N B T BANCORP INC (NBTB) Stock Price & Overview

NASDAQ:NBTBUS6287781024

Current stock price

41.47 USD
+0.22 (+0.53%)
At close:
41.47 USD
0 (0%)
After Hours:

The current stock price of NBTB is 41.47 USD. Today NBTB is up by 0.53%. In the past month the price decreased by -8.98%. In the past year, price decreased by -4.14%.

NBTB Key Statistics

52-Week Range37.31 - 46.92
Current NBTB stock price positioned within its 52-week range.
1-Month Range39.96 - 46.46
Current NBTB stock price positioned within its 1-month range.
Market Cap
2.165B
P/E
10.97
Fwd P/E
9.70
EPS (TTM)
3.78
Dividend Yield
3.59%

NBTB Stock Performance

Today
+0.53%
1 Week
-0.38%
1 Month
-8.98%
3 Months
-5.81%
Longer-term
6 Months -4.18%
1 Year -4.14%
2 Years +13.06%
3 Years +23.02%
5 Years +3.93%
10 Years +53.88%

NBTB Stock Chart

N B T BANCORP INC / NBTB Daily stock chart

NBTB Technical Analysis

ChartMill assigns a technical rating of 0 / 10 to NBTB. When comparing the yearly performance of all stocks, NBTB is a bad performer in the overall market: 70.5% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

NBTB Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to NBTB. NBTB may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

NBTB Earnings

On January 26, 2026 NBTB reported an EPS of 1.05 and a revenue of 147.32M. The company beat EPS expectations (4.42% surprise) and missed revenue expectations (-21.35% surprise).

Next Earnings DateApr 22, 2026
Last Earnings DateJan 26, 2026
PeriodQ4 / 2025
EPS Reported$1.05
Revenue Reported147.325M
EPS Surprise 4.42%
Revenue Surprise -21.35%

NBTB Forecast & Estimates

13 analysts have analysed NBTB and the average price target is 49.16 USD. This implies a price increase of 18.55% is expected in the next year compared to the current price of 41.47.

For the next year, analysts expect an EPS growth of 13.11% and a revenue growth 9.7% for NBTB


Analysts
Analysts76.92
Price Target49.16 (18.54%)
EPS Next Y13.11%
Revenue Next Year9.7%

NBTB Groups

Sector & Classification

NBTB Financial Highlights

Over the last trailing twelve months NBTB reported a non-GAAP Earnings per Share(EPS) of 3.78. The EPS increased by 28.57% compared to the year before.


Income Statements
Revenue(TTM)697.04M
Net Income(TTM)149.73M
Industry RankSector Rank
PM (TTM) 22.67%
ROA 0.93%
ROE 8.08%
Debt/Equity 0.17
Chartmill High Growth Momentum
EPS Q2Q%36.36%
Sales Q2Q%24.71%
EPS 1Y (TTM)28.57%
Revenue 1Y (TTM)20.82%

NBTB Ownership

Ownership
Inst Owners65.03%
Shares52.20M
Float50.30M
Ins Owners2.57%
Short Float %1.51%
Short Ratio3.37

NBTB Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
TFC TRUIST FINANCIAL CORP9.6755.426B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP15.4551.07B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP13.8845.934B
HBANZ HUNTINGTON BANCSHARES - HBAN 5 1/2 PERP12.8842.829B
BBT BEACON FINANCIAL CORP7.8235.926B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP10.7235.501B
HBAN HUNTINGTON BANCSHARES INC9.3631.421B
MTB M & T BANK CORP10.3529.532B
CFG CITIZENS FINANCIAL GROUP10.7424.198B
RF REGIONS FINANCIAL CORP9.3321.978B
EWBC EAST WEST BANCORP INC9.9714.553B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP20.0314.441B
VLYPP VALLEY NATIONAL BANCORP - VLY 7.78562 PERP19.313.941B

About NBTB

Company Profile

NBTB logo image NBT Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. The company is headquartered in Norwich, New York. The firm primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. The Company’s business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, businesses and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, NOW accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 175 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The firm operates EPIC Retirement Plan Services, which is a national benefits administration firm. The company operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.

Company Info

IPO: 1992-03-17

N B T BANCORP INC

52 S Broad St

Norwich NEW YORK 13815 US

CEO: John H. Watt Jr.

Employees: 2083

NBTB Company Website

NBTB Investor Relations

Phone: 16073372265

N B T BANCORP INC / NBTB FAQ

What does N B T BANCORP INC do?

NBT Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. The company is headquartered in Norwich, New York. The firm primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. The Company’s business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, businesses and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, NOW accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 175 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The firm operates EPIC Retirement Plan Services, which is a national benefits administration firm. The company operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.


What is the stock price of N B T BANCORP INC today?

The current stock price of NBTB is 41.47 USD. The price increased by 0.53% in the last trading session.


Does N B T BANCORP INC pay dividends?

N B T BANCORP INC (NBTB) has a dividend yield of 3.59%. The yearly dividend amount is currently 1.32.


What is the ChartMill technical and fundamental rating of NBTB stock?

NBTB has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is N B T BANCORP INC worth?

N B T BANCORP INC (NBTB) has a market capitalization of 2.16B USD. This makes NBTB a Mid Cap stock.


What is the ownership structure of N B T BANCORP INC (NBTB)?

You can find the ownership structure of N B T BANCORP INC (NBTB) on the Ownership tab.


What is the outstanding short interest for N B T BANCORP INC?

The outstanding short interest for N B T BANCORP INC (NBTB) is 1.51% of its float.