UNIVERSAL CORP/VA (UVV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:UVV - US9134561094 - Common Stock
55.32 USD
+0.24 (+0.44%)
55.5 USD
+0.18 (+0.33%)
UVV gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 8 industry peers in the Tobacco industry. UVV has only an average score on both its financial health and profitability. UVV is valued quite cheap, while showing a decent growth score. This is a good combination! UVV also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- UVV had positive earnings in the past year.
- UVV had a positive operating cash flow in the past year.
- Each year in the past 5 years UVV has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: UVV reported negative operating cash flow in multiple years.
1.2 Ratios
- The Return On Assets of UVV (3.64%) is comparable to the rest of the industry.
- UVV has a Return On Equity of 7.59%. This is amongst the best in the industry. UVV outperforms 87.50% of its industry peers.
- The Return On Invested Capital of UVV (6.93%) is better than 62.50% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for UVV is significantly below the industry average of 14.25%.
- The 3 year average ROIC (6.47%) for UVV is below the current ROIC(6.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.64% | ||
| ROE | 7.59% | ||
| ROIC | 6.93% |
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
1.3 Margins
- The Profit Margin of UVV (3.74%) is worse than 62.50% of its industry peers.
- In the last couple of years the Profit Margin of UVV has declined.
- The Operating Margin of UVV (8.35%) is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of UVV has grown nicely.
- With a Gross Margin value of 18.86%, UVV is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
- UVV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.35% | ||
| PM (TTM) | 3.74% | ||
| GM | 18.86% |
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-1.41%
GM growth 5Y-0.14%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UVV is destroying value.
- The number of shares outstanding for UVV has been increased compared to 1 year ago.
- UVV has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, UVV has a worse debt to assets ratio.
2.2 Solvency
- UVV has an Altman-Z score of 2.85. This is not the best score and indicates that UVV is in the grey zone with still only limited risk for bankruptcy at the moment.
- UVV's Altman-Z score of 2.85 is fine compared to the rest of the industry. UVV outperforms 75.00% of its industry peers.
- UVV has a debt to FCF ratio of 7.37. This is a slightly negative value and a sign of low solvency as UVV would need 7.37 years to pay back of all of its debts.
- UVV has a Debt to FCF ratio of 7.37. This is comparable to the rest of the industry: UVV outperforms 50.00% of its industry peers.
- A Debt/Equity ratio of 0.79 indicates that UVV is somewhat dependend on debt financing.
- With a decent Debt to Equity ratio value of 0.79, UVV is doing good in the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 7.37 | ||
| Altman-Z | 2.85 |
ROIC/WACC0.76
WACC9.14%
2.3 Liquidity
- A Current Ratio of 2.70 indicates that UVV has no problem at all paying its short term obligations.
- UVV's Current ratio of 2.70 is fine compared to the rest of the industry. UVV outperforms 75.00% of its industry peers.
- UVV has a Quick Ratio of 2.70. This is a bad value and indicates that UVV is not financially healthy enough and could expect problems in meeting its short term obligations.
- UVV has a Quick ratio (0.91) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 0.91 |
3. Growth
3.1 Past
- The earnings per share for UVV have decreased by -6.89% in the last year.
- UVV shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.75% yearly.
- Looking at the last year, UVV shows a small growth in Revenue. The Revenue has grown by 3.01% in the last year.
- UVV shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.06% yearly.
EPS 1Y (TTM)-6.89%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%31.5%
Revenue 1Y (TTM)3.01%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%6.11%
3.2 Future
- The Earnings Per Share is expected to grow by 10.95% on average over the next years. This is quite good.
- Based on estimates for the next years, UVV will show a small growth in Revenue. The Revenue will grow by 2.11% on average per year.
EPS Next Y26.56%
EPS Next 2Y10.95%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.21%
Revenue Next 2Y2.11%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 12.46 indicates a correct valuation of UVV.
- UVV's Price/Earnings ratio is a bit cheaper when compared to the industry. UVV is cheaper than 75.00% of the companies in the same industry.
- UVV's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.33.
- UVV is valuated reasonably with a Price/Forward Earnings ratio of 11.88.
- Based on the Price/Forward Earnings ratio, UVV is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.12, UVV is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.46 | ||
| Fwd PE | 11.88 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, UVV is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
- 100.00% of the companies in the same industry are more expensive than UVV, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.77 | ||
| EV/EBITDA | 6.22 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.47
PEG (5Y)2.17
EPS Next 2Y10.95%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- UVV has a Yearly Dividend Yield of 6.04%, which is a nice return.
- UVV's Dividend Yield is rather good when compared to the industry average which is at 3.54. UVV pays more dividend than 87.50% of the companies in the same industry.
- UVV's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.04% |
5.2 History
- The dividend of UVV has a limited annual growth rate of 1.16%.
- UVV has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.16%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 72.07% of the earnings are spent on dividend by UVV. This is not a sustainable payout ratio.
- UVV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP72.07%
EPS Next 2Y10.95%
EPS Next 3YN/A
55.32
+0.24 (+0.44%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryTobacco
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-02 2026-02-02
Inst Owners86.36%
Inst Owner Change0.07%
Ins Owners1.51%
Ins Owner Change-0.24%
Market Cap1.38B
Revenue(TTM)2.99B
Net Income(TTM)111.64M
Analysts0
Price Target79.56 (43.82%)
Short Float %4.68%
Short Ratio6.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.04% |
Yearly Dividend3.23
Dividend Growth(5Y)1.16%
DP72.07%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-12 2026-01-12 (0.82)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.03%
EPS NY rev (1m)0.85%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.67%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.46 | ||
| Fwd PE | 11.88 | ||
| P/S | 0.46 | ||
| P/FCF | 8.77 | ||
| P/OCF | 6.82 | ||
| P/B | 0.94 | ||
| P/tB | 1.15 | ||
| EV/EBITDA | 6.22 |
EPS(TTM)4.44
EY8.03%
EPS(NY)4.66
Fwd EY8.42%
FCF(TTM)6.31
FCFY11.4%
OCF(TTM)8.11
OCFY14.65%
SpS119.88
BVpS58.99
TBVpS48.3
PEG (NY)0.47
PEG (5Y)2.17
Graham Number76.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.64% | ||
| ROE | 7.59% | ||
| ROCE | 11.13% | ||
| ROIC | 6.93% | ||
| ROICexc | 7.15% | ||
| ROICexgc | 7.94% | ||
| OM | 8.35% | ||
| PM (TTM) | 3.74% | ||
| GM | 18.86% | ||
| FCFM | 5.26% |
ROA(3y)3.98%
ROA(5y)3.81%
ROE(3y)7.91%
ROE(5y)7.37%
ROIC(3y)6.47%
ROIC(5y)6.26%
ROICexc(3y)6.82%
ROICexc(5y)6.64%
ROICexgc(3y)7.71%
ROICexgc(5y)7.56%
ROCE(3y)9.75%
ROCE(5y)9.14%
ROICexgc growth 3Y6.6%
ROICexgc growth 5Y6.51%
ROICexc growth 3Y7.82%
ROICexc growth 5Y5.75%
OM growth 3Y0.14%
OM growth 5Y2.72%
PM growth 3Y-7.81%
PM growth 5Y-2.99%
GM growth 3Y-1.41%
GM growth 5Y-0.14%
F-Score6
Asset Turnover0.97
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 7.37 | ||
| Debt/EBITDA | 3.77 | ||
| Cap/Depr | 78.02% | ||
| Cap/Sales | 1.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 65.81% | ||
| Profit Quality | 140.74% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 0.91 | ||
| Altman-Z | 2.85 |
F-Score6
WACC9.14%
ROIC/WACC0.76
Cap/Depr(3y)104.44%
Cap/Depr(5y)112.55%
Cap/Sales(3y)2.22%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.89%
EPS 3Y2.88%
EPS 5Y5.75%
EPS Q2Q%31.5%
EPS Next Y26.56%
EPS Next 2Y10.95%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.01%
Revenue growth 3Y11.9%
Revenue growth 5Y9.06%
Sales Q2Q%6.11%
Revenue Next Year3.21%
Revenue Next 2Y2.11%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.46%
EBIT growth 3Y12.06%
EBIT growth 5Y12.03%
EBIT Next Year26.87%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-44.97%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-41.65%
OCF growth 3Y93.86%
OCF growth 5Y97.43%
UNIVERSAL CORP/VA / UVV FAQ
Can you provide the ChartMill fundamental rating for UNIVERSAL CORP/VA?
ChartMill assigns a fundamental rating of 5 / 10 to UVV.
What is the valuation status for UVV stock?
ChartMill assigns a valuation rating of 7 / 10 to UNIVERSAL CORP/VA (UVV). This can be considered as Undervalued.
What is the profitability of UVV stock?
UNIVERSAL CORP/VA (UVV) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for UVV stock?
The Earnings per Share (EPS) of UNIVERSAL CORP/VA (UVV) is expected to grow by 26.56% in the next year.
Can you provide the dividend sustainability for UVV stock?
The dividend rating of UNIVERSAL CORP/VA (UVV) is 7 / 10 and the dividend payout ratio is 72.07%.