High Free Cash Flow Stocks
OPFI is currently part of our High Free Cash Flow Stocks screen, indicating it generates strong cash flows relative to its price.
OPPFI INC (OPFI) Stock Price & Overview
NYSE:OPFI • US68386H1032
Current stock price
8.83 USD
-0.03 (-0.34%)
At close:
8.9 USD
+0.07 (+0.79%)
After Hours:
The current stock price of OPFI is 8.83 USD. Today OPFI is down by -0.34%. In the past month the price increased by 10.93%. In the past year, price decreased by -4.75%.
OPFI Key Statistics
52-Week Range7.36 - 15.0301
Current OPFI stock price positioned within its 52-week range.
1-Month Range7.36 - 8.995
Current OPFI stock price positioned within its 1-month range.
- Market Cap
- 751.61M
- P/E
- 5.55
- Fwd P/E
- 4.86
- EPS (TTM)
- 1.59
- Dividend Yield
- N/A
OPFI Stock Performance
Today
-0.34%
1 Week
+5.88%
1 Month
+10.93%
3 Months
-10.90%
Longer-term
6 Months -13.26%
1 Year -4.75%
2 Years +230.71%
3 Years +364.74%
5 Years N/A
10 Years N/A
OPFI Stock Chart
OPFI Stock Screens
OPFI currently appears in the following ChartMill screener lists.
OPFI Technical Analysis
ChartMill assigns a technical rating of 3 / 10 to OPFI. When comparing the yearly performance of all stocks, OPFI is a bad performer in the overall market: 79.57% of all stocks are doing better.
Chartmill TA Rating
Chartmill Setup Rating
OPFI Fundamental Analysis
ChartMill assigns a fundamental rating of 6 / 10 to OPFI. OPFI has an excellent profitability rating, but there are some minor concerns on its financial health.
Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
OPFI Earnings
On March 11, 2026 OPFI reported an EPS of 0.3 and a revenue of 159.25M. The company beat EPS expectations (2.3% surprise) and missed revenue expectations (-2.3% surprise).
Next Earnings DateMay 7, 2026
Last Earnings DateMar 11, 2026
PeriodQ4 / 2025
EPS Reported$0.30
Revenue Reported159.25M
EPS Surprise 2.30%
Revenue Surprise -2.30%
OPFI Forecast & Estimates
9 analysts have analysed OPFI and the average price target is 14.62 USD. This implies a price increase of 65.57% is expected in the next year compared to the current price of 8.83.
For the next year, analysts expect an EPS growth of 14.35% and a revenue growth 10.78% for OPFI
Analysts
Analysts80
Price Target14.62 (65.57%)
EPS Next Y14.35%
Revenue Next Year10.78%
OPFI Groups
Sector & Classification
OPFI Financial Highlights
Over the last trailing twelve months OPFI reported a non-GAAP Earnings per Share(EPS) of 1.59. The EPS increased by 67.37% compared to the year before.
Income Statements
Revenue(TTM)597.05M
Net Income(TTM)26.33M
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 4.41% | ||
| ROA | 3.49% | ||
| ROE | 45.02% | ||
| Debt/Equity | 5.49 |
Chartmill High Growth Momentum
EPS Q2Q%30.43%
Sales Q2Q%17.33%
EPS 1Y (TTM)67.37%
Revenue 1Y (TTM)13.52%
OPFI Ownership
Ownership
Inst Owners84.39%
Shares85.12M
Float24.72M
Ins Owners6.42%
Short Float %12.03%
Short Ratio6.38
OPFI Competitors/Peers
The largest stocks on the US markets in the "Consumer Finance" sub-industry
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| AXP | AMERICAN EXPRESS CO | 18.59 | 226.218B | ||
| COF | CAPITAL ONE FINANCIAL CORP | 10 | 130.126B | ||
| SYF | SYNCHRONY FINANCIAL | 8.42 | 27.314B | ||
| SOFI | SOFI TECHNOLOGIES INC | 31.83 | 24.868B | ||
| SLMBP | SLM CORP - SLM 5.63562 PERP | 26.74 | 14.782B | ||
| ALLY | ALLY FINANCIAL INC | 7.16 | 14.257B | ||
| FCFS | FIRSTCASH HOLDINGS INC | 19.69 | 9.013B | ||
| FIGR | FIGURE TECHNOLOGY SOLUT-CL A | 42.12 | 7.975B | ||
| OMF | ONEMAIN HOLDINGS INC | 7.93 | 7.02B | ||
| CACC | CREDIT ACCEPTANCE CORP | 11.9 | 5.834B | ||
| NNI | NELNET INC-CL A | 14.93 | 4.993B | ||
| SLM | SLM CORP | 8.28 | 4.579B | ||
| ENVA | ENOVA INTERNATIONAL INC | 10.23 | 4.122B |
Related stock screener links
View all stocks in the Consumer Finance Industry | View all stocks in the Financials Sector | View all stocks on the New York Stock Exchange Exchange | Find stocks with similar TA and Setup ratings on the USA exchanges | Find stocks with similar Fundamental rating on the USA exchanges | Find more growth stocks the USA exchanges | Find the competitors with the best technical ratings on the USA exchanges | Find the competitors with the best fundamentals on the USA exchanges | Find the competitors with the best valuation on the USA exchanges | Find the competitors with the best dividend on the USA exchanges | Find the competitors with the best analyst ratings on the USA exchanges
About OPFI
Company Profile
OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 410 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.
Company Info
IPO: 2020-09-30
OPPFI INC
130 E. Randolph Street, Suite 3400
Chicago ILLINOIS US
CEO: Larry G. Swets
Employees: 410
Phone: 13122128079
OPPFI INC / OPFI FAQ
What does OPFI do?
OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 410 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.
What is the stock price of OPPFI INC today?
The current stock price of OPFI is 8.83 USD. The price decreased by -0.34% in the last trading session.
What is the dividend status of OPPFI INC?
OPFI does not pay a dividend.
How is the ChartMill rating for OPPFI INC?
OPFI has a ChartMill Technical rating of 3 out of 10 and a ChartMill Fundamental rating of 6 out of 10.
What is the GICS sector and industry of OPFI stock?
OPPFI INC (OPFI) operates in the Financials sector and the Consumer Finance industry.
Can you provide the ownership details for OPFI stock?
You can find the ownership structure of OPPFI INC (OPFI) on the Ownership tab.
What is the Short Interest ratio of OPPFI INC (OPFI) stock?
The outstanding short interest for OPPFI INC (OPFI) is 12.03% of its float.