Logo image of OPRT

OPORTUN FINANCIAL CORP (OPRT) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:OPRT - US68376D1046 - Common Stock

5.125 USD
-0.13 (-2.57%)
Last: 1/12/2026, 11:04:30 AM

OPRT Key Statistics, Chart & Performance

Key Statistics
Market Cap226.17M
Revenue(TTM)408.82M
Net Income(TTM)30.58M
Shares44.13M
Float41.14M
52 Week High9.24
52 Week Low3.53
Yearly DividendN/A
Dividend Yield0%
EPS(TTM)1.59
PE3.22
Fwd PE3.2
Earnings (Next)02-10 2026-02-10/amc
IPO2019-09-26
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


OPRT short term performance overview.The bars show the price performance of OPRT in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 -5 -10 -15 -20

OPRT long term performance overview.The bars show the price performance of OPRT in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 20 -20 40

The current stock price of OPRT is 5.125 USD. In the past month the price decreased by -7.56%. In the past year, price increased by 45.71%.

OPORTUN FINANCIAL CORP / OPRT Daily stock chart

OPRT Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 24.12 247.61B
COF CAPITAL ONE FINANCIAL CORP 12.45 147.06B
SOFI SOFI TECHNOLOGIES INC 89.92 32.53B
SYF SYNCHRONY FINANCIAL 8.71 28.74B
SLMBP SLM CORP - SLM 5.68481 PERP 25.78 14.92B
ALLY ALLY FINANCIAL INC 12.72 13.71B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 62.2 12.11B
OMF ONEMAIN HOLDINGS INC 10.79 7.91B
FCFS FIRSTCASH HOLDINGS INC 19.98 7.26B
SLM SLM CORP 9.46 5.47B
CACC CREDIT ACCEPTANCE CORP 12.3 5.07B
NNI NELNET INC-CL A 16.7 4.98B

About OPRT

Company Profile

OPRT logo image Oportun Financial Corp. is a digital banking platform, which engages in the provision of credit and digital banking products include personal loans, secured personal loans, credit cards, savings, direct, and investment and retirement. The company is headquartered in San Carlos, California and currently employs 1,560 full-time employees. The company went IPO on 2019-09-26. The firm offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The firm's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. The company also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. The company reaches incremental members through its Lending as a Service lead generation program. The company allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.

Company Info

OPORTUN FINANCIAL CORP

2 Circle Star Way

San Carlos CALIFORNIA 94070 US

CEO: Raul Vazquez

Employees: 1560

OPRT Company Website

OPRT Investor Relations

Phone: 16508108823

OPORTUN FINANCIAL CORP / OPRT FAQ

Can you describe the business of OPORTUN FINANCIAL CORP?

Oportun Financial Corp. is a digital banking platform, which engages in the provision of credit and digital banking products include personal loans, secured personal loans, credit cards, savings, direct, and investment and retirement. The company is headquartered in San Carlos, California and currently employs 1,560 full-time employees. The company went IPO on 2019-09-26. The firm offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The firm's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. The company also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. The company reaches incremental members through its Lending as a Service lead generation program. The company allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.


Can you provide the latest stock price for OPORTUN FINANCIAL CORP?

The current stock price of OPRT is 5.125 USD. The price decreased by -2.57% in the last trading session.


Does OPRT stock pay dividends?

OPRT does not pay a dividend.


What is the ChartMill rating of OPORTUN FINANCIAL CORP stock?

OPRT has a ChartMill Technical rating of 2 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


Where is OPORTUN FINANCIAL CORP (OPRT) stock traded?

OPRT stock is listed on the Nasdaq exchange.


How is the market expecting OPRT stock to perform?

13 analysts have analysed OPRT and the average price target is 8.89 USD. This implies a price increase of 73.44% is expected in the next year compared to the current price of 5.125.


What is the employee count for OPRT stock?

OPORTUN FINANCIAL CORP (OPRT) currently has 1560 employees.


OPRT Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to OPRT. When comparing the yearly performance of all stocks, OPRT is one of the better performing stocks in the market, outperforming 83.45% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

OPRT Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to OPRT. Both the profitability and financial health of OPRT have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPRT Financial Highlights

Over the last trailing twelve months OPRT reported a non-GAAP Earnings per Share(EPS) of 1.59. The EPS increased by 567.65% compared to the year before.


Industry RankSector Rank
PM (TTM) 7.48%
ROA 0.96%
ROE 7.97%
Debt/Equity 7.11
Chartmill High Growth Momentum
EPS Q2Q%1850%
Sales Q2Q%-4.52%
EPS 1Y (TTM)567.65%
Revenue 1Y (TTM)49.25%

OPRT Forecast & Estimates

13 analysts have analysed OPRT and the average price target is 8.89 USD. This implies a price increase of 73.44% is expected in the next year compared to the current price of 5.125.

For the next year, analysts expect an EPS growth of 103.75% and a revenue growth -4.74% for OPRT


Analysts
Analysts80
Price Target8.89 (73.46%)
EPS Next Y103.75%
Revenue Next Year-4.74%

OPRT Ownership

Ownership
Inst Owners86.26%
Ins Owners3.06%
Short Float %3.94%
Short Ratio3.88