Logo image of KPLT

KATAPULT HOLDINGS INC (KPLT) Stock Fundamental Analysis

NASDAQ:KPLT - Nasdaq - US4858592011 - Common Stock - Currency: USD

8.95  -0.1 (-1.1%)

After market: 8.95 0 (0%)

Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to KPLT. KPLT was compared to 52 industry peers in the Consumer Finance industry. KPLT may be in some trouble as it scores bad on both profitability and health. KPLT has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

KPLT had negative earnings in the past year.
KPLT had a negative operating cash flow in the past year.
KPLT had negative earnings in 4 of the past 5 years.
KPLT had negative operating cash flow in 4 of the past 5 years.
KPLT Yearly Net Income VS EBIT VS OCF VS FCFKPLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

KPLT has a worse Return On Assets (-35.05%) than 94.23% of its industry peers.
KPLT has a Return On Invested Capital of 39.53%. This is amongst the best in the industry. KPLT outperforms 100.00% of its industry peers.
Industry RankSector Rank
ROA -35.05%
ROE N/A
ROIC 39.53%
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KPLT Yearly ROA, ROE, ROICKPLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400

1.3 Margins

KPLT's Operating Margin of 5.32% is in line compared to the rest of the industry. KPLT outperforms 42.31% of its industry peers.
In the last couple of years the Operating Margin of KPLT has grown nicely.
KPLT's Gross Margin of 27.39% is on the low side compared to the rest of the industry. KPLT is outperformed by 61.54% of its industry peers.
In the last couple of years the Gross Margin of KPLT has remained more or less at the same level.
Industry RankSector Rank
OM 5.32%
PM (TTM) N/A
GM 27.39%
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
KPLT Yearly Profit, Operating, Gross MarginsKPLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

More info and screens

2

2. Health

2.1 Basic Checks

KPLT has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
KPLT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for KPLT has been reduced compared to 5 years ago.
Compared to 1 year ago, KPLT has a worse debt to assets ratio.
KPLT Yearly Shares OutstandingKPLT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2M 4M 6M
KPLT Yearly Total Debt VS Total AssetsKPLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

Based on the Altman-Z score of 0.39, we must say that KPLT is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of KPLT (0.39) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 0.39
ROIC/WACC3.21
WACC12.32%
KPLT Yearly LT Debt VS Equity VS FCFKPLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

KPLT has a Current Ratio of 0.62. This is a bad value and indicates that KPLT is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of KPLT (0.62) is comparable to the rest of the industry.
A Quick Ratio of 0.62 indicates that KPLT may have some problems paying its short term obligations.
KPLT has a Quick ratio of 0.62. This is comparable to the rest of the industry: KPLT outperforms 40.38% of its industry peers.
Industry RankSector Rank
Current Ratio 0.62
Quick Ratio 0.62
KPLT Yearly Current Assets VS Current LiabilitesKPLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

More info and screens

3

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 1.02% over the past year.
KPLT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.00%.
The Revenue has been decreasing by -6.57% on average over the past years.
EPS 1Y (TTM)1.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-684.62%
Revenue 1Y (TTM)10%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%10.58%

3.2 Future

Based on estimates for the next years, KPLT will show a small growth in Earnings Per Share. The EPS will grow by 5.76% on average per year.
The Revenue is expected to grow by 15.66% on average over the next years. This is quite good.
EPS Next Y4.16%
EPS Next 2Y5.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year18.19%
Revenue Next 2Y15.66%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
KPLT Yearly Revenue VS EstimatesKPLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 100M 200M 300M
KPLT Yearly EPS VS EstimatesKPLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0 -5

More info and screens

1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for KPLT. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for KPLT. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
KPLT Price Earnings VS Forward Price EarningsKPLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, KPLT is valued cheaply inside the industry as 96.15% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 0.41
KPLT Per share dataKPLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.76%
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

KPLT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

KATAPULT HOLDINGS INC

NASDAQ:KPLT (6/5/2025, 8:00:02 PM)

After market: 8.95 0 (0%)

8.95

-0.1 (-1.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)05-15 2025-05-15/bmo
Earnings (Next)08-12 2025-08-12/bmo
Inst Owners29.12%
Inst Owner Change23.9%
Ins Owners12.54%
Ins Owner Change0%
Market Cap40.63M
Analysts45.71
Price Target11.48 (28.27%)
Short Float %5.01%
Short Ratio3.53
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.76%
Min EPS beat(2)-17.43%
Max EPS beat(2)9.91%
EPS beat(4)1
Avg EPS beat(4)-23.53%
Min EPS beat(4)-66.1%
Max EPS beat(4)9.91%
EPS beat(8)4
Avg EPS beat(8)-6.92%
EPS beat(12)6
Avg EPS beat(12)-4.5%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.26%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)-0.76%
Revenue beat(4)1
Avg Revenue beat(4)-1.13%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)1.29%
Revenue beat(8)3
Avg Revenue beat(8)-0.16%
Revenue beat(12)4
Avg Revenue beat(12)-1.5%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.9%
EPS NY rev (1m)0%
EPS NY rev (3m)-8.25%
Revenue NQ rev (1m)2.17%
Revenue NQ rev (3m)11.59%
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.16%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.16
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 0.41
EPS(TTM)-6.8
EYN/A
EPS(NY)-5.21
Fwd EYN/A
FCF(TTM)-7.2
FCFYN/A
OCF(TTM)-6.85
OCFYN/A
SpS55.96
BVpS-11.38
TBVpS-11.86
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -35.05%
ROE N/A
ROCE -26.7%
ROIC 39.53%
ROICexc 50.73%
ROICexgc 56.51%
OM 5.32%
PM (TTM) N/A
GM 27.39%
FCFM N/A
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
F-Score4
Asset Turnover2.87
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 0.49
Cap/Depr 1.08%
Cap/Sales 0.62%
Interest Coverage 0.97
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.62
Quick Ratio 0.62
Altman-Z 0.39
F-Score4
WACC12.32%
ROIC/WACC3.21
Cap/Depr(3y)1%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.56%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-684.62%
EPS Next Y4.16%
EPS Next 2Y5.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)10%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%10.58%
Revenue Next Year18.19%
Revenue Next 2Y15.66%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y290.76%
EBIT growth 3Y129.42%
EBIT growth 5YN/A
EBIT Next Year300.95%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-13.13%
OCF growth 3YN/A
OCF growth 5YN/A