CREDIT ACCEPTANCE CORP (CACC) Stock Price & Overview
NASDAQ:CACC • US2253101016
The current stock price of CACC is 497.88 USD. Today CACC is down by -2.62%. In the past month the price increased by 0.57%. In the past year, price increased by 0.8%.
CACC Key Statistics
- Market Cap
- 5.352B
- P/E
- 13.78
- Fwd P/E
- 10.92
- EPS (TTM)
- 36.13
- Dividend Yield
- N/A
CACC Stock Performance
CACC Stock Chart
CACC Technical Analysis
ChartMill assigns a technical rating of 7 / 10 to CACC. When comparing the yearly performance of all stocks, CACC turns out to be only a medium performer in the overall market: it outperformed 53.29% of all stocks.
CACC Fundamental Analysis
ChartMill assigns a fundamental rating of 4 / 10 to CACC. While CACC is still in line with the averages on profitability rating, there are concerns on its financial health.
CACC Earnings
On January 29, 2026 CACC reported an EPS of 8.92 and a revenue of 579.90M. The company missed EPS expectations (-12.63% surprise) and missed revenue expectations (-2.42% surprise).
CACC Forecast & Estimates
8 analysts have analysed CACC and the average price target is 476 USD. This implies a price decrease of -4.39% is expected in the next year compared to the current price of 497.88.
For the next year, analysts expect an EPS growth of 26.24% and a revenue growth 0.51% for CACC
CACC Groups
Sector & Classification
CACC Financial Highlights
Over the last trailing twelve months CACC reported a non-GAAP Earnings per Share(EPS) of 36.13. The EPS decreased by -6.23% compared to the year before.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 18.29% | ||
| ROA | 4.91% | ||
| ROE | 27.82% | ||
| Debt/Equity | 2.74 |
CACC Ownership
CACC Competitors/Peers
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| AXP | AMERICAN EXPRESS CO | 16.96 | 206.67B | ||
| COF | CAPITAL ONE FINANCIAL CORP | 9.14 | 116.742B | ||
| SOFI | SOFI TECHNOLOGIES INC | 30.66 | 24.102B | ||
| SYF | SYNCHRONY FINANCIAL | 7.15 | 23.175B | ||
| SLMBP | SLM CORP - SLM 5.68481 PERP | 26.93 | 14.762B | ||
| ALLY | ALLY FINANCIAL INC | 7.1 | 11.767B | ||
| FCFS | FIRSTCASH HOLDINGS INC | 18.31 | 8.37B | ||
| FIGR | FIGURE TECHNOLOGY SOLUT-CL A | 32.31 | 6.578B | ||
| OMF | ONEMAIN HOLDINGS INC | 7.06 | 6.257B | ||
| NNI | NELNET INC-CL A | 14.7 | 4.691B | ||
| SLM | SLM CORP | 6.9 | 3.783B | ||
| ENVA | ENOVA INTERNATIONAL INC | 8.55 | 3.441B |
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About CACC
Company Profile
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,314 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
Company Info
CREDIT ACCEPTANCE CORP
25505 W 12 Mile Rd
Southfield MICHIGAN 48034 US
CEO: Brett A. Roberts
Employees: 2314
Phone: 12483532700
CREDIT ACCEPTANCE CORP / CACC FAQ
Can you describe the business of CREDIT ACCEPTANCE CORP?
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,314 full-time employees. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The firm offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
What is the stock price of CREDIT ACCEPTANCE CORP today?
The current stock price of CACC is 497.88 USD. The price decreased by -2.62% in the last trading session.
Does CACC stock pay dividends?
CACC does not pay a dividend.
How is the ChartMill rating for CREDIT ACCEPTANCE CORP?
CACC has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 4 out of 10.
What is the Price/Earnings (PE) ratio of CREDIT ACCEPTANCE CORP (CACC)?
The PE ratio for CREDIT ACCEPTANCE CORP (CACC) is 13.78. This is based on the reported non-GAAP earnings per share of 36.13 and the current share price of 497.88 USD.
What is the expected growth for CACC stock?
The Revenue of CREDIT ACCEPTANCE CORP (CACC) is expected to grow by 0.51% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.
What is the employee count for CACC stock?
CREDIT ACCEPTANCE CORP (CACC) currently has 2314 employees.