RENAISSANCERE HOLDINGS LTD (RNR) Fundamental Analysis & Valuation

NYSE:RNR • BMG7496G1033

Current stock price

311.02 USD
-1.78 (-0.57%)
Last:

This RNR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. RNR Profitability Analysis

1.1 Basic Checks

  • RNR had positive earnings in the past year.
  • RNR had a positive operating cash flow in the past year.
  • In multiple years RNR reported negative net income over the last 5 years.
  • In the past 5 years RNR always reported a positive cash flow from operatings.
RNR Yearly Net Income VS EBIT VS OCF VS FCFRNR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B

1.2 Ratios

  • With a decent Return On Assets value of 4.84%, RNR is doing good in the industry, outperforming 75.51% of the companies in the same industry.
  • RNR's Return On Equity of 22.43% is amongst the best of the industry. RNR outperforms 85.71% of its industry peers.
  • RNR's Return On Invested Capital of 5.39% is fine compared to the rest of the industry. RNR outperforms 74.83% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for RNR is below the industry average of 9.51%.
  • The 3 year average ROIC (4.93%) for RNR is below the current ROIC(5.39%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROIC 5.39%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.93%
ROIC(5y)N/A
RNR Yearly ROA, ROE, ROICRNR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • RNR's Profit Margin of 21.10% is amongst the best of the industry. RNR outperforms 83.67% of its industry peers.
  • RNR's Profit Margin has improved in the last couple of years.
  • RNR has a better Operating Margin (29.45%) than 90.48% of its industry peers.
  • RNR's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 29.45%
PM (TTM) 21.1%
GM N/A
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
RNR Yearly Profit, Operating, Gross MarginsRNR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20

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5

2. RNR Health Analysis

2.1 Basic Checks

  • RNR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • RNR has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for RNR has been reduced compared to 5 years ago.
  • The debt/assets ratio for RNR is higher compared to a year ago.
RNR Yearly Shares OutstandingRNR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
RNR Yearly Total Debt VS Total AssetsRNR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 0.92, we must say that RNR is in the distress zone and has some risk of bankruptcy.
  • RNR's Altman-Z score of 0.92 is fine compared to the rest of the industry. RNR outperforms 77.55% of its industry peers.
  • RNR has a debt to FCF ratio of 0.63. This is a very positive value and a sign of high solvency as it would only need 0.63 years to pay back of all of its debts.
  • RNR has a better Debt to FCF ratio (0.63) than 74.83% of its industry peers.
  • RNR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.20, RNR is doing good in the industry, outperforming 68.03% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Altman-Z 0.92
ROIC/WACC0.65
WACC8.23%
RNR Yearly LT Debt VS Equity VS FCFRNR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • RNR has a Current Ratio of 0.78. This is a bad value and indicates that RNR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of RNR (0.78) is better than 76.87% of its industry peers.
  • RNR has a Quick Ratio of 0.78. This is a bad value and indicates that RNR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.78, RNR is in the better half of the industry, outperforming 76.87% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.78
RNR Yearly Current Assets VS Current LiabilitesRNR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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3

3. RNR Growth Analysis

3.1 Past

  • The earnings per share for RNR have decreased by -7.28% in the last year.
  • RNR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 132.12% yearly.
  • RNR shows a small growth in Revenue. In the last year, the Revenue has grown by 3.75%.
  • Measured over the past years, RNR shows a quite strong growth in Revenue. The Revenue has been growing by 19.20% on average per year.
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%

3.2 Future

  • RNR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.24% yearly.
  • Based on estimates for the next years, RNR will show a decrease in Revenue. The Revenue will decrease by -0.40% on average per year.
EPS Next Y-3.63%
EPS Next 2Y2.78%
EPS Next 3Y5.24%
EPS Next 5YN/A
Revenue Next Year-1.25%
Revenue Next 2Y0.94%
Revenue Next 3Y-0.4%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
RNR Yearly Revenue VS EstimatesRNR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B 10B
RNR Yearly EPS VS EstimatesRNR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 10 20 30 40

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6

4. RNR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.82, which indicates a rather cheap valuation of RNR.
  • 68.71% of the companies in the same industry are more expensive than RNR, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 27.95. RNR is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 8.12, the valuation of RNR can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, RNR is valued a bit cheaper than the industry average as 70.07% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 38.68. RNR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.82
Fwd PE 8.12
RNR Price Earnings VS Forward Price EarningsRNR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, RNR is valued a bit cheaper than 76.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.63
EV/EBITDA N/A
RNR Per share dataRNR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200 250

4.3 Compensation for Growth

  • The decent profitability rating of RNR may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y2.78%
EPS Next 3Y5.24%

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5

5. RNR Dividend Analysis

5.1 Amount

  • RNR has a yearly dividend return of 0.52%, which is pretty low.
  • RNR's Dividend Yield is slightly below the industry average, which is at 2.37.
  • Compared to an average S&P500 Dividend Yield of 1.81, RNR's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.52%

5.2 History

  • The dividend of RNR has a limited annual growth rate of 2.27%.
  • RNR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • RNR has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.27%
Div Incr Years27
Div Non Decr Years27
RNR Yearly Dividends per shareRNR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 4.23% of the earnings are spent on dividend by RNR. This is a low number and sustainable payout ratio.
  • RNR's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP4.23%
EPS Next 2Y2.78%
EPS Next 3Y5.24%
RNR Yearly Income VS Free CF VS DividendRNR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B 3B 4B
RNR Dividend Payout.RNR Dividend Payout, showing the Payout Ratio.RNR Dividend Payout.PayoutRetained Earnings

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RNR Fundamentals: All Metrics, Ratios and Statistics

RENAISSANCERE HOLDINGS LTD

NYSE:RNR (4/21/2026, 12:29:00 PM)

311.02

-1.78 (-0.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-28
Inst Owners100.59%
Inst Owner Change-0.04%
Ins Owners1.27%
Ins Owner Change1.98%
Market Cap13.42B
Revenue(TTM)12.34B
Net Income(TTM)2.60B
Analysts66.36
Price Target330.41 (6.23%)
Short Float %2.34%
Short Ratio2.6
Dividend
Industry RankSector Rank
Dividend Yield 0.52%
Yearly Dividend2.34
Dividend Growth(5Y)2.27%
DP4.23%
Div Incr Years27
Div Non Decr Years27
Ex-Date03-13
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.13%
Min EPS beat(2)30.12%
Max EPS beat(2)58.13%
EPS beat(4)3
Avg EPS beat(4)24%
Min EPS beat(4)-15.92%
Max EPS beat(4)58.13%
EPS beat(8)7
Avg EPS beat(8)22.97%
EPS beat(12)11
Avg EPS beat(12)23.81%
EPS beat(16)13
Avg EPS beat(16)16.25%
Revenue beat(2)0
Avg Revenue beat(2)-2.72%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)-1.43%
Revenue beat(4)0
Avg Revenue beat(4)-5.23%
Min Revenue beat(4)-8.02%
Max Revenue beat(4)-1.43%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)2
Avg Revenue beat(12)-3.95%
Revenue beat(16)3
Avg Revenue beat(16)-7.41%
PT rev (1m)3.59%
PT rev (3m)9.49%
EPS NQ rev (1m)-0.11%
EPS NQ rev (3m)7.71%
EPS NY rev (1m)0.68%
EPS NY rev (3m)6.96%
Revenue NQ rev (1m)-5.59%
Revenue NQ rev (3m)-4.2%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)0.3%
Valuation
Industry RankSector Rank
PE 7.82
Fwd PE 8.12
P/S 1.09
P/FCF 3.63
P/OCF 3.63
P/B 1.16
P/tB 1.22
EV/EBITDA N/A
EPS(TTM)39.76
EY12.78%
EPS(NY)38.31
Fwd EY12.32%
FCF(TTM)85.59
FCFY27.52%
OCF(TTM)85.59
OCFY27.52%
SpS286.03
BVpS269.03
TBVpS254.36
PEG (NY)N/A
PEG (5Y)0.06
Graham Number490.586 (57.73%)
Profitability
Industry RankSector Rank
ROA 4.84%
ROE 22.43%
ROCE 6.82%
ROIC 5.39%
ROICexc 5.57%
ROICexgc 6.32%
OM 29.45%
PM (TTM) 21.1%
GM N/A
FCFM 29.92%
ROA(3y)4.49%
ROA(5y)2.05%
ROE(3y)21.95%
ROE(5y)8.82%
ROIC(3y)4.93%
ROIC(5y)N/A
ROICexc(3y)5.11%
ROICexc(5y)N/A
ROICexgc(3y)5.92%
ROICexgc(5y)N/A
ROCE(3y)6.24%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y13.46%
ROICexc growth 3YN/A
ROICexc growth 5Y14.49%
OM growth 3YN/A
OM growth 5Y8.52%
PM growth 3YN/A
PM growth 5Y8.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.63
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 32.5
Cash Conversion N/A
Profit Quality 141.84%
Current Ratio 0.78
Quick Ratio 0.78
Altman-Z 0.92
F-Score7
WACC8.23%
ROIC/WACC0.65
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)149.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.28%
EPS 3Y77.83%
EPS 5Y132.12%
EPS Q2Q%65.51%
EPS Next Y-3.63%
EPS Next 2Y2.78%
EPS Next 3Y5.24%
EPS Next 5YN/A
Revenue 1Y (TTM)3.75%
Revenue growth 3Y34.19%
Revenue growth 5Y19.2%
Sales Q2Q%-7.64%
Revenue Next Year-1.25%
Revenue Next 2Y0.94%
Revenue Next 3Y-0.4%
Revenue Next 5YN/A
EBIT growth 1Y-14.02%
EBIT growth 3YN/A
EBIT growth 5Y29.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-11.33%
FCF growth 3Y32.06%
FCF growth 5Y13.13%
OCF growth 1Y-11.33%
OCF growth 3Y32.06%
OCF growth 5Y13.13%

RENAISSANCERE HOLDINGS LTD / RNR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of RENAISSANCERE HOLDINGS LTD (RNR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to RNR.


What is the valuation status for RNR stock?

ChartMill assigns a valuation rating of 6 / 10 to RENAISSANCERE HOLDINGS LTD (RNR). This can be considered as Fairly Valued.


Can you provide the profitability details for RENAISSANCERE HOLDINGS LTD?

RENAISSANCERE HOLDINGS LTD (RNR) has a profitability rating of 7 / 10.


What is the valuation of RENAISSANCERE HOLDINGS LTD based on its PE and PB ratios?

The Price/Earnings (PE) ratio for RENAISSANCERE HOLDINGS LTD (RNR) is 7.82 and the Price/Book (PB) ratio is 1.16.


Is the dividend of RENAISSANCERE HOLDINGS LTD sustainable?

The dividend rating of RENAISSANCERE HOLDINGS LTD (RNR) is 5 / 10 and the dividend payout ratio is 4.23%.