CONSUMER PORTFOLIO SERVICES (CPSS) Stock Price, Forecast & Analysis

USA • Nasdaq • NASDAQ:CPSS • US2105021008

8.93 USD
-0.02 (-0.22%)
At close: Feb 9, 2026
8.93 USD
0 (0%)
After Hours: 2/9/2026, 4:02:23 PM

CPSS Key Statistics, Chart & Performance

Key Statistics
Market Cap197.09M
Revenue(TTM)418.86M
Net Income(TTM)19.49M
Shares22.07M
Float9.15M
52 Week High11.67
52 Week Low6.67
Yearly DividendN/A
Dividend Yield0%
EPS(TTM)0.8
PE11.16
Fwd PE6.04
Earnings (Next)02-23
IPO1992-10-22
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
CPSS short term performance overview.The bars show the price performance of CPSS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 10

CPSS long term performance overview.The bars show the price performance of CPSS in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 -5 -10 -15

The current stock price of CPSS is 8.93 USD. In the past month the price decreased by -3.03%. In the past year, price decreased by -18.86%.

CONSUMER PORTFOLIO SERVICES / CPSS Daily stock chart

CPSS Technical Analysis

ChartMill assigns a technical rating of 3 / 10 to CPSS. When comparing the yearly performance of all stocks, CPSS is a bad performer in the overall market: 76.55% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

CPSS Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to CPSS. CPSS may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CPSS Financial Highlights

Over the last trailing twelve months CPSS reported a non-GAAP Earnings per Share(EPS) of 0.8. The EPS decreased by -7.2% compared to the year before.


Industry RankSector Rank
PM (TTM) 4.65%
ROA 0.51%
ROE 6.34%
Debt/Equity 11.17
Chartmill High Growth Momentum
EPS Q2Q%0%
Sales Q2Q%7.8%
EPS 1Y (TTM)-7.2%
Revenue 1Y (TTM)16.94%

CPSS Forecast & Estimates

7 analysts have analysed CPSS and the average price target is 14.28 USD. This implies a price increase of 59.91% is expected in the next year compared to the current price of 8.93.

For the next year, analysts expect an EPS growth of -3.53% and a revenue growth 11.55% for CPSS


Analysts
Analysts85.71
Price Target14.28 (59.91%)
EPS Next Y-3.53%
Revenue Next Year11.55%

CPSS Ownership

Ownership
Inst Owners24.41%
Ins Owners30.53%
Short Float %3.21%
Short Ratio15.3

CPSS Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AXP AMERICAN EXPRESS CO20.33247.4B
COF CAPITAL ONE FINANCIAL CORP10.87141.634B
SYF SYNCHRONY FINANCIAL8.0127.07B
SOFI SOFI TECHNOLOGIES INC35.2325.155B
SLMBP SLM CORP - SLM 5.68481 PERP26.9415.127B
ALLY ALLY FINANCIAL INC7.8113.034B
FIGR FIGURE TECHNOLOGY SOLUT-CL A42.148.831B
FCFS FIRSTCASH HOLDINGS INC17.898.028B
OMF ONEMAIN HOLDINGS INC7.787.257B
CACC CREDIT ACCEPTANCE CORP11.045.613B

About CPSS

Company Profile

CPSS logo image Consumer Portfolio Services, Inc. operates as an independent finance company. The company is headquartered in Las Vegas, Nevada and currently employs 918 full-time employees. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. The company serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. The company also originates vehicle purchase money loans by lending directly to consumers. The company offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.

Company Info

CONSUMER PORTFOLIO SERVICES

3800 Howard Hughes Pkwy, Suite 1400

Las Vegas NEVADA 89169 US

CEO: Charles E. Bradley

Employees: 918

CPSS Company Website

CPSS Investor Relations

Phone: 19497536800

CONSUMER PORTFOLIO SERVICES / CPSS FAQ

What does CPSS do?

Consumer Portfolio Services, Inc. operates as an independent finance company. The company is headquartered in Las Vegas, Nevada and currently employs 918 full-time employees. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. The company serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. The company also originates vehicle purchase money loans by lending directly to consumers. The company offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.


What is the current price of CPSS stock?

The current stock price of CPSS is 8.93 USD. The price decreased by -0.22% in the last trading session.


Does CONSUMER PORTFOLIO SERVICES pay dividends?

CPSS does not pay a dividend.


What is the ChartMill rating of CONSUMER PORTFOLIO SERVICES stock?

CPSS has a ChartMill Technical rating of 3 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


How is the market expecting CPSS stock to perform?

7 analysts have analysed CPSS and the average price target is 14.28 USD. This implies a price increase of 59.91% is expected in the next year compared to the current price of 8.93.


What is the Price/Earnings (PE) ratio of CONSUMER PORTFOLIO SERVICES (CPSS)?

The PE ratio for CONSUMER PORTFOLIO SERVICES (CPSS) is 11.16. This is based on the reported non-GAAP earnings per share of 0.8 and the current share price of 8.93 USD.


Should I buy CPSS stock?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on CPSS.