24.87 USD
-0.03 (-0.12%)
We assign a fundamental rating of 5 out of 10 to OCCIO. OCCIO was compared to 238 industry peers in the Capital Markets industry. OCCIO has an average financial health and profitability rating. OCCIO shows excellent growth, but is valued quite expensive already.
1. Profitability
1.1 Basic Checks
In the past year OCCIO was profitable.
OCCIO had a negative operating cash flow in the past year.
In multiple years OCCIO reported negative net income over the last 5 years.
OCCIO had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
OCCIO has a Return On Assets (2.59%) which is in line with its industry peers.
With a Return On Equity value of 4.49%, OCCIO is not doing good in the industry: 63.03% of the companies in the same industry are doing better.
OCCIO has a Return On Invested Capital of 7.97%. This is amongst the best in the industry. OCCIO outperforms 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of OCCIO (13.36%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of OCCIO has declined.
OCCIO's Operating Margin of 51.39% is amongst the best of the industry. OCCIO outperforms 89.92% of its industry peers.
In the last couple of years the Operating Margin of OCCIO has grown nicely.
OCCIO has a Gross Margin of 53.73%. This is in the better half of the industry: OCCIO outperforms 64.29% of its industry peers.
OCCIO's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
OCCIO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 3.76 indicates that OCCIO is not in any danger for bankruptcy at the moment.
OCCIO has a better Altman-Z score (3.76) than 79.41% of its industry peers.
A Debt/Equity ratio of 0.71 indicates that OCCIO is somewhat dependend on debt financing.
OCCIO has a better Debt to Equity ratio (0.71) than 60.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.76 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.25 indicates that OCCIO has no problem at all paying its short term obligations.
With an excellent Current ratio value of 8.25, OCCIO belongs to the best of the industry, outperforming 89.92% of the companies in the same industry.
A Quick Ratio of 8.25 indicates that OCCIO has no problem at all paying its short term obligations.
The Quick ratio of OCCIO (8.25) is better than 89.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
The earnings per share for OCCIO have decreased strongly by -68.00% in the last year.
OCCIO shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -18.80% yearly.
The Revenue has grown by 19.64% in the past year. This is quite good.
Measured over the past years, OCCIO shows a very strong growth in Revenue. The Revenue has been growing by 29.73% on average per year.
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
3.2 Future
The Earnings Per Share is expected to grow by 2.11% on average over the next years.
The Revenue is expected to grow by 38.13% on average over the next years. This is a very strong growth
EPS Next Y-0.27%
EPS Next 2Y2.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 103.63 indicates a quite expensive valuation of OCCIO.
Based on the Price/Earnings ratio, OCCIO is valued a bit more expensive than the industry average as 78.99% of the companies are valued more cheaply.
OCCIO is valuated expensively when we compare the Price/Earnings ratio to 26.37, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 26.50, the valuation of OCCIO can be described as expensive.
OCCIO's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. OCCIO is more expensive than 66.39% of the companies in the same industry.
OCCIO's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 36.20.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 103.63 | ||
| Fwd PE | 26.5 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y2.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 36.07%, OCCIO is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.39, OCCIO pays a better dividend. On top of this OCCIO pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, OCCIO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIO has been paying a dividend for over 5 years, so it has already some track record.
OCCIO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
OCCIO pays out 336.07% of its income as dividend. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2Y2.11%
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26
NASDAQ:OCCIO (12/3/2025, 8:00:02 PM)
24.87
-0.03 (-0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners4.21%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap682.18M
Revenue(TTM)58.28M
Net Income(TTM)7.19M
Analysts82.86
Price Target36.87 (48.25%)
Short Float %0.01%
Short Ratio1.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-168.06%
Min EPS beat(2)-308.59%
Max EPS beat(2)-27.54%
EPS beat(4)1
Avg EPS beat(4)-87.43%
Min EPS beat(4)-308.59%
Max EPS beat(4)12.04%
EPS beat(8)2
Avg EPS beat(8)-67%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-4.15%
Min Revenue beat(2)-11.14%
Max Revenue beat(2)2.83%
Revenue beat(4)2
Avg Revenue beat(4)-3.38%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)7%
Revenue beat(8)5
Avg Revenue beat(8)2.73%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)7.13%
PT rev (3m)14.45%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.22%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.92%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 103.63 | ||
| Fwd PE | 26.5 | ||
| P/S | 12.67 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 4.26 | ||
| P/tB | 4.26 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.24
EY0.97%
EPS(NY)0.94
Fwd EY3.77%
FCF(TTM)-3.18
FCFYN/A
OCF(TTM)-3.18
OCFYN/A
SpS1.96
BVpS5.84
TBVpS5.84
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROCE | 10.09% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.7% | ||
| ROICexgc | 8.72% | ||
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 | ||
| Altman-Z | 3.76 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
EPS Next Y-0.27%
EPS Next 2Y2.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 / OCCIO FAQ
What is the ChartMill fundamental rating of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to OCCIO.
What is the valuation status for OCCIO stock?
ChartMill assigns a valuation rating of 1 / 10 to OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO). This can be considered as Overvalued.
How profitable is OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) has a profitability rating of 4 / 10.
What is the expected EPS growth for OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
The Earnings per Share (EPS) of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) is expected to decline by -0.27% in the next year.
How sustainable is the dividend of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?
The dividend rating of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) is 5 / 10 and the dividend payout ratio is 336.07%.