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KATAPULT HOLDINGS INC (KPLT) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:KPLT - US4858592011 - Common Stock

7.08 USD
+0.2 (+2.91%)
Last: 1/8/2026, 8:00:02 PM
6.91 USD
-0.17 (-2.4%)
After Hours: 1/8/2026, 8:00:02 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to KPLT. KPLT was compared to 55 industry peers in the Consumer Finance industry. KPLT has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, KPLT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

KPLT had negative earnings in the past year.
In the past year KPLT has reported a negative cash flow from operations.
In the past 5 years KPLT reported 4 times negative net income.
In the past 5 years KPLT reported 4 times negative operating cash flow.
KPLT Yearly Net Income VS EBIT VS OCF VS FCFKPLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

KPLT has a Return On Assets of -32.63%. This is amonst the worse of the industry: KPLT underperforms 92.73% of its industry peers.
The Return On Invested Capital of KPLT (87.92%) is better than 100.00% of its industry peers.
Industry RankSector Rank
ROA -32.63%
ROE N/A
ROIC 87.92%
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KPLT Yearly ROA, ROE, ROICKPLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400

1.3 Margins

The Operating Margin of KPLT (8.59%) is comparable to the rest of the industry.
KPLT's Operating Margin has improved in the last couple of years.
KPLT's Gross Margin of 27.03% is on the low side compared to the rest of the industry. KPLT is outperformed by 63.64% of its industry peers.
In the last couple of years the Gross Margin of KPLT has remained more or less at the same level.
Industry RankSector Rank
OM 8.59%
PM (TTM) N/A
GM 27.03%
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
KPLT Yearly Profit, Operating, Gross MarginsKPLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

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1

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), KPLT is creating value.
The number of shares outstanding for KPLT has been increased compared to 1 year ago.
The number of shares outstanding for KPLT has been reduced compared to 5 years ago.
KPLT has a worse debt/assets ratio than last year.
KPLT Yearly Shares OutstandingKPLT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2M 4M 6M
KPLT Yearly Total Debt VS Total AssetsKPLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

Based on the Altman-Z score of 0.76, we must say that KPLT is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.76, KPLT perfoms like the industry average, outperforming 52.73% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 0.76
ROIC/WACC7.26
WACC12.11%
KPLT Yearly LT Debt VS Equity VS FCFKPLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

A Current Ratio of 0.58 indicates that KPLT may have some problems paying its short term obligations.
KPLT's Current ratio of 0.58 is on the low side compared to the rest of the industry. KPLT is outperformed by 60.00% of its industry peers.
KPLT has a Quick Ratio of 0.58. This is a bad value and indicates that KPLT is not financially healthy enough and could expect problems in meeting its short term obligations.
KPLT's Quick ratio of 0.58 is on the low side compared to the rest of the industry. KPLT is outperformed by 60.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.58
Quick Ratio 0.58
KPLT Yearly Current Assets VS Current LiabilitesKPLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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4

3. Growth

3.1 Past

KPLT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 45.45%, which is quite impressive.
The Revenue has grown by 16.86% in the past year. This is quite good.
KPLT shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.57% yearly.
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.22%
Revenue 1Y (TTM)16.86%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%22.77%

3.2 Future

The Earnings Per Share is expected to grow by 20.38% on average over the next years. This is a very strong growth
Based on estimates for the next years, KPLT will show a quite strong growth in Revenue. The Revenue will grow by 18.10% on average per year.
EPS Next Y36.66%
EPS Next 2Y25.93%
EPS Next 3Y20.38%
EPS Next 5YN/A
Revenue Next Year19.47%
Revenue Next 2Y17.46%
Revenue Next 3Y18.1%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
KPLT Yearly Revenue VS EstimatesKPLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M
KPLT Yearly EPS VS EstimatesKPLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 -5

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1

4. Valuation

4.1 Price/Earnings Ratio

KPLT reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year KPLT is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
KPLT Price Earnings VS Forward Price EarningsKPLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

96.36% of the companies in the same industry are more expensive than KPLT, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 0.33
KPLT Per share dataKPLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60

4.3 Compensation for Growth

A more expensive valuation may be justified as KPLT's earnings are expected to grow with 20.38% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y25.93%
EPS Next 3Y20.38%

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0

5. Dividend

5.1 Amount

No dividends for KPLT!.
Industry RankSector Rank
Dividend Yield 0%

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KATAPULT HOLDINGS INC

NASDAQ:KPLT (1/8/2026, 8:00:02 PM)

After market: 6.91 -0.17 (-2.4%)

7.08

+0.2 (+2.91%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)11-12 2025-11-12/bmo
Earnings (Next)03-26 2026-03-26/bmo
Inst Owners30.86%
Inst Owner Change0%
Ins Owners9.5%
Ins Owner Change0.08%
Market Cap32.85M
Revenue(TTM)280.84M
Net Income(TTM)-28.04M
Analysts45.71
Price Target6.89 (-2.68%)
Short Float %23.05%
Short Ratio1.39
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.7%
Min EPS beat(2)-2.38%
Max EPS beat(2)19.79%
EPS beat(4)2
Avg EPS beat(4)2.47%
Min EPS beat(4)-17.43%
Max EPS beat(4)19.79%
EPS beat(8)3
Avg EPS beat(8)-16.33%
EPS beat(12)6
Avg EPS beat(12)-4.06%
EPS beat(16)9
Avg EPS beat(16)1.84%
Revenue beat(2)1
Avg Revenue beat(2)-1.29%
Min Revenue beat(2)-2.63%
Max Revenue beat(2)0.04%
Revenue beat(4)1
Avg Revenue beat(4)-1.28%
Min Revenue beat(4)-2.63%
Max Revenue beat(4)0.04%
Revenue beat(8)3
Avg Revenue beat(8)-0.67%
Revenue beat(12)5
Avg Revenue beat(12)-0.29%
Revenue beat(16)7
Avg Revenue beat(16)-0.02%
PT rev (1m)-20.59%
PT rev (3m)-38.64%
EPS NQ rev (1m)-242.42%
EPS NQ rev (3m)-242.42%
EPS NY rev (1m)-25.26%
EPS NY rev (3m)-25.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.09%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.19%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.12
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 0.33
EPS(TTM)-4.5
EYN/A
EPS(NY)-2.45
Fwd EYN/A
FCF(TTM)-6.32
FCFYN/A
OCF(TTM)-5.97
OCFYN/A
SpS60.53
BVpS-12.58
TBVpS-13.05
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -32.63%
ROE N/A
ROCE -41.69%
ROIC 87.92%
ROICexc 104.26%
ROICexgc 118.53%
OM 8.59%
PM (TTM) N/A
GM 27.03%
FCFM N/A
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
F-Score6
Asset Turnover3.27
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 0.43
Cap/Depr 1.01%
Cap/Sales 0.57%
Interest Coverage 1.89
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.58
Quick Ratio 0.58
Altman-Z 0.76
F-Score6
WACC12.11%
ROIC/WACC7.26
Cap/Depr(3y)1%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.56%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.22%
EPS Next Y36.66%
EPS Next 2Y25.93%
EPS Next 3Y20.38%
EPS Next 5YN/A
Revenue 1Y (TTM)16.86%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%22.77%
Revenue Next Year19.47%
Revenue Next 2Y17.46%
Revenue Next 3Y18.1%
Revenue Next 5YN/A
EBIT growth 1Y5015.07%
EBIT growth 3Y129.42%
EBIT growth 5YN/A
EBIT Next Year270.48%
EBIT Next 3Y80.55%
EBIT Next 5YN/A
FCF growth 1Y-4.94%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2.49%
OCF growth 3YN/A
OCF growth 5YN/A

KATAPULT HOLDINGS INC / KPLT FAQ

What is the ChartMill fundamental rating of KATAPULT HOLDINGS INC (KPLT) stock?

ChartMill assigns a fundamental rating of 2 / 10 to KPLT.


What is the valuation status of KATAPULT HOLDINGS INC (KPLT) stock?

ChartMill assigns a valuation rating of 1 / 10 to KATAPULT HOLDINGS INC (KPLT). This can be considered as Overvalued.


How profitable is KATAPULT HOLDINGS INC (KPLT) stock?

KATAPULT HOLDINGS INC (KPLT) has a profitability rating of 2 / 10.


Can you provide the financial health for KPLT stock?

The financial health rating of KATAPULT HOLDINGS INC (KPLT) is 1 / 10.


What is the earnings growth outlook for KATAPULT HOLDINGS INC?

The Earnings per Share (EPS) of KATAPULT HOLDINGS INC (KPLT) is expected to grow by 36.66% in the next year.