US3999091008 - ADR

We assign a fundamental rating of **4** out of 10 to **GGAL**. **GGAL** was compared to 405 industry peers in the **Banks** industry. Both the profitability and financial health of **GGAL** have multiple concerns. **GGAL** is valued quite expensive, but it does show an excellent growth.

Each year in the past 5 years **GGAL** has been profitable.

In multiple years **GGAL** reported negative operating cash flow during the last 5 years.

With an excellent **Return On Assets** value of **5.39%**, **GGAL** belongs to the best of the industry, outperforming **100.00%** of the companies in the same industry.

With an excellent **Return On Equity** value of **24.70%**, **GGAL** belongs to the best of the industry, outperforming **99.50%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 5.39% | ||

ROE | 24.7% | ||

ROIC | N/A |

ROA(3y)2.25%

ROA(5y)2.47%

ROE(3y)12%

ROE(5y)13.96%

ROIC(3y)N/A

ROIC(5y)N/A

The **Profit Margin** of **GGAL** (**13.53%**) is worse than **77.86%** of its industry peers.

In the last couple of years the **Profit Margin** of **GGAL** has declined.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | N/A | ||

PM (TTM) | 13.53% | ||

GM | N/A |

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-6.61%

PM growth 5Y-13.14%

GM growth 3YN/A

GM growth 5YN/A

The number of shares outstanding for **GGAL** has been reduced compared to 5 years ago.

The debt/assets ratio for **GGAL** is higher compared to a year ago.

A Debt/Equity ratio of **0.54** indicates that **GGAL** is somewhat dependend on debt financing.

With a **Debt to Equity ratio** value of **0.54**, **GGAL** is not doing good in the industry: **74.13%** of the companies in the same industry are doing better.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.54 | ||

Debt/FCF | N/A | ||

Altman-Z | N/A |

ROIC/WACCN/A

WACCN/A

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | N/A | ||

Quick Ratio | N/A |

The **Earnings Per Share** has grown by an impressive **607.31%** over the past year.

Measured over the past years, **GGAL** shows a very strong growth in **Earnings Per Share**. The EPS has been growing by **70.92%** on average per year.

Looking at the last year, **GGAL** shows a very strong growth in **Revenue**. The Revenue has grown by **291.96%**.

Measured over the past years, **GGAL** shows a very strong growth in **Revenue**. The Revenue has been growing by **116.11%** on average per year.

EPS 1Y (TTM)607.31%

EPS 3Y110.88%

EPS 5Y70.92%

EPS Q2Q%605.62%

Revenue 1Y (TTM)291.96%

Revenue growth 3Y120.02%

Revenue growth 5Y116.11%

Sales Q2Q%89.53%

Based on estimates for the next years, **GGAL** will show a very strong growth in **Earnings Per Share**. The EPS will grow by **57.72%** on average per year.

EPS Next Y398.09%

EPS Next 2Y121.91%

EPS Next 3Y57.72%

EPS Next 5YN/A

Revenue Next Year137.38%

Revenue Next 2Y54.92%

Revenue Next 3Y35.25%

Revenue Next 5YN/A

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | N/A | ||

Fwd PE | N/A |

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | N/A | ||

EV/EBITDA | N/A |

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y121.91%

EPS Next 3Y57.72%

With a **Yearly Dividend Yield** of **6.19%**, **GGAL** is a good candidate for dividend investing.

Compared to an average industry **Dividend Yield** of **3.38**, **GGAL** pays a better dividend. On top of this **GGAL** pays more dividend than 95.52% of the companies listed in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 6.19% |

The dividend of **GGAL** decreased in the last 3 years.

Dividend Growth(5Y)N/A

Div Incr Years2

Div Non Decr Years2

DP51.55%

EPS Next 2Y121.91%

EPS Next 3Y57.72%

**GRUPO FINANCIERO GALICIA-ADR**

NASDAQ:GGAL (10/14/2024, 8:00:00 PM)

After market: 49.7 +0.26 (+0.53%)**49.44**

**-0.33 (-0.66%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap5.89B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 6.19% |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

Max EPS beat(2)

EPS beat(4)

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Min EPS beat(4)

Max EPS beat(4)

EPS beat(8)

Avg EPS beat(8)

EPS beat(12)

Avg EPS beat(12)

EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

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Min Revenue beat(2)

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Revenue beat(4)

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Revenue beat(8)

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Revenue beat(12)

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Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | N/A | ||

Fwd PE | N/A | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)N/A

PEG (5Y)N/A

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 5.39% | ||

ROE | 24.7% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | N/A | ||

PM (TTM) | 13.53% | ||

GM | N/A | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.4

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.54 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | N/A | ||

Quick Ratio | N/A | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)607.31%

EPS 3Y110.88%

EPS 5Y

EPS Q2Q%

EPS Next Y398.09%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)291.96%

Revenue growth 3Y120.02%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y