UNIVERSAL CORP/VA (UVV) Stock Fundamental Analysis
NYSE:UVV - New York Stock Exchange, Inc. - US9134561094 - Common Stock - Currency: USD
Taking everything into account, UVV scores 4 out of 10 in our fundamental rating. UVV was compared to 8 industry peers in the Tobacco industry. Both the profitability and the financial health of UVV get a neutral evaluation. Nothing too spectacular is happening here. UVV is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year UVV was profitable.
In the past year UVV had a positive cash flow from operations.
UVV had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: UVV reported negative operating cash flow in multiple years.
1.2 Ratios
With a decent Return On Assets value of 4.15%, UVV is doing good in the industry, outperforming 62.50% of the companies in the same industry.
UVV's Return On Equity of 8.69% is amongst the best of the industry. UVV outperforms 87.50% of its industry peers.
UVV has a better Return On Invested Capital (8.41%) than 62.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UVV is significantly below the industry average of 14.35%.
The last Return On Invested Capital (8.41%) for UVV is above the 3 year average (6.85%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.15% | ||
| ROE | 8.69% | ||
| ROIC | 8.41% |
ROA(3y)4.04%
ROA(5y)3.85%
ROE(3y)7.89%
ROE(5y)7.22%
ROIC(3y)6.85%
ROIC(5y)6.68%
1.3 Margins
UVV's Profit Margin of 4.18% is on the low side compared to the rest of the industry. UVV is outperformed by 62.50% of its industry peers.
In the last couple of years the Profit Margin of UVV has remained more or less at the same level.
The Operating Margin of UVV (8.91%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of UVV has remained more or less at the same level.
Looking at the Gross Margin, with a value of 19.35%, UVV is doing worse than 75.00% of the companies in the same industry.
In the last couple of years the Gross Margin of UVV has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.91% | ||
| PM (TTM) | 4.18% | ||
| GM | 19.35% |
OM growth 3Y-0.7%
OM growth 5Y-0.37%
PM growth 3Y-0.42%
PM growth 5Y-1.42%
GM growth 3Y-0.3%
GM growth 5Y1.77%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UVV is destroying value.
UVV has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for UVV has been reduced compared to 5 years ago.
UVV has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.95 indicates that UVV is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.95, UVV is doing good in the industry, outperforming 62.50% of the companies in the same industry.
UVV has a debt to FCF ratio of 17.22. This is a negative value and a sign of low solvency as UVV would need 17.22 years to pay back of all of its debts.
UVV has a worse Debt to FCF ratio (17.22) than 62.50% of its industry peers.
A Debt/Equity ratio of 0.80 indicates that UVV is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.80, UVV is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 17.22 | ||
| Altman-Z | 2.95 |
ROIC/WACC0.84
WACC10.06%
2.3 Liquidity
UVV has a Current Ratio of 2.70. This indicates that UVV is financially healthy and has no problem in meeting its short term obligations.
UVV's Current ratio of 2.70 is fine compared to the rest of the industry. UVV outperforms 75.00% of its industry peers.
UVV has a Quick Ratio of 1.15. This is a normal value and indicates that UVV is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of UVV (1.15) is better than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.7 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
UVV shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.67%.
Measured over the past 5 years, UVV shows a small growth in Earnings Per Share. The EPS has been growing by 3.05% on average per year.
The Revenue has grown by 12.88% in the past year. This is quite good.
The Revenue has been growing slightly by 4.30% on average over the past years.
EPS 1Y (TTM)-5.67%
EPS 3Y10.6%
EPS 5Y3.05%
EPS Q2Q%11.68%
Revenue 1Y (TTM)12.88%
Revenue growth 3Y11.49%
Revenue growth 5Y4.3%
Sales Q2Q%14.08%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.03, UVV is valued correctly.
Based on the Price/Earnings ratio, UVV is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.30. UVV is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.03 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UVV is valued cheaper than 100.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, UVV is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.18 | ||
| EV/EBITDA | 5.79 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.94
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UVV has a Yearly Dividend Yield of 5.52%, which is a nice return.
UVV's Dividend Yield is a higher than the industry average which is at 3.92.
UVV's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.52% |
5.2 History
The dividend of UVV has a limited annual growth rate of 2.64%.
UVV has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.64%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
62.93% of the earnings are spent on dividend by UVV. This is not a sustainable payout ratio.
The dividend of UVV is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP62.93%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:UVV (6/6/2025, 12:50:55 PM)
60.27
-0.27 (-0.45%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryTobacco
Earnings (Last)
Earnings (Next)
Inst Owners85.79%
Inst Owner Change0.65%
Ins Owners1.9%
Ins Owner Change-1.47%
Market Cap1.49B
Analysts0
Price TargetN/A
Short Float %2.75%
Short Ratio2.88
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.52% |
Yearly Dividend3.19
Dividend Growth(5Y)2.64%
DP62.93%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.03 | ||
| Fwd PE | N/A | ||
| P/S | 0.49 | ||
| P/FCF | 22.18 | ||
| P/OCF | 10.62 | ||
| P/B | 1.03 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 5.79 |
EPS(TTM)5.01
EY8.31%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.72
FCFY4.51%
OCF(TTM)5.68
OCFY9.42%
SpS122
BVpS58.68
TBVpS47.59
PEG (NY)N/A
PEG (5Y)3.94
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.15% | ||
| ROE | 8.69% | ||
| ROCE | 12.1% | ||
| ROIC | 8.41% | ||
| ROICexc | 9.13% | ||
| ROICexgc | 10.23% | ||
| OM | 8.91% | ||
| PM (TTM) | 4.18% | ||
| GM | 19.35% | ||
| FCFM | 2.23% |
ROA(3y)4.04%
ROA(5y)3.85%
ROE(3y)7.89%
ROE(5y)7.22%
ROIC(3y)6.85%
ROIC(5y)6.68%
ROICexc(3y)7.05%
ROICexc(5y)7%
ROICexgc(3y)8.06%
ROICexgc(5y)7.93%
ROCE(3y)8.91%
ROCE(5y)8.46%
ROICexcg growth 3Y0.18%
ROICexcg growth 5Y-4.17%
ROICexc growth 3Y0.8%
ROICexc growth 5Y-5.2%
OM growth 3Y-0.7%
OM growth 5Y-0.37%
PM growth 3Y-0.42%
PM growth 5Y-1.42%
GM growth 3Y-0.3%
GM growth 5Y1.77%
F-Score6
Asset Turnover0.99
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 17.22 | ||
| Debt/EBITDA | 3.53 | ||
| Cap/Depr | 123.93% | ||
| Cap/Sales | 2.43% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 42.8% | ||
| Profit Quality | 53.3% | ||
| Current Ratio | 2.7 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 2.95 |
F-Score6
WACC10.06%
ROIC/WACC0.84
Cap/Depr(3y)103.3%
Cap/Depr(5y)109.93%
Cap/Sales(3y)2.35%
Cap/Sales(5y)2.45%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.67%
EPS 3Y10.6%
EPS 5Y3.05%
EPS Q2Q%11.68%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.88%
Revenue growth 3Y11.49%
Revenue growth 5Y4.3%
Sales Q2Q%14.08%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y28.17%
EBIT growth 3Y10.71%
EBIT growth 5Y3.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y147.91%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y260.58%
OCF growth 3YN/A
OCF growth 5YN/A