UNIVERSAL CORP/VA (UVV) Stock Fundamental Analysis
NYSE:UVV - US9134561094 - Common Stock
54.56 USD
-0.37 (-0.67%)
Taking everything into account, UVV scores 4 out of 10 in our fundamental rating. UVV was compared to 8 industry peers in the Tobacco industry. While UVV is still in line with the averages on profitability rating, there are concerns on its financial health. UVV has a valuation in line with the averages, but on the other hand it scores bad on growth. UVV also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year UVV was profitable.
UVV had a positive operating cash flow in the past year.
Each year in the past 5 years UVV has been profitable.
The reported operating cash flow has been mixed in the past 5 years: UVV reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 3.24%, UVV perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
UVV has a Return On Equity of 7.09%. This is amongst the best in the industry. UVV outperforms 87.50% of its industry peers.
UVV has a better Return On Invested Capital (7.03%) than 62.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UVV is significantly below the industry average of 14.45%.
The last Return On Invested Capital (7.03%) for UVV is above the 3 year average (6.47%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.24% | ||
| ROE | 7.09% | ||
| ROIC | 7.03% |
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
1.3 Margins
UVV has a worse Profit Margin (3.51%) than 62.50% of its industry peers.
UVV's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 8.87%, UVV is in line with its industry, outperforming 50.00% of the companies in the same industry.
UVV's Operating Margin has improved in the last couple of years.
UVV has a Gross Margin of 19.25%. This is in the lower half of the industry: UVV underperforms 75.00% of its industry peers.
UVV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.87% | ||
| PM (TTM) | 3.51% | ||
| GM | 19.25% |
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-1.41%
GM growth 5Y-0.14%
2. Health
2.1 Basic Checks
UVV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
UVV has more shares outstanding than it did 1 year ago.
The number of shares outstanding for UVV has been increased compared to 5 years ago.
Compared to 1 year ago, UVV has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.71 indicates that UVV is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of UVV (2.71) is better than 75.00% of its industry peers.
UVV has a debt to FCF ratio of 9.36. This is a negative value and a sign of low solvency as UVV would need 9.36 years to pay back of all of its debts.
The Debt to FCF ratio of UVV (9.36) is worse than 62.50% of its industry peers.
UVV has a Debt/Equity ratio of 0.85. This is a neutral value indicating UVV is somewhat dependend on debt financing.
UVV's Debt to Equity ratio of 0.85 is in line compared to the rest of the industry. UVV outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 9.36 | ||
| Altman-Z | 2.71 |
ROIC/WACC0.85
WACC8.23%
2.3 Liquidity
A Current Ratio of 2.49 indicates that UVV has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.49, UVV is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
UVV has a Quick Ratio of 2.49. This is a bad value and indicates that UVV is not financially healthy enough and could expect problems in meeting its short term obligations.
UVV has a Quick ratio of 0.89. This is in the better half of the industry: UVV outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.49 | ||
| Quick Ratio | 0.89 |
3. Growth
3.1 Past
The earnings per share for UVV have decreased strongly by -15.35% in the last year.
Measured over the past 5 years, UVV shows a small growth in Earnings Per Share. The EPS has been growing by 5.75% on average per year.
Looking at the last year, UVV shows a small growth in Revenue. The Revenue has grown by 4.11% in the last year.
The Revenue has been growing by 9.06% on average over the past years. This is quite good.
EPS 1Y (TTM)-15.35%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%6401.92%
Revenue 1Y (TTM)4.11%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%-0.55%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.27 indicates a correct valuation of UVV.
75.00% of the companies in the same industry are more expensive than UVV, based on the Price/Earnings ratio.
UVV is valuated cheaply when we compare the Price/Earnings ratio to 27.03, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.27 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UVV is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
100.00% of the companies in the same industry are more expensive than UVV, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.26 | ||
| EV/EBITDA | 5.65 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.31
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UVV has a Yearly Dividend Yield of 5.93%, which is a nice return.
UVV's Dividend Yield is rather good when compared to the industry average which is at 3.72. UVV pays more dividend than 87.50% of the companies in the same industry.
UVV's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
5.2 History
The dividend of UVV has a limited annual growth rate of 1.16%.
UVV has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.16%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
UVV pays out 77.40% of its income as dividend. This is not a sustainable payout ratio.
The dividend of UVV is growing, but earnings are growing more, so the dividend growth is sustainable.
DP77.4%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:UVV (9/5/2025, 11:16:36 AM)
54.56
-0.37 (-0.67%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryTobacco
Earnings (Last)
Earnings (Next)
Inst Owners84.81%
Inst Owner Change-1.13%
Ins Owners1.53%
Ins Owner Change5.7%
Market Cap1.36B
Analysts0
Price Target73.44 (34.6%)
Short Float %2.54%
Short Ratio2.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.93% |
Yearly Dividend3.23
Dividend Growth(5Y)1.16%
DP77.4%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.27 | ||
| Fwd PE | N/A | ||
| P/S | 0.46 | ||
| P/FCF | 10.26 | ||
| P/OCF | 7.37 | ||
| P/B | 0.93 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | 5.65 |
EPS(TTM)4.11
EY7.53%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.32
FCFY9.75%
OCF(TTM)7.41
OCFY13.57%
SpS118.28
BVpS58.61
TBVpS47.8
PEG (NY)N/A
PEG (5Y)2.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.24% | ||
| ROE | 7.09% | ||
| ROCE | 11.62% | ||
| ROIC | 7.03% | ||
| ROICexc | 7.5% | ||
| ROICexgc | 8.33% | ||
| OM | 8.87% | ||
| PM (TTM) | 3.51% | ||
| GM | 19.25% | ||
| FCFM | 4.5% |
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
ROICexc(3y)6.82%
ROICexc(5y)6.64%
ROICexgc(3y)7.71%
ROICexgc(5y)7.56%
ROCE(3y)9.75%
ROCE(5y)9.14%
ROICexcg growth 3Y6.6%
ROICexcg growth 5Y6.51%
ROICexc growth 3Y7.82%
ROICexc growth 5Y5.75%
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-1.41%
GM growth 5Y-0.14%
F-Score4
Asset Turnover0.92
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 9.36 | ||
| Debt/EBITDA | 3.87 | ||
| Cap/Depr | 88.29% | ||
| Cap/Sales | 1.76% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 57.62% | ||
| Profit Quality | 128.04% | ||
| Current Ratio | 2.49 | ||
| Quick Ratio | 0.89 | ||
| Altman-Z | 2.71 |
F-Score4
WACC8.23%
ROIC/WACC0.85
Cap/Depr(3y)104.44%
Cap/Depr(5y)112.55%
Cap/Sales(3y)2.22%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.35%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%6401.92%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.11%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%-0.55%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y12.67%
EBIT growth 3Y12.06%
EBIT growth 5Y12.03%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y146.3%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y65.57%
OCF growth 3Y93.86%
OCF growth 5Y97.43%