JEFFERSON CAPITAL INC (JCAP) Stock Price & Overview

NASDAQ:JCAP • US47248R1032

Current stock price

19.39 USD
-0.86 (-4.25%)
At close:
19.39 USD
0 (0%)
After Hours:

The current stock price of JCAP is 19.39 USD. Today JCAP is down by -4.25%. In the past month the price decreased by -8.1%.

JCAP Key Statistics

1-Month Range18.77 - 22.01
Current JCAP stock price positioned within its 1-month range.
Market Cap
1.073B
P/E
9.74
Fwd P/E
6.77
EPS (TTM)
1.99
Dividend Yield
4.77%

JCAP Stock Performance

Today
-4.25%
1 Week
-2.17%
1 Month
-8.10%
3 Months
-14.13%
Longer-term
6 Months +8.08%
1 Year N/A
2 Years N/A
3 Years N/A
5 Years N/A
10 Years N/A

JCAP Stock Chart

JEFFERSON CAPITAL INC / JCAP Daily stock chart

JCAP Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to JCAP.


Chartmill TA Rating
Chartmill Setup Rating

JCAP Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to JCAP. Both the profitability and the financial health of JCAP get a neutral evaluation. Nothing too spectacular is happening here.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

JCAP Earnings

On March 12, 2026 JCAP reported an EPS of 0.69 and a revenue of 154.80M. The company beat EPS expectations (1.88% surprise) and missed revenue expectations (-1.3% surprise).

Next Earnings DateN/A
Last Earnings DateMar 12, 2026
PeriodQ4 / 2025
EPS Reported$0.69
Revenue Reported154.799M
EPS Surprise 1.88%
Revenue Surprise -1.30%

JCAP Forecast & Estimates

13 analysts have analysed JCAP and the average price target is 27.54 USD. This implies a price increase of 42.03% is expected in the next year compared to the current price of 19.39.

For the next year, analysts expect an EPS growth of 63.87% and a revenue growth 43.71% for JCAP


Analysts
Analysts84.62
Price Target27.54 (42.03%)
EPS Next Y63.87%
Revenue Next Year43.71%

JCAP Groups

Sector & Classification

Sub-Industry
Consumer Finance
Index Membership

JCAP Financial Highlights

Over the last trailing twelve months JCAP reported a non-GAAP Earnings per Share(EPS) of 1.99. The EPS increased by 15.58% compared to the year before.


Income Statements
Revenue(TTM)433.34M
Net Income(TTM)128.89M
Industry RankSector Rank
PM (TTM) 29.74%
ROA 7.15%
ROE 29.47%
Debt/Equity 2.7
Chartmill High Growth Momentum
EPS Q2Q%N/A
Sales Q2Q%N/A
EPS 1Y (TTM)15.58%
Revenue 1Y (TTM)34.13%

JCAP Ownership

Ownership
Inst Owners20.57%
Shares55.33M
Float9.36M
Ins Owners8.94%
Short Float %3.91%
Short Ratio1.02

About JCAP

Company Profile

JCAP logo image Jefferson Capital, Inc. is a holding company, which engages in purchasing and managing of charge-off and insolvency consumer accounts. The company is headquartered in Minneapolis, Minnesota. The company went IPO on 2025-06-26. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit grantors, which include banks, non-bank consumer lenders, auto finance companies, utilities and telecom companies. The firm purchases nonperforming consumer loans and receivables at a discount to their face value across a broad range of financial assets, including where the account holder has initiated a bankruptcy proceeding, or an equivalent proceeding in Canada or the United Kingdom. The company enables its clients to focus their operations on the origination of new loans to new customers and to better serve their active customers, while also enabling consumers to resolve their existing obligations based on their current financial circumstances.

Company Info

IPO: 2025-06-26

JEFFERSON CAPITAL INC

600 South Highway 169, Suite 1575

Minneapolis MINNESOTA 38119 US

CEO: John A. Good

Employees: 0

JCAP Company Website

Phone: 18009279800

JEFFERSON CAPITAL INC / JCAP FAQ

Can you describe the business of JEFFERSON CAPITAL INC?

Jefferson Capital, Inc. is a holding company, which engages in purchasing and managing of charge-off and insolvency consumer accounts. The company is headquartered in Minneapolis, Minnesota. The company went IPO on 2025-06-26. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit grantors, which include banks, non-bank consumer lenders, auto finance companies, utilities and telecom companies. The firm purchases nonperforming consumer loans and receivables at a discount to their face value across a broad range of financial assets, including where the account holder has initiated a bankruptcy proceeding, or an equivalent proceeding in Canada or the United Kingdom. The company enables its clients to focus their operations on the origination of new loans to new customers and to better serve their active customers, while also enabling consumers to resolve their existing obligations based on their current financial circumstances.


What is the current price of JCAP stock?

The current stock price of JCAP is 19.39 USD. The price decreased by -4.25% in the last trading session.


Does JCAP stock pay dividends?

JEFFERSON CAPITAL INC (JCAP) has a dividend yield of 4.77%. The yearly dividend amount is currently 0.


How is the ChartMill rating for JEFFERSON CAPITAL INC?

JCAP has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


What is the Price/Earnings (PE) ratio of JEFFERSON CAPITAL INC (JCAP)?

The PE ratio for JEFFERSON CAPITAL INC (JCAP) is 9.74. This is based on the reported non-GAAP earnings per share of 1.99 and the current share price of 19.39 USD.


Can you provide the market cap for JEFFERSON CAPITAL INC?

JEFFERSON CAPITAL INC (JCAP) has a market capitalization of 1.07B USD. This makes JCAP a Small Cap stock.


Can you provide the ownership details for JCAP stock?

You can find the ownership structure of JEFFERSON CAPITAL INC (JCAP) on the Ownership tab.