PACWEST BANCORP (PACW)       25.94  +0.45 (+1.77%)

25.94  +0.45 (+1.77%)

US6952631033 - Common Stock


Fundamental Rating

4

Taking everything into account, PACW scores 4 out of 10 in our fundamental rating. PACW was compared to 319 industry peers in the Banks industry. PACW has a medium profitability rating, but doesn't score so well on its financial health evaluation. PACW is cheap, but on the other hand it scores bad on growth




Profitability

Profitability Rating

5

PACW has a Return On Assets of 1.23%. This is better than the industry average of 1.11%.
PACW's Profit Margin of 35.94% is amongst the best returns of the industry. PACW outperforms 82% of its industry peers. The industry average Profit Margin is 30.00%.

PACW has a Return On Equity of 13.16%. This is comparable to the industry average of 12.51%.
PACW has a quite weak Piotroski-F score of 3.00. This indicates issues in the health and profitability of PACW.
VS Industry

ROA (1.23%) VS Industry: 67% outperformed.

-1.10
7.44

ROE (13.16%) VS Industry: 54% outperformed.

2.49
50.88

Profit Margin (35.94%) VS Industry: 82% outperformed.

-34.82
51.79

Valuation

Valuation Rating

10

With a Price/Earnings Ratio of 6.19, the valuation of PACW can be described as very cheap.
PACW's Price/Earning Ratio is rather cheap when compared to the industry average which is at 10.48. PACW is also cheaper than 88% of the companies in the same industry.
The Forward Price/Earnings Ratio of 5.93 indicates a rather cheap valuation of PACW.

PACW's low PEG Ratio, which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
When comparing the current price to the book value of PACW, it is valued rather cheaply. It is trading at 0.79 times its book value.
Compared to an average industry price book ratio of 1.25, PACW is valued rather cheaply. On top of this, PACW is cheaper than 83% of the companies listed in the same industry.
VS Industry

Price/Earnings (6.19) VS Industry: 88% outperformed.

440.00
0.29

Price/Book (0.79) VS Industry: 83% outperformed.

4.59
0.03

Growth

Growth Rating

3

The Earnings Per Share has been growing by 11.95% on average over the past 5 years. This is quite good.
Looking at the last year, PACW shows a quite strong growth in Revenue. The Revenue has grown by 14.56% in the last year.
Based on estimates for the next 5 years, PACW will show a decrease in Earnings Per Share. The EPS will decrease by -4.16% on average per year.
PACW shows a small growth in Revenue. Measured over the last 5 years, the Revenue has been growing by 3.86% yearly.

The Revenue is expected to grow by 4.26% on average over the next 5 years.
The Revenue growth is stable: in the next 5 years the growth will be about the same than in the last 5 years.
The earnings per share for PACW have decreased strongly by -15.35% in the last year.
The EPS growth is decreasing: in the next 5 years the growth will be less than in the last years.

PastFuture
5Y3Y1Y1Y2Y3Y5Y
EPS11.95% 11.09% -15.35% -16.01% -7.36% -5.95% -4.16%
Revenue3.86% 2.94% 14.56% 12.78% 9.46% 7% 4.26%

Health

Health Rating

1

Compared to an average industry Debt to Equity Ratio of 0.17, PACW is more dependent on financing than its industry peers.

PACW has a quite weak Piotroski-F score of 3.00. This indicates issues in the health and profitability of PACW.
VS Industry

Debt/Equity (0.32) VS Industry: 28% outperformed.

3.83
0.00

Dividend

Dividend Rating

6

PACW's Dividend Yield is a higher than the industry average which is at 3.05.
Compared to an average S&P500 Dividend Yield of 2.47, PACW pays a better dividend.
PACW pays out 25.39% of its income as dividend. This is a sustainable payout ratio.
PACW has been paying a dividend for at least 10 years, so it has a reliable track record.

With a Yearly Dividend Yield of 3.86%, PACW has a reasonable but not impressive dividend return.
The dividend of PACW decreases each year by -24.24%.
The Dividend Rate of PACW has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
VS Industry

Dividend Yield (3.86%) VS Industry: 72% outperformed.

0.09
20.35
PACW Daily chart

PACWEST BANCORP25.94

NASDAQ:PACW (11/30/2022, 1:28:04 PM)+0.45 (+1.77%)

Chartmill FA Rating
GICS Sector Financials
GICS IndustryGroup Banks
GICS Industry Banks
Earnings (Last) 10-19 2022-10-19/amc Earnings (Next) 01-17 2023-01-17
Ins Owners 0.73% Inst Owners 95.31%
Market Cap 3.06B Analysts 78.75
Valuation
PE 6.19 Fwd PE 5.93
PEG (NY) N/A PEG (5Y) 0.52
P/S 2.15 P/B 0.79
EV/EBITDA N/A
Dividend
Dividend Yield 3.86% Dividend Growth -24.24%
DP 25.39% Ex-Date 11-14 2022-11-14 (0.25)
Growth
EPS 1Y -15.35% EPS 3Y 11.09%
EPS 5Y 11.95% EPS growth Q2Q -12.82%
EPS Next Y -16.01% EPS Next 2Y -7.36%
EPS Next 3Y -5.95% EPS Next 5Y -4.16%
Revenue growth 1Y 14.56% Revenue growth 3Y 2.94%
Revenue growth 5Y 3.86% Revenue growth Q2Q 14.28%
Revenue Next Year 12.78% Revenue Next 2Y 9.46%
Revenue Next 3Y 7% Revenue Next 5Y 4.26%
Health
Current Ratio N/A Quick Ratio N/A
Altman-Z N/A F-Score 3
Debt/Equity 0.32 WACC 8.38%
ROIC/WACC N/A
Profitability
ROA 1.23% ROE 13.16%
ROICexgc N/A ROIC N/A
PM 35.94% OM N/A
Asset Turnover 0.03

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