7.11 USD
-0.11 (-1.52%)
7.0625 USD
-0.05 (-0.67%)
NYMT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. NYMT has a bad profitability rating. Also its financial health evaluation is rather negative. NYMT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year NYMT was profitable.
NYMT had a positive operating cash flow in the past year.
NYMT had negative earnings in 4 of the past 5 years.
Each year in the past 5 years NYMT had a positive operating cash flow.
1.2 Ratios
NYMT has a Return On Assets (0.16%) which is comparable to the rest of the industry.
With a Return On Equity value of 1.26%, NYMT perfoms like the industry average, outperforming 47.76% of the companies in the same industry.
NYMT has a Return On Invested Capital of 0.29%. This is comparable to the rest of the industry: NYMT outperforms 41.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.16% | ||
| ROE | 1.26% | ||
| ROIC | 0.29% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 2.78%, NYMT is in line with its industry, outperforming 47.76% of the companies in the same industry.
Looking at the Operating Margin, with a value of 6.09%, NYMT is in line with its industry, outperforming 41.79% of the companies in the same industry.
NYMT has a Gross Margin of 31.90%. This is in the better half of the industry: NYMT outperforms 70.15% of its industry peers.
In the last couple of years the Gross Margin of NYMT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.09% | ||
| PM (TTM) | 2.78% | ||
| GM | 31.9% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NYMT is destroying value.
Compared to 1 year ago, NYMT has about the same amount of shares outstanding.
Compared to 5 years ago, NYMT has less shares outstanding
The debt/assets ratio for NYMT is higher compared to a year ago.
2.2 Solvency
NYMT has an Altman-Z score of -0.61. This is a bad value and indicates that NYMT is not financially healthy and even has some risk of bankruptcy.
NYMT has a Altman-Z score of -0.61. This is in the lower half of the industry: NYMT underperforms 73.13% of its industry peers.
The Debt to FCF ratio of NYMT is 136.55, which is on the high side as it means it would take NYMT, 136.55 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 136.55, NYMT perfoms like the industry average, outperforming 52.24% of the companies in the same industry.
A Debt/Equity ratio of 6.46 is on the high side and indicates that NYMT has dependencies on debt financing.
NYMT's Debt to Equity ratio of 6.46 is in line compared to the rest of the industry. NYMT outperforms 41.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.46 | ||
| Debt/FCF | 136.55 | ||
| Altman-Z | -0.61 |
ROIC/WACC0.05
WACC5.28%
2.3 Liquidity
NYMT has a Current Ratio of 0.06. This is a bad value and indicates that NYMT is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.06, NYMT is doing worse than 64.18% of the companies in the same industry.
A Quick Ratio of 0.06 indicates that NYMT may have some problems paying its short term obligations.
NYMT's Quick ratio of 0.06 is on the low side compared to the rest of the industry. NYMT is outperformed by 64.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 112.10% over the past year.
Looking at the last year, NYMT shows a very strong growth in Revenue. The Revenue has grown by 24.19%.
The Revenue has been decreasing by -7.75% on average over the past years.
EPS 1Y (TTM)112.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%86.21%
Revenue 1Y (TTM)24.19%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%91.38%
3.2 Future
The Earnings Per Share is expected to grow by 47.47% on average over the next years. This is a very strong growth
Based on estimates for the next years, NYMT will show a very strong growth in Revenue. The Revenue will grow by 37.91% on average per year.
EPS Next Y171.3%
EPS Next 2Y71.75%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue Next Year96.58%
Revenue Next 2Y55.37%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
NYMT is valuated quite expensively with a Price/Earnings ratio of 37.42.
NYMT's Price/Earnings ratio is a bit more expensive when compared to the industry. NYMT is more expensive than 67.16% of the companies in the same industry.
When comparing the Price/Earnings ratio of NYMT to the average of the S&P500 Index (26.59), we can say NYMT is valued slightly more expensively.
NYMT is valuated cheaply with a Price/Forward Earnings ratio of 7.64.
Based on the Price/Forward Earnings ratio, NYMT is valued a bit cheaper than the industry average as 76.12% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 23.80. NYMT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.42 | ||
| Fwd PE | 7.64 |
4.2 Price Multiples
NYMT's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NYMT is cheaper than 80.60% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NYMT is valued a bit cheaper than 73.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.83 | ||
| EV/EBITDA | 69.15 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as NYMT's earnings are expected to grow with 47.47% in the coming years.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y71.75%
EPS Next 3Y47.47%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 9.66%, NYMT is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 12.09, NYMT is paying slightly less dividend.
NYMT's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.66% |
5.2 History
The dividend of NYMT is nicely growing with an annual growth rate of 8.89%!
NYMT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)8.89%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
667.71% of the earnings are spent on dividend by NYMT. This is not a sustainable payout ratio.
The dividend of NYMT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP667.71%
EPS Next 2Y71.75%
EPS Next 3Y47.47%
7.11
-0.11 (-1.52%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners57.82%
Inst Owner Change-3.21%
Ins Owners7.09%
Ins Owner Change0.65%
Market Cap642.10M
Revenue(TTM)625.63M
Net Income(TTM)17.38M
Analysts76.67
Price Target7.91 (11.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.66% |
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP667.71%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)70.74%
Min EPS beat(2)-117.99%
Max EPS beat(2)259.48%
EPS beat(4)2
Avg EPS beat(4)21.05%
Min EPS beat(4)-945.64%
Max EPS beat(4)888.35%
EPS beat(8)3
Avg EPS beat(8)-107.9%
EPS beat(12)4
Avg EPS beat(12)-574.51%
EPS beat(16)4
Avg EPS beat(16)-704.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.85%
Min Revenue beat(2)-6.68%
Max Revenue beat(2)4.97%
Revenue beat(4)2
Avg Revenue beat(4)4.21%
Min Revenue beat(4)-7.56%
Max Revenue beat(4)26.08%
Revenue beat(8)2
Avg Revenue beat(8)-9.44%
Revenue beat(12)3
Avg Revenue beat(12)-2.13%
Revenue beat(16)6
Avg Revenue beat(16)10.98%
PT rev (1m)1.64%
PT rev (3m)2.2%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.41%
EPS NY rev (1m)-34.29%
EPS NY rev (3m)-25.14%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)10.33%
Revenue NY rev (1m)2.65%
Revenue NY rev (3m)2.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.42 | ||
| Fwd PE | 7.64 | ||
| P/S | 1.03 | ||
| P/FCF | 9.83 | ||
| P/OCF | 6.89 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 69.15 |
EPS(TTM)0.19
EY2.67%
EPS(NY)0.93
Fwd EY13.09%
FCF(TTM)0.72
FCFY10.17%
OCF(TTM)1.03
OCFY14.52%
SpS6.93
BVpS15.29
TBVpS15.29
PEG (NY)0.22
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.16% | ||
| ROE | 1.26% | ||
| ROCE | 0.69% | ||
| ROIC | 0.29% | ||
| ROICexc | 0.29% | ||
| ROICexgc | 0.29% | ||
| OM | 6.09% | ||
| PM (TTM) | 2.78% | ||
| GM | 31.9% | ||
| FCFM | 10.44% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.46 | ||
| Debt/FCF | 136.55 | ||
| Debt/EBITDA | 137.29 | ||
| Cap/Depr | 104.07% | ||
| Cap/Sales | 4.46% | ||
| Interest Coverage | 0.1 | ||
| Cash Conversion | 143.54% | ||
| Profit Quality | 375.74% | ||
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | -0.61 |
F-Score5
WACC5.28%
ROIC/WACC0.05
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)112.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%86.21%
EPS Next Y171.3%
EPS Next 2Y71.75%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue 1Y (TTM)24.19%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%91.38%
Revenue Next Year96.58%
Revenue Next 2Y55.37%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
EBIT growth 1Y211.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y197.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y4384.46%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%
NEW YORK MORTGAGE TRUST INC / NYMT FAQ
Can you provide the ChartMill fundamental rating for NEW YORK MORTGAGE TRUST INC?
ChartMill assigns a fundamental rating of 4 / 10 to NYMT.
Can you provide the valuation status for NEW YORK MORTGAGE TRUST INC?
ChartMill assigns a valuation rating of 6 / 10 to NEW YORK MORTGAGE TRUST INC (NYMT). This can be considered as Fairly Valued.
Can you provide the profitability details for NEW YORK MORTGAGE TRUST INC?
NEW YORK MORTGAGE TRUST INC (NYMT) has a profitability rating of 3 / 10.
What are the PE and PB ratios of NEW YORK MORTGAGE TRUST INC (NYMT) stock?
The Price/Earnings (PE) ratio for NEW YORK MORTGAGE TRUST INC (NYMT) is 37.42 and the Price/Book (PB) ratio is 0.46.
Can you provide the financial health for NYMT stock?
The financial health rating of NEW YORK MORTGAGE TRUST INC (NYMT) is 1 / 10.