20.91 USD
+0.11 (+0.53%)
20.92 USD
+0.01 (+0.05%)
Taking everything into account, GLAD scores 4 out of 10 in our fundamental rating. GLAD was compared to 235 industry peers in the Capital Markets industry. Both the profitability and the financial health of GLAD get a neutral evaluation. Nothing too spectacular is happening here. GLAD has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year GLAD was profitable.
In the past year GLAD has reported a negative cash flow from operations.
In the past 5 years GLAD has always been profitable.
In the past 5 years GLAD reported 4 times negative operating cash flow.
1.2 Ratios
GLAD's Return On Assets of 6.30% is fine compared to the rest of the industry. GLAD outperforms 79.15% of its industry peers.
The Return On Equity of GLAD (11.41%) is better than 67.23% of its industry peers.
With a Return On Invested Capital value of 3.97%, GLAD perfoms like the industry average, outperforming 56.60% of the companies in the same industry.
GLAD had an Average Return On Invested Capital over the past 3 years of 4.35%. This is below the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.3% | ||
| ROE | 11.41% | ||
| ROIC | 3.97% |
ROA(3y)7.95%
ROA(5y)8.35%
ROE(3y)13.86%
ROE(5y)14.87%
ROIC(3y)4.35%
ROIC(5y)4.12%
1.3 Margins
Looking at the Profit Margin, with a value of 64.17%, GLAD belongs to the top of the industry, outperforming 95.32% of the companies in the same industry.
In the last couple of years the Profit Margin of GLAD has grown nicely.
GLAD has a Operating Margin of 50.72%. This is amongst the best in the industry. GLAD outperforms 88.94% of its industry peers.
In the last couple of years the Operating Margin of GLAD has remained more or less at the same level.
The Gross Margin of GLAD (34.21%) is worse than 63.83% of its industry peers.
In the last couple of years the Gross Margin of GLAD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 50.72% | ||
| PM (TTM) | 64.17% | ||
| GM | 34.21% |
OM growth 3Y-0.25%
OM growth 5Y-0.68%
PM growth 3Y26.72%
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y1.1%
2. Health
2.1 Basic Checks
Compared to 1 year ago, GLAD has more shares outstanding
Compared to 5 years ago, GLAD has more shares outstanding
The debt/assets ratio for GLAD is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.00, we must say that GLAD is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.00, GLAD is in line with its industry, outperforming 55.74% of the companies in the same industry.
A Debt/Equity ratio of 0.79 indicates that GLAD is somewhat dependend on debt financing.
GLAD's Debt to Equity ratio of 0.79 is in line compared to the rest of the industry. GLAD outperforms 56.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
GLAD has a Current Ratio of 5.45. This indicates that GLAD is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of GLAD (5.45) is better than 85.96% of its industry peers.
GLAD has a Quick Ratio of 5.45. This indicates that GLAD is financially healthy and has no problem in meeting its short term obligations.
GLAD has a better Quick ratio (5.45) than 85.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.45 | ||
| Quick Ratio | 5.45 |
3. Growth
3.1 Past
GLAD shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.27%.
GLAD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.26% yearly.
Looking at the last year, GLAD shows a decrease in Revenue. The Revenue has decreased by -7.76% in the last year.
GLAD shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.19% yearly.
EPS 1Y (TTM)-4.27%
EPS 3Y2.42%
EPS 5Y4.26%
EPS Q2Q%4%
Revenue 1Y (TTM)-7.76%
Revenue growth 3Y12.17%
Revenue growth 5Y13.19%
Sales Q2Q%0.94%
3.2 Future
The Earnings Per Share is expected to decrease by -2.57% on average over the next years.
GLAD is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.65% yearly.
EPS Next Y-3.39%
EPS Next 2Y-2.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.01%
Revenue Next 2Y10.65%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 10.35, the valuation of GLAD can be described as very reasonable.
GLAD's Price/Earnings ratio is a bit cheaper when compared to the industry. GLAD is cheaper than 71.06% of the companies in the same industry.
GLAD is valuated cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 10.71, the valuation of GLAD can be described as very reasonable.
GLAD's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. GLAD is cheaper than 69.79% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.92, GLAD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.35 | ||
| Fwd PE | 10.71 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as GLAD's earnings are expected to decrease with -2.57% in the coming years.
PEG (NY)N/A
PEG (5Y)2.43
EPS Next 2Y-2.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
GLAD has a Yearly Dividend Yield of 8.65%, which is a nice return.
GLAD's Dividend Yield is a higher than the industry average which is at 6.19.
Compared to an average S&P500 Dividend Yield of 1.92, GLAD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.65% |
5.2 History
The dividend of GLAD is nicely growing with an annual growth rate of 8.77%!
GLAD has paid a dividend for at least 10 years, which is a reliable track record.
GLAD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.77%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
GLAD pays out 97.01% of its income as dividend. This is not a sustainable payout ratio.
GLAD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP97.01%
EPS Next 2Y-2.57%
EPS Next 3YN/A
20.91
+0.11 (+0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners13.09%
Inst Owner Change0%
Ins Owners3.51%
Ins Owner Change0.04%
Market Cap472.36M
Revenue(TTM)89.12M
Net Income(TTM)57.19M
Analysts80
Price Target22.78 (8.94%)
Short Float %1.51%
Short Ratio1.57
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.65% |
Yearly Dividend2.48
Dividend Growth(5Y)8.77%
DP97.01%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.29%
Min EPS beat(2)-1.96%
Max EPS beat(2)1.38%
EPS beat(4)1
Avg EPS beat(4)-4.09%
Min EPS beat(4)-12.52%
Max EPS beat(4)1.38%
EPS beat(8)2
Avg EPS beat(8)-4.5%
EPS beat(12)4
Avg EPS beat(12)-2.42%
EPS beat(16)7
Avg EPS beat(16)1.92%
Revenue beat(2)1
Avg Revenue beat(2)1.18%
Min Revenue beat(2)-1.56%
Max Revenue beat(2)3.92%
Revenue beat(4)1
Avg Revenue beat(4)-4.09%
Min Revenue beat(4)-11.76%
Max Revenue beat(4)3.92%
Revenue beat(8)2
Avg Revenue beat(8)-2.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.13%
Revenue beat(16)8
Avg Revenue beat(16)0.72%
PT rev (1m)0%
PT rev (3m)-15.99%
EPS NQ rev (1m)0.7%
EPS NQ rev (3m)-2.89%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.67%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)1.67%
Revenue NY rev (1m)0.43%
Revenue NY rev (3m)-3.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.35 | ||
| Fwd PE | 10.71 | ||
| P/S | 5.3 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.94 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.02
EY9.66%
EPS(NY)1.95
Fwd EY9.33%
FCF(TTM)-0.24
FCFYN/A
OCF(TTM)-0.24
OCFYN/A
SpS3.95
BVpS22.2
TBVpS22.2
PEG (NY)N/A
PEG (5Y)2.43
Graham Number31.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.3% | ||
| ROE | 11.41% | ||
| ROCE | 5.02% | ||
| ROIC | 3.97% | ||
| ROICexc | 4.12% | ||
| ROICexgc | 4.13% | ||
| OM | 50.72% | ||
| PM (TTM) | 64.17% | ||
| GM | 34.21% | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)8.35%
ROE(3y)13.86%
ROE(5y)14.87%
ROIC(3y)4.35%
ROIC(5y)4.12%
ROICexc(3y)4.41%
ROICexc(5y)4.16%
ROICexgc(3y)4.43%
ROICexgc(5y)4.18%
ROCE(3y)5.51%
ROCE(5y)5.22%
ROICexgc growth 3Y1.82%
ROICexgc growth 5Y-1.22%
ROICexc growth 3Y1.8%
ROICexc growth 5Y-1.26%
OM growth 3Y-0.25%
OM growth 5Y-0.68%
PM growth 3Y26.72%
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y1.1%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 2.29 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.45 | ||
| Quick Ratio | 5.45 | ||
| Altman-Z | 1 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.27%
EPS 3Y2.42%
EPS 5Y4.26%
EPS Q2Q%4%
EPS Next Y-3.39%
EPS Next 2Y-2.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-7.76%
Revenue growth 3Y12.17%
Revenue growth 5Y13.19%
Sales Q2Q%0.94%
Revenue Next Year13.01%
Revenue Next 2Y10.65%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-1.85%
EBIT growth 3Y11.88%
EBIT growth 5Y12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-269.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-269.41%
OCF growth 3YN/A
OCF growth 5YN/A
GLADSTONE CAPITAL CORP / GLAD FAQ
Can you provide the ChartMill fundamental rating for GLADSTONE CAPITAL CORP?
ChartMill assigns a fundamental rating of 4 / 10 to GLAD.
Can you provide the valuation status for GLADSTONE CAPITAL CORP?
ChartMill assigns a valuation rating of 4 / 10 to GLADSTONE CAPITAL CORP (GLAD). This can be considered as Fairly Valued.
What is the profitability of GLAD stock?
GLADSTONE CAPITAL CORP (GLAD) has a profitability rating of 5 / 10.
Can you provide the financial health for GLAD stock?
The financial health rating of GLADSTONE CAPITAL CORP (GLAD) is 4 / 10.
What is the earnings growth outlook for GLADSTONE CAPITAL CORP?
The Earnings per Share (EPS) of GLADSTONE CAPITAL CORP (GLAD) is expected to decline by -3.39% in the next year.