24.99 USD
+0.01 (+0.04%)
25 USD
+0.01 (+0.04%)
Taking everything into account, WSBCP scores 5 out of 10 in our fundamental rating. WSBCP was compared to 383 industry peers in the Banks industry. WSBCP may be in some trouble as it scores bad on both profitability and health. WSBCP is growing strongly while it also seems undervalued. This is an interesting combination WSBCP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- WSBCP had positive earnings in the past year.
- In the past year WSBCP had a positive cash flow from operations.
- In the past 5 years WSBCP has always been profitable.
- WSBCP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of WSBCP (0.62%) is worse than 70.18% of its industry peers.
- WSBCP's Return On Equity of 4.17% is on the low side compared to the rest of the industry. WSBCP is outperformed by 80.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.62% | ||
| ROE | 4.17% | ||
| ROIC | N/A |
ROA(3y)0.89%
ROA(5y)0.95%
ROE(3y)6.15%
ROE(5y)6.28%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of WSBCP (19.52%) is worse than 66.32% of its industry peers.
- WSBCP's Profit Margin has declined in the last couple of years.
- The Operating Margin and Gross Margin are not available for WSBCP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 19.52% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.96%
PM growth 5Y-5.38%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- WSBCP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for WSBCP has been increased compared to 1 year ago.
- The number of shares outstanding for WSBCP has been reduced compared to 5 years ago.
- Compared to 1 year ago, WSBCP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of WSBCP is 1.92, which is an excellent value as it means it would take WSBCP, only 1.92 years of fcf income to pay off all of its debts.
- WSBCP has a Debt to FCF ratio (1.92) which is in line with its industry peers.
- A Debt/Equity ratio of 0.11 indicates that WSBCP is not too dependend on debt financing.
- The Debt to Equity ratio of WSBCP (0.11) is better than 63.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.92 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC12.5%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- WSBCP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 50.47%, which is quite impressive.
- The Earnings Per Share has been decreasing by -5.30% on average over the past years.
- Looking at the last year, WSBCP shows a very strong growth in Revenue. The Revenue has grown by 48.59%.
- Measured over the past years, WSBCP shows a small growth in Revenue. The Revenue has been growing by 3.25% on average per year.
EPS 1Y (TTM)50.47%
EPS 3Y-13.31%
EPS 5Y-5.3%
EPS Q2Q%74.07%
Revenue 1Y (TTM)48.59%
Revenue growth 3Y0.87%
Revenue growth 5Y3.25%
Sales Q2Q%123.01%
3.2 Future
- The Earnings Per Share is expected to grow by 21.91% on average over the next years. This is a very strong growth
- WSBCP is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 31.44% yearly.
EPS Next Y50.11%
EPS Next 2Y29.35%
EPS Next 3Y21.91%
EPS Next 5YN/A
Revenue Next Year71.19%
Revenue Next 2Y43.66%
Revenue Next 3Y31.44%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- WSBCP is valuated cheaply with a Price/Earnings ratio of 7.76.
- WSBCP's Price/Earnings ratio is rather cheap when compared to the industry. WSBCP is cheaper than 93.83% of the companies in the same industry.
- WSBCP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.38.
- With a Price/Forward Earnings ratio of 6.49, the valuation of WSBCP can be described as very cheap.
- 93.83% of the companies in the same industry are more expensive than WSBCP, based on the Price/Forward Earnings ratio.
- WSBCP is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 6.49 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, WSBCP is valued a bit cheaper than the industry average as 65.55% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as WSBCP's earnings are expected to grow with 21.91% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y29.35%
EPS Next 3Y21.91%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.66%, WSBCP is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.86, WSBCP pays a better dividend. On top of this WSBCP pays more dividend than 95.63% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.84, WSBCP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
5.2 History
- The dividend of WSBCP is nicely growing with an annual growth rate of 7.36%!
- WSBCP has been paying a dividend for over 5 years, so it has already some track record.
- WSBCP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.36%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- WSBCP pays out 75.15% of its income as dividend. This is not a sustainable payout ratio.
- WSBCP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.15%
EPS Next 2Y29.35%
EPS Next 3Y21.91%
24.99
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-22 2025-10-22/amc
Earnings (Next)01-20 2026-01-20/amc
Inst Owners72.99%
Inst Owner ChangeN/A
Ins Owners2.33%
Ins Owner ChangeN/A
Market Cap2.40B
Revenue(TTM)878.38M
Net Income(TTM)171.50M
Analysts78.33
Price Target30.26 (21.09%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.66% |
Yearly Dividend1.54
Dividend Growth(5Y)7.36%
DP75.15%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.07%
Min EPS beat(2)3.57%
Max EPS beat(2)4.57%
EPS beat(4)4
Avg EPS beat(4)12.49%
Min EPS beat(4)3.57%
Max EPS beat(4)27.55%
EPS beat(8)6
Avg EPS beat(8)4.92%
EPS beat(12)7
Avg EPS beat(12)2.67%
EPS beat(16)10
Avg EPS beat(16)3.99%
Revenue beat(2)1
Avg Revenue beat(2)3.57%
Min Revenue beat(2)-1.1%
Max Revenue beat(2)8.25%
Revenue beat(4)2
Avg Revenue beat(4)0.79%
Min Revenue beat(4)-4.65%
Max Revenue beat(4)8.25%
Revenue beat(8)2
Avg Revenue beat(8)-2.19%
Revenue beat(12)4
Avg Revenue beat(12)0.57%
Revenue beat(16)8
Avg Revenue beat(16)6.31%
PT rev (1m)1.56%
PT rev (3m)-5.92%
EPS NQ rev (1m)-3.07%
EPS NQ rev (3m)-3.3%
EPS NY rev (1m)-0.18%
EPS NY rev (3m)0.44%
Revenue NQ rev (1m)-0.36%
Revenue NQ rev (3m)3.54%
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 6.49 | ||
| P/S | 2.73 | ||
| P/FCF | 9.79 | ||
| P/OCF | 9.13 | ||
| P/B | 0.58 | ||
| P/tB | 1.01 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.22
EY12.89%
EPS(NY)3.85
Fwd EY15.4%
FCF(TTM)2.55
FCFY10.22%
OCF(TTM)2.74
OCFY10.95%
SpS9.15
BVpS42.86
TBVpS24.78
PEG (NY)0.15
PEG (5Y)N/A
Graham Number55.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.62% | ||
| ROE | 4.17% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 19.52% | ||
| GM | N/A | ||
| FCFM | 27.92% |
ROA(3y)0.89%
ROA(5y)0.95%
ROE(3y)6.15%
ROE(5y)6.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.96%
PM growth 5Y-5.38%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.92 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 115.59% | ||
| Cap/Sales | 2.01% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 143.01% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC12.5%
ROIC/WACCN/A
Cap/Depr(3y)95%
Cap/Depr(5y)80.47%
Cap/Sales(3y)2.27%
Cap/Sales(5y)1.9%
Profit Quality(3y)116.09%
Profit Quality(5y)106.61%
High Growth Momentum
Growth
EPS 1Y (TTM)50.47%
EPS 3Y-13.31%
EPS 5Y-5.3%
EPS Q2Q%74.07%
EPS Next Y50.11%
EPS Next 2Y29.35%
EPS Next 3Y21.91%
EPS Next 5YN/A
Revenue 1Y (TTM)48.59%
Revenue growth 3Y0.87%
Revenue growth 5Y3.25%
Sales Q2Q%123.01%
Revenue Next Year71.19%
Revenue Next 2Y43.66%
Revenue Next 3Y31.44%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y129%
FCF growth 3Y-15.09%
FCF growth 5Y5.82%
OCF growth 1Y103.19%
OCF growth 3Y-14.39%
OCF growth 5Y5.25%
WESBANCO INC - WSBC 6 3/4 PERP / WSBCP FAQ
What is the ChartMill fundamental rating of WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to WSBCP.
Can you provide the valuation status for WESBANCO INC - WSBC 6 3/4 PERP?
ChartMill assigns a valuation rating of 7 / 10 to WESBANCO INC - WSBC 6 3/4 PERP (WSBCP). This can be considered as Undervalued.
How profitable is WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) stock?
WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) has a profitability rating of 2 / 10.
What are the PE and PB ratios of WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) stock?
The Price/Earnings (PE) ratio for WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) is 7.76 and the Price/Book (PB) ratio is 0.58.
Can you provide the dividend sustainability for WSBCP stock?
The dividend rating of WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) is 7 / 10 and the dividend payout ratio is 75.15%.