N B T BANCORP INC (NBTB) Stock Price, Forecast & Analysis

USA Nasdaq NASDAQ:NBTB • US6287781024

44.43 USD
+0.32 (+0.73%)
At close: Jan 30, 2026
44.43 USD
0 (0%)
After Hours: 1/30/2026, 8:08:34 PM

NBTB Key Statistics, Chart & Performance

Key Statistics
Market Cap2.32B
Revenue(TTM)697.04M
Net Income(TTM)149.73M
Shares52.32M
Float50.82M
52 Week High49.18
52 Week Low37.31
Yearly Dividend1.32
Dividend Yield3.47%
EPS(TTM)3.78
PE11.75
Fwd PE10.32
Earnings (Next)04-22
IPO1992-03-17
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
NBTB short term performance overview.The bars show the price performance of NBTB in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 2 4 6 8

NBTB long term performance overview.The bars show the price performance of NBTB in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 20

The current stock price of NBTB is 44.43 USD. In the past month the price increased by 7.01%. In the past year, price decreased by -6.72%.

N B T BANCORP INC / NBTB Daily stock chart

NBTB Technical Analysis

ChartMill assigns a technical rating of 6 / 10 to NBTB. When comparing the yearly performance of all stocks, NBTB turns out to be only a medium performer in the overall market: it outperformed 46.69% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

NBTB Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to NBTB. Both the profitability and financial health of NBTB have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

NBTB Financial Highlights

Over the last trailing twelve months NBTB reported a non-GAAP Earnings per Share(EPS) of 3.78. The EPS increased by 28.57% compared to the year before.


Industry RankSector Rank
PM (TTM) 22.67%
ROA 0.93%
ROE 8.08%
Debt/Equity 0.17
Chartmill High Growth Momentum
EPS Q2Q%36.36%
Sales Q2Q%24.71%
EPS 1Y (TTM)28.57%
Revenue 1Y (TTM)20.82%

NBTB Forecast & Estimates

12 analysts have analysed NBTB and the average price target is 49.16 USD. This implies a price increase of 10.65% is expected in the next year compared to the current price of 44.43.

For the next year, analysts expect an EPS growth of 13.91% and a revenue growth 10.05% for NBTB


Analysts
Analysts80
Price Target49.16 (10.65%)
EPS Next Y13.91%
Revenue Next Year10.05%

NBTB Ownership

Ownership
Inst Owners65.35%
Ins Owners2.54%
Short Float %1.71%
Short Ratio4.02

NBTB Latest News, Press Relases and Analysis

About NBTB

Company Profile

NBTB logo image NBT Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. The company is headquartered in Norwich, New York and currently employs 2,083 full-time employees. The firm primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. The Company’s business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, businesses and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, NOW accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 175 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The firm operates EPIC Retirement Plan Services, which is a national benefits administration firm. The company operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.

Company Info

N B T BANCORP INC

52 S Broad St

Norwich NEW YORK 13815 US

CEO: John H. Watt Jr.

Employees: 2083

NBTB Company Website

NBTB Investor Relations

Phone: 16073372265

N B T BANCORP INC / NBTB FAQ

What does N B T BANCORP INC do?

NBT Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. The company is headquartered in Norwich, New York and currently employs 2,083 full-time employees. The firm primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. The Company’s business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, businesses and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, NOW accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 175 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The firm operates EPIC Retirement Plan Services, which is a national benefits administration firm. The company operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.


What is the stock price of N B T BANCORP INC today?

The current stock price of NBTB is 44.43 USD. The price increased by 0.73% in the last trading session.


Does N B T BANCORP INC pay dividends?

N B T BANCORP INC (NBTB) has a dividend yield of 3.47%. The yearly dividend amount is currently 1.32.


What is the ChartMill technical and fundamental rating of NBTB stock?

NBTB has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is N B T BANCORP INC worth?

N B T BANCORP INC (NBTB) has a market capitalization of 2.32B USD. This makes NBTB a Mid Cap stock.


What is the ownership structure of N B T BANCORP INC (NBTB)?

You can find the ownership structure of N B T BANCORP INC (NBTB) on the Ownership tab.


What is the outstanding short interest for N B T BANCORP INC?

The outstanding short interest for N B T BANCORP INC (NBTB) is 1.71% of its float.