US3193832041 - Common Stock

Overall **BUSE** gets a fundamental rating of **4** out of 10. We evaluated **BUSE** against 405 industry peers in the **Banks** industry. While **BUSE** is still in line with the averages on profitability rating, there are concerns on its financial health. **BUSE** is not valued too expensively and it also shows a decent growth rate. **BUSE** also has an excellent dividend rating.

In the past year **BUSE** was profitable.

Each year in the past 5 years **BUSE** has been profitable.

Each year in the past 5 years **BUSE** had a positive operating cash flow.

With a decent **Return On Assets** value of **0.92%**, **BUSE** is doing good in the industry, outperforming **61.19%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 0.92% | ||

ROE | 8.25% | ||

ROIC | N/A |

ROA(3y)1%

ROA(5y)1%

ROE(3y)10.06%

ROE(5y)9.31%

ROIC(3y)N/A

ROIC(5y)N/A

The **Operating Margin** and **Gross Margin** are not available for **BUSE** so they could not be analyzed.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | N/A | ||

PM (TTM) | 24.76% | ||

GM | N/A |

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y3.53%

PM growth 5Y-1.45%

GM growth 3YN/A

GM growth 5YN/A

Compared to 1 year ago, **BUSE** has more shares outstanding

Compared to 5 years ago, **BUSE** has more shares outstanding

The debt/assets ratio for **BUSE** has been reduced compared to a year ago.

With a **Debt to FCF ratio** value of **3.04**, **BUSE** perfoms like the industry average, outperforming **46.77%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.33 | ||

Debt/FCF | 3.04 | ||

Altman-Z | N/A |

ROIC/WACCN/A

WACC10.88%

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | N/A | ||

Quick Ratio | N/A |

The earnings per share for **BUSE** have decreased strongly by **-20.33%** in the last year.

Measured over the past 5 years, **BUSE** shows a small growth in **Earnings Per Share**. The EPS has been growing by **1.44%** on average per year.

Looking at the last year, **BUSE** shows a decrease in **Revenue**. The Revenue has decreased by **-3.76%** in the last year.

The **Revenue** has been growing slightly by **5.92%** on average over the past years.

EPS 1Y (TTM)-20.33%

EPS 3Y5.84%

EPS 5Y1.44%

EPS Q2Q%-3.85%

Revenue 1Y (TTM)-3.76%

Revenue growth 3Y3.27%

Revenue growth 5Y5.92%

Sales Q2Q%9.03%

The **Earnings Per Share** is expected to grow by **11.20%** on average over the next years. This is quite good.

The **Revenue** is expected to grow by **23.70%** on average over the next years. This is a very strong growth

EPS Next Y-3.01%

EPS Next 2Y10.46%

EPS Next 3Y11.2%

EPS Next 5YN/A

Revenue Next Year5.18%

Revenue Next 2Y28.27%

Revenue Next 3Y23.7%

Revenue Next 5YN/A

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.

With a **Price/Earnings** ratio of **12.70**, **BUSE** is valued correctly.

Compared to the rest of the industry, the **Price/Earnings** ratio of **BUSE** is on the same level as its industry peers.

When comparing the **Price/Earnings** ratio of **BUSE** to the average of the S&P500 Index (**31.73**), we can say **BUSE** is valued rather cheaply.

With a **Price/Forward Earnings** ratio of **9.40**, the valuation of **BUSE** can be described as very reasonable.

Compared to the rest of the industry, the **Price/Forward Earnings** ratio of **BUSE** indicates a somewhat cheap valuation: **BUSE** is cheaper than 77.86% of the companies listed in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 12.7 | ||

Fwd PE | 9.4 |

Based on the **Price/Free Cash Flow** ratio, **BUSE** is valued a bit cheaper than 64.93% of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 9.72 | ||

EV/EBITDA | N/A |

PEG (NY)N/A

PEG (5Y)8.8

EPS Next 2Y10.46%

EPS Next 3Y11.2%

Compared to an average industry **Dividend Yield** of **3.38**, **BUSE** pays a bit more dividend than its industry peers.

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 3.91% |

The dividend of **BUSE** has a limited annual growth rate of **3.88%**.

As **BUSE** did not decrease their dividend in the past **5** years, we can say the dividend looks stable.

Dividend Growth(5Y)3.88%

Div Incr Years1

Div Non Decr Years7

The dividend of **BUSE** is growing, but earnings are growing more, so the dividend growth is sustainable.

DP48.58%

EPS Next 2Y10.46%

EPS Next 3Y11.2%

**FIRST BUSEY CORP**

NASDAQ:BUSE (10/14/2024, 8:17:37 PM)

After market: 24.9 0 (0%)**24.9**

**-0.37 (-1.46%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap1.42B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 3.91% |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

Max EPS beat(2)

EPS beat(4)

Avg EPS beat(4)

Min EPS beat(4)

Max EPS beat(4)

EPS beat(8)

Avg EPS beat(8)

EPS beat(12)

Avg EPS beat(12)

EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

Avg Revenue beat(2)

Min Revenue beat(2)

Max Revenue beat(2)

Revenue beat(4)

Avg Revenue beat(4)

Min Revenue beat(4)

Max Revenue beat(4)

Revenue beat(8)

Avg Revenue beat(8)

Revenue beat(12)

Avg Revenue beat(12)

Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 12.7 | ||

Fwd PE | 9.4 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)N/A

PEG (5Y)8.8

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 0.92% | ||

ROE | 8.25% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | N/A | ||

PM (TTM) | 24.76% | ||

GM | N/A | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.04

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.33 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | N/A | ||

Quick Ratio | N/A | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)-20.33%

EPS 3Y5.84%

EPS 5Y

EPS Q2Q%

EPS Next Y-3.01%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)-3.76%

Revenue growth 3Y3.27%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y