OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) Stock Fundamental Analysis
NASDAQ:OCCIO - Nasdaq - US67111Q3056 - Currency: USD
OCCIO gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 232 industry peers in the Capital Markets industry. OCCIO has an average financial health and profitability rating. OCCIO is valued quite expensively, but it does show have an excellent growth rating. With these ratings, OCCIO could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
In the past year OCCIO was profitable.
In the past year OCCIO has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: OCCIO reported negative net income in multiple years.
In the past 5 years OCCIO reported 4 times negative operating cash flow.
1.2 Ratios
OCCIO has a Return On Assets of 10.55%. This is amongst the best in the industry. OCCIO outperforms 87.50% of its industry peers.
OCCIO's Return On Equity of 17.09% is amongst the best of the industry. OCCIO outperforms 80.60% of its industry peers.
OCCIO's Return On Invested Capital of 8.60% is amongst the best of the industry. OCCIO outperforms 81.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 17.09% | ||
| ROIC | 8.6% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
OCCIO has a better Profit Margin (52.43%) than 92.67% of its industry peers.
OCCIO's Profit Margin has declined in the last couple of years.
The Operating Margin of OCCIO (53.43%) is better than 88.79% of its industry peers.
In the last couple of years the Operating Margin of OCCIO has grown nicely.
Looking at the Gross Margin, with a value of 56.19%, OCCIO is in the better half of the industry, outperforming 64.66% of the companies in the same industry.
OCCIO's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.43% | ||
| PM (TTM) | 52.43% | ||
| GM | 56.19% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
There is no outstanding debt for OCCIO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.74 indicates that OCCIO is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 3.74, OCCIO belongs to the best of the industry, outperforming 80.60% of the companies in the same industry.
A Debt/Equity ratio of 0.60 indicates that OCCIO is somewhat dependend on debt financing.
The Debt to Equity ratio of OCCIO (0.60) is better than 64.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.74 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.94 indicates that OCCIO has no problem at all paying its short term obligations.
OCCIO has a Current ratio of 8.94. This is amongst the best in the industry. OCCIO outperforms 90.95% of its industry peers.
A Quick Ratio of 8.94 indicates that OCCIO has no problem at all paying its short term obligations.
OCCIO has a Quick ratio of 8.94. This is amongst the best in the industry. OCCIO outperforms 90.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.94 | ||
| Quick Ratio | 8.94 |
3. Growth
3.1 Past
OCCIO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -47.93%.
Measured over the past years, OCCIO shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -18.80% on average per year.
The Revenue has grown by 28.74% in the past year. This is a very strong growth!
OCCIO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.73% yearly.
EPS 1Y (TTM)-47.93%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%-61.36%
Revenue 1Y (TTM)28.74%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%35.49%
3.2 Future
OCCIO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.27% yearly.
The Revenue is expected to grow by 44.34% on average over the next years. This is a very strong growth
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 39.22 indicates a quite expensive valuation of OCCIO.
Compared to the rest of the industry, the Price/Earnings ratio of OCCIO indicates a slightly more expensive valuation: OCCIO is more expensive than 75.43% of the companies listed in the same industry.
OCCIO's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 26.52.
A Price/Forward Earnings ratio of 28.17 indicates a quite expensive valuation of OCCIO.
Based on the Price/Forward Earnings ratio, OCCIO is valued a bit more expensive than 66.81% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.25. OCCIO is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.22 | ||
| Fwd PE | 28.17 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
OCCIO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)6
PEG (5Y)N/A
EPS Next 2Y-1.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCCIO has a Yearly Dividend Yield of 36.07%, which is a nice return.
OCCIO's Dividend Yield is rather good when compared to the industry average which is at 8.18. OCCIO pays more dividend than 99.14% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, OCCIO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIO has been paying a dividend for over 5 years, so it has already some track record.
OCCIO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
74.84% of the earnings are spent on dividend by OCCIO. This is not a sustainable payout ratio.
DP74.84%
EPS Next 2Y-1.27%
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26
NASDAQ:OCCIO (6/6/2025, 8:15:55 PM)
24.71
+0.13 (+0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners3.97%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap511.50M
Analysts85
Price Target30.07 (21.69%)
Short Float %0%
Short Ratio0
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly Dividend0.39
Dividend Growth(5Y)N/A
DP74.84%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-6.79%
Min EPS beat(2)-25.63%
Max EPS beat(2)12.04%
EPS beat(4)2
Avg EPS beat(4)-15.18%
Min EPS beat(4)-113.07%
Max EPS beat(4)65.91%
EPS beat(8)4
Avg EPS beat(8)899.46%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-2.6%
Min Revenue beat(2)-12.2%
Max Revenue beat(2)7%
Revenue beat(4)2
Avg Revenue beat(4)0.96%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)16.05%
Revenue beat(8)5
Avg Revenue beat(8)2.59%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.88%
PT rev (3m)12.32%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.22 | ||
| Fwd PE | 28.17 | ||
| P/S | 10.56 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 3.44 | ||
| P/tB | 3.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY2.55%
EPS(NY)0.88
Fwd EY3.55%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)-1.48
OCFYN/A
SpS2.34
BVpS7.18
TBVpS7.18
PEG (NY)6
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 17.09% | ||
| ROCE | 10.88% | ||
| ROIC | 8.6% | ||
| ROICexc | 9.59% | ||
| ROICexgc | 9.61% | ||
| OM | 53.43% | ||
| PM (TTM) | 52.43% | ||
| GM | 56.19% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score3
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 7.13 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.94 | ||
| Quick Ratio | 8.94 | ||
| Altman-Z | 3.74 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-47.93%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%-61.36%
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)28.74%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%35.49%
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y26.4%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-29.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-29.05%
OCF growth 3YN/A
OCF growth 5YN/A