6.97 USD
+0.05 (+0.72%)
6.84 USD
-0.13 (-1.87%)
KPLT gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 54 industry peers in the Consumer Finance industry. KPLT may be in some trouble as it scores bad on both profitability and health. KPLT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- KPLT had negative earnings in the past year.
- In the past year KPLT has reported a negative cash flow from operations.
- KPLT had negative earnings in 4 of the past 5 years.
- In the past 5 years KPLT reported 4 times negative operating cash flow.
1.2 Ratios
- KPLT has a Return On Assets of -32.63%. This is amonst the worse of the industry: KPLT underperforms 92.59% of its industry peers.
- The Return On Invested Capital of KPLT (87.92%) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -32.63% | ||
| ROE | N/A | ||
| ROIC | 87.92% |
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Operating Margin, with a value of 8.59%, KPLT is in line with its industry, outperforming 44.44% of the companies in the same industry.
- In the last couple of years the Operating Margin of KPLT has grown nicely.
- With a Gross Margin value of 27.03%, KPLT is not doing good in the industry: 62.96% of the companies in the same industry are doing better.
- KPLT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | N/A | ||
| GM | 27.03% |
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- KPLT has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for KPLT has been increased compared to 1 year ago.
- The number of shares outstanding for KPLT has been reduced compared to 5 years ago.
- Compared to 1 year ago, KPLT has a worse debt to assets ratio.
2.2 Solvency
- KPLT has an Altman-Z score of 0.76. This is a bad value and indicates that KPLT is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of KPLT (0.76) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.76 |
ROIC/WACC7.26
WACC12.11%
2.3 Liquidity
- A Current Ratio of 0.58 indicates that KPLT may have some problems paying its short term obligations.
- KPLT's Current ratio of 0.58 is in line compared to the rest of the industry. KPLT outperforms 40.74% of its industry peers.
- A Quick Ratio of 0.58 indicates that KPLT may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.58, KPLT is in line with its industry, outperforming 40.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 45.45% over the past year.
- KPLT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.86%.
- The Revenue has been decreasing by -6.57% on average over the past years.
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.22%
Revenue 1Y (TTM)16.86%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%22.77%
3.2 Future
- Based on estimates for the next years, KPLT will show a very strong growth in Earnings Per Share. The EPS will grow by 20.38% on average per year.
- KPLT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 18.10% yearly.
EPS Next Y36.66%
EPS Next 2Y25.93%
EPS Next 3Y20.38%
EPS Next 5YN/A
Revenue Next Year19.47%
Revenue Next 2Y17.46%
Revenue Next 3Y18.1%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for KPLT. In the last year negative earnings were reported.
- Also next year KPLT is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, KPLT is valued cheaper than 96.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 0.32 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as KPLT's earnings are expected to grow with 20.38% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y25.93%
EPS Next 3Y20.38%
5. Dividend
5.1 Amount
- No dividends for KPLT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
6.97
+0.05 (+0.72%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)11-12 2025-11-12/bmo
Earnings (Next)03-26 2026-03-26/bmo
Inst Owners30.86%
Inst Owner Change-0.07%
Ins Owners9.5%
Ins Owner Change0.08%
Market Cap32.34M
Revenue(TTM)280.84M
Net Income(TTM)-28.04M
Analysts45.71
Price Target6.89 (-1.15%)
Short Float %23.05%
Short Ratio1.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.7%
Min EPS beat(2)-2.38%
Max EPS beat(2)19.79%
EPS beat(4)2
Avg EPS beat(4)2.47%
Min EPS beat(4)-17.43%
Max EPS beat(4)19.79%
EPS beat(8)3
Avg EPS beat(8)-16.33%
EPS beat(12)6
Avg EPS beat(12)-4.06%
EPS beat(16)9
Avg EPS beat(16)1.84%
Revenue beat(2)1
Avg Revenue beat(2)-1.29%
Min Revenue beat(2)-2.63%
Max Revenue beat(2)0.04%
Revenue beat(4)1
Avg Revenue beat(4)-1.28%
Min Revenue beat(4)-2.63%
Max Revenue beat(4)0.04%
Revenue beat(8)3
Avg Revenue beat(8)-0.67%
Revenue beat(12)5
Avg Revenue beat(12)-0.29%
Revenue beat(16)7
Avg Revenue beat(16)-0.02%
PT rev (1m)0%
PT rev (3m)-38.64%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-242.42%
EPS NY rev (1m)-25.26%
EPS NY rev (3m)-25.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.09%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.12 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 0.32 |
EPS(TTM)-4.5
EYN/A
EPS(NY)-2.45
Fwd EYN/A
FCF(TTM)-6.32
FCFYN/A
OCF(TTM)-5.97
OCFYN/A
SpS60.53
BVpS-12.58
TBVpS-13.05
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -32.63% | ||
| ROE | N/A | ||
| ROCE | -41.69% | ||
| ROIC | 87.92% | ||
| ROICexc | 104.26% | ||
| ROICexgc | 118.53% | ||
| OM | 8.59% | ||
| PM (TTM) | N/A | ||
| GM | 27.03% | ||
| FCFM | N/A |
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
F-Score6
Asset Turnover3.27
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.43 | ||
| Cap/Depr | 1.01% | ||
| Cap/Sales | 0.57% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.58 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 0.76 |
F-Score6
WACC12.11%
ROIC/WACC7.26
Cap/Depr(3y)1%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.56%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.45%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%91.22%
EPS Next Y36.66%
EPS Next 2Y25.93%
EPS Next 3Y20.38%
EPS Next 5YN/A
Revenue 1Y (TTM)16.86%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%22.77%
Revenue Next Year19.47%
Revenue Next 2Y17.46%
Revenue Next 3Y18.1%
Revenue Next 5YN/A
EBIT growth 1Y5015.07%
EBIT growth 3Y129.42%
EBIT growth 5YN/A
EBIT Next Year270.48%
EBIT Next 3Y80.55%
EBIT Next 5YN/A
FCF growth 1Y-4.94%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2.49%
OCF growth 3YN/A
OCF growth 5YN/A
KATAPULT HOLDINGS INC / KPLT FAQ
What is the ChartMill fundamental rating of KATAPULT HOLDINGS INC (KPLT) stock?
ChartMill assigns a fundamental rating of 2 / 10 to KPLT.
What is the valuation status of KATAPULT HOLDINGS INC (KPLT) stock?
ChartMill assigns a valuation rating of 1 / 10 to KATAPULT HOLDINGS INC (KPLT). This can be considered as Overvalued.
How profitable is KATAPULT HOLDINGS INC (KPLT) stock?
KATAPULT HOLDINGS INC (KPLT) has a profitability rating of 2 / 10.
Can you provide the financial health for KPLT stock?
The financial health rating of KATAPULT HOLDINGS INC (KPLT) is 2 / 10.
What is the earnings growth outlook for KATAPULT HOLDINGS INC?
The Earnings per Share (EPS) of KATAPULT HOLDINGS INC (KPLT) is expected to grow by 36.66% in the next year.