US63001N1063 - Common Stock

**NATL** gets a fundamental rating of **3** out of 10. The analysis compared the fundamentals against 101 industry peers in the **Financial Services** industry. Both the profitability and financial health of **NATL** have multiple concerns. **NATL** has a decent growth rate and is not valued too expensively.

In the past year **NATL** has reported negative net income.

In the past year **NATL** had a positive cash flow from operations.

Measured over the past 3 years, the **Average Return On Invested Capital** for **NATL** is in line with the industry average of **7.37%**.

The last **Return On Invested Capital** (**7.53%**) for **NATL** is above the 3 year average (**6.68%**), which is a sign of increasing profitability.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | -3.5% | ||

ROE | -80.8% | ||

ROIC | 7.53% |

ROA(3y)0.95%

ROA(5y)N/A

ROE(3y)-13.96%

ROE(5y)N/A

ROIC(3y)6.68%

ROIC(5y)N/A

The **Operating Margin** of **NATL** (**8.68%**) is worse than **63.37%** of its industry peers.

In the last couple of years the **Gross Margin** of **NATL** has remained more or less at the same level.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | 8.68% | ||

PM (TTM) | N/A | ||

GM | 21.88% |

OM growth 3Y7.98%

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-0.21%

GM growth 5YN/A

The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so **NATL** is still creating some value.

The number of shares outstanding for **NATL** has been increased compared to 1 year ago.

Compared to 1 year ago, **NATL** has a worse debt to assets ratio.

The **Altman-Z score** of **NATL** (**1.25**) is better than **65.35%** of its industry peers.

With a **Debt to FCF ratio** value of **20.44**, **NATL** perfoms like the industry average, outperforming **44.55%** of the companies in the same industry.

With a **Debt to Equity ratio** value of **11.68**, **NATL** is not doing good in the industry: **90.10%** of the companies in the same industry are doing better.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 11.68 | ||

Debt/FCF | 20.44 | ||

Altman-Z | 1.25 |

ROIC/WACC1.12

WACC6.71%

A Current Ratio of **1.07** indicates that **NATL** should not have too much problems paying its short term obligations.

A Quick Ratio of **0.89** indicates that **NATL** may have some problems paying its short term obligations.

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | 1.07 | ||

Quick Ratio | 0.89 |

The earnings per share for **NATL** have decreased strongly by **-223.81%** in the last year.

The **Revenue** has been growing by **11.90%** on average over the past years. This is quite good.

EPS 1Y (TTM)-223.81%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%-47.7%

Revenue 1Y (TTM)1.45%

Revenue growth 3Y11.9%

Revenue growth 5YN/A

Sales Q2Q%3.94%

Based on estimates for the next years, **NATL** will show a small growth in **Revenue**. The Revenue will grow by **4.31%** on average per year.

EPS Next Y242.22%

EPS Next 2Y119.76%

EPS Next 3Y93.69%

EPS Next 5YN/A

Revenue Next Year2.62%

Revenue Next 2Y2.87%

Revenue Next 3Y4.31%

Revenue Next 5YN/A

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

The **Price/Earnings Ratio** is negative for **NATL**. In the last year negative earnings were reported.

Based on the **Price/Forward Earnings** ratio of **6.45**, the valuation of **NATL** can be described as very cheap.

87.13% of the companies in the same industry are more expensive than **NATL**, based on the **Price/Forward Earnings** ratio.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | N/A | ||

Fwd PE | 6.45 |

Based on the **Enterprise Value to EBITDA** ratio, **NATL** is valued cheaply inside the industry as 89.11% of the companies are valued more expensively.

Based on the **Price/Free Cash Flow** ratio, **NATL** is valued a bit cheaper than 66.34% of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 14.06 | ||

EV/EBITDA | 7.25 |

A more expensive valuation may be justified as **NATL**'s earnings are expected to grow with **93.69%** in the coming years.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y119.76%

EPS Next 3Y93.69%

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | N/A |

**NCR ATLEOS CORP**

NYSE:NATL (10/15/2024, 8:04:01 PM)

After market: 28.58 0 (0%)**28.58**

**-0.29 (-1%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryFinancial Services

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap2.07B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | N/A |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

Max EPS beat(2)

EPS beat(4)

Avg EPS beat(4)

Min EPS beat(4)

Max EPS beat(4)

EPS beat(8)

Avg EPS beat(8)

EPS beat(12)

Avg EPS beat(12)

EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

Avg Revenue beat(2)

Min Revenue beat(2)

Max Revenue beat(2)

Revenue beat(4)

Avg Revenue beat(4)

Min Revenue beat(4)

Max Revenue beat(4)

Revenue beat(8)

Avg Revenue beat(8)

Revenue beat(12)

Avg Revenue beat(12)

Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | N/A | ||

Fwd PE | 6.45 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)N/A

PEG (5Y)N/A

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | -3.5% | ||

ROE | -80.8% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | 8.68% | ||

PM (TTM) | N/A | ||

GM | 21.88% | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.75

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 11.68 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | 1.07 | ||

Quick Ratio | 0.89 | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)-223.81%

EPS 3YN/A

EPS 5Y

EPS Q2Q%

EPS Next Y242.22%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)1.45%

Revenue growth 3Y11.9%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y