WILLIAM PENN BANCORP (WMPN) Fundamental Analysis & Valuation

NASDAQ:WMPN • US96927A1051

Current stock price

12.32 USD
-0.03 (-0.24%)
Last:

This WMPN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. WMPN Profitability Analysis

1.1 Basic Checks

  • WMPN had negative earnings in the past year.
  • WMPN had a negative operating cash flow in the past year.
  • In the past 5 years WMPN has always been profitable.
  • WMPN had a positive operating cash flow in 4 of the past 5 years.
WMPN Yearly Net Income VS EBIT VS OCF VS FCFWMPN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 2M 4M

1.2 Ratios

  • WMPN has a Return On Assets of -0.13%. This is amonst the worse of the industry: WMPN underperforms 91.18% of its industry peers.
  • The Return On Equity of WMPN (-0.83%) is worse than 90.93% of its industry peers.
Industry RankSector Rank
ROA -0.13%
ROE -0.83%
ROIC N/A
ROA(3y)0.28%
ROA(5y)0.29%
ROE(3y)1.36%
ROE(5y)1.44%
ROIC(3y)N/A
ROIC(5y)N/A
WMPN Yearly ROA, ROE, ROICWMPN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0.5 1 1.5 2

1.3 Margins

  • In the last couple of years the Profit Margin of WMPN has declined.
  • The Profit Margin and Operating Margin and Gross Margin are not available for WMPN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-62.41%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
WMPN Yearly Profit, Operating, Gross MarginsWMPN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 5 10 15

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4

2. WMPN Health Analysis

2.1 Basic Checks

  • WMPN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • WMPN has less shares outstanding than it did 1 year ago.
  • WMPN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
WMPN Yearly Shares OutstandingWMPN Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 5M 10M 15M
WMPN Yearly Total Debt VS Total AssetsWMPN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • There is no outstanding debt for WMPN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC14.54%
WMPN Yearly LT Debt VS Equity VS FCFWMPN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WMPN Yearly Current Assets VS Current LiabilitesWMPN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 5M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. WMPN Growth Analysis

3.1 Past

  • WMPN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -271.43%.
  • The earnings per share for WMPN have been decreasing by -58.56% on average. This is quite bad
  • The Revenue for WMPN has decreased by -11.98% in the past year. This is quite bad
  • The Revenue has been decreasing by -5.77% on average over the past years.
EPS 1Y (TTM)-271.43%
EPS 3Y-58.56%
EPS 5YN/A
EPS Q2Q%-350%
Revenue 1Y (TTM)-11.98%
Revenue growth 3Y-5.77%
Revenue growth 5YN/A
Sales Q2Q%-8.35%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
WMPN Yearly Revenue VS EstimatesWMPN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
WMPN Yearly EPS VS EstimatesWMPN Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 0 0.1 0.2 0.3

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0

4. WMPN Valuation Analysis

4.1 Price/Earnings Ratio

  • WMPN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
WMPN Price Earnings VS Forward Price EarningsWMPN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
WMPN Per share dataWMPN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. WMPN Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.97%, WMPN is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.90, WMPN's dividend is way lower than its industry peers. On top of this 82.87% of the companies listed in the same industry pay a better dividend than WMPN!
  • Compared to an average S&P500 Dividend Yield of 1.91, WMPN's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.97%

5.2 History

  • On average, the dividend of WMPN grows each year by 30.09%, which is quite nice.
  • WMPN has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of WMPN decreased in the last 3 years.
Dividend Growth(5Y)30.09%
Div Incr Years0
Div Non Decr Years2
WMPN Yearly Dividends per shareWMPN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • WMPN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-100%
EPS Next 2YN/A
EPS Next 3YN/A
WMPN Yearly Income VS Free CF VS DividendWMPN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 0 2M 4M

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WMPN Fundamentals: All Metrics, Ratios and Statistics

WILLIAM PENN BANCORP

NASDAQ:WMPN (4/30/2025, 8:00:02 PM)

12.32

-0.03 (-0.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)05-01
Earnings (Next)09-03
Inst Owners31.52%
Inst Owner Change-45.72%
Ins Owners9.25%
Ins Owner Change0%
Market Cap113.47M
Revenue(TTM)19.35M
Net Income(TTM)-1.03M
Analysts82.86
Price Target14.28 (15.91%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.97%
Yearly Dividend0.11
Dividend Growth(5Y)30.09%
DP-100%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)14.22%
Min EPS beat(2)-47.06%
Max EPS beat(2)75.49%
EPS beat(4)3
Avg EPS beat(4)51.66%
Min EPS beat(4)-47.06%
Max EPS beat(4)100%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-9.83%
Min Revenue beat(2)-14.18%
Max Revenue beat(2)-5.49%
Revenue beat(4)1
Avg Revenue beat(4)-4.25%
Min Revenue beat(4)-14.18%
Max Revenue beat(4)3.8%
Revenue beat(8)1
Avg Revenue beat(8)-6.41%
Revenue beat(12)1
Avg Revenue beat(12)-6.05%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 5.87
P/FCF N/A
P/OCF N/A
P/B 0.91
P/tB 0.95
EV/EBITDA N/A
EPS(TTM)-0.12
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.19
FCFYN/A
OCF(TTM)-0.18
OCFYN/A
SpS2.1
BVpS13.49
TBVpS12.93
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.13%
ROE -0.83%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.28%
ROA(5y)0.29%
ROE(3y)1.36%
ROE(5y)1.44%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-62.41%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 7.8%
Cap/Sales 0.35%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score2
WACC14.54%
ROIC/WACCN/A
Cap/Depr(3y)38.01%
Cap/Depr(5y)81.19%
Cap/Sales(3y)1.83%
Cap/Sales(5y)3.98%
Profit Quality(3y)123.15%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-271.43%
EPS 3Y-58.56%
EPS 5YN/A
EPS Q2Q%-350%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-11.98%
Revenue growth 3Y-5.77%
Revenue growth 5YN/A
Sales Q2Q%-8.35%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-137.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-131.67%
OCF growth 3YN/A
OCF growth 5YN/A

WILLIAM PENN BANCORP / WMPN Fundamental Analysis FAQ

What is the fundamental rating for WMPN stock?

ChartMill assigns a fundamental rating of 2 / 10 to WMPN.


What is the valuation status of WILLIAM PENN BANCORP (WMPN) stock?

ChartMill assigns a valuation rating of 0 / 10 to WILLIAM PENN BANCORP (WMPN). This can be considered as Overvalued.


What is the profitability of WMPN stock?

WILLIAM PENN BANCORP (WMPN) has a profitability rating of 1 / 10.


How sustainable is the dividend of WILLIAM PENN BANCORP (WMPN) stock?

The dividend rating of WILLIAM PENN BANCORP (WMPN) is 2 / 10 and the dividend payout ratio is -100%.