Logo image of CACC

CREDIT ACCEPTANCE CORP (CACC) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:CACC - US2253101016 - Common Stock

476.32 USD
+10.1 (+2.17%)
Last: 1/9/2026, 8:00:01 PM
476.32 USD
0 (0%)
After Hours: 1/9/2026, 8:00:01 PM

CACC Key Statistics, Chart & Performance

Key Statistics
Market Cap5.25B
Revenue(TTM)2.30B
Net Income(TTM)453.90M
Shares11.03M
Float5.56M
52 Week High560
52 Week Low401.9
Yearly DividendN/A
Dividend Yield0%
EPS(TTM)37.38
PE12.74
Fwd PE11.15
Earnings (Next)01-29 2026-01-29/amc
IPO1992-06-05
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


CACC short term performance overview.The bars show the price performance of CACC in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 2 -2 4 -4 -6

CACC long term performance overview.The bars show the price performance of CACC in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 5 -5 -10

The current stock price of CACC is 476.32 USD. In the past month the price increased by 0.24%. In the past year, price increased by 8.15%.

CREDIT ACCEPTANCE CORP / CACC Daily stock chart

CACC Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 25.21 258.74B
COF CAPITAL ONE FINANCIAL CORP 13.41 158.42B
SOFI SOFI TECHNOLOGIES INC 91.33 33.04B
SYF SYNCHRONY FINANCIAL 9.49 31.30B
SLMBP SLM CORP - SLM 5.68481 PERP 25.78 14.92B
ALLY ALLY FINANCIAL INC 13.06 14.08B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 63.82 12.43B
OMF ONEMAIN HOLDINGS INC 11.38 8.34B
FCFS FIRSTCASH HOLDINGS INC 20.01 7.28B
SLM SLM CORP 9.69 5.61B
NNI NELNET INC-CL A 16.88 5.03B
UPST UPSTART HOLDINGS INC 34.11 4.78B

About CACC

Company Profile

CACC logo image Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,431 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Company Info

CREDIT ACCEPTANCE CORP

25505 W 12 Mile Rd

Southfield MICHIGAN 48034 US

CEO: Brett A. Roberts

Employees: 2431

CACC Company Website

CACC Investor Relations

Phone: 12483532700

CREDIT ACCEPTANCE CORP / CACC FAQ

Can you describe the business of CREDIT ACCEPTANCE CORP?

Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,431 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.


What is the stock price of CREDIT ACCEPTANCE CORP today?

The current stock price of CACC is 476.32 USD. The price increased by 2.17% in the last trading session.


Does CACC stock pay dividends?

CACC does not pay a dividend.


How is the ChartMill rating for CREDIT ACCEPTANCE CORP?

CACC has a ChartMill Technical rating of 5 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is the Price/Earnings (PE) ratio of CREDIT ACCEPTANCE CORP (CACC)?

The PE ratio for CREDIT ACCEPTANCE CORP (CACC) is 12.74. This is based on the reported non-GAAP earnings per share of 37.38 and the current share price of 476.32 USD.


What is the expected growth for CACC stock?

The Revenue of CREDIT ACCEPTANCE CORP (CACC) is expected to grow by 3.91% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the employee count for CACC stock?

CREDIT ACCEPTANCE CORP (CACC) currently has 2431 employees.


CACC Technical Analysis

ChartMill assigns a technical rating of 5 / 10 to CACC. When comparing the yearly performance of all stocks, CACC turns out to be only a medium performer in the overall market: it outperformed 47.96% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

CACC Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to CACC. While CACC is still in line with the averages on profitability rating, there are concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CACC Financial Highlights

Over the last trailing twelve months CACC reported a non-GAAP Earnings per Share(EPS) of 37.38. The EPS increased by 4.85% compared to the year before.


Industry RankSector Rank
PM (TTM) 19.71%
ROA 5.25%
ROE 28.75%
Debt/Equity 3.73
Chartmill High Growth Momentum
EPS Q2Q%5.8%
Sales Q2Q%5.83%
EPS 1Y (TTM)4.85%
Revenue 1Y (TTM)10.3%

CACC Forecast & Estimates

9 analysts have analysed CACC and the average price target is 467.16 USD. This implies a price decrease of -1.92% is expected in the next year compared to the current price of 476.32.

For the next year, analysts expect an EPS growth of 1.29% and a revenue growth 3.91% for CACC


Analysts
Analysts46.67
Price Target467.16 (-1.92%)
EPS Next Y1.29%
Revenue Next Year3.91%

CACC Ownership

Ownership
Inst Owners71.95%
Ins Owners20.24%
Short Float %23.85%
Short Ratio9.94