Logo image of SYF

SYNCHRONY FINANCIAL (SYF) Stock Price, Forecast & Analysis

USA - New York Stock Exchange - NYSE:SYF - US87165B1035 - Common Stock

86.74 USD
+2.09 (+2.47%)
Last: 1/5/2026, 8:04:00 PM
87.9032 USD
+1.16 (+1.34%)
After Hours: 1/5/2026, 8:04:00 PM

SYF Key Statistics, Chart & Performance

Key Statistics
Market Cap31.24B
Revenue(TTM)18.82B
Net Income(TTM)3.49B
Shares360.17M
Float359.06M
52 Week High87.51
52 Week Low40.55
Yearly Dividend1.18
Dividend Yield1.44%
EPS(TTM)9.16
PE9.47
Fwd PE9.35
Earnings (Next)01-23 2026-01-23/amc
IPO2014-07-31
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


SYF short term performance overview.The bars show the price performance of SYF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 5 10 15 20 25

SYF long term performance overview.The bars show the price performance of SYF in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80 100

The current stock price of SYF is 86.74 USD. In the past month the price increased by 7.89%. In the past year, price increased by 36.02%.

SYNCHRONY FINANCIAL / SYF Daily stock chart

SYF Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 25.49 261.63B
COF CAPITAL ONE FINANCIAL CORP 13.48 159.26B
SOFI SOFI TECHNOLOGIES INC 97.6 35.31B
SLMBP SLM CORP - SLM 5.68481 PERP 25.96 15.02B
ALLY ALLY FINANCIAL INC 13.32 14.36B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 58.48 11.39B
OMF ONEMAIN HOLDINGS INC 11.26 8.26B
FCFS FIRSTCASH HOLDINGS INC 19.78 7.19B
SLM SLM CORP 9.73 5.63B
CACC CREDIT ACCEPTANCE CORP 12.31 5.08B
UPST UPSTART HOLDINGS INC 35.21 4.93B
NNI NELNET INC-CL A 15.95 4.76B

About SYF

Company Profile

SYF logo image Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut and currently employs 20,000 full-time employees. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.

Company Info

SYNCHRONY FINANCIAL

777 Long Ridge Rd

Stamford CONNECTICUT 06902 US

CEO: Margaret M. Keane

Employees: 20000

SYF Company Website

SYF Investor Relations

Phone: 12035856730

SYNCHRONY FINANCIAL / SYF FAQ

What does SYF do?

Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut and currently employs 20,000 full-time employees. The company went IPO on 2014-07-31. The firm provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The company offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The firm primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.


What is the current price of SYF stock?

The current stock price of SYF is 86.74 USD. The price increased by 2.47% in the last trading session.


What is the dividend status of SYNCHRONY FINANCIAL?

SYNCHRONY FINANCIAL (SYF) has a dividend yield of 1.44%. The yearly dividend amount is currently 1.18.


How is the ChartMill rating for SYNCHRONY FINANCIAL?

SYF has a ChartMill Technical rating of 9 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


On which exchange is SYF stock listed?

SYF stock is listed on the New York Stock Exchange exchange.


Is SYNCHRONY FINANCIAL (SYF) expected to grow?

The Revenue of SYNCHRONY FINANCIAL (SYF) is expected to grow by 0.68% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the Short Interest ratio of SYNCHRONY FINANCIAL (SYF) stock?

The outstanding short interest for SYNCHRONY FINANCIAL (SYF) is 5.14% of its float.


SYF Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to SYF. When comparing the yearly performance of all stocks, SYF is one of the better performing stocks in the market, outperforming 88.22% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SYF Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to SYF. SYF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SYF Financial Highlights

Over the last trailing twelve months SYF reported a non-GAAP Earnings per Share(EPS) of 9.16. The EPS increased by 19.58% compared to the year before.


Industry RankSector Rank
PM (TTM) 18.56%
ROA 2.99%
ROE 20.46%
Debt/Equity 0.85
Chartmill High Growth Momentum
EPS Q2Q%47.42%
Sales Q2Q%2.41%
EPS 1Y (TTM)19.58%
Revenue 1Y (TTM)-2.74%

SYF Forecast & Estimates

27 analysts have analysed SYF and the average price target is 88.55 USD. This implies a price increase of 2.09% is expected in the next year compared to the current price of 86.74.

For the next year, analysts expect an EPS growth of 9.44% and a revenue growth 0.68% for SYF


Analysts
Analysts78.52
Price Target88.55 (2.09%)
EPS Next Y9.44%
Revenue Next Year0.68%

SYF Ownership

Ownership
Inst Owners106.07%
Ins Owners0.28%
Short Float %5.14%
Short Ratio5.6