UNIVERSAL CORP/VA (UVV) Stock Fundamental Analysis
NYSE:UVV - New York Stock Exchange, Inc. - US9134561094 - Common Stock - Currency: USD
Overall UVV gets a fundamental rating of 4 out of 10. We evaluated UVV against 8 industry peers in the Tobacco industry. UVV has an average financial health and profitability rating. UVV has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
UVV had positive earnings in the past year.
UVV had a positive operating cash flow in the past year.
Each year in the past 5 years UVV has been profitable.
In multiple years UVV reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 3.18%, UVV is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
UVV has a better Return On Equity (6.52%) than 75.00% of its industry peers.
UVV's Return On Invested Capital of 6.98% is fine compared to the rest of the industry. UVV outperforms 62.50% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for UVV is significantly below the industry average of 14.11%.
The 3 year average ROIC (6.47%) for UVV is below the current ROIC(6.98%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.18% | ||
| ROE | 6.52% | ||
| ROIC | 6.98% |
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
1.3 Margins
UVV has a worse Profit Margin (3.22%) than 62.50% of its industry peers.
In the last couple of years the Profit Margin of UVV has declined.
UVV's Operating Margin of 8.26% is in line compared to the rest of the industry. UVV outperforms 50.00% of its industry peers.
UVV's Operating Margin has improved in the last couple of years.
The Gross Margin of UVV (18.62%) is worse than 75.00% of its industry peers.
In the last couple of years the Gross Margin of UVV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.26% | ||
| PM (TTM) | 3.22% | ||
| GM | 18.62% |
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-2.29%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UVV is destroying value.
Compared to 1 year ago, UVV has more shares outstanding
UVV has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, UVV has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.94 indicates that UVV is not a great score, but indicates only limited risk for bankruptcy at the moment.
UVV has a Altman-Z score of 2.94. This is in the better half of the industry: UVV outperforms 62.50% of its industry peers.
The Debt to FCF ratio of UVV is 4.06, which is a neutral value as it means it would take UVV, 4.06 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 4.06, UVV is doing good in the industry, outperforming 62.50% of the companies in the same industry.
UVV has a Debt/Equity ratio of 0.74. This is a neutral value indicating UVV is somewhat dependend on debt financing.
UVV has a Debt to Equity ratio (0.74) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | 4.06 | ||
| Altman-Z | 2.94 |
ROIC/WACC0.74
WACC9.37%
2.3 Liquidity
UVV has a Current Ratio of 2.87. This indicates that UVV is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.87, UVV is doing good in the industry, outperforming 75.00% of the companies in the same industry.
A Quick Ratio of 1.32 indicates that UVV should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.32, UVV is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.87 | ||
| Quick Ratio | 1.32 |
3. Growth
3.1 Past
UVV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.76%.
UVV shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.75% yearly.
UVV shows a small growth in Revenue. In the last year, the Revenue has grown by 7.23%.
The Revenue has been growing by 9.06% on average over the past years. This is quite good.
EPS 1Y (TTM)-20.76%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%-76.89%
Revenue 1Y (TTM)7.23%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%-8.9%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.51, the valuation of UVV can be described as correct.
Based on the Price/Earnings ratio, UVV is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
UVV is valuated rather cheaply when we compare the Price/Earnings ratio to 26.92, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.51 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UVV is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UVV indicates a rather cheap valuation: UVV is cheaper than 100.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.48 | ||
| EV/EBITDA | 5.96 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.7
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.51%, UVV is a good candidate for dividend investing.
UVV's Dividend Yield is a higher than the industry average which is at 3.85.
Compared to an average S&P500 Dividend Yield of 2.43, UVV pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.51% |
5.2 History
The dividend of UVV has a limited annual growth rate of 1.16%.
UVV has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.16%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
UVV pays out 83.84% of its income as dividend. This is not a sustainable payout ratio.
UVV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP83.84%
EPS Next 2YN/A
EPS Next 3YN/A
58.64
-0.88 (-1.48%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryTobacco
Earnings (Last)
Earnings (Next)
Inst Owners85.82%
Inst Owner Change0.65%
Ins Owners2.04%
Ins Owner Change4.81%
Market Cap1.45B
Analysts0
Price TargetN/A
Short Float %3.01%
Short Ratio3.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.51% |
Yearly Dividend3.23
Dividend Growth(5Y)1.16%
DP83.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.51 | ||
| Fwd PE | N/A | ||
| P/S | 0.49 | ||
| P/FCF | 5.48 | ||
| P/OCF | 4.43 | ||
| P/B | 0.99 | ||
| P/tB | 1.22 | ||
| EV/EBITDA | 5.96 |
EPS(TTM)3.78
EY6.45%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)10.69
FCFY18.24%
OCF(TTM)13.23
OCFY22.56%
SpS119.23
BVpS59
TBVpS48.01
PEG (NY)N/A
PEG (5Y)2.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.18% | ||
| ROE | 6.52% | ||
| ROCE | 10.87% | ||
| ROIC | 6.98% | ||
| ROICexc | 7.72% | ||
| ROICexgc | 8.69% | ||
| OM | 8.26% | ||
| PM (TTM) | 3.22% | ||
| GM | 18.62% | ||
| FCFM | 8.97% |
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
ROICexc(3y)6.82%
ROICexc(5y)6.64%
ROICexgc(3y)7.71%
ROICexgc(5y)7.56%
ROCE(3y)9.75%
ROCE(5y)9.14%
ROICexcg growth 3Y6.6%
ROICexcg growth 5Y6.51%
ROICexc growth 3Y7.82%
ROICexc growth 5Y5.75%
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-2.29%
GM growth 5Y-0.67%
F-Score5
Asset Turnover0.99
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | 4.06 | ||
| Debt/EBITDA | 3.54 | ||
| Cap/Depr | 104.73% | ||
| Cap/Sales | 2.12% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.86% | ||
| Profit Quality | 278.15% | ||
| Current Ratio | 2.87 | ||
| Quick Ratio | 1.32 | ||
| Altman-Z | 2.94 |
F-Score5
WACC9.37%
ROIC/WACC0.74
Cap/Depr(3y)104.44%
Cap/Depr(5y)112.55%
Cap/Sales(3y)2.22%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.76%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%-76.89%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.23%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%-8.9%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.91%
EBIT growth 3Y12.06%
EBIT growth 5Y12.03%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y287.97%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y538.12%
OCF growth 3Y93.86%
OCF growth 5Y97.43%