When did N B T BANCORP INC (NBTB) report earnings last quarter?
N B T BANCORP INC (NBTB) last reported earnings on 1/26/2026.
N B T BANCORP INC (NBTB) Earnings History & Surprises
NASDAQ:NBTB • US6287781024
Current stock price
40.71 USD
-0.26 (-0.63%)
At close:
40.71 USD
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NBTB Earnings overview
Past quarterly earnings results for N B T BANCORP INC (NBTB), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 22, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $1.00
- Revenue Estimate
- 189.29M
Last Reported
Most Recent- Release Date
- Jan 26, 2026
- Period
- Q4 / 2025
- EPS Reported
- $1.05
- EPS Surprise
- 4.42%
- Revenue Surprise
- -21.35%
Beat Rate
Last 8 Quarters 38%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 1.05 | 1.01 | 4.42% | 36.36% | 147.325M | 187.31M | -21.35% | 24.71% |
| Q3 2025 | 1.05 | 0.99 | 6.27% | 31.25% | 186.068M | 187.73M | -0.89% | 58.92% |
| Q2 2025 | 0.88 | 0.83 | 6.29% | 27.54% | 171.152M | 174.46M | -1.90% | 53.20% |
| Q1 2025 | 0.80 | 0.76 | 5.87% | 17.65% | 154.675M | 154.07M | 0.39% | 10.04% |
| Q4 2024 | 0.77 | 0.78 | -1.50% | 6.94% | 118.134M | 149.87M | -21.18% | -10.87% |
| Q3 2024 | 0.80 | 0.79 | 1.10% | -4.76% | 117.082M | 148.35M | -21.08% | -13.36% |
| Q2 2024 | 0.69 | 0.70 | -1.25% | -13.75% | 111.72M | 142.02M | -21.34% | -4.94% |
| Q1 2024 | 0.68 | 0.69 | -2.01% | -22.73% | 140.566M | 138.03M | 1.84% | 11.12% |
| Q4 2023 | 0.72 | 0.76 | -5.65% | -16.28% | 132.535M | 141.8M | -6.53% | -1.02% |
| Q3 2023 | 0.84 | 0.71 | 18.18% | -6.67% | 135.131M | 132.82M | 1.74% | 2.61% |
| Q2 2023 | 0.80 | 0.78 | 2.47% | -9.09% | 117.524M | 128.68M | -8.67% | -9.11% |
| Q1 2023 | 0.88 | 0.86 | 1.79% | -2.22% | 126.5M | 136.8M | -7.53% | 2.85% |
| Q4 2022 | 0.86 | 0.94 | -8.85% | - | 133.9M | 136.31M | -1.77% | 6.02% |
| Q3 2022 | 0.90 | 0.90 | 0.09% | 4.65% | 131.7M | 132.58M | -0.66% | 11.61% |
| Q2 2022 | 0.88 | 0.86 | 2.79% | -4.35% | 129.3M | 127M | 1.81% | 9.11% |
| Q1 2022 | 0.90 | 0.79 | 14.57% | - | 123M | 123.83M | -0.67% | 5.94% |
| Q4 2021 | 0.86 | 0.87 | -1.16% | 1.18% | 126.3M | 124.04M | 1.82% | 6.85% |
| Q3 2021 | 0.86 | 0.82 | 4.74% | 7.50% | 118M | 121.8M | -3.12% | 2.08% |
| Q2 2021 | 0.92 | 0.79 | 17.14% | 64.29% | 118.5M | 119.62M | -0.94% | 2.69% |
| Q1 2021 | 0.90 | 0.74 | 22.12% | 260.00% | 116.1M | 121.11M | -4.14% | 3.11% |
| Q4 2020 | 0.85 | 0.71 | 20.34% | - | 118.2M | 117.51M | 0.59% | - |
| Q3 2020 | 0.80 | 0.61 | 30.59% | - | 115.6M | 118.41M | -2.37% | - |
| Q2 2020 | 0.56 | 0.47 | 19.35% | - | 115.4M | 116.68M | -1.10% | - |
| Q1 2020 | 0.25 | 0.53 | -52.64% | - | 112.6M | 113.88M | -1.12% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
3
Average EPS beat (4)
4.23%
Max EPS beat (4)
6.29%
Min EPS beat (4)
-1.50%
Revenue beat statistics
Revenue beat (4)
1
Average Revenue beat (4)
-5.89%
Max Revenue beat (4)
0.39%
Min Revenue beat (4)
-21.18%
Analysis
In the last 4 quarters, NBTB has beaten EPS estimates in 3 out of 4 releases
NBTB has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, NBTB has beaten the EPS estimates by 4.2% on average.
In the last 4 quarters, NBTB reported -5.9% below the revenue estimates on average.
Related analysis
N B T BANCORP INC / NBTB Earnings FAQ
Did N B T BANCORP INC (NBTB) beat earnings estimates last quarter?
N B T BANCORP INC (NBTB) beat EPS estimates and missed revenue estimates in the most recent quarter.
How often does N B T BANCORP INC (NBTB) beat earnings estimates?
In the last 4 quarters, N B T BANCORP INC (NBTB) has beaten EPS estimates in 3 out of 4 releases.