WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:WSBCP • US9508107052

24.99 USD
+0.01 (+0.04%)
At close: Nov 14, 2025
25 USD
+0.01 (+0.04%)
After Hours: 11/14/2025, 8:00:02 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to WSBCP. WSBCP was compared to 383 industry peers in the Banks industry. WSBCP has a bad profitability rating. Also its financial health evaluation is rather negative. An interesting combination arises when we look at growth and value: WSBCP is growing strongly while it also seems undervalued. WSBCP also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year WSBCP was profitable.
  • WSBCP had a positive operating cash flow in the past year.
  • Each year in the past 5 years WSBCP has been profitable.
  • WSBCP had a positive operating cash flow in each of the past 5 years.
WSBCP Yearly Net Income VS EBIT VS OCF VS FCFWSBCP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

1.2 Ratios

  • The Return On Assets of WSBCP (0.62%) is worse than 70.18% of its industry peers.
  • With a Return On Equity value of 4.17%, WSBCP is not doing good in the industry: 80.98% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.62%
ROE 4.17%
ROIC N/A
ROA(3y)0.89%
ROA(5y)0.95%
ROE(3y)6.15%
ROE(5y)6.28%
ROIC(3y)N/A
ROIC(5y)N/A
WSBCP Yearly ROA, ROE, ROICWSBCP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • The Profit Margin of WSBCP (19.52%) is worse than 66.32% of its industry peers.
  • WSBCP's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for WSBCP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 19.52%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.96%
PM growth 5Y-5.38%
GM growth 3YN/A
GM growth 5YN/A
WSBCP Yearly Profit, Operating, Gross MarginsWSBCP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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3

2. Health

2.1 Basic Checks

  • WSBCP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, WSBCP has more shares outstanding
  • WSBCP has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for WSBCP is higher compared to a year ago.
WSBCP Yearly Shares OutstandingWSBCP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
WSBCP Yearly Total Debt VS Total AssetsWSBCP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of WSBCP is 1.92, which is an excellent value as it means it would take WSBCP, only 1.92 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of WSBCP (1.92) is comparable to the rest of the industry.
  • WSBCP has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.11, WSBCP is doing good in the industry, outperforming 63.75% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.92
Altman-Z N/A
ROIC/WACCN/A
WACC12.5%
WSBCP Yearly LT Debt VS Equity VS FCFWSBCP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WSBCP Yearly Current Assets VS Current LiabilitesWSBCP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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8

3. Growth

3.1 Past

  • WSBCP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 50.47%, which is quite impressive.
  • Measured over the past years, WSBCP shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.30% on average per year.
  • WSBCP shows a strong growth in Revenue. In the last year, the Revenue has grown by 48.59%.
  • The Revenue has been growing slightly by 3.25% on average over the past years.
EPS 1Y (TTM)50.47%
EPS 3Y-13.31%
EPS 5Y-5.3%
EPS Q2Q%74.07%
Revenue 1Y (TTM)48.59%
Revenue growth 3Y0.87%
Revenue growth 5Y3.25%
Sales Q2Q%123.01%

3.2 Future

  • WSBCP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.91% yearly.
  • Based on estimates for the next years, WSBCP will show a very strong growth in Revenue. The Revenue will grow by 31.44% on average per year.
EPS Next Y50.11%
EPS Next 2Y29.35%
EPS Next 3Y21.91%
EPS Next 5YN/A
Revenue Next Year71.19%
Revenue Next 2Y43.66%
Revenue Next 3Y31.44%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
WSBCP Yearly Revenue VS EstimatesWSBCP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
WSBCP Yearly EPS VS EstimatesWSBCP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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8

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.76, the valuation of WSBCP can be described as very cheap.
  • WSBCP's Price/Earnings ratio is rather cheap when compared to the industry. WSBCP is cheaper than 93.83% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.25, WSBCP is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 6.49, the valuation of WSBCP can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, WSBCP is valued cheaper than 93.83% of the companies in the same industry.
  • WSBCP is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.50, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.76
Fwd PE 6.49
WSBCP Price Earnings VS Forward Price EarningsWSBCP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of WSBCP indicates a somewhat cheap valuation: WSBCP is cheaper than 65.55% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 9.79
EV/EBITDA N/A
WSBCP Per share dataWSBCP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as WSBCP's earnings are expected to grow with 21.91% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y29.35%
EPS Next 3Y21.91%

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7

5. Dividend

5.1 Amount

  • WSBCP has a Yearly Dividend Yield of 6.66%, which is a nice return.
  • WSBCP's Dividend Yield is rather good when compared to the industry average which is at 2.64. WSBCP pays more dividend than 95.63% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, WSBCP pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.66%

5.2 History

  • On average, the dividend of WSBCP grows each year by 7.36%, which is quite nice.
  • WSBCP has been paying a dividend for over 5 years, so it has already some track record.
  • WSBCP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.36%
Div Incr Years0
Div Non Decr Years4
WSBCP Yearly Dividends per shareWSBCP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • WSBCP pays out 75.15% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of WSBCP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP75.15%
EPS Next 2Y29.35%
EPS Next 3Y21.91%
WSBCP Yearly Income VS Free CF VS DividendWSBCP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
WSBCP Dividend Payout.WSBCP Dividend Payout, showing the Payout Ratio.WSBCP Dividend Payout.PayoutRetained Earnings

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WESBANCO INC - WSBC 6 3/4 PERP

NASDAQ:WSBCP (11/14/2025, 8:00:02 PM)

After market: 25 +0.01 (+0.04%)

24.99

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-22
Earnings (Next)01-20
Inst Owners72.99%
Inst Owner ChangeN/A
Ins Owners2.33%
Ins Owner ChangeN/A
Market Cap2.40B
Revenue(TTM)878.38M
Net Income(TTM)171.50M
Analysts78.33
Price Target30.26 (21.09%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.66%
Yearly Dividend1.54
Dividend Growth(5Y)7.36%
DP75.15%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.07%
Min EPS beat(2)3.57%
Max EPS beat(2)4.57%
EPS beat(4)4
Avg EPS beat(4)12.49%
Min EPS beat(4)3.57%
Max EPS beat(4)27.55%
EPS beat(8)6
Avg EPS beat(8)4.92%
EPS beat(12)7
Avg EPS beat(12)2.67%
EPS beat(16)10
Avg EPS beat(16)3.99%
Revenue beat(2)1
Avg Revenue beat(2)3.57%
Min Revenue beat(2)-1.1%
Max Revenue beat(2)8.25%
Revenue beat(4)2
Avg Revenue beat(4)0.79%
Min Revenue beat(4)-4.65%
Max Revenue beat(4)8.25%
Revenue beat(8)2
Avg Revenue beat(8)-2.19%
Revenue beat(12)4
Avg Revenue beat(12)0.57%
Revenue beat(16)8
Avg Revenue beat(16)6.31%
PT rev (1m)1.56%
PT rev (3m)-5.92%
EPS NQ rev (1m)-3.07%
EPS NQ rev (3m)-3.3%
EPS NY rev (1m)-0.18%
EPS NY rev (3m)0.44%
Revenue NQ rev (1m)-0.36%
Revenue NQ rev (3m)3.54%
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 7.76
Fwd PE 6.49
P/S 2.73
P/FCF 9.79
P/OCF 9.13
P/B 0.58
P/tB 1.01
EV/EBITDA N/A
EPS(TTM)3.22
EY12.89%
EPS(NY)3.85
Fwd EY15.4%
FCF(TTM)2.55
FCFY10.22%
OCF(TTM)2.74
OCFY10.95%
SpS9.15
BVpS42.86
TBVpS24.78
PEG (NY)0.15
PEG (5Y)N/A
Graham Number55.72
Profitability
Industry RankSector Rank
ROA 0.62%
ROE 4.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.52%
GM N/A
FCFM 27.92%
ROA(3y)0.89%
ROA(5y)0.95%
ROE(3y)6.15%
ROE(5y)6.28%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.96%
PM growth 5Y-5.38%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.92
Debt/EBITDA N/A
Cap/Depr 115.59%
Cap/Sales 2.01%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 143.01%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC12.5%
ROIC/WACCN/A
Cap/Depr(3y)95%
Cap/Depr(5y)80.47%
Cap/Sales(3y)2.27%
Cap/Sales(5y)1.9%
Profit Quality(3y)116.09%
Profit Quality(5y)106.61%
High Growth Momentum
Growth
EPS 1Y (TTM)50.47%
EPS 3Y-13.31%
EPS 5Y-5.3%
EPS Q2Q%74.07%
EPS Next Y50.11%
EPS Next 2Y29.35%
EPS Next 3Y21.91%
EPS Next 5YN/A
Revenue 1Y (TTM)48.59%
Revenue growth 3Y0.87%
Revenue growth 5Y3.25%
Sales Q2Q%123.01%
Revenue Next Year71.19%
Revenue Next 2Y43.66%
Revenue Next 3Y31.44%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y129%
FCF growth 3Y-15.09%
FCF growth 5Y5.82%
OCF growth 1Y103.19%
OCF growth 3Y-14.39%
OCF growth 5Y5.25%

WESBANCO INC - WSBC 6 3/4 PERP / WSBCP FAQ

What is the ChartMill fundamental rating of WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) stock?

ChartMill assigns a fundamental rating of 4 / 10 to WSBCP.


Can you provide the valuation status for WESBANCO INC - WSBC 6 3/4 PERP?

ChartMill assigns a valuation rating of 7 / 10 to WESBANCO INC - WSBC 6 3/4 PERP (WSBCP). This can be considered as Undervalued.


How profitable is WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) stock?

WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) has a profitability rating of 2 / 10.


What are the PE and PB ratios of WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) stock?

The Price/Earnings (PE) ratio for WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) is 7.76 and the Price/Book (PB) ratio is 0.58.


Can you provide the dividend sustainability for WSBCP stock?

The dividend rating of WESBANCO INC - WSBC 6 3/4 PERP (WSBCP) is 7 / 10 and the dividend payout ratio is 75.15%.