UNIVERSAL CORP/VA (UVV) Stock Fundamental Analysis

NYSE:UVV • US9134561094

53.79 USD
+0.37 (+0.69%)
At close: Feb 20, 2026
53.79 USD
0 (0%)
After Hours: 2/20/2026, 8:09:06 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, UVV scores 4 out of 10 in our fundamental rating. UVV was compared to 8 industry peers in the Tobacco industry. UVV has an average financial health and profitability rating. UVV has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • UVV had positive earnings in the past year.
  • UVV had a positive operating cash flow in the past year.
  • Each year in the past 5 years UVV has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: UVV reported negative operating cash flow in multiple years.
UVV Yearly Net Income VS EBIT VS OCF VS FCFUVV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

1.2 Ratios

  • UVV's Return On Assets of 2.83% is in line compared to the rest of the industry. UVV outperforms 50.00% of its industry peers.
  • UVV has a better Return On Equity (5.75%) than 75.00% of its industry peers.
  • The Return On Invested Capital of UVV (6.46%) is better than 62.50% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for UVV is significantly below the industry average of 14.29%.
Industry RankSector Rank
ROA 2.83%
ROE 5.75%
ROIC 6.46%
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
UVV Yearly ROA, ROE, ROICUVV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • The Profit Margin of UVV (2.93%) is worse than 62.50% of its industry peers.
  • In the last couple of years the Profit Margin of UVV has declined.
  • UVV has a Operating Margin (7.83%) which is comparable to the rest of the industry.
  • UVV's Operating Margin has improved in the last couple of years.
  • UVV's Gross Margin of 18.19% is on the low side compared to the rest of the industry. UVV is outperformed by 62.50% of its industry peers.
  • In the last couple of years the Gross Margin of UVV has remained more or less at the same level.
Industry RankSector Rank
OM 7.83%
PM (TTM) 2.93%
GM 18.19%
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-1.41%
GM growth 5Y-0.14%
UVV Yearly Profit, Operating, Gross MarginsUVV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • UVV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, UVV has more shares outstanding
  • The number of shares outstanding for UVV has been increased compared to 5 years ago.
  • UVV has a worse debt/assets ratio than last year.
UVV Yearly Shares OutstandingUVV Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
UVV Yearly Total Debt VS Total AssetsUVV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • UVV has an Altman-Z score of 2.86. This is not the best score and indicates that UVV is in the grey zone with still only limited risk for bankruptcy at the moment.
  • UVV's Altman-Z score of 2.86 is fine compared to the rest of the industry. UVV outperforms 75.00% of its industry peers.
  • UVV has a debt to FCF ratio of 20.48. This is a negative value and a sign of low solvency as UVV would need 20.48 years to pay back of all of its debts.
  • The Debt to FCF ratio of UVV (20.48) is worse than 62.50% of its industry peers.
  • UVV has a Debt/Equity ratio of 0.73. This is a neutral value indicating UVV is somewhat dependend on debt financing.
  • UVV has a Debt to Equity ratio of 0.73. This is in the better half of the industry: UVV outperforms 62.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF 20.48
Altman-Z 2.86
ROIC/WACC0.71
WACC9.1%
UVV Yearly LT Debt VS Equity VS FCFUVV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B

2.3 Liquidity

  • A Current Ratio of 2.91 indicates that UVV has no problem at all paying its short term obligations.
  • UVV has a Current ratio of 2.91. This is in the better half of the industry: UVV outperforms 75.00% of its industry peers.
  • A Quick Ratio of 1.08 indicates that UVV should not have too much problems paying its short term obligations.
  • UVV's Quick ratio of 1.08 is fine compared to the rest of the industry. UVV outperforms 62.50% of its industry peers.
Industry RankSector Rank
Current Ratio 2.91
Quick Ratio 1.08
UVV Yearly Current Assets VS Current LiabilitesUVV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for UVV have decreased strongly by -32.47% in the last year.
  • The Earnings Per Share has been growing slightly by 5.75% on average over the past years.
  • The Revenue has decreased by -3.46% in the past year.
  • UVV shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.06% yearly.
EPS 1Y (TTM)-32.47%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%-44.35%
Revenue 1Y (TTM)-3.46%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%-8.1%

3.2 Future

  • Based on estimates for the next years, UVV will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.95% on average per year.
  • UVV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.38% yearly.
EPS Next Y26.56%
EPS Next 2Y10.95%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.67%
Revenue Next 2Y0.38%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
UVV Yearly Revenue VS EstimatesUVV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B 2B 2.5B
UVV Yearly EPS VS EstimatesUVV Yearly EPS VS EstimatesYearly EPS VS Estimates 2026 2027 1 2 3 4

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.87, which indicates a correct valuation of UVV.
  • Based on the Price/Earnings ratio, UVV is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 26.99. UVV is valued slightly cheaper when compared to this.
  • UVV is valuated reasonably with a Price/Forward Earnings ratio of 11.55.
  • Based on the Price/Forward Earnings ratio, UVV is valued cheaper than 100.00% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. UVV is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 15.87
Fwd PE 11.55
UVV Price Earnings VS Forward Price EarningsUVV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, UVV is valued cheaper than 100.00% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, UVV is valued a bit cheaper than 62.50% of the companies in the same industry.
Industry RankSector Rank
P/FCF 25.44
EV/EBITDA 6.57
UVV Per share dataUVV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.6
PEG (5Y)2.76
EPS Next 2Y10.95%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • UVV has a Yearly Dividend Yield of 6.14%, which is a nice return.
  • UVV's Dividend Yield is rather good when compared to the industry average which is at 3.23. UVV pays more dividend than 87.50% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, UVV pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.14%

5.2 History

  • The dividend of UVV has a limited annual growth rate of 1.16%.
  • UVV has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)1.16%
Div Incr Years0
Div Non Decr Years0
UVV Yearly Dividends per shareUVV Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • UVV pays out 94.87% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of UVV is growing, but earnings are growing more, so the dividend growth is sustainable.
DP94.87%
EPS Next 2Y10.95%
EPS Next 3YN/A
UVV Yearly Income VS Free CF VS DividendUVV Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M
UVV Dividend Payout.UVV Dividend Payout, showing the Payout Ratio.UVV Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

UNIVERSAL CORP/VA

NYSE:UVV (2/20/2026, 8:09:06 PM)

After market: 53.79 0 (0%)

53.79

+0.37 (+0.69%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryTobacco
Earnings (Last)02-09
Earnings (Next)05-25
Inst Owners86.36%
Inst Owner Change-0.4%
Ins Owners1.51%
Ins Owner Change-1.2%
Market Cap1.34B
Revenue(TTM)2.91B
Net Income(TTM)85.25M
Analysts0
Price Target79.56 (47.91%)
Short Float %4.71%
Short Ratio5.98
Dividend
Industry RankSector Rank
Dividend Yield 6.14%
Yearly Dividend3.23
Dividend Growth(5Y)1.16%
DP94.87%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-15.72%
Min EPS beat(2)-31.93%
Max EPS beat(2)0.49%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1%
Min Revenue beat(2)-8.03%
Max Revenue beat(2)6.02%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.03%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.67%
Valuation
Industry RankSector Rank
PE 15.87
Fwd PE 11.55
P/S 0.46
P/FCF 25.44
P/OCF 13.31
P/B 0.9
P/tB 1.1
EV/EBITDA 6.57
EPS(TTM)3.39
EY6.3%
EPS(NY)4.66
Fwd EY8.66%
FCF(TTM)2.11
FCFY3.93%
OCF(TTM)4.04
OCFY7.51%
SpS116.83
BVpS59.5
TBVpS48.89
PEG (NY)0.6
PEG (5Y)2.76
Graham Number67.37
Profitability
Industry RankSector Rank
ROA 2.83%
ROE 5.75%
ROCE 10.06%
ROIC 6.46%
ROICexc 6.66%
ROICexgc 7.4%
OM 7.83%
PM (TTM) 2.93%
GM 18.19%
FCFM 1.81%
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
ROICexc(3y)6.82%
ROICexc(5y)6.64%
ROICexgc(3y)7.71%
ROICexgc(5y)7.56%
ROCE(3y)9.75%
ROCE(5y)9.14%
ROICexgc growth 3Y6.6%
ROICexgc growth 5Y6.51%
ROICexc growth 3Y7.82%
ROICexc growth 5Y5.75%
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-1.41%
GM growth 5Y-0.14%
F-Score4
Asset Turnover0.96
Health
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF 20.48
Debt/EBITDA 3.81
Cap/Depr 86.64%
Cap/Sales 1.65%
Interest Coverage 250
Cash Conversion 35.53%
Profit Quality 61.8%
Current Ratio 2.91
Quick Ratio 1.08
Altman-Z 2.86
F-Score4
WACC9.1%
ROIC/WACC0.71
Cap/Depr(3y)104.44%
Cap/Depr(5y)112.55%
Cap/Sales(3y)2.22%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-32.47%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%-44.35%
EPS Next Y26.56%
EPS Next 2Y10.95%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.46%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%-8.1%
Revenue Next Year0.67%
Revenue Next 2Y0.38%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-15.18%
EBIT growth 3Y12.06%
EBIT growth 5Y12.03%
EBIT Next Year26.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-20.42%
OCF growth 3Y93.86%
OCF growth 5Y97.43%

UNIVERSAL CORP/VA / UVV FAQ

Can you provide the ChartMill fundamental rating for UNIVERSAL CORP/VA?

ChartMill assigns a fundamental rating of 4 / 10 to UVV.


What is the valuation status for UVV stock?

ChartMill assigns a valuation rating of 6 / 10 to UNIVERSAL CORP/VA (UVV). This can be considered as Fairly Valued.


What is the profitability of UVV stock?

UNIVERSAL CORP/VA (UVV) has a profitability rating of 4 / 10.


Can you provide the expected EPS growth for UVV stock?

The Earnings per Share (EPS) of UNIVERSAL CORP/VA (UVV) is expected to grow by 26.56% in the next year.


Can you provide the dividend sustainability for UVV stock?

The dividend rating of UNIVERSAL CORP/VA (UVV) is 6 / 10 and the dividend payout ratio is 94.87%.