PROGRESSIVE CORP (PGR) 136.31 +1.34 (+0.99%)
136.31 +1.34 (+0.99%)
US7433151039 - Common Stock - After market: 136.31 0 (0%)
Fundamental Rating
We assign a fundamental rating of 3 out of 10 to PGR. PGR was compared to 148 industry peers in the Insurance industry. PGR has a bad profitability rating. Also its financial health evaluation is rather negative. PGR shows excellent growth, but is valued quite expensive already.
Profitability
Profitability Rating
PGR's Return On Assets of 0.92% is worse than the rest of the industry. The industry average Return On Assets is 1.76%.
PGR has a Return On Equity of 4.37%. This is below the industry average of 12.86%. 88% of the industry peers outperform PGR.
PGR has a Profit Margin of 1.40%. This is below the industry average of 9.18%. 93% of the industry peers outperform PGR.
The Piotroski-F score of PGR is 1.00. This is a very weak score and indicates problems in health and profitability for PGR.
VS Industry
ROA (0.92%) VS Industry: 31% outperformed.
0.04
28.75
ROE (4.37%) VS Industry: 12% outperformed.
0.61
96.89
Profit Margin (1.4%) VS Industry: 7% outperformed.
-1.92
123.31
Valuation
Valuation Rating
The low PEG Ratio, which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The Forward Price/Earnings Ratio of 21.46 indicates a rather expensive current valuation of PGR.
With a price book ratio of 5.02, PGR is valued correctly.
The Price/Earnings Ratio is 32.61, which means the current valuation is very expensive for PGR.
With a Price/Earning Ratio of 32.61, PGR is valued a higher than the industry average, which is at 10.58. 93% of the companies listed in the same industry are cheaper than PGR!
Compared to an average industry price book ratio of 1.14, PGR is valued more expensive than its industry peers. 94% of the companies listed in the same industry are valued cheaper.
VS Industry
Price/Earnings (32.61) VS Industry: 7% outperformed.
89.58
0.20
Price/Book (5.02) VS Industry: 6% outperformed.
149.66
0.02
Growth
Growth Rating
The Earnings Per Share has grown by an impressive 20.11% over the past year.
Measured over the past 5 years, PGR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.92% on average per year.
PGR is expected to show a strong growth in Earnings Per Share. In the coming 5 years, the EPS will grow by 23.89% yearly.
When comparing the EPS growth rate of the last 5 years to the growth rate of the upcoming 5 years, we see that the growth is accelerating.
PGR shows quite a strong growth in Revenue. Measured over the last 5 years, the Revenue has been growing by 13.08% yearly.
Based on estimates for the next 5 years, PGR will show a quite strong growth in Revenue. The Revenue will grow by 11.40% on average per year.
The Revenue has been growing slightly by 4.01% in the past year.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming 5 years, we see that the growth is stable.
| Past | Future | ||||||
|---|---|---|---|---|---|---|---|
| 5Y | 3Y | 1Y | 1Y | 2Y | 3Y | 5Y | |
| EPS | 10.92% | -7.37% | 20.11% | 51.97% | 34.31% | 33.31% | 23.89% |
| Revenue | 13.08% | 8.34% | 4.01% | 11.18% | 10.99% | 11.4% | N/A |
Health
Health Rating
The Debt to Equity ratio of PGR is in line with the industry averages.
The Piotroski-F score of PGR is 1.00. This is a very weak score and indicates problems in health and profitability for PGR.
VS Industry
Debt/Equity (0.4) VS Industry: 42% outperformed.
17.94
0.00
Dividend
Dividend Rating
PGR has paid a dividend for at least 10 years, which is a reliable track record.
With a yearly dividend of 0.31%, PGR is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.38, PGR's dividend is way lower than its industry peers. On top of this 97% of the companies listed in the same industry pay a better dividend than PGR!
With a Dividend Yield of 0.31, PGR pays less dividend than the S&P500 average, which is at 2.41.
The dividend of PGR decreases each year by -45.81%.
VS Industry
Dividend Yield (0.31%) VS Industry: 3% outperformed.
0.07
14.20
PROGRESSIVE CORP136.31
NYSE:PGR (2/3/2023, 7:04:00 PM)+1.34 (+0.99%)
| GICS Sector | Financials | ||
| GICS IndustryGroup | Insurance | ||
| GICS Industry | Insurance | ||
| Earnings (Last) | 01-25 2023-01-25/bmo | Earnings (Next) | 05-01 2023-05-01/amc |
| Inst Owners | 82.48% | Inst Owner Change | -1.82% |
| Ins Owners | 0.26% | Ins Owner Change | 6.15% |
| Market Cap | 79.75B | Analysts | 67.5 |
| Price Target | 134.33 (-1.45%) | ||
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.31% |
| Dividend Growth(5Y) | -45.81% | DP | 0% |
| Div Incr Years | N/A | Div Non Decr Years | N/A |
| Ex-Date | 01-05 2023-01-05 (0.1) | ||
| EPS beat(2) | 1 | Avg EPS beat(2) | -19.9% |
| Min EPS beat(2) | -45.25% | Max EPS beat(2) | 5.46% |
| EPS beat(4) | 2 | Avg EPS beat(4) | -7.84% |
| Min EPS beat(4) | -45.25% | Max EPS beat(4) | 14% |
| Revenue beat(2) | 1 | Avg Revenue beat(2) | 1.17% |
| Min Revenue beat(2) | -5.58% | Max Revenue beat(2) | 7.92% |
| Revenue beat(4) | 1 | Avg Revenue beat(4) | -3.68% |
| Min Revenue beat(4) | -8.67% | Max Revenue beat(4) | 7.92% |
| PT rev (1m) | 3.23% | PT rev (3m) | 7.34% |
| EPS NQ rev (1m) | 2.79% | EPS NQ rev (3m) | 5% |
| EPS NY rev (1m) | 0% | EPS NY rev (3m) | 0.59% |
| Revenue NQ rev (1m) | 1.53% | Revenue NQ rev (3m) | 2.48% |
| Revenue NY rev (1m) | 0% | Revenue NY rev (3m) | 0.78% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.61 | ||
| Fwd PE | 21.46 | ||
| P/S | 1.61 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 5.02 | ||
| P/tB | 5.12 | ||
| EV/EBITDA | N/A |
| EPS(TTM) | 4.18 | EY | 3.07% |
| EPS(NY) | 6.35 | Fwd EY | 4.66% |
| FCF(TTM) | N/A | FCFY | N/A |
| OCF(TTM) | N/A | OCFY | N/A |
| SpS | 84.75 | BVpS | 27.16 |
| TBVpS | 26.62 | PEG (NY) | 0.63 |
| PEG (5Y) | 2.99 | ||
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.92% | ||
| ROE | 4.37% | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 2.8% | ||
| PM | 1.4% | ||
| GM | N/A |
| ROICexgc(3y) | N/A | ROICexcg growth 3Y | N/A |
| ROICexcg growth 5Y | N/A | ROICexc(3y) | N/A |
| ROICexc growth 3Y | N/A | ROICexc growth 5Y | N/A |
| OM growth 3Y | -41.09% | OM growth 5Y | -19.99% |
| PM growth 3Y | -48.26% | PM growth 5Y | -25.09% |
| GM growth 3Y | N/A | GM growth 5Y | N/A |
| F-Score | 1 | Asset Turnover | 0.66 |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.4 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
| F-Score | 1 | WACC | 7.76% |
| ROIC/WACC | N/A | Cap/Depr(3y) | N/A |
| Cap/Depr(5y) | N/A | Profit Quality(3y) | N/A |
| Profit Quality(5y) | N/A | ||
| EPS 1Y | 20.11% | EPS 3Y | -7.37% |
| EPS 5Y | 10.92% | EPS growth Q2Q | 68.89% |
| EPS Next Y | 51.97% | EPS Next 2Y | 34.31% |
| EPS Next 3Y | 33.31% | EPS Next 5Y | 23.89% |
| Revenue growth 1Y | 4.01% | Revenue growth 3Y | 8.34% |
| Revenue growth 5Y | 13.08% | Revenue growth Q2Q | 7.83% |
| Revenue Next Year | 11.18% | Revenue Next 2Y | 10.99% |
| Revenue Next 3Y | 11.4% | Revenue Next 5Y | N/A |
| EBIT growth 1Y | -68.6% | EBIT growth 3Y | -36.18% |
| EBIT growth 5Y | -9.52% | EBIT Next Year | N/A |
| EBIT Next 3Y | N/A | EBIT Next 5Y | N/A |
| FCF growth 1Y | N/A | FCF growth 3Y | N/A |
| FCF growth 5Y | N/A | OCF growth 1Y | N/A |
| OCF growth 3Y | N/A | OCF growth 5Y | N/A |
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