PAYMENTUS HOLDINGS INC-A (PAY)       9.93  0 (0%)

9.93  0 (0%)

US70439P1084 - Common Stock - After market: 9.93 0 (0%)


Fundamental Rating

5

Taking everything into account, PAY scores 5 out of 10 in our fundamental rating. PAY was compared to 155 industry peers in the IT Services industry. PAY has a great financial health rating, but its profitability evaluates not so good. PAY is valued quite expensive, but it does show an excellent growth.




Profitability

Profitability Rating

3

PAY's Return On Assets of 0.60% is in line with the rest of the industry. The industry average Return On Assets is -0.62%.
PAY has a Profit Margin of 0.68%. This is comparable to the industry average of -2.36%.

The Piotroski-F score of PAY is 5.00. This is a neutral score and indicates average health and profitability for PAY.
PAY's Return On Equity of 0.81% is worse than the rest of the industry. The industry average Return On Equity is 16.40%. 99% of the industry peers have a better Return On Equity.
VS Industry

ROA (0.6%) VS Industry: 53% outperformed.

-1,312.08
1,000.20

ROE (0.81%) VS Industry: 1% outperformed.

0.31
24,614.63

Profit Margin (0.68%) VS Industry: 51% outperformed.

-3,830.28
60.84

Valuation

Valuation Rating

1

When comparing the current price to the book value of PAY, we can conclude it is valued correctly. It is trading at 3.10 times its book value.
When comparing the price book ratio of PAY to the average industry price book ratio of 3.10, PAY is valued in line with its industry peers.
The Price/Earnings Ratio is 165.50, which means the current valuation is very expensive for PAY.

Compared to an average industry Price/Earning Ratio of 18.66, PAY is valued more expensive than its industry peers. On top of this 95% of the companies listed in the same industry are cheaper than PAY!
With a Forward Price/Earnings Ratio of 176.73, PAY is valued very expensively.
When comparing the Enterprise Value to EBITDA ratio of PAY to the average industry ratio of 12.15, PAY is valued more expensive than its industry peers. 95% of the companies listed in the same industry are valued cheaper.
VS Industry

Price/Earnings (165.5) VS Industry: 5% outperformed.

691.00
0.03

Price/Book (3.1) VS Industry: 50% outperformed.

101.69
0.10

Enterprise Value/ EBITDA (59.81) VS Industry: 5% outperformed.

628.09
0.90

Growth

Growth Rating

7

Based on estimates for the next 5 years, PAY will show a very strong growth in Earnings Per Share. The EPS will grow by 52.52% on average per year.
Looking at the last year, PAY shows a very strong growth in Revenue. The Revenue has grown by 27.89%.

PAY is expected to show a strong growth in Revenue. In the coming 5 years, the Revenue will grow by 20.77% yearly.
PAY shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -65.70%.

PastFuture
5Y3Y1Y1Y2Y3Y5Y
EPSN/A N/A -65.7% -44.25% -12.1% 26.98% 52.52%
RevenueN/A N/A 27.89% 24.59% 25.75% 25.54% 20.77%

Health

Health Rating

9

A Current Ratio of 2.43 indicates that PAY has no problem at all paying its short term obligations.
The Current Ratio of PAY is much better than the industry average of 1.46. PAY has a better rating than 81% of its industry peers.
A Quick Ratio of 2.43 indicates that PAY has no problem at all paying its short term obligations.
PAY is one of the better placed companies in its industry to meet its short term obligations. Its Current Ratio is much better than the industry average of 1.46. PAY has a better rating than 81% of its industry peers.

With a Debt to Equity ratio of 0.00, PAY is doing better than the averages in the industry. The industry average is at 0.30.
An Altman-Z score of 6.68 indicates that PAY is not in any danger for bankruptcy at the moment.
PAY has one of the better Altman-Z scores in its industry. It is much better than the industry average of 1.92. PAY has a better score than 84% of its industry peers.
PAY has a Piotroski-F score of 5.00. This indicates an average health and profitability for PAY.
VS Industry

Debt/Equity (0) VS Industry: 79% outperformed.

110.38
0.00

Quick Ratio (2.43) VS Industry: 81% outperformed.

0.04
11.05

Current Ratio (2.43) VS Industry: 81% outperformed.

0.04
11.05

Altman-Z (6.68) VS Industry: 84% outperformed.

-263.73
25.45

Dividend

Dividend Rating

0

No dividends for PAY!.

PAY Daily chart

PAYMENTUS HOLDINGS INC-A9.93

NYSE:PAY (12/2/2022, 7:04:01 PM)0 (0%)

After market: 9.93 0 (0%)

Chartmill FA Rating
GICS Sector Information Technology
GICS IndustryGroup Software & Services
GICS Industry IT Services
Earnings (Last) 11-09 2022-11-09/amc Earnings (Next) N/A N/A
Ins Owners 0.63% Inst Owners 15.57%
Market Cap 1.22B Analysts 76.92
Valuation
PE 165.5 Fwd PE 176.73
PEG (NY) N/A PEG (5Y) N/A
P/S 2.58 P/B 3.1
EV/EBITDA 59.81
Dividend
Dividend Yield N/A Dividend Growth N/A
DP 0% Ex-Date N/A
Growth
EPS 1Y -65.7% EPS 3Y N/A
EPS 5Y N/A EPS growth Q2Q 0%
EPS Next Y -44.25% EPS Next 2Y -12.1%
EPS Next 3Y 26.98% EPS Next 5Y 52.52%
Revenue growth 1Y 27.89% Revenue growth 3Y N/A
Revenue growth 5Y N/A Revenue growth Q2Q 26.04%
Revenue Next Year 24.59% Revenue Next 2Y 25.75%
Revenue Next 3Y 25.54% Revenue Next 5Y 20.77%
Health
Current Ratio 2.43 Quick Ratio 2.43
Altman-Z 6.68 F-Score 5
Debt/Equity 0 WACC 8.78%
ROIC/WACC N/A
Profitability
ROA 0.6% ROE 0.81%
ROICexgc N/A ROIC N/A
PM 0.68% OM -0.89%
Asset Turnover 0.89

Fundamental Stock Screener Links

Screen Image

Fundamental Stock Screener

Find stocks with similar Fundamental rating on the USA

Screen Image

Growth Stock Screener

Find more growth stocks the USA

Screen Image

Best Fundamental Competitors Stock Screener

Find the competitors with the best fundamentals on the USA

Screen Image

Best Valuation Competitors Stock Screener

Find the competitors with the best valuation on the USA

Screen Image

Best Dividend Competitors Stock Screener

Find the competitors with the best dividend on the USA