PRUDENTIAL PLC-ADR (PUK) Fundamental Analysis & Valuation

NYSE:PUK • US74435K2042

Current stock price

29.04 USD
-0.24 (-0.82%)
At close:
29.04 USD
0 (0%)
After Hours:

This PUK fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. PUK Profitability Analysis

1.1 Basic Checks

  • In the past year PUK was profitable.
  • PUK had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: PUK reported negative net income in multiple years.
  • Of the past 5 years PUK 4 years had a positive operating cash flow.
PUK Yearly Net Income VS EBIT VS OCF VS FCFPUK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B

1.2 Ratios

  • PUK has a Return On Assets of 1.87%. This is comparable to the rest of the industry: PUK outperforms 46.94% of its industry peers.
  • Looking at the Return On Equity, with a value of 19.77%, PUK belongs to the top of the industry, outperforming 82.31% of the companies in the same industry.
  • PUK has a Return On Invested Capital of 1.28%. This is in the lower half of the industry: PUK underperforms 61.22% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PUK is significantly below the industry average of 9.36%.
  • The 3 year average ROIC (1.23%) for PUK is below the current ROIC(1.28%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.87%
ROE 19.77%
ROIC 1.28%
ROA(3y)1.37%
ROA(5y)0.49%
ROE(3y)14.13%
ROE(5y)4.88%
ROIC(3y)1.23%
ROIC(5y)N/A
PUK Yearly ROA, ROE, ROICPUK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • PUK has a better Profit Margin (31.15%) than 94.56% of its industry peers.
  • In the last couple of years the Profit Margin of PUK has grown nicely.
  • PUK has a better Operating Margin (25.41%) than 85.71% of its industry peers.
  • In the last couple of years the Operating Margin of PUK has grown nicely.
Industry RankSector Rank
OM 25.41%
PM (TTM) 31.15%
GM N/A
OM growth 3YN/A
OM growth 5Y27.46%
PM growth 3YN/A
PM growth 5Y39.75%
GM growth 3YN/A
GM growth 5YN/A
PUK Yearly Profit, Operating, Gross MarginsPUK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 30

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4

2. PUK Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PUK is destroying value.
  • PUK has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for PUK has been reduced compared to 5 years ago.
  • Compared to 1 year ago, PUK has an improved debt to assets ratio.
PUK Yearly Shares OutstandingPUK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
PUK Yearly Total Debt VS Total AssetsPUK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B

2.2 Solvency

  • PUK has an Altman-Z score of 0.30. This is a bad value and indicates that PUK is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.30, PUK is in the better half of the industry, outperforming 70.07% of the companies in the same industry.
  • PUK has a debt to FCF ratio of 2.25. This is a good value and a sign of high solvency as PUK would need 2.25 years to pay back of all of its debts.
  • The Debt to FCF ratio of PUK (2.25) is comparable to the rest of the industry.
  • PUK has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
  • PUK has a Debt to Equity ratio (0.26) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 2.25
Altman-Z 0.3
ROIC/WACC0.15
WACC8.67%
PUK Yearly LT Debt VS Equity VS FCFPUK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B 15B 20B

2.3 Liquidity

  • PUK has a Current Ratio of 0.23. This is a bad value and indicates that PUK is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of PUK (0.23) is better than 67.35% of its industry peers.
  • A Quick Ratio of 0.23 indicates that PUK may have some problems paying its short term obligations.
  • PUK has a Quick ratio of 0.23. This is in the better half of the industry: PUK outperforms 67.35% of its industry peers.
Industry RankSector Rank
Current Ratio 0.23
Quick Ratio 0.23
PUK Yearly Current Assets VS Current LiabilitesPUK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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5

3. PUK Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 12.72% over the past year.
  • Measured over the past years, PUK shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.03% on average per year.
  • PUK shows a small growth in Revenue. In the last year, the Revenue has grown by 7.64%.
  • Measured over the past years, PUK shows a very negative growth in Revenue. The Revenue has been decreasing by -18.83% on average per year.
EPS 1Y (TTM)12.72%
EPS 3YN/A
EPS 5Y-10.03%
EPS Q2Q%13.1%
Revenue 1Y (TTM)7.64%
Revenue growth 3Y22.61%
Revenue growth 5Y-18.83%
Sales Q2Q%226.76%

3.2 Future

  • PUK is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.97% yearly.
  • Based on estimates for the next years, PUK will show a very strong growth in Revenue. The Revenue will grow by 39.84% on average per year.
EPS Next Y18.77%
EPS Next 2Y16.97%
EPS Next 3Y15.23%
EPS Next 5Y14.97%
Revenue Next Year8.03%
Revenue Next 2Y8.26%
Revenue Next 3Y12.43%
Revenue Next 5Y39.84%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PUK Yearly Revenue VS EstimatesPUK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20B 40B 60B 80B 100B
PUK Yearly EPS VS EstimatesPUK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 1 2 3 4

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4

4. PUK Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 14.10, PUK is valued correctly.
  • Based on the Price/Earnings ratio, PUK is valued a bit more expensive than the industry average as 64.63% of the companies are valued more cheaply.
  • PUK's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.60.
  • The Price/Forward Earnings ratio is 11.86, which indicates a very decent valuation of PUK.
  • The rest of the industry has a similar Price/Forward Earnings ratio as PUK.
  • PUK's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.84.
Industry RankSector Rank
PE 14.1
Fwd PE 11.86
PUK Price Earnings VS Forward Price EarningsPUK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 64.63% of the companies in the same industry are cheaper than PUK, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 15.57
EV/EBITDA N/A
PUK Per share dataPUK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • PUK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • PUK has a very decent profitability rating, which may justify a higher PE ratio.
  • PUK's earnings are expected to grow with 15.23% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.75
PEG (5Y)N/A
EPS Next 2Y16.97%
EPS Next 3Y15.23%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. PUK Dividend Analysis

5.1 Amount

  • PUK has a Yearly Dividend Yield of 1.93%.
  • PUK's Dividend Yield is comparable with the industry average which is at 2.50.
  • PUK's Dividend Yield is comparable with the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 1.93%

5.2 History

  • The dividend of PUK decreases each year by -6.09%.
  • PUK has been paying a dividend for at least 10 years, so it has a reliable track record.
  • PUK has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-6.09%
Div Incr Years3
Div Non Decr Years3
PUK Yearly Dividends per sharePUK Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • PUK pays out 14.93% of its income as dividend. This is a sustainable payout ratio.
DP14.93%
EPS Next 2Y16.97%
EPS Next 3Y15.23%
PUK Yearly Income VS Free CF VS DividendPUK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B
PUK Dividend Payout.PUK Dividend Payout, showing the Payout Ratio.PUK Dividend Payout.PayoutRetained Earnings

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PUK Fundamentals: All Metrics, Ratios and Statistics

PRUDENTIAL PLC-ADR

NYSE:PUK (4/2/2026, 8:04:00 PM)

After market: 29.04 0 (0%)

29.04

-0.24 (-0.82%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-18
Earnings (Next)N/A
Inst Owners64.09%
Inst Owner Change2.82%
Ins Owners0.19%
Ins Owner ChangeN/A
Market Cap36.53B
Revenue(TTM)12.77B
Net Income(TTM)3.98B
Analysts85.83
Price Target37.92 (30.58%)
Short Float %0.12%
Short Ratio1.5
Dividend
Industry RankSector Rank
Dividend Yield 1.93%
Yearly Dividend0.23
Dividend Growth(5Y)-6.09%
DP14.93%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-27
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.55%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.34%
EPS NY rev (3m)-2.82%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.01%
Valuation
Industry RankSector Rank
PE 14.1
Fwd PE 11.86
P/S 2.86
P/FCF 15.57
P/OCF 14.91
P/B 1.82
P/tB 2.39
EV/EBITDA N/A
EPS(TTM)2.06
EY7.09%
EPS(NY)2.45
Fwd EY8.43%
FCF(TTM)1.87
FCFY6.42%
OCF(TTM)1.95
OCFY6.71%
SpS10.15
BVpS15.99
TBVpS12.13
PEG (NY)0.75
PEG (5Y)N/A
Graham Number27.23
Profitability
Industry RankSector Rank
ROA 1.87%
ROE 19.77%
ROCE 1.56%
ROIC 1.28%
ROICexc 1.33%
ROICexgc 1.4%
OM 25.41%
PM (TTM) 31.15%
GM N/A
FCFM 18.37%
ROA(3y)1.37%
ROA(5y)0.49%
ROE(3y)14.13%
ROE(5y)4.88%
ROIC(3y)1.23%
ROIC(5y)N/A
ROICexc(3y)1.27%
ROICexc(5y)N/A
ROICexgc(3y)1.35%
ROICexgc(5y)N/A
ROCE(3y)1.5%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y20.71%
ROICexc growth 3YN/A
ROICexc growth 5Y23.73%
OM growth 3YN/A
OM growth 5Y27.46%
PM growth 3YN/A
PM growth 5Y39.75%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 2.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.81%
Interest Coverage 13.69
Cash Conversion N/A
Profit Quality 58.97%
Current Ratio 0.23
Quick Ratio 0.23
Altman-Z 0.3
F-Score6
WACC8.67%
ROIC/WACC0.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.69%
Cap/Sales(5y)0.54%
Profit Quality(3y)86.27%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.72%
EPS 3YN/A
EPS 5Y-10.03%
EPS Q2Q%13.1%
EPS Next Y18.77%
EPS Next 2Y16.97%
EPS Next 3Y15.23%
EPS Next 5Y14.97%
Revenue 1Y (TTM)7.64%
Revenue growth 3Y22.61%
Revenue growth 5Y-18.83%
Sales Q2Q%226.76%
Revenue Next Year8.03%
Revenue Next 2Y8.26%
Revenue Next 3Y12.43%
Revenue Next 5Y39.84%
EBIT growth 1Y19.39%
EBIT growth 3YN/A
EBIT growth 5Y3.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-33.12%
FCF growth 3Y30.98%
FCF growth 5Y-0.26%
OCF growth 1Y-32.11%
OCF growth 3Y31.48%
OCF growth 5Y0.13%

PRUDENTIAL PLC-ADR / PUK Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PRUDENTIAL PLC-ADR (PUK) stock?

ChartMill assigns a fundamental rating of 5 / 10 to PUK.


Can you provide the valuation status for PRUDENTIAL PLC-ADR?

ChartMill assigns a valuation rating of 4 / 10 to PRUDENTIAL PLC-ADR (PUK). This can be considered as Fairly Valued.


Can you provide the profitability details for PRUDENTIAL PLC-ADR?

PRUDENTIAL PLC-ADR (PUK) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for PUK stock?

The Earnings per Share (EPS) of PRUDENTIAL PLC-ADR (PUK) is expected to grow by 18.77% in the next year.


How sustainable is the dividend of PRUDENTIAL PLC-ADR (PUK) stock?

The dividend rating of PRUDENTIAL PLC-ADR (PUK) is 4 / 10 and the dividend payout ratio is 14.93%.