SACHEM CAPITAL CORP - SACH 7 3/4 09/30/25 (SCCC) Stock Fundamental Analysis
USA - NYSEARCA:SCCC - US78590A4067
24.96 USD
0 (0%)
Taking everything into account, SCCC scores 3 out of 10 in our fundamental rating. SCCC was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While SCCC seems to be doing ok healthwise, there are quite some concerns on its profitability. SCCC has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year SCCC has reported negative net income.
SCCC had a positive operating cash flow in the past year.
Of the past 5 years SCCC 4 years were profitable.
In the past 5 years SCCC always reported a positive cash flow from operatings.
1.2 Ratios
SCCC has a worse Return On Assets (-8.54%) than 98.51% of its industry peers.
The Return On Equity of SCCC (-24.08%) is worse than 98.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Gross Margin of SCCC (0.79%) is worse than 95.52% of its industry peers.
In the last couple of years the Gross Margin of SCCC has declined.
The Profit Margin and Operating Margin are not available for SCCC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
SCCC does not have a ROIC to compare to the WACC, probably because it is not profitable.
SCCC has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, SCCC has more shares outstanding
The debt/assets ratio for SCCC is higher compared to a year ago.
2.2 Solvency
SCCC has an Altman-Z score of 2.10. This is not the best score and indicates that SCCC is in the grey zone with still only limited risk for bankruptcy at the moment.
With an excellent Altman-Z score value of 2.10, SCCC belongs to the best of the industry, outperforming 98.51% of the companies in the same industry.
The Debt to FCF ratio of SCCC is 175.42, which is on the high side as it means it would take SCCC, 175.42 years of fcf income to pay off all of its debts.
SCCC has a worse Debt to FCF ratio (175.42) than 67.16% of its industry peers.
SCCC has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
SCCC has a Debt to Equity ratio of 1.77. This is amongst the best in the industry. SCCC outperforms 83.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 2.1 |
ROIC/WACCN/A
WACC8.15%
2.3 Liquidity
A Current Ratio of 1.13 indicates that SCCC should not have too much problems paying its short term obligations.
SCCC's Current ratio of 1.13 is amongst the best of the industry. SCCC outperforms 82.09% of its industry peers.
A Quick Ratio of 1.13 indicates that SCCC should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.13, SCCC belongs to the best of the industry, outperforming 82.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
The earnings per share for SCCC have decreased strongly by -1087.50% in the last year.
Looking at the last year, SCCC shows a very negative growth in Revenue. The Revenue has decreased by -61.15% in the last year.
SCCC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-1087.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%122.22%
Revenue 1Y (TTM)-61.15%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-28.86%
3.2 Future
SCCC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 45.11% yearly.
SCCC is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -12.30% yearly.
EPS Next Y104.04%
EPS Next 2Y45.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-28.61%
Revenue Next 2Y-12.3%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for SCCC. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 287.89, the valuation of SCCC can be described as expensive.
Based on the Price/Forward Earnings ratio, SCCC is valued more expensive than 95.52% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.86, SCCC is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 287.89 |
4.2 Price Multiples
79.10% of the companies in the same industry are cheaper than SCCC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 656.81 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as SCCC's earnings are expected to grow with 45.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y45.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SCCC has a Yearly Dividend Yield of 7.74%, which is a nice return.
With a Dividend Yield of 7.74, SCCC pays less dividend than the industry average, which is at 10.79. 85.07% of the companies listed in the same industry pay a better dividend than SCCC!
Compared to an average S&P500 Dividend Yield of 2.38, SCCC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.74% |
5.2 History
The dividend of SCCC decreases each year by -2.97%.
SCCC has been paying a dividend for over 5 years, so it has already some track record.
SCCC has decreased its dividend in the last 3 years.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
The earnings of SCCC are negative and hence is the payout ratio. SCCC will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y45.11%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 7 3/4 09/30/25
NYSEARCA:SCCC (9/19/2025, 8:04:00 PM)
24.96
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners20.58%
Inst Owner ChangeN/A
Ins Owners4.84%
Ins Owner ChangeN/A
Market Cap1.18B
Analysts76.36
Price Target38.57 (54.53%)
Short Float %0%
Short Ratio0.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.74% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)70.03%
Min EPS beat(2)40.06%
Max EPS beat(2)100%
EPS beat(4)2
Avg EPS beat(4)-98.68%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)3
Avg EPS beat(8)-96.81%
EPS beat(12)5
Avg EPS beat(12)-66.51%
EPS beat(16)7
Avg EPS beat(16)-48.79%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)-6.92%
PT rev (3m)-11.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-78.95%
EPS NY rev (1m)0%
EPS NY rev (3m)116.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-24.39%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 287.89 | ||
| P/S | 45.81 | ||
| P/FCF | 656.81 | ||
| P/OCF | 491.72 | ||
| P/B | 6.64 | ||
| P/tB | 6.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.79
EYN/A
EPS(NY)0.09
Fwd EY0.35%
FCF(TTM)0.04
FCFY0.15%
OCF(TTM)0.05
OCFY0.2%
SpS0.54
BVpS3.76
TBVpS3.74
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 2.1 |
F-Score3
WACC8.15%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1087.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%122.22%
EPS Next Y104.04%
EPS Next 2Y45.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-61.15%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-28.86%
Revenue Next Year-28.61%
Revenue Next 2Y-12.3%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1575.65%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%