GLADSTONE CAPITAL CORP (GLAD) Fundamental Analysis & Valuation

NASDAQ:GLAD • US3765358789

Current stock price

17.44 USD
+0.31 (+1.81%)
Last:

This GLAD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. GLAD Profitability Analysis

1.1 Basic Checks

  • In the past year GLAD was profitable.
  • GLAD had a negative operating cash flow in the past year.
  • Each year in the past 5 years GLAD has been profitable.
  • GLAD had negative operating cash flow in 4 of the past 5 years.
GLAD Yearly Net Income VS EBIT VS OCF VS FCFGLAD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M

1.2 Ratios

  • With a decent Return On Assets value of 3.87%, GLAD is doing good in the industry, outperforming 62.34% of the companies in the same industry.
  • GLAD has a Return On Equity (7.04%) which is comparable to the rest of the industry.
  • The Return On Invested Capital of GLAD (3.92%) is comparable to the rest of the industry.
  • GLAD had an Average Return On Invested Capital over the past 3 years of 4.35%. This is below the industry average of 7.28%.
Industry RankSector Rank
ROA 3.87%
ROE 7.04%
ROIC 3.92%
ROA(3y)7.95%
ROA(5y)8.35%
ROE(3y)13.86%
ROE(5y)14.87%
ROIC(3y)4.35%
ROIC(5y)4.12%
GLAD Yearly ROA, ROE, ROICGLAD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

1.3 Margins

  • With an excellent Profit Margin value of 38.91%, GLAD belongs to the best of the industry, outperforming 84.94% of the companies in the same industry.
  • In the last couple of years the Profit Margin of GLAD has grown nicely.
  • The Operating Margin of GLAD (49.36%) is better than 88.28% of its industry peers.
  • In the last couple of years the Operating Margin of GLAD has remained more or less at the same level.
  • With a Gross Margin value of 33.89%, GLAD is not doing good in the industry: 64.44% of the companies in the same industry are doing better.
  • GLAD's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 49.36%
PM (TTM) 38.91%
GM 33.89%
OM growth 3Y-0.25%
OM growth 5Y-0.68%
PM growth 3Y26.72%
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y1.1%
GLAD Yearly Profit, Operating, Gross MarginsGLAD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 100 150

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3

2. GLAD Health Analysis

2.1 Basic Checks

  • GLAD has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for GLAD has been increased compared to 5 years ago.
  • GLAD has a worse debt/assets ratio than last year.
GLAD Yearly Shares OutstandingGLAD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
GLAD Yearly Total Debt VS Total AssetsGLAD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • Based on the Altman-Z score of 0.79, we must say that GLAD is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of GLAD (0.79) is comparable to the rest of the industry.
  • GLAD has a Debt/Equity ratio of 0.80. This is a neutral value indicating GLAD is somewhat dependend on debt financing.
  • GLAD has a Debt to Equity ratio (0.80) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF N/A
Altman-Z 0.79
ROIC/WACCN/A
WACCN/A
GLAD Yearly LT Debt VS Equity VS FCFGLAD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M 500M

2.3 Liquidity

  • GLAD has a Current Ratio of 1.40. This is a normal value and indicates that GLAD is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of GLAD (1.40) is better than 64.85% of its industry peers.
  • A Quick Ratio of 1.40 indicates that GLAD should not have too much problems paying its short term obligations.
  • GLAD has a better Quick ratio (1.40) than 65.27% of its industry peers.
Industry RankSector Rank
Current Ratio 1.4
Quick Ratio 1.4
GLAD Yearly Current Assets VS Current LiabilitesGLAD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. GLAD Growth Analysis

3.1 Past

  • The earnings per share for GLAD have decreased by -2.42% in the last year.
  • The Earnings Per Share has been growing slightly by 4.26% on average over the past years.
  • Looking at the last year, GLAD shows a decrease in Revenue. The Revenue has decreased by -3.87% in the last year.
  • The Revenue has been growing by 13.19% on average over the past years. This is quite good.
EPS 1Y (TTM)-2.42%
EPS 3Y2.42%
EPS 5Y4.26%
EPS Q2Q%0%
Revenue 1Y (TTM)-3.87%
Revenue growth 3Y12.17%
Revenue growth 5Y13.19%
Sales Q2Q%11.62%

3.2 Future

  • Based on estimates for the next years, GLAD will show a decrease in Earnings Per Share. The EPS will decrease by -1.40% on average per year.
  • GLAD is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.58% yearly.
EPS Next Y-1.91%
EPS Next 2Y-1.4%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year15.47%
Revenue Next 2Y10.58%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
GLAD Yearly Revenue VS EstimatesGLAD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M 100M
GLAD Yearly EPS VS EstimatesGLAD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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4

4. GLAD Valuation Analysis

4.1 Price/Earnings Ratio

  • GLAD is valuated reasonably with a Price/Earnings ratio of 8.63.
  • 70.71% of the companies in the same industry are more expensive than GLAD, based on the Price/Earnings ratio.
  • GLAD is valuated cheaply when we compare the Price/Earnings ratio to 25.50, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 8.88 indicates a reasonable valuation of GLAD.
  • 74.90% of the companies in the same industry are more expensive than GLAD, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 22.67. GLAD is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 8.63
Fwd PE 8.88
GLAD Price Earnings VS Forward Price EarningsGLAD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
GLAD Per share dataGLAD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)2.03
EPS Next 2Y-1.4%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. GLAD Dividend Analysis

5.1 Amount

  • GLAD has a Yearly Dividend Yield of 9.94%, which is a nice return.
  • GLAD's Dividend Yield is a higher than the industry average which is at 6.72.
  • GLAD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 9.94%

5.2 History

  • On average, the dividend of GLAD grows each year by 8.77%, which is quite nice.
  • GLAD has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GLAD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.77%
Div Incr Years3
Div Non Decr Years3
GLAD Yearly Dividends per shareGLAD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 128.01% of the earnings are spent on dividend by GLAD. This is not a sustainable payout ratio.
  • GLAD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP128.01%
EPS Next 2Y-1.4%
EPS Next 3YN/A
GLAD Yearly Income VS Free CF VS DividendGLAD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M
GLAD Dividend Payout.GLAD Dividend Payout, showing the Payout Ratio.GLAD Dividend Payout.PayoutRetained Earnings

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GLAD Fundamentals: All Metrics, Ratios and Statistics

GLADSTONE CAPITAL CORP

NASDAQ:GLAD (3/25/2026, 10:36:55 AM)

17.44

+0.31 (+1.81%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-04
Earnings (Next)05-04
Inst Owners14.79%
Inst Owner Change13.5%
Ins Owners3.51%
Ins Owner Change0.04%
Market Cap393.97M
Revenue(TTM)91.67M
Net Income(TTM)35.67M
Analysts78.46
Price Target22.24 (27.52%)
Short Float %1.94%
Short Ratio2.09
Dividend
Industry RankSector Rank
Dividend Yield 9.94%
Yearly Dividend2.48
Dividend Growth(5Y)8.77%
DP128.01%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-23
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.4%
Min EPS beat(2)1.38%
Max EPS beat(2)1.42%
EPS beat(4)2
Avg EPS beat(4)-0.6%
Min EPS beat(4)-3.25%
Max EPS beat(4)1.42%
EPS beat(8)3
Avg EPS beat(8)-3.66%
EPS beat(12)4
Avg EPS beat(12)-2.66%
EPS beat(16)7
Avg EPS beat(16)-0.08%
Revenue beat(2)1
Avg Revenue beat(2)0.98%
Min Revenue beat(2)-1.96%
Max Revenue beat(2)3.92%
Revenue beat(4)1
Avg Revenue beat(4)-1.64%
Min Revenue beat(4)-6.97%
Max Revenue beat(4)3.92%
Revenue beat(8)2
Avg Revenue beat(8)-2.73%
Revenue beat(12)5
Avg Revenue beat(12)-0.36%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)-3.54%
PT rev (3m)-2.39%
EPS NQ rev (1m)-0.51%
EPS NQ rev (3m)-0.06%
EPS NY rev (1m)0.73%
EPS NY rev (3m)1.52%
Revenue NQ rev (1m)2.03%
Revenue NQ rev (3m)2.23%
Revenue NY rev (1m)2.17%
Revenue NY rev (3m)2.61%
Valuation
Industry RankSector Rank
PE 8.63
Fwd PE 8.88
P/S 4.3
P/FCF N/A
P/OCF N/A
P/B 0.78
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)2.02
EY11.58%
EPS(NY)1.96
Fwd EY11.26%
FCF(TTM)-2.8
FCFYN/A
OCF(TTM)-2.8
OCFYN/A
SpS4.06
BVpS22.42
TBVpS22.42
PEG (NY)N/A
PEG (5Y)2.03
Graham Number31.92
Profitability
Industry RankSector Rank
ROA 3.87%
ROE 7.04%
ROCE 4.96%
ROIC 3.92%
ROICexc 3.93%
ROICexgc 3.95%
OM 49.36%
PM (TTM) 38.91%
GM 33.89%
FCFM N/A
ROA(3y)7.95%
ROA(5y)8.35%
ROE(3y)13.86%
ROE(5y)14.87%
ROIC(3y)4.35%
ROIC(5y)4.12%
ROICexc(3y)4.41%
ROICexc(5y)4.16%
ROICexgc(3y)4.43%
ROICexgc(5y)4.18%
ROCE(3y)5.51%
ROCE(5y)5.22%
ROICexgc growth 3Y1.82%
ROICexgc growth 5Y-1.22%
ROICexc growth 3Y1.8%
ROICexc growth 5Y-1.26%
OM growth 3Y-0.25%
OM growth 5Y-0.68%
PM growth 3Y26.72%
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y1.1%
F-Score2
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 0.8
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 2.09
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.4
Quick Ratio 1.4
Altman-Z 0.79
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.42%
EPS 3Y2.42%
EPS 5Y4.26%
EPS Q2Q%0%
EPS Next Y-1.91%
EPS Next 2Y-1.4%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.87%
Revenue growth 3Y12.17%
Revenue growth 5Y13.19%
Sales Q2Q%11.62%
Revenue Next Year15.47%
Revenue Next 2Y10.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-0.22%
EBIT growth 3Y11.88%
EBIT growth 5Y12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y11.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y11.56%
OCF growth 3YN/A
OCF growth 5YN/A

GLADSTONE CAPITAL CORP / GLAD Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GLADSTONE CAPITAL CORP?

ChartMill assigns a fundamental rating of 4 / 10 to GLAD.


Can you provide the valuation status for GLADSTONE CAPITAL CORP?

ChartMill assigns a valuation rating of 4 / 10 to GLADSTONE CAPITAL CORP (GLAD). This can be considered as Fairly Valued.


What is the profitability of GLAD stock?

GLADSTONE CAPITAL CORP (GLAD) has a profitability rating of 5 / 10.


Can you provide the financial health for GLAD stock?

The financial health rating of GLADSTONE CAPITAL CORP (GLAD) is 3 / 10.


What is the earnings growth outlook for GLADSTONE CAPITAL CORP?

The Earnings per Share (EPS) of GLADSTONE CAPITAL CORP (GLAD) is expected to decline by -1.91% in the next year.