WVS Financial Corporation (WVFC) Fundamental Analysis & Valuation

NASDAQ:WVFC • US9293581099

Current stock price

14.65
-0.61 (-4%)
At close:
14.65
0 (0%)
After Hours:

This WVFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

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1. WVFC Profitability Analysis

1.1 Basic Checks

  • WVFC had positive earnings in the past year.
WVFC Yearly Net Income VS EBIT VS OCF VS FCFWVFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 1M 2M 3M 4M

1.2 Ratios

Industry RankSector Rank
ROA 0.33%
ROE 3.19%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
WVFC Yearly ROA, ROE, ROICWVFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2 4 6

1.3 Margins

  • WVFC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 23.08%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
WVFC Yearly Profit, Operating, Gross MarginsWVFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 10 20 30

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2. WVFC Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for WVFC remains at a similar level compared to 1 year ago.
  • There is no outstanding debt for WVFC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
WVFC Yearly Shares OutstandingWVFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 500K 1M 1.5M
WVFC Yearly Total Debt VS Total AssetsWVFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 100M 200M 300M

2.2 Solvency

  • WVFC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
WVFC Yearly LT Debt VS Equity VS FCFWVFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 10M 20M 30M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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3. WVFC Growth Analysis

3.1 Past

  • WVFC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -13.90%.
  • Measured over the past 5 years, WVFC shows a small growth in Earnings Per Share. The EPS has been growing by 1.30% on average per year.
  • WVFC shows a decrease in Revenue. In the last year, the revenue decreased by -7.96%.
  • Measured over the past years, WVFC shows a decrease in Revenue. The Revenue has been decreasing by -2.14% on average per year.
EPS 1Y (TTM)-13.9%
EPS 3Y-13.9%
EPS 5Y1.3%
EPS Q2Q%26.65%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-8.71%
Revenue growth 5Y-2.14%
Sales Q2Q%3.13%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
WVFC Yearly Revenue VS EstimatesWVFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2M 4M 6M

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4. WVFC Valuation Analysis

4.1 Price/Earnings Ratio

  • WVFC is valuated rather expensively with a Price/Earnings ratio of 21.23.
  • The average S&P500 Price/Earnings ratio is at 26.54. WVFC is around the same levels.
Industry RankSector Rank
PE 21.23
Fwd PE N/A
WVFC Price Earnings VS Forward Price EarningsWVFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
WVFC Per share dataWVFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)16.31
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. WVFC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.69%, WVFC has a reasonable but not impressive dividend return.
  • Compared to an average S&P500 Dividend Yield of 1.82, WVFC pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.69%

5.2 History

  • On average, the dividend of WVFC grows each year by 12.62%, which is quite nice.
  • WVFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.62%
Div Incr YearsN/A
Div Non Decr YearsN/A
WVFC Yearly Dividends per shareWVFC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 0.1 0.2 0.3 0.4

5.3 Sustainability

  • WVFC pays out 57.50% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • WVFC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP57.5%
EPS Next 2YN/A
EPS Next 3YN/A
WVFC Yearly Income VS Free CF VS DividendWVFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 1M 2M 3M 4M
WVFC Dividend Payout.WVFC Dividend Payout, showing the Payout Ratio.WVFC Dividend Payout.PayoutRetained Earnings

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WVFC Fundamentals: All Metrics, Ratios and Statistics

WVS Financial Corporation

NASDAQ:WVFC (6/10/2022, 8:00:03 PM)

After market: 14.65 0 (0%)

14.65

-0.61 (-4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryThrifts & Mortgage Finance
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)03-01
Earnings (Next)N/A
Inst Owners5.83%
Inst Owner Change0%
Ins Owners9.74%
Ins Owner Change0%
Market Cap27.51M
Revenue(TTM)5.20M
Net Income(TTM)1.20M
Analysts0
Price TargetN/A
Short Float %0.2%
Short Ratio2.67
Dividend
Industry RankSector Rank
Dividend Yield 2.69%
Yearly Dividend0.4
Dividend Growth(5Y)12.62%
DP57.5%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 21.23
Fwd PE N/A
P/S 5.29
P/FCF N/A
P/OCF N/A
P/B 0.73
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0.69
EY4.71%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.77
BVpS20.05
TBVpSN/A
PEG (NY)N/A
PEG (5Y)16.31
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA 0.33%
ROE 3.19%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 23.08%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.01
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.9%
EPS 3Y-13.9%
EPS 5Y1.3%
EPS Q2Q%26.65%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-8.71%
Revenue growth 5Y-2.14%
Sales Q2Q%3.13%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

WVS Financial Corporation / WVFC Fundamental Analysis FAQ

What is the fundamental rating for WVFC stock?

ChartMill assigns a fundamental rating of 2 / 10 to WVFC.


What is the valuation status of WVS Financial Corporation (WVFC) stock?

ChartMill assigns a valuation rating of 3 / 10 to WVS Financial Corporation (WVFC). This can be considered as Overvalued.


Can you provide the profitability details for WVS Financial Corporation?

WVS Financial Corporation (WVFC) has a profitability rating of 1 / 10.


Can you provide the dividend sustainability for WVFC stock?

The dividend rating of WVS Financial Corporation (WVFC) is 6 / 10 and the dividend payout ratio is 57.5%.