Logo image of CACC

CREDIT ACCEPTANCE CORP (CACC) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:CACC - US2253101016 - Common Stock

460.93 USD
-13.48 (-2.84%)
Last: 12/4/2025, 4:30:02 PM
460.93 USD
0 (0%)
After Hours: 12/4/2025, 4:30:02 PM

CACC Key Statistics, Chart & Performance

Key Statistics
Market Cap5.08B
Revenue(TTM)2.30B
Net Income(TTM)453.90M
Shares11.03M
Float5.56M
52 Week High560
52 Week Low401.9
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)37.38
PE12.33
Fwd PE10.79
Earnings (Next)01-28 2026-01-28/amc
IPO1992-06-05
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


CACC short term performance overview.The bars show the price performance of CACC in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5 -10

CACC long term performance overview.The bars show the price performance of CACC in the last 1, 2 and 3 years. 1 year 2 years 3 years -2 -4 -6 -8 -10

The current stock price of CACC is 460.93 USD. In the past month the price increased by 2.11%. In the past year, price decreased by -4.59%.

CREDIT ACCEPTANCE CORP / CACC Daily stock chart

CACC Latest News, Press Relases and Analysis

a month ago - By: Zacks Investment Research - Mentions: COF NAVI
a month ago - By: Credit Acceptance Corporation
a month ago - By: Credit Acceptance Corporation

CACC Competitors/Peers

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FCFS FIRSTCASH HOLDINGS INC 19.66 7.15B
SLM SLM CORP 10.58 6.12B
NNI NELNET INC-CL A 15.87 4.73B
UPST UPSTART HOLDINGS INC 32.73 4.59B

About CACC

Company Profile

CACC logo image Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,431 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Company Info

CREDIT ACCEPTANCE CORP

25505 W 12 Mile Rd

Southfield MICHIGAN 48034 US

CEO: Brett A. Roberts

Employees: 2431

CACC Company Website

CACC Investor Relations

Phone: 12483532700

CREDIT ACCEPTANCE CORP / CACC FAQ

Can you describe the business of CREDIT ACCEPTANCE CORP?

Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,431 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.


What is the current price of CACC stock?

The current stock price of CACC is 460.93 USD. The price decreased by -2.84% in the last trading session.


Does CACC stock pay dividends?

CACC does not pay a dividend.


What is the ChartMill technical and fundamental rating of CACC stock?

CACC has a ChartMill Technical rating of 2 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is the GICS sector and industry of CACC stock?

CREDIT ACCEPTANCE CORP (CACC) operates in the Financials sector and the Consumer Finance industry.


Can you provide the market cap for CREDIT ACCEPTANCE CORP?

CREDIT ACCEPTANCE CORP (CACC) has a market capitalization of 5.08B USD. This makes CACC a Mid Cap stock.


What is the next earnings date for CACC stock?

CREDIT ACCEPTANCE CORP (CACC) will report earnings on 2026-01-28, after the market close.


CACC Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to CACC. When comparing the yearly performance of all stocks, CACC is a bad performer in the overall market: 73.92% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

CACC Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to CACC. There are concerns on the financial health of CACC while its profitability can be described as average.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CACC Financial Highlights

Over the last trailing twelve months CACC reported a non-GAAP Earnings per Share(EPS) of 37.38. The EPS increased by 4.85% compared to the year before.


Industry RankSector Rank
PM (TTM) 19.71%
ROA 5.25%
ROE 28.75%
Debt/Equity 3.73
Chartmill High Growth Momentum
EPS Q2Q%5.8%
Sales Q2Q%5.83%
EPS 1Y (TTM)4.85%
Revenue 1Y (TTM)10.3%

CACC Forecast & Estimates

9 analysts have analysed CACC and the average price target is 467.16 USD. This implies a price increase of 1.35% is expected in the next year compared to the current price of 460.93.

For the next year, analysts expect an EPS growth of -0.13% and a revenue growth 16.12% for CACC


Analysts
Analysts46.67
Price Target467.16 (1.35%)
EPS Next Y-0.13%
Revenue Next Year16.12%

CACC Ownership

Ownership
Inst Owners67.38%
Ins Owners18.64%
Short Float %22.23%
Short Ratio8.49