19.12 USD
-0.16 (-0.83%)
Last: Feb 6, 2026, 11:23 AM
Overall GLAD gets a fundamental rating of 4 out of 10. We evaluated GLAD against 238 industry peers in the Capital Markets industry. GLAD has an average financial health and profitability rating. GLAD has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- GLAD had positive earnings in the past year.
- GLAD had a negative operating cash flow in the past year.
- GLAD had positive earnings in each of the past 5 years.
- GLAD had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- GLAD's Return On Assets of 6.30% is fine compared to the rest of the industry. GLAD outperforms 75.63% of its industry peers.
- With a decent Return On Equity value of 11.41%, GLAD is doing good in the industry, outperforming 67.23% of the companies in the same industry.
- GLAD has a Return On Invested Capital (3.97%) which is in line with its industry peers.
- The Average Return On Invested Capital over the past 3 years for GLAD is below the industry average of 7.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.3% | ||
| ROE | 11.41% | ||
| ROIC | 3.97% |
ROA(3y)7.95%
ROA(5y)8.35%
ROE(3y)13.86%
ROE(5y)14.87%
ROIC(3y)4.35%
ROIC(5y)4.12%
1.3 Margins
- GLAD's Profit Margin of 64.17% is amongst the best of the industry. GLAD outperforms 95.38% of its industry peers.
- GLAD's Profit Margin has improved in the last couple of years.
- With an excellent Operating Margin value of 50.72%, GLAD belongs to the best of the industry, outperforming 89.08% of the companies in the same industry.
- In the last couple of years the Operating Margin of GLAD has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 34.21%, GLAD is doing worse than 63.87% of the companies in the same industry.
- In the last couple of years the Gross Margin of GLAD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 50.72% | ||
| PM (TTM) | 64.17% | ||
| GM | 34.21% |
OM growth 3Y-0.25%
OM growth 5Y-0.68%
PM growth 3Y26.72%
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y1.1%
2. Health
2.1 Basic Checks
- The number of shares outstanding for GLAD has been increased compared to 1 year ago.
- Compared to 5 years ago, GLAD has more shares outstanding
- The debt/assets ratio for GLAD is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.94, we must say that GLAD is in the distress zone and has some risk of bankruptcy.
- GLAD has a Altman-Z score (0.94) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.79 indicates that GLAD is somewhat dependend on debt financing.
- GLAD has a Debt to Equity ratio (0.79) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- GLAD has a Current Ratio of 5.45. This indicates that GLAD is financially healthy and has no problem in meeting its short term obligations.
- GLAD has a better Current ratio (5.45) than 85.71% of its industry peers.
- GLAD has a Quick Ratio of 5.45. This indicates that GLAD is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Quick ratio value of 5.45, GLAD belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.45 | ||
| Quick Ratio | 5.45 |
3. Growth
3.1 Past
- The earnings per share for GLAD have decreased by -2.42% in the last year.
- GLAD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.26% yearly.
- Looking at the last year, GLAD shows a decrease in Revenue. The Revenue has decreased by -7.76% in the last year.
- GLAD shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.19% yearly.
EPS 1Y (TTM)-2.42%
EPS 3Y2.42%
EPS 5Y4.26%
EPS Q2Q%0%
Revenue 1Y (TTM)-7.76%
Revenue growth 3Y12.17%
Revenue growth 5Y13.19%
Sales Q2Q%11.61%
3.2 Future
- GLAD is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.57% yearly.
- Based on estimates for the next years, GLAD will show a quite strong growth in Revenue. The Revenue will grow by 10.65% on average per year.
EPS Next Y-2.63%
EPS Next 2Y-2.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y10.65%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.47, which indicates a very decent valuation of GLAD.
- Compared to the rest of the industry, the Price/Earnings ratio of GLAD indicates a somewhat cheap valuation: GLAD is cheaper than 69.33% of the companies listed in the same industry.
- GLAD is valuated cheaply when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 9.97, the valuation of GLAD can be described as reasonable.
- GLAD's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. GLAD is cheaper than 71.85% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of GLAD to the average of the S&P500 Index (27.20), we can say GLAD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.47 | ||
| Fwd PE | 9.97 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as GLAD's earnings are expected to decrease with -2.57% in the coming years.
PEG (NY)N/A
PEG (5Y)2.22
EPS Next 2Y-2.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.81%, GLAD is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 6.03, GLAD pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, GLAD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.81% |
5.2 History
- On average, the dividend of GLAD grows each year by 8.77%, which is quite nice.
- GLAD has paid a dividend for at least 10 years, which is a reliable track record.
- GLAD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.77%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 97.01% of the earnings are spent on dividend by GLAD. This is not a sustainable payout ratio.
- GLAD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP97.01%
EPS Next 2Y-2.57%
EPS Next 3YN/A
NASDAQ:GLAD (2/6/2026, 11:23:11 AM)
19.12
-0.16 (-0.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-04 2026-05-04
Inst Owners13.09%
Inst Owner Change-0.49%
Ins Owners3.51%
Ins Owner Change0.04%
Market Cap431.92M
Revenue(TTM)89.12M
Net Income(TTM)57.19M
Analysts80
Price Target23.05 (20.55%)
Short Float %2.07%
Short Ratio2.58
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.81% |
Yearly Dividend2.48
Dividend Growth(5Y)8.77%
DP97.01%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-23 2026-03-23 (0.15)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.29%
Min EPS beat(2)-1.96%
Max EPS beat(2)1.38%
EPS beat(4)1
Avg EPS beat(4)-4.09%
Min EPS beat(4)-12.52%
Max EPS beat(4)1.38%
EPS beat(8)2
Avg EPS beat(8)-4.5%
EPS beat(12)4
Avg EPS beat(12)-2.42%
EPS beat(16)7
Avg EPS beat(16)1.92%
Revenue beat(2)1
Avg Revenue beat(2)1.18%
Min Revenue beat(2)-1.56%
Max Revenue beat(2)3.92%
Revenue beat(4)1
Avg Revenue beat(4)-4.09%
Min Revenue beat(4)-11.76%
Max Revenue beat(4)3.92%
Revenue beat(8)2
Avg Revenue beat(8)-2.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.13%
Revenue beat(16)8
Avg Revenue beat(16)0.72%
PT rev (1m)0%
PT rev (3m)-15.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.75%
EPS NY rev (1m)0.2%
EPS NY rev (3m)-2.68%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.32%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.47 | ||
| Fwd PE | 9.97 | ||
| P/S | 4.85 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.02
EY10.56%
EPS(NY)1.92
Fwd EY10.03%
FCF(TTM)-0.24
FCFYN/A
OCF(TTM)-0.24
OCFYN/A
SpS3.95
BVpS22.2
TBVpS22.2
PEG (NY)N/A
PEG (5Y)2.22
Graham Number31.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.3% | ||
| ROE | 11.41% | ||
| ROCE | 5.02% | ||
| ROIC | 3.97% | ||
| ROICexc | 4.12% | ||
| ROICexgc | 4.13% | ||
| OM | 50.72% | ||
| PM (TTM) | 64.17% | ||
| GM | 34.21% | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)8.35%
ROE(3y)13.86%
ROE(5y)14.87%
ROIC(3y)4.35%
ROIC(5y)4.12%
ROICexc(3y)4.41%
ROICexc(5y)4.16%
ROICexgc(3y)4.43%
ROICexgc(5y)4.18%
ROCE(3y)5.51%
ROCE(5y)5.22%
ROICexgc growth 3Y1.82%
ROICexgc growth 5Y-1.22%
ROICexc growth 3Y1.8%
ROICexc growth 5Y-1.26%
OM growth 3Y-0.25%
OM growth 5Y-0.68%
PM growth 3Y26.72%
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y1.1%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.29 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.45 | ||
| Quick Ratio | 5.45 | ||
| Altman-Z | 0.94 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-2.42%
EPS 3Y2.42%
EPS 5Y4.26%
EPS Q2Q%0%
EPS Next Y-2.63%
EPS Next 2Y-2.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.76%
Revenue growth 3Y12.17%
Revenue growth 5Y13.19%
Sales Q2Q%11.61%
Revenue Next Year13.01%
Revenue Next 2Y10.65%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.85%
EBIT growth 3Y11.88%
EBIT growth 5Y12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-269.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-269.41%
OCF growth 3YN/A
OCF growth 5YN/A
GLADSTONE CAPITAL CORP / GLAD FAQ
Can you provide the ChartMill fundamental rating for GLADSTONE CAPITAL CORP?
ChartMill assigns a fundamental rating of 4 / 10 to GLAD.
Can you provide the valuation status for GLADSTONE CAPITAL CORP?
ChartMill assigns a valuation rating of 4 / 10 to GLADSTONE CAPITAL CORP (GLAD). This can be considered as Fairly Valued.
What is the profitability of GLAD stock?
GLADSTONE CAPITAL CORP (GLAD) has a profitability rating of 5 / 10.
Can you provide the financial health for GLAD stock?
The financial health rating of GLADSTONE CAPITAL CORP (GLAD) is 4 / 10.
What is the earnings growth outlook for GLADSTONE CAPITAL CORP?
The Earnings per Share (EPS) of GLADSTONE CAPITAL CORP (GLAD) is expected to decline by -2.63% in the next year.