DEUTSCHE BANK AG-REGISTERED (DB) Stock Fundamental Analysis
USA - NYSE:DB - DE0005140008 - Common Stock
35.77 USD
-0.19 (-0.53%)
35.77 USD
0 (0%)
Taking everything into account, DB scores 4 out of 10 in our fundamental rating. DB was compared to 235 industry peers in the Capital Markets industry. Both the profitability and financial health of DB have multiple concerns. A decent growth rate in combination with a cheap valuation! Better keep an eye on DB.
1. Profitability
1.1 Basic Checks
In the past year DB was profitable.
In the past year DB had a positive cash flow from operations.
DB had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: DB reported negative operating cash flow in multiple years.
1.2 Ratios
DB has a worse Return On Assets (0.35%) than 73.19% of its industry peers.
DB's Return On Equity of 6.44% is in line compared to the rest of the industry. DB outperforms 42.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROIC | N/A |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 15.84%, DB perfoms like the industry average, outperforming 51.06% of the companies in the same industry.
In the last couple of years the Profit Margin of DB has grown nicely.
The Operating Margin and Gross Margin are not available for DB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
DB has less shares outstanding than it did 1 year ago.
The number of shares outstanding for DB has been reduced compared to 5 years ago.
The debt/assets ratio for DB has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of DB is 11.14, which is on the high side as it means it would take DB, 11.14 years of fcf income to pay off all of its debts.
DB has a Debt to FCF ratio (11.14) which is comparable to the rest of the industry.
DB has a Debt/Equity ratio of 3.16. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 3.16, DB is doing worse than 83.40% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.50% over the past year.
DB shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.68% yearly.
Looking at the last year, DB shows a small growth in Revenue. The Revenue has grown by 5.04% in the last year.
The Revenue has been growing slightly by 4.88% on average over the past years.
EPS 1Y (TTM)19.5%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%30.18%
Revenue 1Y (TTM)5.04%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%3.05%
3.2 Future
DB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.89% yearly.
The Revenue is expected to grow by 2.58% on average over the next years.
EPS Next Y20.57%
EPS Next 2Y16.55%
EPS Next 3Y14.79%
EPS Next 5Y4.89%
Revenue Next Year5.64%
Revenue Next 2Y4.16%
Revenue Next 3Y3.86%
Revenue Next 5Y2.58%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
DB is valuated reasonably with a Price/Earnings ratio of 10.05.
Compared to the rest of the industry, the Price/Earnings ratio of DB indicates a somewhat cheap valuation: DB is cheaper than 69.36% of the companies listed in the same industry.
DB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.10.
The Price/Forward Earnings ratio is 9.42, which indicates a very decent valuation of DB.
Based on the Price/Forward Earnings ratio, DB is valued a bit cheaper than the industry average as 73.19% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.52. DB is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.05 | ||
| Fwd PE | 9.42 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, DB is valued cheaply inside the industry as 90.21% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as DB's earnings are expected to grow with 14.79% in the coming years.
PEG (NY)0.49
PEG (5Y)N/A
EPS Next 2Y16.55%
EPS Next 3Y14.79%
5. Dividend
5.1 Amount
DB has a Yearly Dividend Yield of 2.19%.
DB's Dividend Yield is comparable with the industry average which is at 8.48.
DB's Dividend Yield is comparable with the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.19% |
5.2 History
On average, the dividend of DB grows each year by 32.48%, which is quite nice.
DB has been paying a dividend for at least 10 years, so it has a reliable track record.
DB has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)32.48%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
DB pays out 26.73% of its income as dividend. This is a sustainable payout ratio.
DB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.73%
EPS Next 2Y16.55%
EPS Next 3Y14.79%
35.77
-0.19 (-0.53%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners50.73%
Inst Owner Change0.02%
Ins Owners8.14%
Ins Owner ChangeN/A
Market Cap69.69B
Revenue(TTM)32.91B
Net Income(TTM)4.92B
Analysts67.83
Price Target36.9 (3.16%)
Short Float %0.43%
Short Ratio3.33
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.19% |
Yearly Dividend0.52
Dividend Growth(5Y)32.48%
DP26.73%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.9%
Min EPS beat(2)8.72%
Max EPS beat(2)19.08%
EPS beat(4)4
Avg EPS beat(4)13.35%
Min EPS beat(4)4.98%
Max EPS beat(4)20.63%
EPS beat(8)7
Avg EPS beat(8)24.51%
EPS beat(12)11
Avg EPS beat(12)31.89%
EPS beat(16)13
Avg EPS beat(16)73.25%
Revenue beat(2)1
Avg Revenue beat(2)0.51%
Min Revenue beat(2)-0.34%
Max Revenue beat(2)1.36%
Revenue beat(4)3
Avg Revenue beat(4)0.6%
Min Revenue beat(4)-0.34%
Max Revenue beat(4)1.36%
Revenue beat(8)4
Avg Revenue beat(8)-0.46%
Revenue beat(12)7
Avg Revenue beat(12)0.03%
Revenue beat(16)11
Avg Revenue beat(16)1.99%
PT rev (1m)1.89%
PT rev (3m)24.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.41%
EPS NY rev (1m)0%
EPS NY rev (3m)3.19%
Revenue NQ rev (1m)0.59%
Revenue NQ rev (3m)0.76%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.05 | ||
| Fwd PE | 9.42 | ||
| P/S | 1.94 | ||
| P/FCF | 2.79 | ||
| P/OCF | 2.73 | ||
| P/B | 0.79 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.56
EY9.95%
EPS(NY)3.8
Fwd EY10.61%
FCF(TTM)12.83
FCFY35.87%
OCF(TTM)13.13
OCFY36.7%
SpS18.41
BVpS45.29
TBVpS40.89
PEG (NY)0.49
PEG (5Y)N/A
Graham Number60.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 6.44% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 15.84% | ||
| GM | N/A | ||
| FCFM | 69.7% |
ROA(3y)0.3%
ROA(5y)0.21%
ROE(3y)5.53%
ROE(5y)3.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.12%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.16 | ||
| Debt/FCF | 11.14 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 14.36% | ||
| Cap/Sales | 1.61% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 439.9% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)12.9%
Cap/Depr(5y)15.49%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.5%
EPS 3Y20.68%
EPS 5YN/A
EPS Q2Q%30.18%
EPS Next Y20.57%
EPS Next 2Y16.55%
EPS Next 3Y14.79%
EPS Next 5Y4.89%
Revenue 1Y (TTM)5.04%
Revenue growth 3Y5.28%
Revenue growth 5Y4.88%
Sales Q2Q%3.05%
Revenue Next Year5.64%
Revenue Next 2Y4.16%
Revenue Next 3Y3.86%
Revenue Next 5Y2.58%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y241.08%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y247.53%
OCF growth 3YN/A
OCF growth 5YN/A
DEUTSCHE BANK AG-REGISTERED / DB FAQ
What is the ChartMill fundamental rating of DEUTSCHE BANK AG-REGISTERED (DB) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DB.
Can you provide the valuation status for DEUTSCHE BANK AG-REGISTERED?
ChartMill assigns a valuation rating of 7 / 10 to DEUTSCHE BANK AG-REGISTERED (DB). This can be considered as Undervalued.
Can you provide the profitability details for DEUTSCHE BANK AG-REGISTERED?
DEUTSCHE BANK AG-REGISTERED (DB) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for DB stock?
The Price/Earnings (PE) ratio for DEUTSCHE BANK AG-REGISTERED (DB) is 10.05 and the Price/Book (PB) ratio is 0.79.
How sustainable is the dividend of DEUTSCHE BANK AG-REGISTERED (DB) stock?
The dividend rating of DEUTSCHE BANK AG-REGISTERED (DB) is 5 / 10 and the dividend payout ratio is 26.73%.