USA - NASDAQ:NBTB - US6287781024 - Common Stock
NBTB gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 390 industry peers in the Banks industry. NBTB may be in some trouble as it scores bad on both profitability and health. NBTB is not valued too expensively and it also shows a decent growth rate. NBTB also has an excellent dividend rating.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.39% | ||
| ROIC | N/A | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.45% | ||
| GM | N/A | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.34 | ||
| Altman-Z | N/A | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.61 | ||
| Fwd PE | 9.35 | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.1 | ||
| EV/EBITDA | N/A | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.71% | 
NASDAQ:NBTB (10/31/2025, 12:21:03 PM)
40.62
+0.13 (+0.32%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.71% | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.61 | ||
| Fwd PE | 9.35 | ||
| P/S | 3.42 | ||
| P/FCF | 12.1 | ||
| P/OCF | 11.21 | ||
| P/B | 1.18 | ||
| P/tB | 1.65 | ||
| EV/EBITDA | N/A | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.39% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 21.45% | ||
| GM | N/A | ||
| FCFM | 28.28% | 
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.34 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 79.54% | ||
| Cap/Sales | 2.25% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 131.84% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A | 
ChartMill assigns a fundamental rating of 4 / 10 to NBTB.
ChartMill assigns a valuation rating of 5 / 10 to N B T BANCORP INC (NBTB). This can be considered as Fairly Valued.
N B T BANCORP INC (NBTB) has a profitability rating of 3 / 10.
The Price/Earnings (PE) ratio for N B T BANCORP INC (NBTB) is 11.61 and the Price/Book (PB) ratio is 1.18.
The financial health rating of N B T BANCORP INC (NBTB) is 3 / 10.