SOFI TECHNOLOGIES INC (SOFI) Stock Price, Forecast & Analysis

USA • Nasdaq • NASDAQ:SOFI • US83406F1021

20.86 USD
+1.4 (+7.19%)
At close: Feb 6, 2026
21.2 USD
+0.34 (+1.63%)
After Hours: 2/6/2026, 8:06:42 PM

SOFI Key Statistics, Chart & Performance

Key Statistics
Market Cap25.16B
Revenue(TTM)3.61B
Net Income(TTM)640.24M
Shares1.21B
Float1.17B
52 Week High32.73
52 Week Low8.6
Yearly Dividend0.02
Dividend Yield0%
EPS(TTM)0.38
PE54.89
Fwd PE34.42
Earnings (Next)04-27
IPO2020-11-30
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
SOFI short term performance overview.The bars show the price performance of SOFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -5 -10 -15 -20 -25

SOFI long term performance overview.The bars show the price performance of SOFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 50 100 150 200

The current stock price of SOFI is 20.86 USD. In the past month the price decreased by -24.75%. In the past year, price increased by 39.91%.

SOFI TECHNOLOGIES INC / SOFI Daily stock chart

SOFI Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to SOFI. When comparing the yearly performance of all stocks, SOFI turns out to be only a medium performer in the overall market: it outperformed 57.1% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

SOFI Fundamental Analysis

ChartMill assigns a fundamental rating of 2 / 10 to SOFI. Both the profitability and financial health of SOFI have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

SOFI Financial Highlights

Over the last trailing twelve months SOFI reported a non-GAAP Earnings per Share(EPS) of 0.38. The EPS increased by 192.31% compared to the year before.


Industry RankSector Rank
PM (TTM) 19.27%
ROA 1.41%
ROE 7.29%
Debt/Equity 0.31
Chartmill High Growth Momentum
EPS Q2Q%160%
Sales Q2Q%37.03%
EPS 1Y (TTM)192.31%
Revenue 1Y (TTM)35.09%

SOFI Forecast & Estimates

28 analysts have analysed SOFI and the average price target is 27.27 USD. This implies a price increase of 30.73% is expected in the next year compared to the current price of 20.86.

For the next year, analysts expect an EPS growth of 59.49% and a revenue growth 29.76% for SOFI


Analysts
Analysts70
Price Target27.27 (30.73%)
EPS Next Y59.49%
Revenue Next Year29.76%

SOFI Ownership

Ownership
Inst Owners52.24%
Ins Owners3.04%
Short Float %9.76%
Short Ratio2.12

SOFI Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AXP AMERICAN EXPRESS CO20.3244.28B
COF CAPITAL ONE FINANCIAL CORP10.61137.909B
SYF SYNCHRONY FINANCIAL8.1426.649B
SLMBP SLM CORP - SLM 5.68481 PERP26.0615.127B
ALLY ALLY FINANCIAL INC7.6712.978B
FIGR FIGURE TECHNOLOGY SOLUT-CL A42.538.547B
FCFS FIRSTCASH HOLDINGS INC17.767.84B
OMF ONEMAIN HOLDINGS INC7.737.333B
SLM SLM CORP9.555.462B

About SOFI

Company Profile

SOFI logo image SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

Company Info

SOFI TECHNOLOGIES INC

234 1St Street

San Francisco CALIFORNIA US

CEO: Chamath Palihapitiya

Employees: 5000

SOFI Company Website

SOFI Investor Relations

Phone: 13026365401

SOFI TECHNOLOGIES INC / SOFI FAQ

Can you describe the business of SOFI TECHNOLOGIES INC?

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. The company is headquartered in San Francisco, California. The company went IPO on 2020-11-30. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The firm's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.


Can you provide the latest stock price for SOFI TECHNOLOGIES INC?

The current stock price of SOFI is 20.86 USD. The price increased by 7.19% in the last trading session.


Does SOFI stock pay dividends?

SOFI does not pay a dividend.


What is the ChartMill rating of SOFI TECHNOLOGIES INC stock?

SOFI has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 2 out of 10.


How is the market expecting SOFI stock to perform?

28 analysts have analysed SOFI and the average price target is 27.27 USD. This implies a price increase of 30.73% is expected in the next year compared to the current price of 20.86.


What is the market capitalization of SOFI stock?

SOFI TECHNOLOGIES INC (SOFI) has a market capitalization of 25.16B USD. This makes SOFI a Large Cap stock.


What is the next earnings date for SOFI stock?

SOFI TECHNOLOGIES INC (SOFI) will report earnings on 2026-04-27, before the market open.