CA0636711016 - Common Stock

Overall **BMO** gets a fundamental rating of **4** out of 10. We evaluated **BMO** against 407 industry peers in the **Banks** industry. **BMO** scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. **BMO** is valued correctly, but it does not seem to be growing.

In the past year **BMO** had a positive cash flow from operations.

Looking at the **Return On Assets**, with a value of **0.43%**, **BMO** is doing worse than **81.08%** of the companies in the same industry.

Looking at the **Return On Equity**, with a value of **7.37%**, **BMO** is doing worse than **62.90%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 0.43% | ||

ROE | 7.37% | ||

ROIC | N/A |

ROA(3y)0.74%

ROA(5y)0.68%

ROE(3y)12.36%

ROE(5y)11.3%

ROIC(3y)N/A

ROIC(5y)N/A

With a **Profit Margin** value of **18.37%**, **BMO** is not doing good in the industry: **70.02%** of the companies in the same industry are doing better.

In the last couple of years the **Profit Margin** of **BMO** has declined.

The **Operating Margin** and **Gross Margin** are not available for **BMO** so they could not be analyzed.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | N/A | ||

PM (TTM) | 18.37% | ||

GM | N/A |

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-12.43%

PM growth 5Y-10.88%

GM growth 3YN/A

GM growth 5YN/A

The number of shares outstanding for **BMO** has been increased compared to 5 years ago.

The Debt to FCF ratio of **BMO** is **5.95**, which is a neutral value as it means it would take **BMO**, **5.95** years of fcf income to pay off all of its debts.

With a **Debt to Equity ratio** value of **2.55**, **BMO** is not doing good in the industry: **94.59%** of the companies in the same industry are doing better.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 2.55 | ||

Debt/FCF | 5.95 | ||

Altman-Z | N/A |

ROIC/WACCN/A

WACC12.93%

A Current Ratio of **2.15** indicates that **BMO** has no problem at all paying its short term obligations.

Looking at the **Current ratio**, with a value of **2.15**, **BMO** belongs to the top of the industry, outperforming **99.75%** of the companies in the same industry.

A Quick Ratio of **2.15** indicates that **BMO** has no problem at all paying its short term obligations.

Looking at the **Quick ratio**, with a value of **2.15**, **BMO** belongs to the top of the industry, outperforming **99.75%** of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | 2.15 | ||

Quick Ratio | 2.15 |

The **Earnings Per Share** has been growing slightly by **5.46%** on average over the past years.

The **Revenue** has been growing slightly by **6.38%** on average over the past years.

EPS 1Y (TTM)-12.54%

EPS 3Y15.05%

EPS 5Y5.46%

EPS Q2Q%-11.6%

Revenue 1Y (TTM)1.08%

Revenue growth 3Y7.4%

Revenue growth 5Y6.38%

Sales Q2Q%-5.43%

The **Revenue** is expected to grow by **3.82%** on average over the next years.

EPS Next Y-7.61%

EPS Next 2Y0.08%

EPS Next 3Y4.64%

EPS Next 5YN/A

Revenue Next Year2.63%

Revenue Next 2Y3.8%

Revenue Next 3Y4.94%

Revenue Next 5Y3.82%

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

Based on the **Price/Earnings** ratio of **11.17**, the valuation of **BMO** can be described as reasonable.

Compared to an average S&P500 **Price/Earnings** ratio of **29.08**, **BMO** is valued rather cheaply.

Based on the **Price/Forward Earnings** ratio of **10.21**, the valuation of **BMO** can be described as reasonable.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 11.17 | ||

Fwd PE | 10.21 |

Compared to the rest of the industry, the **Price/Free Cash Flow** ratio of **BMO** indicates a rather cheap valuation: **BMO** is cheaper than 97.54% of the companies listed in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 2.49 | ||

EV/EBITDA | N/A |

PEG (NY)N/A

PEG (5Y)2.05

EPS Next 2Y0.08%

EPS Next 3Y4.64%

Compared to an average S&P500 **Dividend Yield** of **2.29**, **BMO** pays a better dividend.

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 5.21% |

The dividend of **BMO** decreases each year by **-0.73%**.

Dividend Growth(5Y)-0.73%

Div Incr Years0

Div Non Decr Years0

DP47.95%

EPS Next 2Y0.08%

EPS Next 3Y4.64%

**BANK OF MONTREAL**

NYSE:BMO (7/22/2024, 7:12:10 PM)

After market: 87.48 0 (0%)**87.48**

**+0.53 (+0.61%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap63.46B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | 5.21% |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

Max EPS beat(2)

EPS beat(4)

Avg EPS beat(4)

Min EPS beat(4)

Max EPS beat(4)

EPS beat(8)

Avg EPS beat(8)

EPS beat(12)

Avg EPS beat(12)

EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

Avg Revenue beat(2)

Min Revenue beat(2)

Max Revenue beat(2)

Revenue beat(4)

Avg Revenue beat(4)

Min Revenue beat(4)

Max Revenue beat(4)

Revenue beat(8)

Avg Revenue beat(8)

Revenue beat(12)

Avg Revenue beat(12)

Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 11.17 | ||

Fwd PE | 10.21 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)N/A

PEG (5Y)2.05

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | 0.43% | ||

ROE | 7.37% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | N/A | ||

PM (TTM) | 18.37% | ||

GM | N/A | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.02

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 2.55 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | 2.15 | ||

Quick Ratio | 2.15 | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)-12.54%

EPS 3Y15.05%

EPS 5Y

EPS Q2Q%

EPS Next Y-7.61%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)1.08%

Revenue growth 3Y7.4%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y