Logo image of CPSS

CONSUMER PORTFOLIO SERVICES (CPSS) Stock Price, Forecast & Analysis

USA - NASDAQ:CPSS - US2105021008 - Common Stock

8.4 USD
+0.24 (+2.94%)
Last: 10/31/2025, 8:00:01 PM
8.4 USD
0 (0%)
After Hours: 10/31/2025, 8:00:01 PM

CPSS Key Statistics, Chart & Performance

Key Statistics
Market Cap186.65M
Revenue(TTM)405.52M
Net Income(TTM)19.43M
Shares22.22M
Float9.42M
52 Week High12.73
52 Week Low6.67
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)0.8
PE10.5
Fwd PE4.45
Earnings (Next)02-23 2026-02-23
IPO1992-10-22
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


CPSS short term performance overview.The bars show the price performance of CPSS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5

CPSS long term performance overview.The bars show the price performance of CPSS in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10 20 30

The current stock price of CPSS is 8.4 USD. In the past month the price increased by 8.81%. In the past year, price decreased by -16.08%.

CONSUMER PORTFOLIO SERVICES / CPSS Daily stock chart

CPSS Latest News, Press Relases and Analysis

CPSS Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 24.21 248.49B
COF CAPITAL ONE FINANCIAL CORP 11.84 140.68B
SOFI SOFI TECHNOLOGIES INC 98.93 35.23B
SYF SYNCHRONY FINANCIAL 8.12 26.78B
SLMBP SLM CORP - SLM 5.99942 PERP 26.49 15.74B
KSPI JSC KASPI.KZ ADR N/A 14.21B
ALLY ALLY FINANCIAL INC 11.13 12.00B
FCFS FIRSTCASH HOLDINGS INC 19.24 7.03B
OMF ONEMAIN HOLDINGS INC 10.59 7.04B
SLM SLM CORP 9.42 5.60B
CACC CREDIT ACCEPTANCE CORP 11.66 5.03B
NNI NELNET INC-CL A 23.77 4.67B

About CPSS

Company Profile

CPSS logo image Consumer Portfolio Services, Inc. operates as an independent finance company. The company is headquartered in Las Vegas, Nevada and currently employs 932 full-time employees. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. The company serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. The company also originates vehicle purchase money loans by lending directly to consumers. The company offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.

Company Info

CONSUMER PORTFOLIO SERVICES

3800 Howard Hughes Pkwy, Suite 1400

Las Vegas NEVADA 89169 US

CEO: Charles E. Bradley

Employees: 933

CPSS Company Website

CPSS Investor Relations

Phone: 19497536800

CONSUMER PORTFOLIO SERVICES / CPSS FAQ

What does CPSS do?

Consumer Portfolio Services, Inc. operates as an independent finance company. The company is headquartered in Las Vegas, Nevada and currently employs 932 full-time employees. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. The company serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. The company also originates vehicle purchase money loans by lending directly to consumers. The company offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.


Can you provide the latest stock price for CONSUMER PORTFOLIO SERVICES?

The current stock price of CPSS is 8.4 USD. The price increased by 2.94% in the last trading session.


Does CONSUMER PORTFOLIO SERVICES pay dividends?

CPSS does not pay a dividend.


How is the ChartMill rating for CONSUMER PORTFOLIO SERVICES?

CPSS has a ChartMill Technical rating of 2 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


What do analysts say about CONSUMER PORTFOLIO SERVICES (CPSS) stock?

7 analysts have analysed CPSS and the average price target is 15.3 USD. This implies a price increase of 82.14% is expected in the next year compared to the current price of 8.4.


What is the expected growth for CPSS stock?

The Revenue of CONSUMER PORTFOLIO SERVICES (CPSS) is expected to grow by 13.48% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the market capitalization of CPSS stock?

CONSUMER PORTFOLIO SERVICES (CPSS) has a market capitalization of 186.65M USD. This makes CPSS a Micro Cap stock.


CPSS Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to CPSS. When comparing the yearly performance of all stocks, CPSS is a bad performer in the overall market: 77.17% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

CPSS Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to CPSS. Both the profitability and financial health of CPSS have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CPSS Financial Highlights

Over the last trailing twelve months CPSS reported a non-GAAP Earnings per Share(EPS) of 0.8. The EPS decreased by -25.62% compared to the year before.


Industry RankSector Rank
PM (TTM) 4.79%
ROA 0.52%
ROE 6.41%
Debt/Equity 11.2
Chartmill High Growth Momentum
EPS Q2Q%3.01%
Sales Q2Q%21.45%
EPS 1Y (TTM)-25.62%
Revenue 1Y (TTM)16.13%

CPSS Forecast & Estimates

7 analysts have analysed CPSS and the average price target is 15.3 USD. This implies a price increase of 82.14% is expected in the next year compared to the current price of 8.4.

For the next year, analysts expect an EPS growth of 10.59% and a revenue growth 13.48% for CPSS


Analysts
Analysts85.71
Price Target15.3 (82.14%)
EPS Next Y10.59%
Revenue Next Year13.48%

CPSS Ownership

Ownership
Inst Owners24.34%
Ins Owners30.57%
Short Float %2.44%
Short Ratio10.83