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KATAPULT HOLDINGS INC (KPLT) Stock Fundamental Analysis

NASDAQ:KPLT - Nasdaq - US4858592011 - Common Stock - Currency: USD

9.38  -0.03 (-0.32%)

After market: 9.89 +0.51 (+5.44%)

Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to KPLT. KPLT was compared to 53 industry peers in the Consumer Finance industry. KPLT has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, KPLT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year KPLT has reported negative net income.
In the past year KPLT has reported a negative cash flow from operations.
In the past 5 years KPLT reported 4 times negative net income.
In the past 5 years KPLT reported 4 times negative operating cash flow.
KPLT Yearly Net Income VS EBIT VS OCF VS FCFKPLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

KPLT has a Return On Assets of -35.05%. This is amonst the worse of the industry: KPLT underperforms 92.45% of its industry peers.
Looking at the Return On Invested Capital, with a value of 39.53%, KPLT belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
ROA -35.05%
ROE N/A
ROIC 39.53%
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KPLT Yearly ROA, ROE, ROICKPLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400

1.3 Margins

KPLT has a Operating Margin (5.32%) which is comparable to the rest of the industry.
KPLT's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 27.39%, KPLT is not doing good in the industry: 60.38% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of KPLT has remained more or less at the same level.
Industry RankSector Rank
OM 5.32%
PM (TTM) N/A
GM 27.39%
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
KPLT Yearly Profit, Operating, Gross MarginsKPLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

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2

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so KPLT is creating value.
KPLT has more shares outstanding than it did 1 year ago.
The number of shares outstanding for KPLT has been reduced compared to 5 years ago.
Compared to 1 year ago, KPLT has a worse debt to assets ratio.
KPLT Yearly Shares OutstandingKPLT Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2M 4M 6M
KPLT Yearly Total Debt VS Total AssetsKPLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

Based on the Altman-Z score of 0.38, we must say that KPLT is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of KPLT (0.38) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 0.38
ROIC/WACC3.2
WACC12.37%
KPLT Yearly LT Debt VS Equity VS FCFKPLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

A Current Ratio of 0.62 indicates that KPLT may have some problems paying its short term obligations.
The Current ratio of KPLT (0.62) is comparable to the rest of the industry.
A Quick Ratio of 0.62 indicates that KPLT may have some problems paying its short term obligations.
KPLT has a Quick ratio (0.62) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.62
Quick Ratio 0.62
KPLT Yearly Current Assets VS Current LiabilitesKPLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

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3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 1.02% over the past year.
Looking at the last year, KPLT shows a quite strong growth in Revenue. The Revenue has grown by 10.00% in the last year.
Measured over the past years, KPLT shows a decrease in Revenue. The Revenue has been decreasing by -6.57% on average per year.
EPS 1Y (TTM)1.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-684.62%
Revenue 1Y (TTM)10%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%10.58%

3.2 Future

KPLT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.03% yearly.
Based on estimates for the next years, KPLT will show a quite strong growth in Revenue. The Revenue will grow by 15.57% on average per year.
EPS Next Y38.73%
EPS Next 2Y9.03%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year20.3%
Revenue Next 2Y15.57%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
KPLT Yearly Revenue VS EstimatesKPLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 100M 200M 300M
KPLT Yearly EPS VS EstimatesKPLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0 -5

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for KPLT. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for KPLT. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
KPLT Price Earnings VS Forward Price EarningsKPLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, KPLT is valued cheaply inside the industry as 96.23% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 0.41
KPLT Per share dataKPLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.03%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

KPLT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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KATAPULT HOLDINGS INC

NASDAQ:KPLT (7/18/2025, 8:00:02 PM)

After market: 9.89 +0.51 (+5.44%)

9.38

-0.03 (-0.32%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)05-15 2025-05-15/bmo
Earnings (Next)08-12 2025-08-12/bmo
Inst Owners33.48%
Inst Owner Change0%
Ins Owners11.13%
Ins Owner Change0.18%
Market Cap40.05M
Analysts45.71
Price Target8.16 (-13.01%)
Short Float %4.67%
Short Ratio3.61
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.76%
Min EPS beat(2)-17.43%
Max EPS beat(2)9.91%
EPS beat(4)1
Avg EPS beat(4)-23.53%
Min EPS beat(4)-66.1%
Max EPS beat(4)9.91%
EPS beat(8)4
Avg EPS beat(8)-6.92%
EPS beat(12)6
Avg EPS beat(12)-4.5%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.26%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)-0.76%
Revenue beat(4)1
Avg Revenue beat(4)-1.13%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)1.29%
Revenue beat(8)3
Avg Revenue beat(8)-0.16%
Revenue beat(12)4
Avg Revenue beat(12)-1.5%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-28.89%
EPS NQ rev (1m)0%
EPS NQ rev (3m)21.64%
EPS NY rev (1m)36.07%
EPS NY rev (3m)30.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.79%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.16
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 0.41
EPS(TTM)-6.8
EYN/A
EPS(NY)-4.79
Fwd EYN/A
FCF(TTM)-7.66
FCFYN/A
OCF(TTM)-7.29
OCFYN/A
SpS59.5
BVpS-12.1
TBVpS-12.61
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -35.05%
ROE N/A
ROCE -26.7%
ROIC 39.53%
ROICexc 50.73%
ROICexgc 56.51%
OM 5.32%
PM (TTM) N/A
GM 27.39%
FCFM N/A
ROA(3y)-30.98%
ROA(5y)-18.57%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y145.55%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.86%
GM growth 5YN/A
F-Score4
Asset Turnover2.87
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 0.49
Cap/Depr 1.08%
Cap/Sales 0.62%
Interest Coverage 0.97
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.62
Quick Ratio 0.62
Altman-Z 0.38
F-Score4
WACC12.37%
ROIC/WACC3.2
Cap/Depr(3y)1%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.56%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-684.62%
EPS Next Y38.73%
EPS Next 2Y9.03%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)10%
Revenue growth 3Y-6.57%
Revenue growth 5YN/A
Sales Q2Q%10.58%
Revenue Next Year20.3%
Revenue Next 2Y15.57%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y290.76%
EBIT growth 3Y129.42%
EBIT growth 5YN/A
EBIT Next Year300.95%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-13.13%
OCF growth 3YN/A
OCF growth 5YN/A