US14040H1059 - Common Stock

Overall **COF** gets a fundamental rating of **3** out of 10. We evaluated **COF** against 51 industry peers in the **Consumer Finance** industry. **COF** may be in some trouble as it scores bad on both profitability and health. **COF** is valued correctly, but it does not seem to be growing.

In the past year **COF** was profitable.

In the past year **COF** had a positive cash flow from operations.

With a **Return On Assets** value of **1.02%**, **COF** perfoms like the industry average, outperforming **47.06%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 1.02% | ||

ROE | 8.47% | ||

ROIC | N/A |

ROA(3y)1.76%

ROA(5y)1.43%

ROE(3y)13.63%

ROE(5y)10.76%

ROIC(3y)N/A

ROIC(5y)N/A

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | N/A | ||

PM (TTM) | 13.13% | ||

GM | N/A |

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.37%

PM growth 5Y-9.34%

GM growth 3YN/A

GM growth 5YN/A

Compared to 1 year ago, **COF** has less shares outstanding

Compared to 5 years ago, **COF** has less shares outstanding

The Debt to FCF ratio of **COF** is **2.57**, which is a good value as it means it would take **COF**, **2.57** years of fcf income to pay off all of its debts.

The **Debt to Equity ratio** of **COF** (**0.87**) is better than **64.71%** of its industry peers.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.87 | ||

Debt/FCF | 2.57 | ||

Altman-Z | N/A |

ROIC/WACCN/A

WACC13.74%

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | N/A | ||

Quick Ratio | N/A |

Measured over the past 5 years, **COF** shows a small growth in **Earnings Per Share**. The EPS has been growing by **3.31%** on average per year.

The **Revenue** has been growing slightly by **6.59%** in the past year.

Measured over the past years, **COF** shows a small growth in **Revenue**. The Revenue has been growing by **5.55%** on average per year.

EPS 1Y (TTM)-6.09%

EPS 3Y34.9%

EPS 5Y3.31%

EPS Q2Q%38.96%

Revenue 1Y (TTM)6.59%

Revenue growth 3Y8.85%

Revenue growth 5Y5.55%

Sales Q2Q%5.6%

Based on estimates for the next years, **COF** will show a small growth in **Earnings Per Share**. The EPS will grow by **6.72%** on average per year.

The **Revenue** is expected to grow by **3.71%** on average over the next years.

EPS Next Y9.72%

EPS Next 2Y13.91%

EPS Next 3Y14%

EPS Next 5Y6.72%

Revenue Next Year4.6%

Revenue Next 2Y4.6%

Revenue Next 3Y4.65%

Revenue Next 5Y3.71%

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

Based on the **Price/Earnings** ratio of **10.22**, the valuation of **COF** can be described as reasonable.

The rest of the industry has a similar **Price/Earnings** ratio as **COF**.

When comparing the **Price/Earnings** ratio of **COF** to the average of the S&P500 Index (**28.40**), we can say **COF** is valued rather cheaply.

Based on the **Price/Forward Earnings** ratio of **8.44**, the valuation of **COF** can be described as reasonable.

The rest of the industry has a similar **Price/Forward Earnings** ratio as **COF**.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 10.22 | ||

Fwd PE | 8.44 |

Based on the **Price/Free Cash Flow** ratio, **COF** is valued a bit cheaper than 68.63% of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 2.67 | ||

EV/EBITDA | N/A |

The **PEG Ratio(NY)**, which compensates the Price/Earnings for growth, indicates a correct valuation of the company.

A more expensive valuation may be justified as **COF**'s earnings are expected to grow with **14.00%** in the coming years.

PEG (NY)1.05

PEG (5Y)3.09

EPS Next 2Y13.91%

EPS Next 3Y14%

Compared to an average industry **Dividend Yield** of **4.29**, **COF** has a dividend in line with its industry peers.

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 1.76% |

The dividend of **COF** is nicely growing with an annual growth rate of **6.94%**!

The dividend of **COF** decreased recently.

Dividend Growth(5Y)6.94%

Div Incr Years0

Div Non Decr Years1

The dividend of **COF** is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.

DP23.7%

EPS Next 2Y13.91%

EPS Next 3Y14%

**CAPITAL ONE FINANCIAL CORP**

NYSE:COF (6/12/2024, 5:30:00 PM)

After market: 137.1 0 (0%)**137.1**

**+1.96 (+1.45%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryConsumer Finance

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap52.36B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 1.76% |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

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Revenue beat(16)

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PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 10.22 | ||

Fwd PE | 8.44 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)1.05

PEG (5Y)3.09

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 1.02% | ||

ROE | 8.47% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | N/A | ||

PM (TTM) | 13.13% | ||

GM | N/A | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.08

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.87 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | N/A | ||

Quick Ratio | N/A | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)-6.09%

EPS 3Y34.9%

EPS 5Y

EPS Q2Q%

EPS Next Y9.72%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)6.59%

Revenue growth 3Y8.85%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y