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KATAPULT HOLDINGS INC (KPLT) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:KPLT - US4858592011 - Common Stock

6.21 USD
-0.16 (-2.51%)
Last: 11/26/2025, 8:00:02 PM
6.33 USD
+0.12 (+1.93%)
After Hours: 11/26/2025, 8:00:02 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to KPLT. KPLT was compared to 55 industry peers in the Consumer Finance industry. Both the profitability and financial health of KPLT have multiple concerns. KPLT is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year KPLT has reported negative net income.
KPLT had a negative operating cash flow in the past year.
In the past 5 years KPLT reported 4 times negative net income.
KPLT had negative operating cash flow in 4 of the past 5 years.
KPLT Yearly Net Income VS EBIT VS OCF VS FCFKPLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

KPLT's Return On Assets of -35.30% is on the low side compared to the rest of the industry. KPLT is outperformed by 96.36% of its industry peers.
KPLT has a Return On Invested Capital of 46.55%. This is amongst the best in the industry. KPLT outperforms 100.00% of its industry peers.
Industry RankSector Rank
ROA -35.3%
ROE N/A
ROIC 46.55%
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KPLT Yearly ROA, ROE, ROICKPLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400

1.3 Margins

Looking at the Operating Margin, with a value of 6.03%, KPLT is in line with its industry, outperforming 45.45% of the companies in the same industry.
In the last couple of years the Operating Margin of KPLT has grown nicely.
The Gross Margin of KPLT (27.03%) is worse than 60.00% of its industry peers.
KPLT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.03%
PM (TTM) N/A
GM 27.03%
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
KPLT Yearly Profit, Operating, Gross MarginsKPLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

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1

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so KPLT is creating value.
Compared to 1 year ago, KPLT has more shares outstanding
The number of shares outstanding for KPLT has been reduced compared to 5 years ago.
KPLT has a worse debt/assets ratio than last year.
KPLT Yearly Shares OutstandingKPLT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2M 4M 6M
KPLT Yearly Total Debt VS Total AssetsKPLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

KPLT has an Altman-Z score of 0.41. This is a bad value and indicates that KPLT is not financially healthy and even has some risk of bankruptcy.
KPLT's Altman-Z score of 0.41 is in line compared to the rest of the industry. KPLT outperforms 50.91% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 0.41
ROIC/WACC3.9
WACC11.94%
KPLT Yearly LT Debt VS Equity VS FCFKPLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

KPLT has a Current Ratio of 0.61. This is a bad value and indicates that KPLT is not financially healthy enough and could expect problems in meeting its short term obligations.
KPLT has a Current ratio of 0.61. This is in the lower half of the industry: KPLT underperforms 61.82% of its industry peers.
A Quick Ratio of 0.61 indicates that KPLT may have some problems paying its short term obligations.
KPLT's Quick ratio of 0.61 is on the low side compared to the rest of the industry. KPLT is outperformed by 61.82% of its industry peers.
Industry RankSector Rank
Current Ratio 0.61
Quick Ratio 0.61
KPLT Yearly Current Assets VS Current LiabilitesKPLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 45.45% over the past year.
The Revenue has grown by 11.56% in the past year. This is quite good.
Measured over the past years, KPLT shows a decrease in Revenue. The Revenue has been decreasing by -6.57% on average per year.
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.22%
Revenue 1Y (TTM)11.56%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%22.77%

3.2 Future

KPLT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.37% yearly.
The Revenue is expected to grow by 13.33% on average over the next years. This is quite good.
EPS Next Y49.43%
EPS Next 2Y29.11%
EPS Next 3Y21.37%
EPS Next 5YN/A
Revenue Next Year20.91%
Revenue Next 2Y15.84%
Revenue Next 3Y13.33%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
KPLT Yearly Revenue VS EstimatesKPLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
KPLT Yearly EPS VS EstimatesKPLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 -5

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for KPLT. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for KPLT. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
KPLT Price Earnings VS Forward Price EarningsKPLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of KPLT indicates a rather cheap valuation: KPLT is cheaper than 96.36% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 0.31
KPLT Per share dataKPLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

A more expensive valuation may be justified as KPLT's earnings are expected to grow with 21.37% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y29.11%
EPS Next 3Y21.37%

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0

5. Dividend

5.1 Amount

KPLT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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KATAPULT HOLDINGS INC

NASDAQ:KPLT (11/26/2025, 8:00:02 PM)

After market: 6.33 +0.12 (+1.93%)

6.21

-0.16 (-2.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)11-12 2025-11-12/bmo
Earnings (Next)03-26 2026-03-26/bmo
Inst Owners35.83%
Inst Owner Change-9.62%
Ins Owners11.5%
Ins Owner Change0.21%
Market Cap28.38M
Revenue(TTM)247.19M
Net Income(TTM)-31.98M
Analysts45.71
Price Target8.67 (39.61%)
Short Float %4.07%
Short Ratio1.09
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.77%
Min EPS beat(2)-2.38%
Max EPS beat(2)9.91%
EPS beat(4)1
Avg EPS beat(4)-19%
Min EPS beat(4)-66.1%
Max EPS beat(4)9.91%
EPS beat(8)3
Avg EPS beat(8)-11.16%
EPS beat(12)6
Avg EPS beat(12)-2.82%
EPS beat(16)9
Avg EPS beat(16)3.02%
Revenue beat(2)1
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)0.04%
Revenue beat(4)2
Avg Revenue beat(4)-0.3%
Min Revenue beat(4)-1.76%
Max Revenue beat(4)1.29%
Revenue beat(8)4
Avg Revenue beat(8)-0.11%
Revenue beat(12)5
Avg Revenue beat(12)-0.13%
Revenue beat(16)8
Avg Revenue beat(16)5.05%
PT rev (1m)-22.73%
PT rev (3m)-22.73%
EPS NQ rev (1m)0%
EPS NQ rev (3m)66.67%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.11
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 0.31
EPS(TTM)-4.5
EYN/A
EPS(NY)-1.97
Fwd EYN/A
FCF(TTM)-8.48
FCFYN/A
OCF(TTM)-8.12
OCFYN/A
SpS58.45
BVpS-11.83
TBVpS-12.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -35.3%
ROE N/A
ROCE -30.21%
ROIC 46.55%
ROICexc 53.74%
ROICexgc 59.07%
OM 6.03%
PM (TTM) N/A
GM 27.03%
FCFM N/A
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
F-Score4
Asset Turnover2.95
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 0.48
Cap/Depr 1.06%
Cap/Sales 0.61%
Interest Coverage 1.16
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.61
Quick Ratio 0.61
Altman-Z 0.41
F-Score4
WACC11.94%
ROIC/WACC3.9
Cap/Depr(3y)1%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.56%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.22%
EPS Next Y49.43%
EPS Next 2Y29.11%
EPS Next 3Y21.37%
EPS Next 5YN/A
Revenue 1Y (TTM)11.56%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%22.77%
Revenue Next Year20.91%
Revenue Next 2Y15.84%
Revenue Next 3Y13.33%
Revenue Next 5YN/A
EBIT growth 1Y2120.08%
EBIT growth 3Y129.42%
EBIT growth 5YN/A
EBIT Next Year284.76%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-34.29%
OCF growth 3YN/A
OCF growth 5YN/A

KATAPULT HOLDINGS INC / KPLT FAQ

What is the ChartMill fundamental rating of KATAPULT HOLDINGS INC (KPLT) stock?

ChartMill assigns a fundamental rating of 2 / 10 to KPLT.


What is the valuation status for KPLT stock?

ChartMill assigns a valuation rating of 1 / 10 to KATAPULT HOLDINGS INC (KPLT). This can be considered as Overvalued.


How profitable is KATAPULT HOLDINGS INC (KPLT) stock?

KATAPULT HOLDINGS INC (KPLT) has a profitability rating of 2 / 10.