16.19 USD
+0.06 (+0.37%)
Taking everything into account, BHFAP scores 3 out of 10 in our fundamental rating. BHFAP was compared to 147 industry peers in the Insurance industry. BHFAP has a bad profitability rating. Also its financial health evaluation is rather negative. BHFAP has a correct valuation and a medium growth rate. Finally BHFAP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year BHFAP was profitable.
In the past year BHFAP had a positive cash flow from operations.
BHFAP had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: BHFAP reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 0.35%, BHFAP is not doing good in the industry: 78.91% of the companies in the same industry are doing better.
BHFAP has a better Return On Equity (13.59%) than 61.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 13.59% | ||
| ROIC | N/A |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BHFAP has a better Profit Margin (13.77%) than 74.15% of its industry peers.
BHFAP has a better Operating Margin (20.85%) than 76.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.85% | ||
| PM (TTM) | 13.77% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, BHFAP has less shares outstanding
Compared to 5 years ago, BHFAP has less shares outstanding
BHFAP has a better debt/assets ratio than last year.
2.2 Solvency
BHFAP has a debt to FCF ratio of 21.91. This is a negative value and a sign of low solvency as BHFAP would need 21.91 years to pay back of all of its debts.
BHFAP has a Debt to FCF ratio of 21.91. This is in the lower half of the industry: BHFAP underperforms 70.75% of its industry peers.
A Debt/Equity ratio of 0.50 indicates that BHFAP is not too dependend on debt financing.
BHFAP has a Debt to Equity ratio of 0.50. This is in the lower half of the industry: BHFAP underperforms 70.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 21.91 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BHFAP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.55%, which is quite good.
BHFAP shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 39.18% yearly.
BHFAP shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.71%.
Measured over the past years, BHFAP shows a decrease in Revenue. The Revenue has been decreasing by -6.34% on average per year.
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
3.2 Future
BHFAP is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.22% yearly.
The Revenue is expected to grow by 3.56% on average over the next years.
EPS Next Y-34.89%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
EPS Next 5Y-1.22%
Revenue Next Year1.97%
Revenue Next 2Y2.94%
Revenue Next 3Y2.31%
Revenue Next 5Y3.56%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 0.55 indicates a rather cheap valuation of BHFAP.
Compared to the rest of the industry, the Price/Earnings ratio of BHFAP indicates a rather cheap valuation: BHFAP is cheaper than 97.96% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of BHFAP to the average of the S&P500 Index (25.98), we can say BHFAP is valued rather cheaply.
The Price/Forward Earnings ratio is 0.75, which indicates a rather cheap valuation of BHFAP.
BHFAP's Price/Forward Earnings ratio is rather cheap when compared to the industry. BHFAP is cheaper than 98.64% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 35.79. BHFAP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.55 | ||
| Fwd PE | 0.75 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BHFAP indicates a somewhat cheap valuation: BHFAP is cheaper than 65.31% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.43 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as BHFAP's earnings are expected to decrease with -4.53% in the coming years.
PEG (NY)N/A
PEG (5Y)0.01
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
5. Dividend
5.1 Amount
BHFAP has a Yearly Dividend Yield of 10.29%, which is a nice return.
BHFAP's Dividend Yield is rather good when compared to the industry average which is at 3.46. BHFAP pays more dividend than 96.60% of the companies in the same industry.
BHFAP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.29% |
5.2 History
The dividend of BHFAP is nicely growing with an annual growth rate of 54.87%!
BHFAP has been paying a dividend for over 5 years, so it has already some track record.
BHFAP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)54.87%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
11.79% of the earnings are spent on dividend by BHFAP. This is a low number and sustainable payout ratio.
DP11.79%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP
NASDAQ:BHFAP (11/26/2025, 9:50:51 AM)
16.19
+0.06 (+0.37%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners86.79%
Inst Owner ChangeN/A
Ins Owners1.16%
Ins Owner ChangeN/A
Market Cap925.26M
Revenue(TTM)6.28B
Net Income(TTM)865.00M
Analysts54.12
Price Target16.61 (2.59%)
Short Float %0.31%
Short Ratio1.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.29% |
Yearly Dividend1.67
Dividend Growth(5Y)54.87%
DP11.79%
Div Incr Years0
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)103.33%
Min EPS beat(2)-23.87%
Max EPS beat(2)230.52%
EPS beat(4)2
Avg EPS beat(4)53.56%
Min EPS beat(4)-23.87%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.89%
EPS beat(12)8
Avg EPS beat(12)38.28%
EPS beat(16)11
Avg EPS beat(16)26.52%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.89%
Max Revenue beat(2)-2.67%
Revenue beat(4)2
Avg Revenue beat(4)-0.88%
Min Revenue beat(4)-4.89%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-1.81%
Revenue beat(12)3
Avg Revenue beat(12)-8.42%
Revenue beat(16)4
Avg Revenue beat(16)-4.58%
PT rev (1m)-2.01%
PT rev (3m)-25.17%
EPS NQ rev (1m)-2.13%
EPS NQ rev (3m)-0.96%
EPS NY rev (1m)0.14%
EPS NY rev (3m)-1.83%
Revenue NQ rev (1m)-1.78%
Revenue NQ rev (3m)-1.44%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.55 | ||
| Fwd PE | 0.75 | ||
| P/S | 0.15 | ||
| P/FCF | 6.43 | ||
| P/OCF | 6.43 | ||
| P/B | 0.15 | ||
| P/tB | 0.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)29.54
EY182.46%
EPS(NY)21.62
Fwd EY133.53%
FCF(TTM)2.52
FCFY15.56%
OCF(TTM)2.52
OCFY15.56%
SpS109.92
BVpS111.34
TBVpS111.34
PEG (NY)N/A
PEG (5Y)0.01
Graham Number272.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 13.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 20.85% | ||
| PM (TTM) | 13.77% | ||
| GM | N/A | ||
| FCFM | 2.29% |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 21.91 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 8.68 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 16.65% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
EPS Next Y-34.89%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
EPS Next 5Y-1.22%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
Revenue Next Year1.97%
Revenue Next 2Y2.94%
Revenue Next 3Y2.31%
Revenue Next 5Y3.56%
EBIT growth 1Y191.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.5%
EBIT Next 3Y5.26%
EBIT Next 5YN/A
FCF growth 1Y132.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y132.88%
OCF growth 3YN/A
OCF growth 5YN/A
BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP / BHFAP FAQ
What is the fundamental rating for BHFAP stock?
ChartMill assigns a fundamental rating of 3 / 10 to BHFAP.
What is the valuation status of BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) stock?
ChartMill assigns a valuation rating of 6 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP). This can be considered as Fairly Valued.
How profitable is BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) stock?
BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) has a profitability rating of 2 / 10.
What are the PE and PB ratios of BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) stock?
The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) is 0.55 and the Price/Book (PB) ratio is 0.15.
What is the earnings growth outlook for BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP?
The Earnings per Share (EPS) of BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) is expected to decline by -34.89% in the next year.