UNILEVER PLC-SPONSORED ADR (UL) Stock Fundamental Analysis
NYSE:UL - US9047677045 - ADR
63.94 USD
-0.37 (-0.58%)
Overall UL gets a fundamental rating of 4 out of 10. We evaluated UL against 36 industry peers in the Personal Care Products industry. While UL belongs to the best of the industry regarding profitability, there are concerns on its financial health. UL has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year UL was profitable.
In the past year UL had a positive cash flow from operations.
Each year in the past 5 years UL has been profitable.
Each year in the past 5 years UL had a positive operating cash flow.
1.2 Ratios
UL has a Return On Assets of 7.31%. This is in the better half of the industry: UL outperforms 72.22% of its industry peers.
Looking at the Return On Equity, with a value of 31.22%, UL belongs to the top of the industry, outperforming 97.22% of the companies in the same industry.
With an excellent Return On Invested Capital value of 15.85%, UL belongs to the best of the industry, outperforming 80.56% of the companies in the same industry.
UL had an Average Return On Invested Capital over the past 3 years of 14.38%. This is in line with the industry average of 12.91%.
The last Return On Invested Capital (15.85%) for UL is above the 3 year average (14.38%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.31% | ||
| ROE | 31.22% | ||
| ROIC | 15.85% |
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
1.3 Margins
The Profit Margin of UL (9.29%) is better than 83.33% of its industry peers.
In the last couple of years the Profit Margin of UL has declined.
UL's Operating Margin of 18.21% is amongst the best of the industry. UL outperforms 91.67% of its industry peers.
In the last couple of years the Operating Margin of UL has remained more or less at the same level.
UL's Gross Margin of 45.79% is on the low side compared to the rest of the industry. UL is outperformed by 63.89% of its industry peers.
In the last couple of years the Gross Margin of UL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 9.29% | ||
| GM | 45.79% |
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), UL is creating value.
Compared to 1 year ago, UL has less shares outstanding
UL has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, UL has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 1.91 indicates that UL is not a great score, but indicates only limited risk for bankruptcy at the moment.
UL has a Altman-Z score of 1.91. This is in the lower half of the industry: UL underperforms 61.11% of its industry peers.
The Debt to FCF ratio of UL is 4.98, which is a neutral value as it means it would take UL, 4.98 years of fcf income to pay off all of its debts.
UL has a better Debt to FCF ratio (4.98) than 72.22% of its industry peers.
A Debt/Equity ratio of 1.40 is on the high side and indicates that UL has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.40, UL is doing worse than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 4.98 | ||
| Altman-Z | 1.91 |
ROIC/WACC1.93
WACC8.2%
2.3 Liquidity
A Current Ratio of 0.76 indicates that UL may have some problems paying its short term obligations.
UL has a Current ratio of 0.76. This is amonst the worse of the industry: UL underperforms 86.11% of its industry peers.
A Quick Ratio of 0.55 indicates that UL may have some problems paying its short term obligations.
The Quick ratio of UL (0.55) is worse than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for UL have decreased strongly by -14.83% in the last year.
Measured over the past 5 years, UL shows a small growth in Earnings Per Share. The EPS has been growing by 1.36% on average per year.
The Revenue has decreased by -0.87% in the past year.
Measured over the past years, UL shows a small growth in Revenue. The Revenue has been growing by 3.17% on average per year.
EPS 1Y (TTM)-14.83%
EPS 3Y-0.43%
EPS 5Y1.36%
EPS Q2Q%-3.4%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%
3.2 Future
The Earnings Per Share is expected to grow by 5.36% on average over the next years.
Based on estimates for the next years, UL will show a small growth in Revenue. The Revenue will grow by 2.41% on average per year.
EPS Next Y3.1%
EPS Next 2Y4.07%
EPS Next 3Y4.79%
EPS Next 5Y5.36%
Revenue Next Year-2.8%
Revenue Next 2Y0.04%
Revenue Next 3Y1.39%
Revenue Next 5Y2.41%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
UL is valuated rather expensively with a Price/Earnings ratio of 24.22.
UL's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of UL to the average of the S&P500 Index (27.06), we can say UL is valued inline with the index average.
With a Price/Forward Earnings ratio of 17.04, UL is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of UL indicates a somewhat cheap valuation: UL is cheaper than 72.22% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.69, UL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.22 | ||
| Fwd PE | 17.04 |
4.2 Price Multiples
66.67% of the companies in the same industry are more expensive than UL, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, UL is valued cheaply inside the industry as 80.56% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.82 | ||
| EV/EBITDA | 12.65 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates UL does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of UL may justify a higher PE ratio.
PEG (NY)7.8
PEG (5Y)17.75
EPS Next 2Y4.07%
EPS Next 3Y4.79%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.17%, UL has a reasonable but not impressive dividend return.
UL's Dividend Yield is rather good when compared to the industry average which is at 5.46. UL pays more dividend than 86.11% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.45, UL pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.17% |
5.2 History
The dividend of UL has a limited annual growth rate of 1.52%.
UL has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of UL decreased in the last 3 years.
Dividend Growth(5Y)1.52%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
UL pays out 79.51% of its income as dividend. This is not a sustainable payout ratio.
UL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP79.51%
EPS Next 2Y4.07%
EPS Next 3Y4.79%
NYSE:UL (9/8/2025, 12:21:06 PM)
63.94
-0.37 (-0.58%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)
Earnings (Next)
Inst Owners52.78%
Inst Owner Change5.52%
Ins Owners1.37%
Ins Owner ChangeN/A
Market Cap156.77B
Analysts74.78
Price Target68.93 (7.8%)
Short Float %0.18%
Short Ratio1.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.17% |
Yearly Dividend2.05
Dividend Growth(5Y)1.52%
DP79.51%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.92%
PT rev (3m)0.99%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.14%
EPS NY rev (3m)-4.26%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.34%
Revenue NY rev (3m)-2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.22 | ||
| Fwd PE | 17.04 | ||
| P/S | 2.24 | ||
| P/FCF | 20.82 | ||
| P/OCF | 15.88 | ||
| P/B | 7.53 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.65 |
EPS(TTM)2.64
EY4.13%
EPS(NY)3.75
Fwd EY5.87%
FCF(TTM)3.07
FCFY4.8%
OCF(TTM)4.03
OCFY6.3%
SpS28.51
BVpS8.49
TBVpS-9.66
PEG (NY)7.8
PEG (5Y)17.75
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.31% | ||
| ROE | 31.22% | ||
| ROCE | 21.39% | ||
| ROIC | 15.85% | ||
| ROICexc | 17.7% | ||
| ROICexgc | 106.89% | ||
| OM | 18.21% | ||
| PM (TTM) | 9.29% | ||
| GM | 45.79% | ||
| FCFM | 10.77% |
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
ROICexc(3y)16.3%
ROICexc(5y)16.31%
ROICexgc(3y)119.46%
ROICexgc(5y)115.26%
ROCE(3y)19.39%
ROCE(5y)19.45%
ROICexcg growth 3Y10.03%
ROICexcg growth 5Y6.64%
ROICexc growth 3Y4.04%
ROICexc growth 5Y-1.59%
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
F-Score6
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 4.98 | ||
| Debt/EBITDA | 1.96 | ||
| Cap/Depr | 110.84% | ||
| Cap/Sales | 3.35% | ||
| Interest Coverage | 9.87 | ||
| Cash Conversion | 66.5% | ||
| Profit Quality | 115.88% | ||
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.91 |
F-Score6
WACC8.2%
ROIC/WACC1.93
Cap/Depr(3y)103.51%
Cap/Depr(5y)87.42%
Cap/Sales(3y)3.01%
Cap/Sales(5y)2.72%
Profit Quality(3y)107.58%
Profit Quality(5y)115.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-14.83%
EPS 3Y-0.43%
EPS 5Y1.36%
EPS Q2Q%-3.4%
EPS Next Y3.1%
EPS Next 2Y4.07%
EPS Next 3Y4.79%
EPS Next 5Y5.36%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%
Revenue Next Year-2.8%
Revenue Next 2Y0.04%
Revenue Next 3Y1.39%
Revenue Next 5Y2.41%
EBIT growth 1Y0.57%
EBIT growth 3Y5.08%
EBIT growth 5Y2.36%
EBIT Next Year18.25%
EBIT Next 3Y8.74%
EBIT Next 5Y6.41%
FCF growth 1Y8.46%
FCF growth 3Y4.41%
FCF growth 5Y2.77%
OCF growth 1Y11.09%
OCF growth 3Y6.09%
OCF growth 5Y3.26%