24.92 USD
-0.11 (-0.45%)
We assign a fundamental rating of 3 out of 10 to OCCIO. OCCIO was compared to 235 industry peers in the Capital Markets industry. OCCIO has an average financial health and profitability rating. OCCIO is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year OCCIO has reported negative net income.
In the past year OCCIO has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: OCCIO reported negative net income in multiple years.
In the past 5 years OCCIO always reported negative operating cash flow.
1.2 Ratios
With a Return On Assets value of 2.59%, OCCIO perfoms like the industry average, outperforming 52.34% of the companies in the same industry.
The Return On Equity of OCCIO (4.49%) is worse than 62.13% of its industry peers.
OCCIO has a better Return On Invested Capital (7.97%) than 81.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of OCCIO (13.36%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of OCCIO has declined.
With an excellent Operating Margin value of 51.39%, OCCIO belongs to the best of the industry, outperforming 90.21% of the companies in the same industry.
In the last couple of years the Operating Margin of OCCIO has grown nicely.
OCCIO's Gross Margin of 53.73% is fine compared to the rest of the industry. OCCIO outperforms 61.70% of its industry peers.
OCCIO's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
OCCIO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
OCCIO has an Altman-Z score of 3.77. This indicates that OCCIO is financially healthy and has little risk of bankruptcy at the moment.
OCCIO has a better Altman-Z score (3.77) than 80.85% of its industry peers.
OCCIO has a Debt/Equity ratio of 0.71. This is a neutral value indicating OCCIO is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.71, OCCIO is doing good in the industry, outperforming 61.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.77 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OCCIO has a Current Ratio of 8.25. This indicates that OCCIO is financially healthy and has no problem in meeting its short term obligations.
OCCIO has a better Current ratio (8.25) than 88.94% of its industry peers.
OCCIO has a Quick Ratio of 8.25. This indicates that OCCIO is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 8.25, OCCIO belongs to the top of the industry, outperforming 88.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
The earnings per share for OCCIO have decreased strongly by -141.11% in the last year.
EPS 1Y (TTM)-141.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-217.86%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%39.39%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y353.62%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year36.67%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
OCCIO reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 26.56 indicates a quite expensive valuation of OCCIO.
Compared to the rest of the industry, the Price/Forward Earnings ratio of OCCIO indicates a slightly more expensive valuation: OCCIO is more expensive than 65.53% of the companies listed in the same industry.
OCCIO's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.13.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 26.56 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
OCCIO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCCIO has a Yearly Dividend Yield of 36.07%, which is a nice return.
Compared to an average industry Dividend Yield of 6.65, OCCIO pays a better dividend. On top of this OCCIO pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, OCCIO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIO has been paying a dividend for over 5 years, so it has already some track record.
OCCIO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
336.07% of the earnings are spent on dividend by OCCIO. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2YN/A
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26
NASDAQ:OCCIO (12/31/2025, 8:21:09 PM)
24.92
-0.11 (-0.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners5.58%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap683.56M
Revenue(TTM)N/A
Net Income(TTM)7.19M
Analysts82.86
Price Target29.59 (18.74%)
Short Float %0.01%
Short Ratio1.56
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-168.06%
Min EPS beat(2)-308.59%
Max EPS beat(2)-27.54%
EPS beat(4)1
Avg EPS beat(4)-87.43%
Min EPS beat(4)-308.59%
Max EPS beat(4)12.04%
EPS beat(8)2
Avg EPS beat(8)-67%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-4.15%
Min Revenue beat(2)-11.14%
Max Revenue beat(2)2.83%
Revenue beat(4)2
Avg Revenue beat(4)-3.38%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)7%
Revenue beat(8)5
Avg Revenue beat(8)2.73%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-19.75%
PT rev (3m)-0.06%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 26.56 | ||
| P/S | 12.69 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 4.26 | ||
| P/tB | 4.26 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.37
EYN/A
EPS(NY)0.94
Fwd EY3.77%
FCF(TTM)-3.18
FCFYN/A
OCF(TTM)-3.18
OCFYN/A
SpS1.96
BVpS5.84
TBVpS5.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROCE | 10.09% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.7% | ||
| ROICexgc | 8.72% | ||
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 | ||
| Altman-Z | 3.77 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-141.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-217.86%
EPS Next Y353.62%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%39.39%
Revenue Next Year36.67%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 / OCCIO FAQ
What is the ChartMill fundamental rating of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
ChartMill assigns a fundamental rating of 3 / 10 to OCCIO.
What is the valuation status of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
ChartMill assigns a valuation rating of 1 / 10 to OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO). This can be considered as Overvalued.
How profitable is OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) has a profitability rating of 4 / 10.
What is the earnings growth outlook for OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26?
The Earnings per Share (EPS) of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) is expected to grow by 353.62% in the next year.