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PLUTUS FINANCIAL GROUP LTD (PLUT) Stock Fundamental Analysis

USA - NASDAQ:PLUT - KYG7144S1030 - Common Stock

3.3816 USD
-0.06 (-1.7%)
Last: 9/19/2025, 8:00:01 PM
3.2 USD
-0.18 (-5.37%)
After Hours: 9/12/2025, 8:08:37 PM
Fundamental Rating

3

Taking everything into account, PLUT scores 3 out of 10 in our fundamental rating. PLUT was compared to 236 industry peers in the Capital Markets industry. No worries on liquidiy or solvency for PLUT as it has an excellent financial health rating, but there are worries on the profitability. PLUT is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year PLUT has reported negative net income.
In the past year PLUT has reported a negative cash flow from operations.
PLUT Yearly Net Income VS EBIT VS OCF VS FCFPLUT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 10M -10M 20M 30M

1.2 Ratios

The Return On Assets of PLUT (-12.98%) is worse than 85.59% of its industry peers.
Looking at the Return On Equity, with a value of -16.86%, PLUT is doing worse than 80.93% of the companies in the same industry.
Industry RankSector Rank
ROA -12.98%
ROE -16.86%
ROIC N/A
ROA(3y)-4.7%
ROA(5y)N/A
ROE(3y)-7.03%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
PLUT Yearly ROA, ROE, ROICPLUT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

PLUT has a better Gross Margin (75.24%) than 82.63% of its industry peers.
In the last couple of years the Gross Margin of PLUT has declined.
The Profit Margin and Operating Margin are not available for PLUT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 75.24%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.56%
GM growth 5YN/A
PLUT Yearly Profit, Operating, Gross MarginsPLUT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 50 -50

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9

2. Health

2.1 Basic Checks

PLUT has about the same amout of shares outstanding than it did 1 year ago.
PLUT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
PLUT Yearly Shares OutstandingPLUT Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 5M 10M
PLUT Yearly Total Debt VS Total AssetsPLUT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

An Altman-Z score of 14.98 indicates that PLUT is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 14.98, PLUT belongs to the top of the industry, outperforming 97.03% of the companies in the same industry.
There is no outstanding debt for PLUT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 14.98
ROIC/WACCN/A
WACCN/A
PLUT Yearly LT Debt VS Equity VS FCFPLUT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

A Current Ratio of 4.16 indicates that PLUT has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 4.16, PLUT belongs to the top of the industry, outperforming 86.02% of the companies in the same industry.
PLUT has a Quick Ratio of 4.16. This indicates that PLUT is financially healthy and has no problem in meeting its short term obligations.
PLUT has a better Quick ratio (4.16) than 86.02% of its industry peers.
Industry RankSector Rank
Current Ratio 4.16
Quick Ratio 4.16
PLUT Yearly Current Assets VS Current LiabilitesPLUT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 20M 40M 60M 80M 100M

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0

3. Growth

3.1 Past

The earnings per share for PLUT have decreased strongly by -80.49% in the last year.
Looking at the last year, PLUT shows a very negative growth in Revenue. The Revenue has decreased by -53.87% in the last year.
Measured over the past years, PLUT shows a very negative growth in Revenue. The Revenue has been decreasing by -39.02% on average per year.
EPS 1Y (TTM)-80.49%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%8.16%
Revenue 1Y (TTM)-53.87%
Revenue growth 3Y-39.02%
Revenue growth 5YN/A
Sales Q2Q%-55.57%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PLUT Yearly Revenue VS EstimatesPLUT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 10M 20M 30M 40M

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0

4. Valuation

4.1 Price/Earnings Ratio

PLUT reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
PLUT Price Earnings VS Forward Price EarningsPLUT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PLUT Per share dataPLUT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.1 0.2 0.3 0.4

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

PLUT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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PLUTUS FINANCIAL GROUP LTD

NASDAQ:PLUT (9/19/2025, 8:00:01 PM)

After market: 3.2 -0.18 (-5.37%)

3.3816

-0.06 (-1.7%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.33%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap51.91M
AnalystsN/A
Price TargetN/A
Short Float %0.26%
Short Ratio0.3
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 28.54
P/FCF N/A
P/OCF N/A
P/B 7.31
P/tB 7.39
EV/EBITDA N/A
EPS(TTM)-0.08
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.08
FCFYN/A
OCF(TTM)-0.07
OCFYN/A
SpS0.12
BVpS0.46
TBVpS0.46
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -12.98%
ROE -16.86%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 75.24%
FCFM N/A
ROA(3y)-4.7%
ROA(5y)N/A
ROE(3y)-7.03%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.56%
GM growth 5YN/A
F-Score3
Asset Turnover0.2
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 371.43%
Cap/Sales 9.19%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.16
Quick Ratio 4.16
Altman-Z 14.98
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)202.98%
Cap/Depr(5y)N/A
Cap/Sales(3y)4.47%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-80.49%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%8.16%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-53.87%
Revenue growth 3Y-39.02%
Revenue growth 5YN/A
Sales Q2Q%-55.57%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-95.93%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-192.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-179.28%
OCF growth 3YN/A
OCF growth 5YN/A