25.48 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to CGBDL. CGBDL was compared to 237 industry peers in the Capital Markets industry. CGBDL has an average financial health and profitability rating. CGBDL has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
CGBDL had positive earnings in the past year.
In the past year CGBDL has reported a negative cash flow from operations.
CGBDL had positive earnings in each of the past 5 years.
CGBDL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CGBDL has a Return On Assets (2.82%) which is in line with its industry peers.
With a Return On Equity value of 6.06%, CGBDL perfoms like the industry average, outperforming 42.19% of the companies in the same industry.
CGBDL has a Return On Invested Capital (3.22%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for CGBDL is below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
Looking at the Profit Margin, with a value of 29.49%, CGBDL is in the better half of the industry, outperforming 73.42% of the companies in the same industry.
In the last couple of years the Profit Margin of CGBDL has grown nicely.
With a decent Operating Margin value of 41.53%, CGBDL is doing good in the industry, outperforming 75.11% of the companies in the same industry.
CGBDL's Operating Margin has been stable in the last couple of years.
CGBDL's Gross Margin of 44.34% is in line compared to the rest of the industry. CGBDL outperforms 50.21% of its industry peers.
In the last couple of years the Gross Margin of CGBDL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
CGBDL has more shares outstanding than it did 1 year ago.
CGBDL has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CGBDL has an improved debt to assets ratio.
2.2 Solvency
CGBDL has an Altman-Z score of 0.98. This is a bad value and indicates that CGBDL is not financially healthy and even has some risk of bankruptcy.
CGBDL has a Altman-Z score (0.98) which is comparable to the rest of the industry.
CGBDL has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
CGBDL has a Debt to Equity ratio of 1.10. This is comparable to the rest of the industry: CGBDL outperforms 44.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.31 indicates that CGBDL has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.31, CGBDL is in the better half of the industry, outperforming 76.79% of the companies in the same industry.
A Quick Ratio of 2.31 indicates that CGBDL has no problem at all paying its short term obligations.
CGBDL has a Quick ratio of 2.31. This is in the better half of the industry: CGBDL outperforms 76.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
CGBDL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -21.05%.
The Earnings Per Share has been growing slightly by 2.24% on average over the past years.
Looking at the last year, CGBDL shows a small growth in Revenue. The Revenue has grown by 2.55% in the last year.
Measured over the past years, CGBDL shows a small growth in Revenue. The Revenue has been growing by 1.00% on average per year.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
The Earnings Per Share is expected to decrease by -7.24% on average over the next years.
Based on estimates for the next years, CGBDL will show a small growth in Revenue. The Revenue will grow by 5.05% on average per year.
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CGBDL is valuated correctly with a Price/Earnings ratio of 15.44.
The rest of the industry has a similar Price/Earnings ratio as CGBDL.
CGBDL is valuated rather cheaply when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 15.93, CGBDL is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CGBDL is on the same level as its industry peers.
CGBDL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.44 | ||
| Fwd PE | 15.93 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CGBDL's earnings are expected to decrease with -7.24% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)6.88
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
5. Dividend
5.1 Amount
CGBDL has a Yearly Dividend Yield of 13.43%, which is a nice return.
Compared to an average industry Dividend Yield of 8.59, CGBDL pays a better dividend. On top of this CGBDL pays more dividend than 81.01% of the companies listed in the same industry.
CGBDL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.43% |
5.2 History
The dividend of CGBDL has a limited annual growth rate of 1.13%.
CGBDL is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)1.13%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
136.52% of the earnings are spent on dividend by CGBDL. This is not a sustainable payout ratio.
The Dividend Rate of CGBDL has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
CARLYLE SECURED LENDING - CGBD 8.2 12/01/28
NASDAQ:CGBDL (11/26/2025, 8:21:14 PM)
25.48
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners36%
Inst Owner ChangeN/A
Ins Owners0.42%
Ins Owner ChangeN/A
Market Cap1.86B
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts51.67
Price Target29.18 (14.52%)
Short Float %0%
Short Ratio0.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.43% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0.79%
PT rev (3m)6.24%
EPS NQ rev (1m)-6.78%
EPS NQ rev (3m)-6.67%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.27%
Revenue NQ rev (1m)-1.98%
Revenue NQ rev (3m)0.85%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.44 | ||
| Fwd PE | 15.93 | ||
| P/S | 7.58 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.56 | ||
| P/tB | 1.56 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY6.48%
EPS(NY)1.6
Fwd EY6.28%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)6.88
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.98 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 / CGBDL FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBDL.
What is the valuation status for CGBDL stock?
ChartMill assigns a valuation rating of 2 / 10 to CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL). This can be considered as Overvalued.
How profitable is CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL) stock?
CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL) has a profitability rating of 5 / 10.
What are the PE and PB ratios of CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL) stock?
The Price/Earnings (PE) ratio for CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL) is 15.44 and the Price/Book (PB) ratio is 1.56.
Can you provide the expected EPS growth for CGBDL stock?
The Earnings per Share (EPS) of CARLYLE SECURED LENDING - CGBD 8.2 12/01/28 (CGBDL) is expected to decline by -19% in the next year.