US3025201019 - Common Stock

Taking everything into account, **FNB** scores **3** out of 10 in our fundamental rating. **FNB** was compared to 406 industry peers in the **Banks** industry. Both the profitability and financial health of **FNB** have multiple concerns. **FNB** has a valuation in line with the averages, but it does not seem to be growing.

In the past year **FNB** was profitable.

In the past year **FNB** had a positive cash flow from operations.

In the past 5 years **FNB** always reported a positive cash flow from operatings.

With a decent **Return On Assets** value of **0.90%**, **FNB** is doing good in the industry, outperforming **62.56%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 0.9% | ||

ROE | 7.08% | ||

ROIC | N/A |

ROA(3y)1.01%

ROA(5y)0.97%

ROE(3y)7.74%

ROE(5y)7.32%

ROIC(3y)N/A

ROIC(5y)N/A

With a decent **Profit Margin** value of **27.37%**, **FNB** is doing good in the industry, outperforming **74.88%** of the companies in the same industry.

In the last couple of years the **Profit Margin** of **FNB** has remained more or less at the same level.

The **Operating Margin** and **Gross Margin** are not available for **FNB** so they could not be analyzed.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | N/A | ||

PM (TTM) | 27.37% | ||

GM | N/A |

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y9.92%

PM growth 5Y0.1%

GM growth 3YN/A

GM growth 5YN/A

Compared to 5 years ago, **FNB** has more shares outstanding

The debt/assets ratio for **FNB** has been reduced compared to a year ago.

A Debt/Equity ratio of **0.21** indicates that **FNB** is not too dependend on debt financing.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.21 | ||

Debt/FCF | 2.69 | ||

Altman-Z | N/A |

ROIC/WACCN/A

WACC11.05%

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | N/A | ||

Quick Ratio | N/A |

Measured over the past 5 years, **FNB** shows a small growth in **Earnings Per Share**. The EPS has been growing by **6.99%** on average per year.

The **Revenue** has been growing slightly by **5.40%** on average over the past years.

EPS 1Y (TTM)-9.88%

EPS 3Y17.82%

EPS 5Y6.99%

EPS Q2Q%-12.82%

Revenue 1Y (TTM)-2.84%

Revenue growth 3Y8.91%

Revenue growth 5Y5.4%

Sales Q2Q%-1.4%

The **Earnings Per Share** is expected to decrease by **-1.69%** on average over the next years.

Based on estimates for the next years, **FNB** will show a small growth in **Revenue**. The Revenue will grow by **2.64%** on average per year.

EPS Next Y-11%

EPS Next 2Y-1.69%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year-0.36%

Revenue Next 2Y2.64%

Revenue Next 3YN/A

Revenue Next 5YN/A

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

Based on the **Price/Earnings** ratio, **FNB** is valued a bit cheaper than the industry average as 76.85% of the companies are valued more expensively.

Based on the **Price/Forward Earnings** ratio of **9.00**, the valuation of **FNB** can be described as reasonable.

The average S&P500 **Price/Forward Earnings** ratio is at **20.38**. **FNB** is valued rather cheaply when compared to this.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 9.36 | ||

Fwd PE | 9 |

63.79% of the companies in the same industry are more expensive than **FNB**, based on the **Price/Free Cash Flow** ratio.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 9.51 | ||

EV/EBITDA | N/A |

PEG (NY)N/A

PEG (5Y)1.34

EPS Next 2Y-1.69%

EPS Next 3YN/A

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 3.5% |

The dividend of **FNB** has a limited annual growth rate of **0.84%**.

Dividend Growth(5Y)0.84%

Div Incr Years0

Div Non Decr Years14

DP41.76%

EPS Next 2Y-1.69%

EPS Next 3YN/A

**FNB CORP**

NYSE:FNB (8/9/2024, 7:04:00 PM)

After market: 13.66 0 (0%)**13.66**

**-0.04 (-0.29%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap4.91B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 3.5% |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

Max EPS beat(2)

EPS beat(4)

Avg EPS beat(4)

Min EPS beat(4)

Max EPS beat(4)

EPS beat(8)

Avg EPS beat(8)

EPS beat(12)

Avg EPS beat(12)

EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

Avg Revenue beat(2)

Min Revenue beat(2)

Max Revenue beat(2)

Revenue beat(4)

Avg Revenue beat(4)

Min Revenue beat(4)

Max Revenue beat(4)

Revenue beat(8)

Avg Revenue beat(8)

Revenue beat(12)

Avg Revenue beat(12)

Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 9.36 | ||

Fwd PE | 9 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)N/A

PEG (5Y)1.34

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 0.9% | ||

ROE | 7.08% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | N/A | ||

PM (TTM) | 27.37% | ||

GM | N/A | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.03

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.21 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | N/A | ||

Quick Ratio | N/A | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)-9.88%

EPS 3Y17.82%

EPS 5Y

EPS Q2Q%

EPS Next Y-11%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)-2.84%

Revenue growth 3Y8.91%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y