JEFFERSON CAPITAL INC (JCAP) Stock Price, Forecast & Analysis

NASDAQ:JCAP • US47248R1032

21.24 USD
-0.26 (-1.21%)
At close: Feb 13, 2026
21.24 USD
0 (0%)
After Hours: 2/13/2026, 8:18:44 PM

JCAP Key Statistics, Chart & Performance

Key Statistics
Market Cap1.24B
Revenue(TTM)433.34M
Net Income(TTM)128.89M
Shares58.29M
Float9.36M
52 Week HighN/A
52 Week LowN/A
Yearly DividendN/A
Dividend Yield4.47%
EPS(TTM)1.99
PE10.67
Fwd PE7.48
Earnings (Next)N/A
IPO2025-06-26
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
JCAP short term performance overview.The bars show the price performance of JCAP in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5 10

JCAP long term performance overview.The bars show the price performance of JCAP in the last 1, 2 and 3 years. 1 year 2 years 3 years

The current stock price of JCAP is 21.24 USD. In the past month the price decreased by -6.8%.

JEFFERSON CAPITAL INC / JCAP Daily stock chart

JCAP Technical Analysis

ChartMill assigns a technical rating of 4 / 10 to JCAP.


Chartmill TA Rating
Chartmill Setup Rating
JCAP Full Technical Analysis Report

JCAP Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to JCAP. Both the profitability and the financial health of JCAP get a neutral evaluation. Nothing too spectacular is happening here.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
JCAP Full Fundamental Analysis Report

JCAP Financial Highlights

Over the last trailing twelve months JCAP reported a non-GAAP Earnings per Share(EPS) of 1.99. The EPS increased by 15.58% compared to the year before.


Industry RankSector Rank
PM (TTM) 29.74%
ROA 7.15%
ROE 29.47%
Debt/Equity 2.7
Chartmill High Growth Momentum
EPS Q2Q%N/A
Sales Q2Q%N/A
EPS 1Y (TTM)15.58%
Revenue 1Y (TTM)34.13%
JCAP financials

JCAP Forecast & Estimates

12 analysts have analysed JCAP and the average price target is 27.37 USD. This implies a price increase of 28.86% is expected in the next year compared to the current price of 21.24.

For the next year, analysts expect an EPS growth of 63.96% and a revenue growth 43.61% for JCAP


Analysts
Analysts85
Price Target27.37 (28.86%)
EPS Next Y63.96%
Revenue Next Year43.61%
JCAP Analyst EstimatesJCAP Analyst Ratings

JCAP Ownership

Ownership
Inst Owners21.22%
Ins Owners11.59%
Short Float %2.77%
Short Ratio0.7
JCAP Ownership

JCAP Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AXP AMERICAN EXPRESS CO19.08231.731B
COF CAPITAL ONE FINANCIAL CORP10.12129.627B
SOFI SOFI TECHNOLOGIES INC32.3624.852B
SYF SYNCHRONY FINANCIAL7.7324.812B
SLMBP SLM CORP - SLM 5.68481 PERP27.0614.93B
ALLY ALLY FINANCIAL INC7.5712.586B
FCFS FIRSTCASH HOLDINGS INC17.768.027B
FIGR FIGURE TECHNOLOGY SOLUT-CL A36.767.552B
OMF ONEMAIN HOLDINGS INC7.136.667B
CACC CREDIT ACCEPTANCE CORP10.615.169B

About JCAP

Company Profile

JCAP logo image Jefferson Capital, Inc. is a holding company, which engages in purchasing and managing of charge-off and insolvency consumer accounts. The company is headquartered in Minneapolis, Minnesota. The company went IPO on 2025-06-26. The firm purchases and services both secured and unsecured assets, and its client base includes creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. The firm purchases portfolios of consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. Previously charged-off receivables include receivables subject to bankruptcy proceedings. The firm also provides debt servicing and other portfolio management services to credit originators for non-performing loans.

Company Info

JEFFERSON CAPITAL INC

600 South Highway 169, Suite 1575

Minneapolis MINNESOTA 38119 US

CEO: John A. Good

Employees: 0

JCAP Company Website

Phone: 13202298505

JEFFERSON CAPITAL INC / JCAP FAQ

Can you describe the business of JEFFERSON CAPITAL INC?

Jefferson Capital, Inc. is a holding company, which engages in purchasing and managing of charge-off and insolvency consumer accounts. The company is headquartered in Minneapolis, Minnesota. The company went IPO on 2025-06-26. The firm purchases and services both secured and unsecured assets, and its client base includes creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. The firm purchases portfolios of consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. Previously charged-off receivables include receivables subject to bankruptcy proceedings. The firm also provides debt servicing and other portfolio management services to credit originators for non-performing loans.


What is the current price of JCAP stock?

The current stock price of JCAP is 21.24 USD. The price decreased by -1.21% in the last trading session.


Does JCAP stock pay dividends?

JEFFERSON CAPITAL INC (JCAP) has a dividend yield of 4.47%. The yearly dividend amount is currently 0.


How is the ChartMill rating for JEFFERSON CAPITAL INC?

JCAP has a ChartMill Technical rating of 4 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


What is the Price/Earnings (PE) ratio of JEFFERSON CAPITAL INC (JCAP)?

The PE ratio for JEFFERSON CAPITAL INC (JCAP) is 10.67. This is based on the reported non-GAAP earnings per share of 1.99 and the current share price of 21.24 USD.


Can you provide the market cap for JEFFERSON CAPITAL INC?

JEFFERSON CAPITAL INC (JCAP) has a market capitalization of 1.24B USD. This makes JCAP a Small Cap stock.


Can you provide the ownership details for JCAP stock?

You can find the ownership structure of JEFFERSON CAPITAL INC (JCAP) on the Ownership tab.