OPPFI INC (OPFI) Stock Price, Forecast & Analysis

NYSE:OPFI • US68386H1032

8.98 USD
+0.07 (+0.79%)
At close: Feb 17, 2026
8.96 USD
-0.02 (-0.22%)
Pre-Market: 2/18/2026, 9:25:08 AM

OPFI Key Statistics, Chart & Performance

Key Statistics
Market Cap775.51M
Revenue(TTM)573.52M
Net Income(TTM)3.87M
Shares86.36M
Float26.17M
52 Week High15.03
52 Week Low7.54
Yearly Dividend0.02
Dividend Yield2.81%
EPS(TTM)1.52
PE5.91
Fwd PE5.12
Earnings (Next)03-05
IPO2020-09-30
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
OPFI short term performance overview.The bars show the price performance of OPFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -2 -4 -6 -8

OPFI long term performance overview.The bars show the price performance of OPFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 100 200 300

The current stock price of OPFI is 8.98 USD. In the past month the price decreased by -9.38%. In the past year, price decreased by -20.46%.

OPPFI INC / OPFI Daily stock chart

OPFI Technical Analysis


Chartmill TA Rating
Chartmill Setup Rating
OPFI Full Technical Analysis Report

OPFI Fundamental Analysis

ChartMill assigns a fundamental rating of 6 / 10 to OPFI. OPFI has an average financial health and profitability rating.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
OPFI Full Fundamental Analysis Report

OPFI Financial Highlights

Over the last trailing twelve months OPFI reported a non-GAAP Earnings per Share(EPS) of 1.52. The EPS increased by 85.37% compared to the year before.


Industry RankSector Rank
PM (TTM) 0.68%
ROA 0.54%
ROE 7.84%
Debt/Equity 6.49
Chartmill High Growth Momentum
EPS Q2Q%39.39%
Sales Q2Q%13.54%
EPS 1Y (TTM)85.37%
Revenue 1Y (TTM)9.63%
OPFI financials

OPFI Forecast & Estimates

9 analysts have analysed OPFI and the average price target is 15.47 USD. This implies a price increase of 72.27% is expected in the next year compared to the current price of 8.98.

For the next year, analysts expect an EPS growth of 68.93% and a revenue growth 14.14% for OPFI


Analysts
Analysts80
Price Target15.47 (72.27%)
EPS Next Y68.93%
Revenue Next Year14.14%
OPFI Analyst EstimatesOPFI Analyst Ratings

OPFI Ownership

Ownership
Inst Owners74.4%
Ins Owners5.47%
Short Float %15.66%
Short Ratio7.76
OPFI Ownership

OPFI Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AXP AMERICAN EXPRESS CO19.47236.558B
COF CAPITAL ONE FINANCIAL CORP10.09129.233B
SYF SYNCHRONY FINANCIAL7.8325.135B
SOFI SOFI TECHNOLOGIES INC32.1924.725B
SLMBP SLM CORP - SLM 5.68481 PERP27.2715.042B
ALLY ALLY FINANCIAL INC7.6712.738B
FCFS FIRSTCASH HOLDINGS INC17.968.116B
FIGR FIGURE TECHNOLOGY SOLUT-CL A38.447.898B
OMF ONEMAIN HOLDINGS INC7.076.611B
CACC CREDIT ACCEPTANCE CORP10.775.248B

About OPFI

Company Profile

OPFI logo image OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 445 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.

Company Info

OPPFI INC

130 E. Randolph Street, Suite 3400

Chicago ILLINOIS US

CEO: Larry G. Swets

Employees: 445

OPFI Company Website

OPFI Investor Relations

Phone: 13122128079

OPPFI INC / OPFI FAQ

What does OPFI do?

OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 445 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.


What is the stock price of OPPFI INC today?

The current stock price of OPFI is 8.98 USD. The price increased by 0.79% in the last trading session.


Does OPPFI INC pay dividends?

OPPFI INC (OPFI) has a dividend yield of 2.81%. The yearly dividend amount is currently 0.02.


How is the ChartMill rating for OPPFI INC?

OPFI has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 6 out of 10.


Which stock exchange lists OPFI stock?

OPFI stock is listed on the New York Stock Exchange exchange.


What is the GICS sector and industry of OPFI stock?

OPPFI INC (OPFI) operates in the Financials sector and the Consumer Finance industry.


What is the Price/Earnings (PE) ratio of OPPFI INC (OPFI)?

The PE ratio for OPPFI INC (OPFI) is 5.91. This is based on the reported non-GAAP earnings per share of 1.52 and the current share price of 8.98 USD.