuation ratios, dividend yield, and performance statistics.

Largest Companies in the Consumer Finance Industry

The following companies currently represent the largest weights in the Consumer Finance Industry.

1. AMERICAN EXPRESS CO (AXP)

2. CAPITAL ONE FINANCIAL CORP (COF)

3. SYNCHRONY FINANCIAL (SYF)

4. SOFI TECHNOLOGIES INC (SOFI)

5. SLM CORP - SLM 5.63562 PERP (SLMBP)

6. ALLY FINANCIAL INC (ALLY)

7. FIRSTCASH HOLDINGS INC (FCFS)

8. FIGURE TECHNOLOGY SOLUT-CL A (FIGR)

9. ONEMAIN HOLDINGS INC (OMF)

10. NELNET INC-CL A (NNI)

Consumer Finance Industry Key Metrics Overview

The Consumer Finance Industry has on average fallen 21.2% over the last 3 months. These averages are based on an weighted average of 40 stocks in this industry.

Total Market Cap

440.04B

Total Revenue

208.96B

Total Net Income

23.25B

Avg Price/Earnings (W)

16.3

Avg Debt/Equity (W)

3.6

Avg ROE (W)

20.2

Avg Relative Strength

41.9

Avg Perf Today (W)

1.2%

Best Perf Today

8.8%

Worst Perf Today

-3.1%

% Winners Today

65%

New Highs (Last Week)

New Lows (Last Week)

7.5%

Avg 1 Week Perf (W)

-2.6%

Avg 2 Week Perf (W)

-1.1%

Avg 1 Month Perf (W)

-5.2%

Avg 3 Month Perf (W)

-21.2%

Avg 1 Year Perf (W)

26.8%

Avg 3 Year Perf (W)

95.3%

See full Consumer Finance Industry Statistics

All Consumer Finance Industry Stocks

The full list of Consumer Finance Industry stocks, sorted by Market Cap and weight inside the industry. Zoom in on the Technicals or Fundamentals or open the list in the screener for additional metrics, charts and export.

Stock Screener

Symbol	Company	Market Cap	Weight	TA Rating	FA Rating	Div %	% Chg	3M %	1Y %	PE	Analysts
AXP	AMERICAN EXPRESS CO	200.68B	45.60%	1 / 10	5 / 10	1.27%	1.79%	-20.19%	27.31%	19.33	70.29
COF	CAPITAL ONE FINANCIAL CORP	109.52B	24.89%	0 / 10	4 / 10	1.76%	1.15%	-28.15%	18.30%	9.21	81.43
SYF	SYNCHRONY FINANCIAL	22.72B	5.16%	1 / 10	4 / 10	1.80%	0.99%	-22.02%	50.67%	7.11	80.00
SOFI	SOFI TECHNOLOGIES INC	19.42B	4.41%	1 / 10	3 / 10	N/A	-0.53%	-44.83%	58.31%	39.87	70.34
SLMBP	SLM CORP - SLM 5.63562 PERP	14.82B	3.37%	3 / 10	3 / 10	2.52%	-0.52%	0.53%	5.46%	21.44	73.33
ALLY	ALLY FINANCIAL INC	11.68B	2.65%	1 / 10	3 / 10	3.07%	0.32%	-17.15%	18.03%	9.95	80.00
FCFS	FIRSTCASH HOLDINGS INC	8.39B	1.91%	10 / 10	6 / 10	0.87%	0.36%	22.19%	55.71%	21.87	81.54
FIGR	FIGURE TECHNOLOGY SOLUT-CL A	6.69B	1.52%	1 / 10	4 / 10	N/A	-0.94%	-29.79%	N/A	33.75	78.67
OMF	ONEMAIN HOLDINGS INC	6.04B	1.37%	1 / 10	5 / 10	7.92%	1.30%	-24.40%	27.27%	7.84	75.79
NNI	NELNET INC-CL A	4.54B	1.03%	2 / 10	4 / 10	1.03%	2.01%	0.08%	25.60%	15.88	45.00
CACC	CREDIT ACCEPTANCE CORP	4.51B	1.02%	0 / 10	4 / 10	N/A	0.56%	-7.07%	-8.58%	11.68	47.50
SLM	SLM CORP	4.03B	0.92%	1 / 10	4 / 10	2.52%	1.38%	-24.70%	-19.19%	5.95	73.33
ENVA	ENOVA INTERNATIONAL INC	3.24B	0.74%	2 / 10	6 / 10	N/A	1.19%	-18.96%	52.79%	10.07	86.15
BFH	BREAD FINANCIAL HOLDINGS INC	3.11B	0.71%	9 / 10	5 / 10	1.21%	1.25%	-3.01%	74.38%	6.74	70.00
DAVE	DAVE INC	2.37B	0.54%	2 / 10	6 / 10	N/A	-3.14%	-22.79%	139.35%	14.60	83.75
UPST	UPSTART HOLDINGS INC	2.35B	0.53%	0 / 10	4 / 10	N/A	-2.22%	-47.16%	-30.40%	14.77	73.64
JSM	NAVIENT CORP - NAVI 6 12/15/43	1.73B	0.39%	0 / 10	3 / 10	7.78%	1.21%	-8.52%	3.02%	N/A	50.00
LC	LENDINGCLUB CORP	1.60B	0.36%	2 / 10	4 / 10	N/A	-0.43%	-27.77%	58.92%	12.01	87.37
EZPW	EZCORP INC-CL A	1.56B	0.35%	9 / 10	6 / 10	N/A	-0.63%	24.88%	64.48%	16.06	80.00
ECPG	ENCORE CAPITAL GROUP INC	1.47B	0.34%	10 / 10	5 / 10	N/A	-0.33%	22.77%	119.16%	6.26	80.00
PRG	PROG HOLDINGS INC	1.13B	0.26%	1 / 10	6 / 10	1.83%	-0.35%	-3.27%	12.74%	8.36	78.33
JCAP	JEFFERSON CAPITAL INC	1.03B	0.23%	0 / 10	5 / 10	5.02%	1.78%	-14.56%	N/A	9.49	84.62
ATLC	ATLANTICUS HOLDINGS CORP	786.28M	0.18%	0 / 10	5 / 10	N/A	-2.62%	-22.65%	13.92%	8.61	87.27
NAVI	NAVIENT CORP	767.38M	0.17%	0 / 10	3 / 10	7.78%	0.37%	-36.62%	-27.29%	N/A	50.00
NRDS	NERDWALLET INC-CL A	667.90M	0.15%	1 / 10	7 / 10	N/A	1.00%	-21.89%	22.13%	15.78	81.54
PRAA	PRA GROUP INC	647.88M	0.15%	7 / 10	4 / 10	N/A	2.31%	-1.37%	-10.02%	7.15	77.78
WRLD	WORLD ACCEPTANCE CORP	644.67M	0.15%	1 / 10	4 / 10	N/A	2.17%	-5.97%	18.47%	17.07	43.33
OPFI	OPPFI INC	642.66M	0.15%	0 / 10	5 / 10	3.31%	0.79%	-26.12%	-7.98%	4.79	80.00
GDOT	GREEN DOT CORP-CLASS A	601.61M	0.14%	1 / 10	2 / 10	N/A	3.14%	-11.35%	50.13%	7.76	77.78
TREE	LENDINGTREE INC	578.24M	0.13%	1 / 10	5 / 10	N/A	1.15%	-18.06%	-8.18%	12.30	83.33
ATLCL	ATLANTICUS HOLDINGS CORP - ATLC 6 1/8 11/30/26	372.85M	0.08%	7 / 10	5 / 10	6.13%	0.12%	1.05%	4.03%	4.20	87.27
ATLCZ	ATLANTICUS HOLDINGS CORP - ATLC 9 1/4 01/31/29	371.96M	0.08%	1 / 10	5 / 10	9.28%	1.28%	-0.36%	5.21%	4.24	87.27
ATLCP	ATLANTICUS HOLDINGS CORP - ATLC 7 5/8 PERP	327.20M	0.07%	0 / 10	6 / 10	8.69%	-1.96%	-10.97%	-3.08%	3.61	87.27
RM	REGIONAL MANAGEMENT CORP	294.78M	0.07%	0 / 10	5 / 10	3.70%	1.24%	-19.09%	13.68%	7.13	83.33
OPRT	OPORTUN FINANCIAL CORP	199.36M	0.05%	0 / 10	4 / 10	N/A	-1.12%	-12.45%	1.14%	3.23	83.08
MFIN	MEDALLION FINANCIAL CORP	188.47M	0.04%	0 / 10	4 / 10	5.69%	5.62%	-16.90%	2.92%	4.89	82.50
CPSS	CONSUMER PORTFOLIO SERVICES	167.73M	0.04%	0 / 10	2 / 10	N/A	2.37%	-15.16%	-17.23%	9.72	85.71
DFDV	DEFI DEVELOPMENT CORP	106.41M	0.02%	0 / 10	4 / 10	N/A	-2.53%	-35.02%	N/A	1.42	82.50
KPLT	KATAPULT HOLDINGS INC	33.96M	0.01%	4 / 10	2 / 10	N/A	-2.53%	7.26%	-22.37%	5.46	45.71
VRM	VROOM INC	N/A	0.00%	0 / 10	0 / 10	N/A	8.76%	-39.17%	-54.81%	N/A	40.00

About the Consumer Finance Industry

Providers of consumer finance services, including personal credit, credit cards, lease financing, travel-related money services and pawn shops. Excludes mortgage lenders classified in the Thrifts & Mortgage Finance Sub-Industry.

Last updated: Tuesday, March 31, 2026