NEW YORK MORTGAGE TRUST INC (NYMT) Fundamental Analysis & Valuation

NASDAQ:NYMT • US6496048405

Current stock price

7.11 USD
-0.11 (-1.52%)
At close:
7.0625 USD
-0.05 (-0.67%)
After Hours:

This NYMT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. NYMT Profitability Analysis

1.1 Basic Checks

  • In the past year NYMT was profitable.
  • In the past year NYMT had a positive cash flow from operations.
  • In the past 5 years NYMT reported 4 times negative net income.
  • NYMT had a positive operating cash flow in each of the past 5 years.
NYMT Yearly Net Income VS EBIT VS OCF VS FCFNYMT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

  • NYMT has a Return On Assets of 0.16%. This is comparable to the rest of the industry: NYMT outperforms 47.76% of its industry peers.
  • NYMT has a Return On Equity (1.26%) which is comparable to the rest of the industry.
  • NYMT has a Return On Invested Capital of 0.29%. This is comparable to the rest of the industry: NYMT outperforms 41.79% of its industry peers.
Industry RankSector Rank
ROA 0.16%
ROE 1.26%
ROIC 0.29%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
NYMT Yearly ROA, ROE, ROICNYMT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • NYMT has a Profit Margin (2.78%) which is comparable to the rest of the industry.
  • With a Operating Margin value of 6.09%, NYMT perfoms like the industry average, outperforming 41.79% of the companies in the same industry.
  • With a decent Gross Margin value of 31.90%, NYMT is doing good in the industry, outperforming 70.15% of the companies in the same industry.
  • In the last couple of years the Gross Margin of NYMT has remained more or less at the same level.
Industry RankSector Rank
OM 6.09%
PM (TTM) 2.78%
GM 31.9%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
NYMT Yearly Profit, Operating, Gross MarginsNYMT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -500 -1K -1.5K -2K

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. NYMT Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NYMT is destroying value.
  • NYMT has about the same amout of shares outstanding than it did 1 year ago.
  • NYMT has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, NYMT has a worse debt to assets ratio.
NYMT Yearly Shares OutstandingNYMT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
NYMT Yearly Total Debt VS Total AssetsNYMT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • NYMT has an Altman-Z score of -0.61. This is a bad value and indicates that NYMT is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of -0.61, NYMT is not doing good in the industry: 73.13% of the companies in the same industry are doing better.
  • NYMT has a debt to FCF ratio of 136.55. This is a negative value and a sign of low solvency as NYMT would need 136.55 years to pay back of all of its debts.
  • NYMT has a Debt to FCF ratio (136.55) which is in line with its industry peers.
  • A Debt/Equity ratio of 6.46 is on the high side and indicates that NYMT has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 6.46, NYMT is in line with its industry, outperforming 41.79% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 6.46
Debt/FCF 136.55
Altman-Z -0.61
ROIC/WACC0.05
WACC5.28%
NYMT Yearly LT Debt VS Equity VS FCFNYMT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.06 indicates that NYMT may have some problems paying its short term obligations.
  • NYMT has a Current ratio of 0.06. This is in the lower half of the industry: NYMT underperforms 64.18% of its industry peers.
  • NYMT has a Quick Ratio of 0.06. This is a bad value and indicates that NYMT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • NYMT's Quick ratio of 0.06 is on the low side compared to the rest of the industry. NYMT is outperformed by 64.18% of its industry peers.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
NYMT Yearly Current Assets VS Current LiabilitesNYMT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. NYMT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 112.10% over the past year.
  • Looking at the last year, NYMT shows a very strong growth in Revenue. The Revenue has grown by 24.19%.
  • Measured over the past years, NYMT shows a decrease in Revenue. The Revenue has been decreasing by -7.75% on average per year.
EPS 1Y (TTM)112.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%86.21%
Revenue 1Y (TTM)24.19%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%91.38%

3.2 Future

  • NYMT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 47.47% yearly.
  • NYMT is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 37.91% yearly.
EPS Next Y171.3%
EPS Next 2Y71.75%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue Next Year96.58%
Revenue Next 2Y55.37%
Revenue Next 3Y37.91%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
NYMT Yearly Revenue VS EstimatesNYMT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
NYMT Yearly EPS VS EstimatesNYMT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 -4

More info and screens

Find the best growth stocksShow best growing peers

6

4. NYMT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 37.42, which means the current valuation is very expensive for NYMT.
  • Based on the Price/Earnings ratio, NYMT is valued a bit more expensive than 67.16% of the companies in the same industry.
  • NYMT is valuated rather expensively when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
  • NYMT is valuated cheaply with a Price/Forward Earnings ratio of 7.64.
  • NYMT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. NYMT is cheaper than 76.12% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.24. NYMT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 37.42
Fwd PE 7.64
NYMT Price Earnings VS Forward Price EarningsNYMT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • NYMT's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NYMT is cheaper than 80.60% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, NYMT is valued a bit cheaper than the industry average as 73.13% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.83
EV/EBITDA 69.15
NYMT Per share dataNYMT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • NYMT's earnings are expected to grow with 47.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y71.75%
EPS Next 3Y47.47%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. NYMT Dividend Analysis

5.1 Amount

  • NYMT has a Yearly Dividend Yield of 9.66%, which is a nice return.
  • NYMT's Dividend Yield is slightly below the industry average, which is at 12.70.
  • Compared to an average S&P500 Dividend Yield of 1.81, NYMT pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.66%

5.2 History

  • On average, the dividend of NYMT grows each year by 8.89%, which is quite nice.
  • NYMT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)8.89%
Div Incr Years0
Div Non Decr Years0
NYMT Yearly Dividends per shareNYMT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

5.3 Sustainability

  • 667.71% of the earnings are spent on dividend by NYMT. This is not a sustainable payout ratio.
  • NYMT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP667.71%
EPS Next 2Y71.75%
EPS Next 3Y47.47%
NYMT Yearly Income VS Free CF VS DividendNYMT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M
NYMT Dividend Payout.NYMT Dividend Payout, showing the Payout Ratio.NYMT Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

NYMT Fundamentals: All Metrics, Ratios and Statistics

NEW YORK MORTGAGE TRUST INC

NASDAQ:NYMT (9/2/2025, 8:22:49 PM)

After market: 7.0625 -0.05 (-0.67%)

7.11

-0.11 (-1.52%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)07-30
Earnings (Next)10-28
Inst Owners57.82%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner Change0%
Market Cap642.10M
Revenue(TTM)625.63M
Net Income(TTM)17.38M
Analysts76.67
Price Target7.91 (11.25%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 9.66%
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP667.71%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)70.74%
Min EPS beat(2)-117.99%
Max EPS beat(2)259.48%
EPS beat(4)2
Avg EPS beat(4)21.05%
Min EPS beat(4)-945.64%
Max EPS beat(4)888.35%
EPS beat(8)3
Avg EPS beat(8)-107.9%
EPS beat(12)4
Avg EPS beat(12)-574.51%
EPS beat(16)4
Avg EPS beat(16)-704.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.85%
Min Revenue beat(2)-6.68%
Max Revenue beat(2)4.97%
Revenue beat(4)2
Avg Revenue beat(4)4.21%
Min Revenue beat(4)-7.56%
Max Revenue beat(4)26.08%
Revenue beat(8)2
Avg Revenue beat(8)-9.44%
Revenue beat(12)3
Avg Revenue beat(12)-2.13%
Revenue beat(16)6
Avg Revenue beat(16)10.98%
PT rev (1m)1.64%
PT rev (3m)2.2%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.41%
EPS NY rev (1m)-34.29%
EPS NY rev (3m)-25.14%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)10.33%
Revenue NY rev (1m)2.65%
Revenue NY rev (3m)2.65%
Valuation
Industry RankSector Rank
PE 37.42
Fwd PE 7.64
P/S 1.03
P/FCF 9.83
P/OCF 6.89
P/B 0.46
P/tB 0.46
EV/EBITDA 69.15
EPS(TTM)0.19
EY2.67%
EPS(NY)0.93
Fwd EY13.09%
FCF(TTM)0.72
FCFY10.17%
OCF(TTM)1.03
OCFY14.52%
SpS6.93
BVpS15.29
TBVpS15.29
PEG (NY)0.22
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA 0.16%
ROE 1.26%
ROCE 0.69%
ROIC 0.29%
ROICexc 0.29%
ROICexgc 0.29%
OM 6.09%
PM (TTM) 2.78%
GM 31.9%
FCFM 10.44%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 6.46
Debt/FCF 136.55
Debt/EBITDA 137.29
Cap/Depr 104.07%
Cap/Sales 4.46%
Interest Coverage 0.1
Cash Conversion 143.54%
Profit Quality 375.74%
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -0.61
F-Score5
WACC5.28%
ROIC/WACC0.05
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)112.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%86.21%
EPS Next Y171.3%
EPS Next 2Y71.75%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue 1Y (TTM)24.19%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%91.38%
Revenue Next Year96.58%
Revenue Next 2Y55.37%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
EBIT growth 1Y211.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y197.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y4384.46%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%

NEW YORK MORTGAGE TRUST INC / NYMT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of NEW YORK MORTGAGE TRUST INC (NYMT) stock?

ChartMill assigns a fundamental rating of 4 / 10 to NYMT.


What is the valuation status of NEW YORK MORTGAGE TRUST INC (NYMT) stock?

ChartMill assigns a valuation rating of 6 / 10 to NEW YORK MORTGAGE TRUST INC (NYMT). This can be considered as Fairly Valued.


What is the profitability of NYMT stock?

NEW YORK MORTGAGE TRUST INC (NYMT) has a profitability rating of 3 / 10.


How financially healthy is NEW YORK MORTGAGE TRUST INC?

The financial health rating of NEW YORK MORTGAGE TRUST INC (NYMT) is 1 / 10.


Can you provide the expected EPS growth for NYMT stock?

The Earnings per Share (EPS) of NEW YORK MORTGAGE TRUST INC (NYMT) is expected to grow by 171.3% in the next year.