OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) Fundamental Analysis & Valuation

Name: OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) Fundamental Analysis Rating
Brand: OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26

NASDAQ:OCCIO • US67111Q3056

25.03 USD

-0.02 (-0.1%)

Last: Mar 31, 2026, 05:07 PM

This OCCIO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1. OCCIO Profitability Analysis

1.1 Basic Checks

OCCIO had negative earnings in the past year.
In the past year OCCIO has reported a negative cash flow from operations.
In multiple years OCCIO reported negative net income over the last 5 years.
In the past 5 years OCCIO always reported negative operating cash flow.

1.2 Ratios

OCCIO's Return On Assets of 0.67% is on the low side compared to the rest of the industry. OCCIO is outperformed by 66.67% of its industry peers.
OCCIO's Return On Equity of 1.19% is on the low side compared to the rest of the industry. OCCIO is outperformed by 66.67% of its industry peers.
OCCIO has a Return On Invested Capital of 9.98%. This is amongst the best in the industry. OCCIO outperforms 84.17% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.67%
ROE	1.19%
ROIC	9.98%

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

Looking at the Profit Margin, with a value of 2.75%, OCCIO is doing worse than 68.75% of the companies in the same industry.
OCCIO has a better Operating Margin (51.12%) than 90.42% of its industry peers.
OCCIO's Operating Margin has improved in the last couple of years.
The Gross Margin of OCCIO (53.28%) is better than 60.83% of its industry peers.
In the last couple of years the Gross Margin of OCCIO has remained more or less at the same level.

		Industry Rank	Sector Rank
OM	51.12%
PM (TTM)	2.75%
GM	53.28%

OM growth 3Y0.92%

OM growth 5Y2.07%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y0.01%

GM growth 5Y0.58%

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. OCCIO Health Analysis

2.1 Basic Checks

There is no outstanding debt for OCCIO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

OCCIO has an Altman-Z score of 3.94. This indicates that OCCIO is financially healthy and has little risk of bankruptcy at the moment.
OCCIO has a better Altman-Z score (3.94) than 82.08% of its industry peers.
OCCIO has a Debt/Equity ratio of 0.74. This is a neutral value indicating OCCIO is somewhat dependend on debt financing.
OCCIO has a Debt to Equity ratio of 0.74. This is in the better half of the industry: OCCIO outperforms 61.67% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.74
Debt/FCF	N/A
Altman-Z	3.94

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

A Current Ratio of 4.12 indicates that OCCIO has no problem at all paying its short term obligations.
OCCIO's Current ratio of 4.12 is amongst the best of the industry. OCCIO outperforms 85.00% of its industry peers.
A Quick Ratio of 4.12 indicates that OCCIO has no problem at all paying its short term obligations.
OCCIO has a better Quick ratio (4.12) than 85.00% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	4.12
Quick Ratio	4.12

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. OCCIO Growth Analysis

3.1 Past

The earnings per share for OCCIO have decreased strongly by -306.35% in the last year.
The Revenue has grown by 33.84% in the past year. This is a very strong growth!
OCCIO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.87% yearly.

EPS 1Y (TTM)-306.35%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-547.06%

Revenue 1Y (TTM)33.84%

Revenue growth 3Y18.97%

Revenue growth 5Y31.87%

Sales Q2Q%9.15%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next Y334.32%

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year0.26%

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks Show best growing peers

4. OCCIO Valuation Analysis

4.1 Price/Earnings Ratio

OCCIO reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
OCCIO is valuated quite expensively with a Price/Forward Earnings ratio of 28.87.
Compared to the rest of the industry, the Price/Forward Earnings ratio of OCCIO indicates a slightly more expensive valuation: OCCIO is more expensive than 71.25% of the companies listed in the same industry.
OCCIO is valuated rather expensively when we compare the Price/Forward Earnings ratio to 22.61, which is the current average of the S&P500 Index.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	28.87

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. OCCIO Dividend Analysis

5.1 Amount

OCCIO has a Yearly Dividend Yield of 36.07%, which is a nice return.
Compared to an average industry Dividend Yield of 6.85, OCCIO pays a better dividend. On top of this OCCIO pays more dividend than 99.58% of the companies listed in the same industry.
OCCIO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.

		Industry Rank	Sector Rank
Dividend Yield	36.07%

5.2 History

OCCIO has been paying a dividend for over 5 years, so it has already some track record.
OCCIO has not decreased its dividend in the last 3 years.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years3

5.3 Sustainability

OCCIO pays out 1688.82% of its income as dividend. This is not a sustainable payout ratio.

DP1688.82%

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks Show peers with best dividend

OCCIO Fundamentals: All Metrics, Ratios and Statistics

OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26

NASDAQ:OCCIO (3/31/2026, 5:07:36 PM)

25.03

-0.02 (-0.1%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryCapital Markets

Earnings (Last)03-05 2026-03-05/amc

Earnings (Next)06-08 2026-06-08

Inst Owners6.2%

Inst Owner ChangeN/A

Ins Owners0.3%

Ins Owner ChangeN/A

Market Cap701.59M

Revenue(TTM)67.01M

Net Income(TTM)1.82M

Analysts82.86

Price Target44.31 (77.03%)

Short Float %0%

Short Ratio0.04

Dividend

		Industry Rank	Sector Rank
Dividend Yield	36.07%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DP1688.82%

Div Incr Years0

Div Non Decr Years3

Ex-Date04-15 2026-04-15 (0.1233507)

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)-111.72%

Min EPS beat(2)-247.06%

Max EPS beat(2)23.61%

EPS beat(4)1

Avg EPS beat(4)-139.89%

Min EPS beat(4)-308.59%

Max EPS beat(4)23.61%

EPS beat(8)3

Avg EPS beat(8)-77.54%

EPS beat(12)5

Avg EPS beat(12)553.01%

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)0

Avg Revenue beat(2)-6.51%

Min Revenue beat(2)-9.68%

Max Revenue beat(2)-3.35%

Revenue beat(4)1

Avg Revenue beat(4)-5.33%

Min Revenue beat(4)-11.14%

Max Revenue beat(4)2.83%

Revenue beat(8)3

Avg Revenue beat(8)-2.18%

Revenue beat(12)6

Avg Revenue beat(12)-0.05%

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)40.04%

PT rev (3m)49.78%

EPS NQ rev (1m)0%

EPS NQ rev (3m)0%

EPS NY rev (1m)0%

EPS NY rev (3m)-7.61%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0%

Revenue NY rev (1m)-6.55%

Revenue NY rev (3m)-26.64%

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	28.87
P/S	10.62
P/FCF	N/A
P/OCF	N/A
P/B	4.58
P/tB	4.58
EV/EBITDA	N/A

EPS(TTM)-1.3

EYN/A

EPS(NY)0.87

Fwd EY3.46%

FCF(TTM)-1.8

FCFYN/A

OCF(TTM)-1.8

OCFYN/A

SpS2.36

BVpS5.46

TBVpS5.46

PEG (NY)N/A

PEG (5Y)N/A

Graham NumberN/A

Profitability

		Industry Rank	Sector Rank
ROA	0.67%
ROE	1.19%
ROCE	12.63%
ROIC	9.98%
ROICexc	10.51%
ROICexgc	10.53%
OM	51.12%
PM (TTM)	2.75%
GM	53.28%
FCFM	N/A

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3Y0.92%

OM growth 5Y2.07%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y0.01%

GM growth 5Y0.58%

F-ScoreN/A

Asset Turnover0.24

Health

		Industry Rank	Sector Rank
Debt/Equity	0.74
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	4.86
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	4.12
Quick Ratio	4.12
Altman-Z	3.94

F-ScoreN/A

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-306.35%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-547.06%

EPS Next Y334.32%

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)33.84%

Revenue growth 3Y18.97%

Revenue growth 5Y31.87%

Sales Q2Q%9.15%

Revenue Next Year0.26%

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y30.52%

EBIT growth 3Y20.06%

EBIT growth 5Y34.61%

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-64.71%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-64.71%

OCF growth 3YN/A

OCF growth 5YN/A

OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 / OCCIO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to OCCIO.

What is the valuation status of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) stock?

ChartMill assigns a valuation rating of 1 / 10 to OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO). This can be considered as Overvalued.

Can you provide the profitability details for OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26?

OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) has a profitability rating of 3 / 10.

What is the earnings growth outlook for OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26?

The Earnings per Share (EPS) of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) is expected to grow by 334.32% in the next year.

Can you provide the dividend sustainability for OCCIO stock?

The dividend rating of OFS CREDIT COMPANY - OCCI 6 1/8 04/30/26 (OCCIO) is 5 / 10 and the dividend payout ratio is 1688.82%.