NCR ATLEOS CORP (NATL) Fundamental Analysis & Valuation

NYSE:NATL • US63001N1063

Current stock price

44.07 USD
-0.24 (-0.54%)
At close:
44.07 USD
0 (0%)
After Hours:

This NATL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. NATL Profitability Analysis

1.1 Basic Checks

  • In the past year NATL was profitable.
  • NATL had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: NATL reported negative net income in multiple years.
  • NATL had a positive operating cash flow in 4 of the past 5 years.
NATL Yearly Net Income VS EBIT VS OCF VS FCFNATL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 200M 400M

1.2 Ratios

  • NATL's Return On Assets of 2.51% is fine compared to the rest of the industry. NATL outperforms 65.31% of its industry peers.
  • The Return On Equity of NATL (43.03%) is better than 94.90% of its industry peers.
  • NATL's Return On Invested Capital of 11.63% is amongst the best of the industry. NATL outperforms 87.76% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for NATL is in line with the industry average of 8.33%.
  • The last Return On Invested Capital (11.63%) for NATL is above the 3 year average (7.73%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.51%
ROE 43.03%
ROIC 11.63%
ROA(3y)0.39%
ROA(5y)N/A
ROE(3y)-5.39%
ROE(5y)N/A
ROIC(3y)7.73%
ROIC(5y)N/A
NATL Yearly ROA, ROE, ROICNATL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

  • NATL has a worse Profit Margin (2.68%) than 64.29% of its industry peers.
  • NATL's Profit Margin has declined in the last couple of years.
  • NATL's Operating Margin of 10.76% is in line compared to the rest of the industry. NATL outperforms 48.98% of its industry peers.
  • In the last couple of years the Operating Margin of NATL has grown nicely.
  • NATL has a Gross Margin of 24.33%. This is comparable to the rest of the industry: NATL outperforms 40.82% of its industry peers.
  • In the last couple of years the Gross Margin of NATL has declined.
Industry RankSector Rank
OM 10.76%
PM (TTM) 2.68%
GM 24.33%
OM growth 3Y5.46%
OM growth 5YN/A
PM growth 3Y-26.18%
PM growth 5YN/A
GM growth 3Y-1.62%
GM growth 5YN/A
NATL Yearly Profit, Operating, Gross MarginsNATL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 5 10 15 20 25

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2

2. NATL Health Analysis

2.1 Basic Checks

  • NATL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • There is no outstanding debt for NATL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
NATL Yearly Shares OutstandingNATL Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 20M 40M 60M
NATL Yearly Total Debt VS Total AssetsNATL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

  • NATL has an Altman-Z score of 1.71. This is a bad value and indicates that NATL is not financially healthy and even has some risk of bankruptcy.
  • NATL has a Altman-Z score of 1.71. This is in the better half of the industry: NATL outperforms 73.47% of its industry peers.
  • NATL has a debt to FCF ratio of 52.16. This is a negative value and a sign of low solvency as NATL would need 52.16 years to pay back of all of its debts.
  • The Debt to FCF ratio of NATL (52.16) is worse than 64.29% of its industry peers.
  • A Debt/Equity ratio of 8.45 is on the high side and indicates that NATL has dependencies on debt financing.
  • NATL's Debt to Equity ratio of 8.45 is on the low side compared to the rest of the industry. NATL is outperformed by 82.65% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.45
Debt/FCF 52.16
Altman-Z 1.71
ROIC/WACC1.84
WACC6.31%
NATL Yearly LT Debt VS Equity VS FCFNATL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 1B 2B 3B

2.3 Liquidity

  • NATL has a Current Ratio of 1.02. This is a normal value and indicates that NATL is financially healthy and should not expect problems in meeting its short term obligations.
  • NATL's Current ratio of 1.02 is in line compared to the rest of the industry. NATL outperforms 50.00% of its industry peers.
  • A Quick Ratio of 0.80 indicates that NATL may have some problems paying its short term obligations.
  • NATL's Quick ratio of 0.80 is in line compared to the rest of the industry. NATL outperforms 44.90% of its industry peers.
Industry RankSector Rank
Current Ratio 1.02
Quick Ratio 0.8
NATL Yearly Current Assets VS Current LiabilitesNATL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. NATL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 28.88% over the past year.
EPS 1Y (TTM)28.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%34.23%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%3.97%

3.2 Future

  • NATL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.32% yearly.
  • Based on estimates for the next years, NATL will show a small growth in Revenue. The Revenue will grow by 5.59% on average per year.
EPS Next Y16.95%
EPS Next 2Y16.98%
EPS Next 3Y23.32%
EPS Next 5YN/A
Revenue Next Year3.94%
Revenue Next 2Y4.1%
Revenue Next 3Y5.59%
Revenue Next 5YN/A

3.3 Evolution

NATL Yearly Revenue VS EstimatesNATL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B 4B 5B
NATL Yearly EPS VS EstimatesNATL Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 2028 2 4 6

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6

4. NATL Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.62 indicates a reasonable valuation of NATL.
  • NATL's Price/Earnings is on the same level as the industry average.
  • NATL is valuated cheaply when we compare the Price/Earnings ratio to 25.70, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 9.08, which indicates a very decent valuation of NATL.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of NATL is on the same level as its industry peers.
  • NATL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.84.
Industry RankSector Rank
PE 10.62
Fwd PE 9.08
NATL Price Earnings VS Forward Price EarningsNATL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 82.65% of the companies in the same industry are more expensive than NATL, based on the Enterprise Value to EBITDA ratio.
  • NATL's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. NATL is more expensive than 63.27% of the companies in the same industry.
Industry RankSector Rank
P/FCF 59.03
EV/EBITDA 6.74
NATL Per share dataNATL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

  • NATL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as NATL's earnings are expected to grow with 23.32% in the coming years.
PEG (NY)0.63
PEG (5Y)N/A
EPS Next 2Y16.98%
EPS Next 3Y23.32%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. NATL Dividend Analysis

5.1 Amount

  • No dividends for NATL!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

NATL Fundamentals: All Metrics, Ratios and Statistics

NCR ATLEOS CORP

NYSE:NATL (3/13/2026, 8:04:00 PM)

After market: 44.07 0 (0%)

44.07

-0.24 (-0.54%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)05-05
Inst Owners98.67%
Inst Owner Change509130000%
Ins Owners0.75%
Ins Owner Change25.66%
Market Cap3.25B
Revenue(TTM)N/A
Net Income(TTM)142.00M
Analysts76.67
Price Target44.42 (0.79%)
Short Float %4.13%
Short Ratio4.92
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.06%
Min EPS beat(2)-0.31%
Max EPS beat(2)8.44%
EPS beat(4)3
Avg EPS beat(4)6.47%
Min EPS beat(4)-0.31%
Max EPS beat(4)11.05%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-0.7%
Min Revenue beat(2)-1.41%
Max Revenue beat(2)0%
Revenue beat(4)0
Avg Revenue beat(4)-1.71%
Min Revenue beat(4)-3.92%
Max Revenue beat(4)0%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 10.62
Fwd PE 9.08
P/S 0.61
P/FCF 59.03
P/OCF 15.84
P/B 9.84
P/tB N/A
EV/EBITDA 6.74
EPS(TTM)4.15
EY9.42%
EPS(NY)4.85
Fwd EY11.01%
FCF(TTM)0.75
FCFY1.69%
OCF(TTM)2.78
OCFY6.31%
SpS71.81
BVpS4.48
TBVpS-29.16
PEG (NY)0.63
PEG (5Y)N/A
Graham Number20.45
Profitability
Industry RankSector Rank
ROA 2.51%
ROE 43.03%
ROCE 14.72%
ROIC 11.63%
ROICexc 13.01%
ROICexgc 46.06%
OM 10.76%
PM (TTM) 2.68%
GM 24.33%
FCFM 1.04%
ROA(3y)0.39%
ROA(5y)N/A
ROE(3y)-5.39%
ROE(5y)N/A
ROIC(3y)7.73%
ROIC(5y)N/A
ROICexc(3y)8.53%
ROICexc(5y)N/A
ROICexgc(3y)29.52%
ROICexgc(5y)N/A
ROCE(3y)9.78%
ROCE(5y)N/A
ROICexgc growth 3Y15.06%
ROICexgc growth 5YN/A
ROICexc growth 3Y15.6%
ROICexc growth 5YN/A
OM growth 3Y5.46%
OM growth 5YN/A
PM growth 3Y-26.18%
PM growth 5YN/A
GM growth 3Y-1.62%
GM growth 5YN/A
F-Score7
Asset Turnover0.94
Health
Industry RankSector Rank
Debt/Equity 8.45
Debt/FCF 52.16
Debt/EBITDA 3.29
Cap/Depr 53.57%
Cap/Sales 2.84%
Interest Coverage 250
Cash Conversion 24.15%
Profit Quality 38.73%
Current Ratio 1.02
Quick Ratio 0.8
Altman-Z 1.71
F-Score7
WACC6.31%
ROIC/WACC1.84
Cap/Depr(3y)45.95%
Cap/Depr(5y)59.71%
Cap/Sales(3y)2.91%
Cap/Sales(5y)2.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)28.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%34.23%
EPS Next Y16.95%
EPS Next 2Y16.98%
EPS Next 3Y23.32%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%3.97%
Revenue Next Year3.94%
Revenue Next 2Y4.1%
Revenue Next 3Y5.59%
Revenue Next 5YN/A
EBIT growth 1Y56.75%
EBIT growth 3Y12.58%
EBIT growth 5YN/A
EBIT Next Year38.48%
EBIT Next 3Y17.35%
EBIT Next 5Y16.59%
FCF growth 1Y-8.07%
FCF growth 3Y-15.35%
FCF growth 5YN/A
OCF growth 1Y-3.1%
OCF growth 3Y-8.5%
OCF growth 5YN/A

NCR ATLEOS CORP / NATL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of NCR ATLEOS CORP (NATL) stock?

ChartMill assigns a fundamental rating of 4 / 10 to NATL.


Can you provide the valuation status for NCR ATLEOS CORP?

ChartMill assigns a valuation rating of 6 / 10 to NCR ATLEOS CORP (NATL). This can be considered as Fairly Valued.


Can you provide the profitability details for NCR ATLEOS CORP?

NCR ATLEOS CORP (NATL) has a profitability rating of 5 / 10.


Can you provide the financial health for NATL stock?

The financial health rating of NCR ATLEOS CORP (NATL) is 2 / 10.


Can you provide the expected EPS growth for NATL stock?

The Earnings per Share (EPS) of NCR ATLEOS CORP (NATL) is expected to grow by 16.95% in the next year.