OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) Fundamental Analysis & Valuation

Name: OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) Fundamental Analysis Rating
Brand: OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26

NASDAQ:OCCIO • US67111Q3056

24.94 USD

-0.11 (-0.46%)

Last: Mar 31, 2026, 10:05 AM

This OCCIO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1. OCCIO Profitability Analysis

1.1 Basic Checks

In the past year OCCIO has reported negative net income.
OCCIO had a negative operating cash flow in the past year.
In multiple years OCCIO reported negative net income over the last 5 years.
OCCIO had a negative operating cash flow in each of the past 5 years.

1.2 Ratios

OCCIO's Return On Assets of 0.67% is on the low side compared to the rest of the industry. OCCIO is outperformed by 66.67% of its industry peers.
OCCIO has a worse Return On Equity (1.19%) than 66.67% of its industry peers.
With an excellent Return On Invested Capital value of 9.98%, OCCIO belongs to the best of the industry, outperforming 84.17% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	0.67%
ROE	1.19%
ROIC	9.98%

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

OCCIO's Profit Margin of 2.75% is on the low side compared to the rest of the industry. OCCIO is outperformed by 68.75% of its industry peers.
OCCIO's Operating Margin of 51.12% is amongst the best of the industry. OCCIO outperforms 90.42% of its industry peers.
OCCIO's Operating Margin has improved in the last couple of years.
OCCIO has a Gross Margin of 53.28%. This is in the better half of the industry: OCCIO outperforms 60.83% of its industry peers.
OCCIO's Gross Margin has been stable in the last couple of years.

		Industry Rank	Sector Rank
OM	51.12%
PM (TTM)	2.75%
GM	53.28%

OM growth 3Y0.92%

OM growth 5Y2.07%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y0.01%

GM growth 5Y0.58%

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. OCCIO Health Analysis

2.1 Basic Checks

OCCIO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

An Altman-Z score of 3.94 indicates that OCCIO is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 3.94, OCCIO belongs to the best of the industry, outperforming 82.08% of the companies in the same industry.
OCCIO has a Debt/Equity ratio of 0.74. This is a neutral value indicating OCCIO is somewhat dependend on debt financing.
OCCIO has a better Debt to Equity ratio (0.74) than 61.67% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.74
Debt/FCF	N/A
Altman-Z	3.94

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 4.12 indicates that OCCIO has no problem at all paying its short term obligations.
OCCIO's Current ratio of 4.12 is amongst the best of the industry. OCCIO outperforms 85.00% of its industry peers.
A Quick Ratio of 4.12 indicates that OCCIO has no problem at all paying its short term obligations.
OCCIO has a Quick ratio of 4.12. This is amongst the best in the industry. OCCIO outperforms 85.00% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	4.12
Quick Ratio	4.12

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. OCCIO Growth Analysis

3.1 Past

The earnings per share for OCCIO have decreased strongly by -306.35% in the last year.
Looking at the last year, OCCIO shows a very strong growth in Revenue. The Revenue has grown by 33.84%.
The Revenue has been growing by 31.87% on average over the past years. This is a very strong growth!

EPS 1Y (TTM)-306.35%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-547.06%

Revenue 1Y (TTM)33.84%

Revenue growth 3Y18.97%

Revenue growth 5Y31.87%

Sales Q2Q%9.15%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next Y334.32%

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year0.26%

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks Show best growing peers

4. OCCIO Valuation Analysis

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for OCCIO. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 28.77, the valuation of OCCIO can be described as expensive.
71.25% of the companies in the same industry are cheaper than OCCIO, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.10. OCCIO is valued slightly more expensive when compared to this.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	28.77

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

OCCIO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. OCCIO Dividend Analysis

5.1 Amount

With a Yearly Dividend Yield of 36.07%, OCCIO is a good candidate for dividend investing.
OCCIO's Dividend Yield is rather good when compared to the industry average which is at 6.85. OCCIO pays more dividend than 99.58% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.89, OCCIO pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	36.07%

5.2 History

OCCIO has been paying a dividend for over 5 years, so it has already some track record.
OCCIO has not decreased its dividend in the last 3 years.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years3

5.3 Sustainability

1688.82% of the earnings are spent on dividend by OCCIO. This is not a sustainable payout ratio.

DP1688.82%

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks Show peers with best dividend

OCCIO Fundamentals: All Metrics, Ratios and Statistics

OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26

NASDAQ:OCCIO (3/31/2026, 10:05:51 AM)

24.94

-0.11 (-0.46%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)03-05 2026-03-05/amc

Earnings (Next)06-08 2026-06-08

Inst Owners6.2%

Inst Owner ChangeN/A

Ins Owners0.3%

Ins Owner ChangeN/A

Market Cap699.07M

Revenue(TTM)67.01M

Net Income(TTM)1.82M

Analysts82.86

Price Target44.31 (77.67%)

Short Float %0%

Short Ratio0.04

Dividend

		Industry Rank	Sector Rank
Dividend Yield	36.07%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DP1688.82%

Div Incr Years0

Div Non Decr Years3

Ex-Date04-15 2026-04-15 (0.1233507)

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)-111.72%

Min EPS beat(2)-247.06%

Max EPS beat(2)23.61%

EPS beat(4)1

Avg EPS beat(4)-139.89%

Min EPS beat(4)-308.59%

Max EPS beat(4)23.61%

EPS beat(8)3

Avg EPS beat(8)-77.54%

EPS beat(12)5

Avg EPS beat(12)553.01%

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)0

Avg Revenue beat(2)-6.51%

Min Revenue beat(2)-9.68%

Max Revenue beat(2)-3.35%

Revenue beat(4)1

Avg Revenue beat(4)-5.33%

Min Revenue beat(4)-11.14%

Max Revenue beat(4)2.83%

Revenue beat(8)3

Avg Revenue beat(8)-2.18%

Revenue beat(12)6

Avg Revenue beat(12)-0.05%

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)40.04%

PT rev (3m)49.78%

EPS NQ rev (1m)0%

EPS NQ rev (3m)0%

EPS NY rev (1m)0%

EPS NY rev (3m)-7.61%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0%

Revenue NY rev (1m)-6.55%

Revenue NY rev (3m)-26.64%

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	28.77
P/S	10.58
P/FCF	N/A
P/OCF	N/A
P/B	4.57
P/tB	4.57
EV/EBITDA	N/A

EPS(TTM)-1.3

EYN/A

EPS(NY)0.87

Fwd EY3.48%

FCF(TTM)-1.8

FCFYN/A

OCF(TTM)-1.8

OCFYN/A

SpS2.36

BVpS5.46

TBVpS5.46

PEG (NY)N/A

PEG (5Y)N/A

Graham NumberN/A

Profitability

		Industry Rank	Sector Rank
ROA	0.67%
ROE	1.19%
ROCE	12.63%
ROIC	9.98%
ROICexc	10.51%
ROICexgc	10.53%
OM	51.12%
PM (TTM)	2.75%
GM	53.28%
FCFM	N/A

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3Y0.92%

OM growth 5Y2.07%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y0.01%

GM growth 5Y0.58%

F-ScoreN/A

Asset Turnover0.24

Health

		Industry Rank	Sector Rank
Debt/Equity	0.74
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	4.86
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	4.12
Quick Ratio	4.12
Altman-Z	3.94

F-ScoreN/A

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-306.35%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-547.06%

EPS Next Y334.32%

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)33.84%

Revenue growth 3Y18.97%

Revenue growth 5Y31.87%

Sales Q2Q%9.15%

Revenue Next Year0.26%

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y30.52%

EBIT growth 3Y20.06%

EBIT growth 5Y34.61%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-64.71%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-64.71%

OCF growth 3YN/A

OCF growth 5YN/A

OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 / OCCIO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to OCCIO.

What is the valuation status of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?

ChartMill assigns a valuation rating of 1 / 10 to OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO). This can be considered as Overvalued.

How profitable is OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?

OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) has a profitability rating of 3 / 10.

What is the earnings growth outlook for OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26?

The Earnings per Share (EPS) of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) is expected to grow by 334.32% in the next year.