Logo image of CPSS

CONSUMER PORTFOLIO SERVICES (CPSS) Stock Overview

USA - NASDAQ:CPSS - US2105021008 - Common Stock

7.5 USD
-0.1 (-1.32%)
Last: 10/2/2025, 2:51:58 PM

CPSS Key Statistics, Chart & Performance

Key Statistics
52 Week High12.73
52 Week Low6.67
Market Cap166.65M
Shares22.22M
Float9.34M
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)0.8
PE9.38
Fwd PE3.97
Earnings (Next)10-29 2025-10-29
IPO10-22 1992-10-22
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


CPSS short term performance overview.The bars show the price performance of CPSS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 -5 -10 -15 -20

CPSS long term performance overview.The bars show the price performance of CPSS in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10

The current stock price of CPSS is 7.5 USD. In the past month the price increased by 4.4%. In the past year, price decreased by -19.06%.

CONSUMER PORTFOLIO SERVICES / CPSS Daily stock chart

CPSS Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 23.23 230.38B
COF CAPITAL ONE FINANCIAL CORP 12.48 136.78B
SOFI SOFI TECHNOLOGIES INC 108.48 30.90B
SYF SYNCHRONY FINANCIAL 8.53 26.16B
SLMBP SLM CORP - SLM 5.99942 PERP 37.91 15.73B
KSPI JSC KASPI.KZ ADR N/A 15.05B
ALLY ALLY FINANCIAL INC 11.79 11.98B
OMF ONEMAIN HOLDINGS INC 10.12 6.72B
FCFS FIRSTCASH HOLDINGS INC 19.43 6.59B
SLM SLM CORP 13.72 5.69B
CACC CREDIT ACCEPTANCE CORP 13.05 5.41B
UPST UPSTART HOLDINGS INC 62.27 5.15B

About CPSS

Company Profile

CPSS logo image Consumer Portfolio Services, Inc. operates as an independent finance company. The company is headquartered in Las Vegas, Nevada and currently employs 932 full-time employees. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. The company serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. The company also originates vehicle purchase money loans by lending directly to consumers. The company offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.

Company Info

CONSUMER PORTFOLIO SERVICES

3800 Howard Hughes Pkwy, Suite 1400

Las Vegas NEVADA 89169 US

CEO: Charles E. Bradley

Employees: 933

CPSS Company Website

CPSS Investor Relations

Phone: 19497536800

CONSUMER PORTFOLIO SERVICES / CPSS FAQ

What is the stock price of CONSUMER PORTFOLIO SERVICES today?

The current stock price of CPSS is 7.5 USD. The price decreased by -1.32% in the last trading session.


What is the ticker symbol for CONSUMER PORTFOLIO SERVICES stock?

The exchange symbol of CONSUMER PORTFOLIO SERVICES is CPSS and it is listed on the Nasdaq exchange.


On which exchange is CPSS stock listed?

CPSS stock is listed on the Nasdaq exchange.


What is the price forecast or stock price prediction for CONSUMER PORTFOLIO SERVICES stock?

7 analysts have analysed CPSS and the average price target is 15.3 USD. This implies a price increase of 104% is expected in the next year compared to the current price of 7.5. Check the CONSUMER PORTFOLIO SERVICES stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is CONSUMER PORTFOLIO SERVICES worth?

CONSUMER PORTFOLIO SERVICES (CPSS) has a market capitalization of 166.65M USD. This makes CPSS a Micro Cap stock.


How many employees does CONSUMER PORTFOLIO SERVICES have?

CONSUMER PORTFOLIO SERVICES (CPSS) currently has 933 employees.


What are the support and resistance levels for CONSUMER PORTFOLIO SERVICES (CPSS) stock?

CONSUMER PORTFOLIO SERVICES (CPSS) has a support level at 7.59 and a resistance level at 8.05. Check the full technical report for a detailed analysis of CPSS support and resistance levels.


Is CONSUMER PORTFOLIO SERVICES (CPSS) expected to grow?

The Revenue of CONSUMER PORTFOLIO SERVICES (CPSS) is expected to grow by 13.48% in the next year. Check the estimates tab for more information on the CPSS EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy CONSUMER PORTFOLIO SERVICES (CPSS) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does CONSUMER PORTFOLIO SERVICES (CPSS) stock pay dividends?

CPSS does not pay a dividend.


When does CONSUMER PORTFOLIO SERVICES (CPSS) report earnings?

CONSUMER PORTFOLIO SERVICES (CPSS) will report earnings on 2025-10-29.


What is the Price/Earnings (PE) ratio of CONSUMER PORTFOLIO SERVICES (CPSS)?

The PE ratio for CONSUMER PORTFOLIO SERVICES (CPSS) is 9.38. This is based on the reported non-GAAP earnings per share of 0.8 and the current share price of 7.5 USD. Check the full fundamental report for a full analysis of the valuation metrics for CPSS.


What is the Short Interest ratio of CONSUMER PORTFOLIO SERVICES (CPSS) stock?

The outstanding short interest for CONSUMER PORTFOLIO SERVICES (CPSS) is 2.22% of its float. Check the ownership tab for more information on the CPSS short interest.


CPSS Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to CPSS. When comparing the yearly performance of all stocks, CPSS is a bad performer in the overall market: 89.43% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

CPSS Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to CPSS. CPSS may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CPSS Financial Highlights

Over the last trailing twelve months CPSS reported a non-GAAP Earnings per Share(EPS) of 0.8. The EPS decreased by -25.62% compared to the year before.


Industry RankSector Rank
PM (TTM) 4.79%
ROA 0.52%
ROE 6.41%
Debt/Equity 11.2
Chartmill High Growth Momentum
EPS Q2Q%3.01%
Sales Q2Q%21.45%
EPS 1Y (TTM)-25.62%
Revenue 1Y (TTM)16.13%

CPSS Forecast & Estimates

7 analysts have analysed CPSS and the average price target is 15.3 USD. This implies a price increase of 104% is expected in the next year compared to the current price of 7.5.

For the next year, analysts expect an EPS growth of 10.59% and a revenue growth 13.48% for CPSS


Analysts
Analysts85.71
Price Target15.3 (104%)
EPS Next Y10.59%
Revenue Next Year13.48%

CPSS Ownership

Ownership
Inst Owners24.34%
Ins Owners30.57%
Short Float %2.22%
Short Ratio12.12