Logo image of NBTB

N B T BANCORP INC (NBTB) Stock Price, Forecast & Analysis

USA - NASDAQ:NBTB - US6287781024 - Common Stock

40.93 USD
-0.27 (-0.66%)
Last: 11/14/2025, 8:08:41 PM
40.93 USD
0 (0%)
After Hours: 11/14/2025, 8:08:41 PM

NBTB Key Statistics, Chart & Performance

Key Statistics
Market Cap2.14B
Revenue(TTM)660.43M
Net Income(TTM)133.36M
Shares52.39M
Float50.89M
52 Week High52.44
52 Week Low37.31
Yearly Dividend1.32
Dividend Yield3.62%
EPS(TTM)3.5
PE11.69
Fwd PE9.41
Earnings (Next)01-26 2026-01-26/amc
IPO1992-03-17
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


NBTB short term performance overview.The bars show the price performance of NBTB in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 -2 -4 -6

NBTB long term performance overview.The bars show the price performance of NBTB in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10

The current stock price of NBTB is 40.93 USD. In the past month the price increased by 1.94%. In the past year, price decreased by -16.91%.

N B T BANCORP INC / NBTB Daily stock chart

NBTB Latest News, Press Relases and Analysis

NBTB Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 11.93 57.39B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.69 36.91B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.82 33.01B
BBT BEACON FINANCIAL CORP 10.85 32.34B
MTB M & T BANK CORP 11.51 28.89B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.2 25.47B
HBAN HUNTINGTON BANCSHARES INC 11 22.96B
CFG CITIZENS FINANCIAL GROUP 14.48 22.30B
RF REGIONS FINANCIAL CORP 11 22.09B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.28 14.36B
EWBC EAST WEST BANCORP INC 11.34 14.17B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 30.79 14.13B

About NBTB

Company Profile

NBTB logo image NBT Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. The company is headquartered in Norwich, New York and currently employs 2,083 full-time employees. The firm primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. The Company’s business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, businesses and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, NOW accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 175 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The firm operates EPIC Retirement Plan Services, which is a national benefits administration firm. The company operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.

Company Info

N B T BANCORP INC

52 S Broad St

Norwich NEW YORK 13815 US

CEO: John H. Watt Jr.

Employees: 2083

NBTB Company Website

NBTB Investor Relations

Phone: 16073372265

N B T BANCORP INC / NBTB FAQ

What does N B T BANCORP INC do?

NBT Bancorp, Inc. is a holding company, which engages in the provision of financial solutions. The company is headquartered in Norwich, New York and currently employs 2,083 full-time employees. The firm primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. The Company’s business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, businesses and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, NOW accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 175 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The firm operates EPIC Retirement Plan Services, which is a national benefits administration firm. The company operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.


Can you provide the latest stock price for N B T BANCORP INC?

The current stock price of NBTB is 40.93 USD. The price decreased by -0.66% in the last trading session.


Does N B T BANCORP INC pay dividends?

N B T BANCORP INC (NBTB) has a dividend yield of 3.62%. The yearly dividend amount is currently 1.32.


What is the ChartMill rating of N B T BANCORP INC stock?

NBTB has a ChartMill Technical rating of 2 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


Can you provide the PE ratio for NBTB stock?

The PE ratio for N B T BANCORP INC (NBTB) is 11.69. This is based on the reported non-GAAP earnings per share of 3.5 and the current share price of 40.93 USD.


When is the next dividend date for N B T BANCORP INC (NBTB)?

The next ex-dividend date for N B T BANCORP INC (NBTB) is December 1, 2025.


Can you provide the market cap for N B T BANCORP INC?

N B T BANCORP INC (NBTB) has a market capitalization of 2.14B USD. This makes NBTB a Mid Cap stock.


NBTB Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to NBTB. When comparing the yearly performance of all stocks, NBTB is a bad performer in the overall market: 77.13% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

NBTB Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to NBTB. Both the profitability and financial health of NBTB have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

NBTB Financial Highlights

Over the last trailing twelve months NBTB reported a non-GAAP Earnings per Share(EPS) of 3.5. The EPS increased by 21.11% compared to the year before.


Industry RankSector Rank
PM (TTM) 21.45%
ROA 0.83%
ROE 7.39%
Debt/Equity 0.23
Chartmill High Growth Momentum
EPS Q2Q%31.25%
Sales Q2Q%58.92%
EPS 1Y (TTM)21.11%
Revenue 1Y (TTM)16.67%

NBTB Forecast & Estimates

12 analysts have analysed NBTB and the average price target is 49.57 USD. This implies a price increase of 21.11% is expected in the next year compared to the current price of 40.93.

For the next year, analysts expect an EPS growth of 27.78% and a revenue growth 20.58% for NBTB


Analysts
Analysts80
Price Target49.57 (21.11%)
EPS Next Y27.78%
Revenue Next Year20.58%

NBTB Ownership

Ownership
Inst Owners66.25%
Ins Owners2.54%
Short Float %2.06%
Short Ratio5.86