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KATAPULT HOLDINGS INC (KPLT) Stock Fundamental Analysis

USA - NASDAQ:KPLT - US4858592011 - Common Stock

12.39 USD
+0.52 (+4.38%)
Last: 10/21/2025, 5:22:24 PM
12.61 USD
+0.22 (+1.78%)
After Hours: 10/21/2025, 5:22:24 PM
Fundamental Rating

2

KPLT gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 55 industry peers in the Consumer Finance industry. Both the profitability and financial health of KPLT have multiple concerns. While showing a medium growth rate, KPLT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

KPLT had negative earnings in the past year.
In the past year KPLT has reported a negative cash flow from operations.
In the past 5 years KPLT reported 4 times negative net income.
KPLT had negative operating cash flow in 4 of the past 5 years.
KPLT Yearly Net Income VS EBIT VS OCF VS FCFKPLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

The Return On Assets of KPLT (-35.30%) is worse than 94.55% of its industry peers.
With an excellent Return On Invested Capital value of 46.55%, KPLT belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
ROA -35.3%
ROE N/A
ROIC 46.55%
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KPLT Yearly ROA, ROE, ROICKPLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400

1.3 Margins

KPLT has a Operating Margin (6.03%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of KPLT has grown nicely.
KPLT has a Gross Margin of 27.03%. This is in the lower half of the industry: KPLT underperforms 60.00% of its industry peers.
KPLT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.03%
PM (TTM) N/A
GM 27.03%
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
KPLT Yearly Profit, Operating, Gross MarginsKPLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

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2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), KPLT is creating value.
The number of shares outstanding for KPLT has been increased compared to 1 year ago.
Compared to 5 years ago, KPLT has less shares outstanding
The debt/assets ratio for KPLT is higher compared to a year ago.
KPLT Yearly Shares OutstandingKPLT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2M 4M 6M
KPLT Yearly Total Debt VS Total AssetsKPLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

Based on the Altman-Z score of 0.51, we must say that KPLT is in the distress zone and has some risk of bankruptcy.
KPLT's Altman-Z score of 0.51 is in line compared to the rest of the industry. KPLT outperforms 45.45% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 0.51
ROIC/WACC3.69
WACC12.6%
KPLT Yearly LT Debt VS Equity VS FCFKPLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

A Current Ratio of 0.61 indicates that KPLT may have some problems paying its short term obligations.
KPLT has a Current ratio of 0.61. This is in the lower half of the industry: KPLT underperforms 60.00% of its industry peers.
A Quick Ratio of 0.61 indicates that KPLT may have some problems paying its short term obligations.
The Quick ratio of KPLT (0.61) is worse than 60.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.61
Quick Ratio 0.61
KPLT Yearly Current Assets VS Current LiabilitesKPLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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3. Growth

3.1 Past

KPLT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.81%.
Looking at the last year, KPLT shows a quite strong growth in Revenue. The Revenue has grown by 13.53% in the last year.
Measured over the past years, KPLT shows a decrease in Revenue. The Revenue has been decreasing by -6.57% on average per year.
EPS 1Y (TTM)7.81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%26.71%
Revenue 1Y (TTM)13.53%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%23.52%

3.2 Future

Based on estimates for the next years, KPLT will show a very strong growth in Earnings Per Share. The EPS will grow by 29.11% on average per year.
The Revenue is expected to grow by 15.84% on average over the next years. This is quite good.
EPS Next Y49.43%
EPS Next 2Y29.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year20.91%
Revenue Next 2Y15.84%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
KPLT Yearly Revenue VS EstimatesKPLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 100M 200M 300M
KPLT Yearly EPS VS EstimatesKPLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0 -5

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4. Valuation

4.1 Price/Earnings Ratio

KPLT reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for KPLT. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
KPLT Price Earnings VS Forward Price EarningsKPLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

96.36% of the companies in the same industry are more expensive than KPLT, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 0.46
KPLT Per share dataKPLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

KPLT's earnings are expected to grow with 29.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y29.11%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for KPLT!.
Industry RankSector Rank
Dividend Yield N/A

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KATAPULT HOLDINGS INC

NASDAQ:KPLT (10/21/2025, 5:22:24 PM)

After market: 12.61 +0.22 (+1.78%)

12.39

+0.52 (+4.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)08-13 2025-08-13/bmo
Earnings (Next)11-04 2025-11-04/bmo
Inst Owners35.83%
Inst Owner Change0%
Ins Owners11.5%
Ins Owner Change0.18%
Market Cap56.62M
Analysts45.71
Price Target11.22 (-9.44%)
Short Float %3.58%
Short Ratio1.6
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.77%
Min EPS beat(2)-2.38%
Max EPS beat(2)9.91%
EPS beat(4)1
Avg EPS beat(4)-19%
Min EPS beat(4)-66.1%
Max EPS beat(4)9.91%
EPS beat(8)3
Avg EPS beat(8)-11.16%
EPS beat(12)6
Avg EPS beat(12)-2.82%
EPS beat(16)9
Avg EPS beat(16)3.02%
Revenue beat(2)1
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)0.04%
Revenue beat(4)2
Avg Revenue beat(4)-0.3%
Min Revenue beat(4)-1.76%
Max Revenue beat(4)1.29%
Revenue beat(8)4
Avg Revenue beat(8)-0.11%
Revenue beat(12)5
Avg Revenue beat(12)-0.13%
Revenue beat(16)8
Avg Revenue beat(16)5.05%
PT rev (1m)0%
PT rev (3m)37.5%
EPS NQ rev (1m)0%
EPS NQ rev (3m)66.67%
EPS NY rev (1m)0%
EPS NY rev (3m)17.46%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.27%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.51%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.21
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 0.46
EPS(TTM)-6.37
EYN/A
EPS(NY)-1.97
Fwd EYN/A
FCF(TTM)-8.48
FCFYN/A
OCF(TTM)-8.12
OCFYN/A
SpS58.45
BVpS-11.83
TBVpS-12.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -35.3%
ROE N/A
ROCE -30.21%
ROIC 46.55%
ROICexc 53.74%
ROICexgc 59.07%
OM 6.03%
PM (TTM) N/A
GM 27.03%
FCFM N/A
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
F-Score4
Asset Turnover2.95
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 0.48
Cap/Depr 1.06%
Cap/Sales 0.61%
Interest Coverage 1.16
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.61
Quick Ratio 0.61
Altman-Z 0.51
F-Score4
WACC12.6%
ROIC/WACC3.69
Cap/Depr(3y)1%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.56%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%26.71%
EPS Next Y49.43%
EPS Next 2Y29.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.53%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%23.52%
Revenue Next Year20.91%
Revenue Next 2Y15.84%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y2120.08%
EBIT growth 3Y129.42%
EBIT growth 5YN/A
EBIT Next Year284.76%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-34.29%
OCF growth 3YN/A
OCF growth 5YN/A