Logo image of OPFI

OPPFI INC (OPFI) Stock Overview

USA - NYSE:OPFI - US68386H1032 - Common Stock

10.18 USD
+0.31 (+3.14%)
Last: 10/24/2025, 8:04:01 PM
10.25 USD
+0.07 (+0.69%)
After Hours: 10/24/2025, 8:04:01 PM

OPFI Key Statistics, Chart & Performance

Key Statistics
Market Cap888.82M
Revenue(TTM)555.03M
Net Income(TTM)-33497000
Shares87.31M
Float26.63M
52 Week High17.73
52 Week Low4.83
Yearly Dividend0.02
Dividend Yield2.69%
EPS(TTM)1.39
PE7.32
Fwd PE6.44
Earnings (Next)10-29 2025-10-29/bmo
IPO2020-09-30
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


OPFI short term performance overview.The bars show the price performance of OPFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5 -10 -15

OPFI long term performance overview.The bars show the price performance of OPFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 100 200 300

The current stock price of OPFI is 10.18 USD. In the past month the price decreased by -15.87%. In the past year, price increased by 101.58%.

OPPFI INC / OPFI Daily stock chart

OPFI Latest News, Press Relases and Analysis

OPFI Competitors/Peers

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SLM SLM CORP 13.88 5.76B
UPST UPSTART HOLDINGS INC 61.27 5.07B

About OPFI

Company Profile

OPFI logo image OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 445 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.

Company Info

OPPFI INC

130 E. Randolph Street, Suite 3400

Chicago ILLINOIS US

CEO: Larry G. Swets

Employees: 445

OPFI Company Website

OPFI Investor Relations

Phone: 13122128079

OPPFI INC / OPFI FAQ

What does OPFI do?

OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 445 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.


What is the current price of OPFI stock?

The current stock price of OPFI is 10.18 USD. The price increased by 3.14% in the last trading session.


Does OPPFI INC pay dividends?

OPPFI INC (OPFI) has a dividend yield of 2.69%. The yearly dividend amount is currently 0.02.


How is the ChartMill rating for OPPFI INC?

OPFI has a ChartMill Technical rating of 3 out of 10 and a ChartMill Fundamental rating of 7 out of 10.


How is the market expecting OPFI stock to perform?

9 analysts have analysed OPFI and the average price target is 14.45 USD. This implies a price increase of 41.94% is expected in the next year compared to the current price of 10.18.


Can you provide the upcoming dividend date for OPPFI INC?

The next ex-dividend date for OPPFI INC (OPFI) is April 8, 2025.


Is OPPFI INC (OPFI) expected to grow?

The Revenue of OPPFI INC (OPFI) is expected to grow by 13.02% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


OPFI Technical Analysis

ChartMill assigns a technical rating of 3 / 10 to OPFI. When comparing the yearly performance of all stocks, OPFI is one of the better performing stocks in the market, outperforming 91.08% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

OPFI Fundamental Analysis

ChartMill assigns a fundamental rating of 7 / 10 to OPFI. While OPFI has a great health rating, its profitability is only average at the moment.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPFI Financial Highlights

Over the last trailing twelve months OPFI reported a non-GAAP Earnings per Share(EPS) of 1.39. The EPS increased by 113.85% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -4.97%
ROE -250.9%
Debt/Equity 22.91
Chartmill High Growth Momentum
EPS Q2Q%55.17%
Sales Q2Q%12.78%
EPS 1Y (TTM)113.85%
Revenue 1Y (TTM)6.78%

OPFI Forecast & Estimates

9 analysts have analysed OPFI and the average price target is 14.45 USD. This implies a price increase of 41.94% is expected in the next year compared to the current price of 10.18.

For the next year, analysts expect an EPS growth of 52.73% and a revenue growth 13.02% for OPFI


Analysts
Analysts80
Price Target14.45 (41.94%)
EPS Next Y52.73%
Revenue Next Year13.02%

OPFI Ownership

Ownership
Inst Owners55.84%
Ins Owners6.22%
Short Float %19.11%
Short Ratio4.82