Logo image of ECPG

ENCORE CAPITAL GROUP INC (ECPG) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:ECPG - US2925541029 - Common Stock

52.84 USD
-0.1 (-0.2%)
Last: 12/2/2025, 8:00:02 PM
52.84 USD
0 (0%)
After Hours: 12/2/2025, 8:00:02 PM

ECPG Key Statistics, Chart & Performance

Key Statistics
Market Cap1.18B
Revenue(TTM)1.56B
Net Income(TTM)-45.13M
Shares22.30M
Float21.45M
52 Week High53.63
52 Week Low26.45
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)9.09
PE5.81
Fwd PE6.27
Earnings (Next)02-24 2026-02-24/amc
IPO1999-07-09
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


ECPG short term performance overview.The bars show the price performance of ECPG in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 10 20 30

ECPG long term performance overview.The bars show the price performance of ECPG in the last 1, 2 and 3 years. 1 year 2 years 3 years 2 4 6 8 10

The current stock price of ECPG is 52.84 USD. In the past month the price increased by 22.17%. In the past year, price increased by 7.4%.

ENCORE CAPITAL GROUP INC / ECPG Daily stock chart

ECPG Latest News, Press Relases and Analysis

ECPG Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
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PE
Market Cap
AXP AMERICAN EXPRESS CO 24.21 248.47B
COF CAPITAL ONE FINANCIAL CORP 12.06 142.40B
SOFI SOFI TECHNOLOGIES INC 98.37 35.59B
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SLMBP SLM CORP - SLM 5.99942 PERP 26.24 15.19B
ALLY ALLY FINANCIAL INC 11.77 12.69B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 440.88 7.55B
OMF ONEMAIN HOLDINGS INC 10.12 7.42B
FCFS FIRSTCASH HOLDINGS INC 19.5 7.09B
SLM SLM CORP 10.45 6.05B
CACC CREDIT ACCEPTANCE CORP 12.47 5.14B
NNI NELNET INC-CL A 15.8 4.71B

About ECPG

Company Profile

ECPG logo image Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. The company is headquartered in San Diego, California and currently employs 7,350 full-time employees. The firm provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. The company primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The firm mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.

Company Info

ENCORE CAPITAL GROUP INC

350 Camino De La Reina, Suite 100

San Diego CALIFORNIA 92108 US

CEO: Ashish Masih

Employees: 7350

ECPG Company Website

ECPG Investor Relations

Phone: 18773453002

ENCORE CAPITAL GROUP INC / ECPG FAQ

Can you describe the business of ENCORE CAPITAL GROUP INC?

Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. The company is headquartered in San Diego, California and currently employs 7,350 full-time employees. The firm provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. The company primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The firm mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.


What is the stock price of ENCORE CAPITAL GROUP INC today?

The current stock price of ECPG is 52.84 USD. The price decreased by -0.2% in the last trading session.


What is the dividend status of ENCORE CAPITAL GROUP INC?

ECPG does not pay a dividend.


How is the ChartMill rating for ENCORE CAPITAL GROUP INC?

ECPG has a ChartMill Technical rating of 9 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


How many employees does ENCORE CAPITAL GROUP INC have?

ENCORE CAPITAL GROUP INC (ECPG) currently has 7350 employees.


When does ENCORE CAPITAL GROUP INC (ECPG) report earnings?

ENCORE CAPITAL GROUP INC (ECPG) will report earnings on 2026-02-24, after the market close.


What is the Short Interest ratio of ENCORE CAPITAL GROUP INC (ECPG) stock?

The outstanding short interest for ENCORE CAPITAL GROUP INC (ECPG) is 5.76% of its float.


ECPG Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to ECPG. When comparing the yearly performance of all stocks, ECPG is one of the better performing stocks in the market, outperforming 80.48% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

ECPG Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to ECPG. While ECPG is still in line with the averages on profitability rating, there are concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

ECPG Financial Highlights

Over the last trailing twelve months ECPG reported a non-GAAP Earnings per Share(EPS) of 9.09. The EPS increased by 206.06% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -0.86%
ROE -4.74%
Debt/Equity 4.13
Chartmill High Growth Momentum
EPS Q2Q%151.59%
Sales Q2Q%25.41%
EPS 1Y (TTM)206.06%
Revenue 1Y (TTM)17.52%

ECPG Forecast & Estimates

11 analysts have analysed ECPG and the average price target is 61.46 USD. This implies a price increase of 16.3% is expected in the next year compared to the current price of 52.84.

For the next year, analysts expect an EPS growth of 65.87% and a revenue growth 15.63% for ECPG


Analysts
Analysts81.82
Price Target61.46 (16.31%)
EPS Next Y65.87%
Revenue Next Year15.63%

ECPG Ownership

Ownership
Inst Owners111.35%
Ins Owners3.03%
Short Float %5.76%
Short Ratio4.57