Consumer Finance Industry Stocks & Companies | USA

The Consumer Finance Industry includes 40 publicly traded companies in the USA market.

Together these companies represent a combined market capitalization of $458.64 Billion with an average price-to-earnings ratio of 16.8.

The largest companies in this industry are AXP (AMERICAN EXPRESS CO) and COF (CAPITAL ONE FINANCIAL CORP). Together they account for 70.53% of the total market capitalization of the industry.

Below you can explore the complete list of Consumer Finance Industry, including market capitalization, revenue, valuation ratios, dividend yield, and performance statistics.

Largest Companies in the Consumer Finance Industry

The following companies currently represent the largest weights in the Consumer Finance Industry.

1. AMERICAN EXPRESS CO (AXP)

2. CAPITAL ONE FINANCIAL CORP (COF)

3. SYNCHRONY FINANCIAL (SYF)

4. SOFI TECHNOLOGIES INC (SOFI)

5. SLM CORP - SLM 5.63562 PERP (SLMBP)

6. ALLY FINANCIAL INC (ALLY)

7. FIRSTCASH HOLDINGS INC (FCFS)

8. FIGURE TECHNOLOGY SOLUT-CL A (FIGR)

9. ONEMAIN HOLDINGS INC (OMF)

10. CREDIT ACCEPTANCE CORP (CACC)

Consumer Finance Industry Key Metrics Overview

The Consumer Finance Industry has on average fallen 20.1% over the last 3 months. These averages are based on an weighted average of 40 stocks in this industry.

Total Market Cap

458.64B

Total Revenue

209.26B

Total Net Income

23.30B

Avg Price/Earnings (W)

16.8

Avg Debt/Equity (W)

3.6

Avg ROE (W)

20.3

Avg Relative Strength

42.3

Avg Perf Today (W)

-0.4%

Best Perf Today

5.4%

Worst Perf Today

-4.9%

% Winners Today

47.5%

New Highs (Last Week)

New Lows (Last Week)

2.5%

Avg 1 Week Perf (W)

Avg 2 Week Perf (W)

0.3%

Avg 1 Month Perf (W)

-1%

Avg 3 Month Perf (W)

-20.1%

Avg 1 Year Perf (W)

23%

Avg 3 Year Perf (W)

101%

See full Consumer Finance Industry Statistics

All Consumer Finance Industry Stocks

The full list of Consumer Finance Industry stocks, sorted by Market Cap and weight inside the industry. Zoom in on the Technicals or Fundamentals or open the list in the screener for additional metrics, charts and export.

Stock Screener

Symbol	Company	Market Cap	Weight	TA Rating	FA Rating	Div %	% Chg	3M %	1Y %	PE	Analysts
AXP	AMERICAN EXPRESS CO	210.81B	45.96%	2 / 10	5 / 10	1.30%	0.43%	-18.26%	22.26%	19.95	70.86
COF	CAPITAL ONE FINANCIAL CORP	112.66B	24.56%	0 / 10	4 / 10	1.82%	-1.66%	-27.31%	12.54%	9.36	81.43
SYF	SYNCHRONY FINANCIAL	23.93B	5.22%	3 / 10	4 / 10	1.84%	-0.59%	-20.76%	49.25%	7.41	80.00
SOFI	SOFI TECHNOLOGIES INC	20.54B	4.48%	1 / 10	3 / 10	N/A	-0.98%	-41.20%	50.42%	42.39	70.00
SLMBP	SLM CORP - SLM 5.63562 PERP	14.85B	3.24%	4 / 10	3 / 10	2.55%	0.33%	2.03%	6.97%	21.60	76.00
ALLY	ALLY FINANCIAL INC	12.45B	2.72%	4 / 10	3 / 10	3.18%	-0.07%	-11.88%	26.70%	10.57	79.20
FCFS	FIRSTCASH HOLDINGS INC	8.57B	1.87%	10 / 10	6 / 10	0.88%	2.36%	18.17%	61.57%	22.25	81.54
FIGR	FIGURE TECHNOLOGY SOLUT-CL A	6.64B	1.45%	0 / 10	4 / 10	N/A	-4.74%	-47.02%	N/A	33.81	78.67
OMF	ONEMAIN HOLDINGS INC	6.31B	1.37%	0 / 10	5 / 10	8.15%	-2.07%	-24.05%	24.75%	8.08	75.79
CACC	CREDIT ACCEPTANCE CORP	4.78B	1.04%	0 / 10	4 / 10	N/A	0.82%	-6.63%	-9.83%	12.31	47.50
NNI	NELNET INC-CL A	4.69B	1.02%	2 / 10	4 / 10	1.04%	-0.56%	-6.73%	25.23%	16.08	45.00
SLM	SLM CORP	4.34B	0.95%	2 / 10	4 / 10	2.55%	-1.17%	-20.68%	-13.98%	6.31	76.00
ENVA	ENOVA INTERNATIONAL INC	3.50B	0.76%	3 / 10	6 / 10	N/A	0.73%	-13.50%	56.86%	10.73	86.15
BFH	BREAD FINANCIAL HOLDINGS INC	3.21B	0.70%	8 / 10	5 / 10	1.28%	-1.12%	-7.50%	68.82%	6.86	70.00
UPST	UPSTART HOLDINGS INC	2.51B	0.55%	0 / 10	4 / 10	N/A	-1.71%	-46.15%	-32.16%	16.13	75.24
DAVE	DAVE INC	2.25B	0.49%	2 / 10	6 / 10	N/A	-4.86%	-30.82%	99.42%	14.26	83.75
JSM	NAVIENT CORP - NAVI 6 12/15/43	1.72B	0.38%	0 / 10	3 / 10	7.93%	-0.60%	-7.46%	6.28%	N/A	50.00
EZPW	EZCORP INC-CL A	1.71B	0.37%	10 / 10	6 / 10	N/A	4.06%	29.43%	76.63%	17.73	80.00
LC	LENDINGCLUB CORP	1.67B	0.36%	2 / 10	3 / 10	N/A	-1.63%	-27.43%	57.61%	12.61	87.37
ECPG	ENCORE CAPITAL GROUP INC	1.58B	0.34%	10 / 10	5 / 10	N/A	1.70%	31.78%	151.57%	6.73	80.00
PRG	PROG HOLDINGS INC	1.10B	0.24%	0 / 10	6 / 10	1.86%	-2.70%	-14.12%	9.09%	8.16	78.33
JCAP	JEFFERSON CAPITAL INC	1.09B	0.24%	0 / 10	5 / 10	5.17%	0.67%	-15.79%	N/A	9.86	84.62
ATLC	ATLANTICUS HOLDINGS CORP	835.07M	0.18%	2 / 10	5 / 10	N/A	1.12%	-15.20%	8.83%	9.39	87.27
NAVI	NAVIENT CORP	808.26M	0.18%	1 / 10	3 / 10	7.93%	1.80%	-34.62%	-22.80%	N/A	50.00
WRLD	WORLD ACCEPTANCE CORP	719.31M	0.16%	6 / 10	4 / 10	N/A	1.52%	-2.50%	21.14%	18.64	43.33
PRAA	PRA GROUP INC	707.87M	0.15%	8 / 10	4 / 10	N/A	2.05%	4.90%	10.11%	7.64	77.78
NRDS	NERDWALLET INC-CL A	699.96M	0.15%	1 / 10	7 / 10	N/A	-0.57%	-24.60%	26.72%	16.38	80.00
OPFI	OPPFI INC	669.89M	0.15%	0 / 10	7 / 10	3.32%	1.16%	-24.18%	-7.08%	4.95	80.00
GDOT	GREEN DOT CORP-CLASS A	616.61M	0.13%	2 / 10	2 / 10	N/A	-0.89%	-11.48%	51.43%	7.71	77.78
TREE	LENDINGTREE INC	569.37M	0.12%	0 / 10	5 / 10	N/A	-1.30%	-34.70%	0.15%	11.98	83.33
ATLCL	ATLANTICUS HOLDINGS CORP - ATLC 6 1/8 11/30/26	373.33M	0.08%	7 / 10	6 / 10	6.12%	0.09%	0.90%	3.68%	4.20	87.27
ATLCZ	ATLANTICUS HOLDINGS CORP - ATLC 9 1/4 01/31/29	372.25M	0.08%	0 / 10	5 / 10	9.25%	-0.48%	-2.00%	3.31%	4.19	87.27
ATLCP	ATLANTICUS HOLDINGS CORP - ATLC 7 5/8 PERP	332.72M	0.07%	0 / 10	6 / 10	8.74%	2.11%	-8.19%	0.71%	3.74	87.27
RM	REGIONAL MANAGEMENT CORP	324.68M	0.07%	3 / 10	5 / 10	3.83%	0.91%	-11.64%	16.18%	7.76	83.33
OPRT	OPORTUN FINANCIAL CORP	211.82M	0.05%	1 / 10	4 / 10	N/A	0.85%	-9.51%	12.80%	3.47	83.08
MFIN	MEDALLION FINANCIAL CORP	200.24M	0.04%	0 / 10	4 / 10	5.99%	-0.70%	-16.32%	3.40%	4.92	82.50
CPSS	CONSUMER PORTFOLIO SERVICES	169.06M	0.04%	0 / 10	2 / 10	N/A	-1.03%	-16.38%	-7.60%	9.57	85.71
DFDV	DEFI DEVELOPMENT CORP	102.36M	0.02%	0 / 10	4 / 10	N/A	-4.67%	-49.19%	N/A	1.42	82.50
KPLT	KATAPULT HOLDINGS INC	34.58M	0.01%	4 / 10	3 / 10	N/A	2.40%	0.83%	-2.42%	5.71	45.71
VRM	VROOM INC	N/A	0.00%	0 / 10	0 / 10	N/A	5.36%	-22.08%	-55.54%	N/A	40.00

About the Consumer Finance Industry

Providers of consumer finance services, including personal credit, credit cards, lease financing, travel-related money services and pawn shops. Excludes mortgage lenders classified in the Thrifts & Mortgage Finance Sub-Industry.

Last updated: Wednesday, April 8, 2026