US89400J1079 - Common Stock

We assign a fundamental rating of **4** out of 10 to **TRU**. **TRU** was compared to 82 industry peers in the **Professional Services** industry. There are concerns on the financial health of **TRU** while its profitability can be described as average. While showing a medium growth rate, **TRU** is valued expensive at the moment.

In the past year **TRU** was profitable.

Of the past 5 years **TRU** 4 years were profitable.

In the past 5 years **TRU** always reported a positive cash flow from operatings.

Looking at the **Return On Equity**, with a value of **-6.74%**, **TRU** is doing worse than **75.31%** of the companies in the same industry.

Measured over the past 3 years, the **Average Return On Invested Capital** for **TRU** is significantly below the industry average of **11.79%**.

The 3 year average ROIC (**4.08%**) for **TRU** is below the current ROIC(**4.40%**), indicating increased profibility in the last year.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | -2.49% | ||

ROE | -6.74% | ||

ROIC | 4.4% |

ROA(3y)3.81%

ROA(5y)4.2%

ROE(3y)12.27%

ROE(5y)13.16%

ROIC(3y)4.08%

ROIC(5y)4.63%

In the last couple of years the **Operating Margin** of **TRU** has declined.

In the last couple of years the **Gross Margin** of **TRU** has declined.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | 16.56% | ||

PM (TTM) | N/A | ||

GM | 60.11% |

OM growth 3Y-6.45%

OM growth 5Y-6.05%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-3.04%

GM growth 5Y-1.73%

The number of shares outstanding for **TRU** has been increased compared to 1 year ago.

Compared to 1 year ago, **TRU** has an improved debt to assets ratio.

An Altman-Z score of **2.21** indicates that **TRU** is not a great score, but indicates only limited risk for bankruptcy at the moment.

With a **Debt to FCF ratio** value of **16.90**, **TRU** is not doing good in the industry: **74.07%** of the companies in the same industry are doing better.

A Debt/Equity ratio of **1.29** is on the high side and indicates that **TRU** has dependencies on debt financing.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 1.29 | ||

Debt/FCF | 16.9 | ||

Altman-Z | 2.21 |

ROIC/WACC0.57

WACC7.77%

A Current Ratio of **1.65** indicates that **TRU** should not have too much problems paying its short term obligations.

The **Quick ratio** of **TRU** (**1.65**) is better than **60.49%** of its industry peers.

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | 1.65 | ||

Quick Ratio | 1.65 |

The earnings per share for **TRU** have decreased by **0.00%** in the last year.

The **Earnings Per Share** has been growing slightly by **6.15%** on average over the past years.

The **Revenue** has been growing by **10.58%** on average over the past years. This is quite good.

EPS 1Y (TTM)0%

EPS 3Y3.95%

EPS 5Y6.15%

EPS growth Q2Q15%

Revenue 1Y (TTM)4.92%

Revenue growth 3Y14.83%

Revenue growth 5Y10.58%

Revenue growth Q2Q8.6%

Based on estimates for the next years, **TRU** will show a quite strong growth in **Revenue**. The Revenue will grow by **8.01%** on average per year.

EPS Next Y10.84%

EPS Next 2Y14.43%

EPS Next 3Y14.96%

EPS Next 5Y16.48%

Revenue Next Year5.62%

Revenue Next 2Y6.83%

Revenue Next 3Y7.42%

Revenue Next 5Y8.01%

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

With a **Price/Earnings** ratio of **21.95**, **TRU** is valued on the expensive side.

A **Price/Forward Earnings** ratio of **17.36** indicates a rather expensive valuation of **TRU**.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 21.95 | ||

Fwd PE | 17.36 |

The rest of the industry has a similar **Enterprise Value to EBITDA** ratio as **TRU**.

Compared to the rest of the industry, the **Price/Free Cash Flow** ratio of **TRU** indicates a slightly more expensive valuation: **TRU** is more expensive than 64.20% of the companies listed in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 47.18 | ||

EV/EBITDA | 17.17 |

The high **PEG Ratio(NY)**, which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.

A more expensive valuation may be justified as **TRU**'s earnings are expected to grow with **14.96%** in the coming years.

PEG (NY)2.02

PEG (5Y)3.57

EPS Next 2Y14.43%

EPS Next 3Y14.96%

With a yearly dividend of 0.53%, **TRU** is not a good candidate for dividend investing.

With a **Dividend Yield** of **0.53**, **TRU** pays less dividend than the S&P500 average, which is at **2.32**.

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 0.53% |

On average, the dividend of **TRU** grows each year by **13.41%**, which is quite nice.

As **TRU** did not decrease their dividend in the past **5** years, we can say the dividend looks stable.

Dividend Growth(5Y)13.41%

Div Incr Years3

Div Non Decr Years5

The earnings of **TRU** are negative and hence is the payout ratio. **TRU** will probably not be able to sustain this dividend level.

DP-29.84%

EPS Next 2Y14.43%

EPS Next 3Y14.96%

**TRANSUNION**

NYSE:TRU (5/21/2024, 7:04:00 PM)

After market: 76.62 0 (0%)**76.62**

**-2.24 (-2.84%) **

Chartmill FA Rating

GICS SectorIndustrials

GICS IndustryGroupCommercial & Professional Services

GICS IndustryProfessional Services

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap14.88B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 0.53% |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

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EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 21.95 | ||

Fwd PE | 17.36 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)2.02

PEG (5Y)3.57

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | -2.49% | ||

ROE | -6.74% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | 16.56% | ||

PM (TTM) | N/A | ||

GM | 60.11% | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.35

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 1.29 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | 1.65 | ||

Quick Ratio | 1.65 | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

Growth

EPS 1Y (TTM)0%

EPS 3Y3.95%

EPS 5Y

EPS growth Q2Q

EPS Next Y10.84%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)4.92%

Revenue growth 3Y14.83%

Revenue growth 5Y

Revenue growth Q2Q

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

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EBIT Next 3Y

EBIT Next 5Y

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FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y