BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) Fundamental Analysis & Valuation

NASDAQ:BHFAP • US10922N3017

Current stock price

15.01 USD
-0.28 (-1.83%)
At close:
16.64 USD
+1.63 (+10.86%)
After Hours:

This BHFAP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. BHFAP Profitability Analysis

1.1 Basic Checks

  • In the past year BHFAP was profitable.
  • BHFAP had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: BHFAP reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: BHFAP reported negative operating cash flow in multiple years.
BHFAP Yearly Net Income VS EBIT VS OCF VS FCFBHFAP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B -4B

1.2 Ratios

  • BHFAP has a worse Return On Assets (0.14%) than 79.73% of its industry peers.
  • BHFAP has a Return On Equity of 4.89%. This is in the lower half of the industry: BHFAP underperforms 71.62% of its industry peers.
Industry RankSector Rank
ROA 0.14%
ROE 4.89%
ROIC N/A
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
BHFAP Yearly ROA, ROE, ROICBHFAP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -10 -20

1.3 Margins

  • Looking at the Profit Margin, with a value of 4.89%, BHFAP is doing worse than 65.54% of the companies in the same industry.
  • BHFAP's Operating Margin of 9.25% is on the low side compared to the rest of the industry. BHFAP is outperformed by 60.81% of its industry peers.
Industry RankSector Rank
OM 9.25%
PM (TTM) 4.89%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BHFAP Yearly Profit, Operating, Gross MarginsBHFAP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100

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2

2. BHFAP Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for BHFAP has been reduced compared to 1 year ago.
  • BHFAP has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BHFAP has an improved debt to assets ratio.
BHFAP Yearly Shares OutstandingBHFAP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BHFAP Yearly Total Debt VS Total AssetsBHFAP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • BHFAP has a debt to FCF ratio of 12.18. This is a negative value and a sign of low solvency as BHFAP would need 12.18 years to pay back of all of its debts.
  • BHFAP has a Debt to FCF ratio of 12.18. This is in the lower half of the industry: BHFAP underperforms 70.95% of its industry peers.
  • BHFAP has a Debt/Equity ratio of 0.47. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.47, BHFAP is doing worse than 69.59% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 12.18
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BHFAP Yearly LT Debt VS Equity VS FCFBHFAP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BHFAP Yearly Current Assets VS Current LiabilitesBHFAP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2020 2021 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. BHFAP Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 2.55% over the past year.
  • BHFAP shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 46.66% yearly.
  • Looking at the last year, BHFAP shows a very strong growth in Revenue. The Revenue has grown by 43.23%.
  • BHFAP shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -4.47% yearly.
EPS 1Y (TTM)2.55%
EPS 3Y46.66%
EPS 5YN/A
EPS Q2Q%-27.02%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-25.59%

3.2 Future

  • The Earnings Per Share is expected to decrease by -6.90% on average over the next years.
  • Based on estimates for the next years, BHFAP will show a small growth in Revenue. The Revenue will grow by 2.23% on average per year.
EPS Next Y-25.66%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
EPS Next 5Y-6.9%
Revenue Next Year1.61%
Revenue Next 2Y1.46%
Revenue Next 3Y2%
Revenue Next 5Y2.23%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BHFAP Yearly Revenue VS EstimatesBHFAP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B
BHFAP Yearly EPS VS EstimatesBHFAP Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 10 20

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6

4. BHFAP Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 0.53, which indicates a rather cheap valuation of BHFAP.
  • 98.65% of the companies in the same industry are more expensive than BHFAP, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of BHFAP to the average of the S&P500 Index (25.23), we can say BHFAP is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 0.72, the valuation of BHFAP can be described as very cheap.
  • 98.65% of the companies in the same industry are more expensive than BHFAP, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 23.28. BHFAP is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 0.53
Fwd PE 0.72
BHFAP Price Earnings VS Forward Price EarningsBHFAP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BHFAP's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BHFAP is cheaper than 77.70% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.31
EV/EBITDA N/A
BHFAP Per share dataBHFAP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • BHFAP's earnings are expected to decrease with -10.20% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. BHFAP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 10.38%, BHFAP is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.83, BHFAP pays a better dividend. On top of this BHFAP pays more dividend than 96.62% of the companies listed in the same industry.
  • BHFAP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 10.38%

5.2 History

  • The dividend of BHFAP is nicely growing with an annual growth rate of 31.18%!
  • BHFAP has been paying a dividend for over 5 years, so it has already some track record.
  • As BHFAP did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)31.18%
Div Incr Years0
Div Non Decr Years5
BHFAP Yearly Dividends per shareBHFAP Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 30.82% of the earnings are spent on dividend by BHFAP. This is a low number and sustainable payout ratio.
DP30.82%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
BHFAP Yearly Income VS Free CF VS DividendBHFAP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B
BHFAP Dividend Payout.BHFAP Dividend Payout, showing the Payout Ratio.BHFAP Dividend Payout.PayoutRetained Earnings

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BHFAP Fundamentals: All Metrics, Ratios and Statistics

BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP

NASDAQ:BHFAP (3/20/2026, 8:00:01 PM)

After market: 16.64 +1.63 (+10.86%)

15.01

-0.28 (-1.83%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-23
Earnings (Next)05-06
Inst Owners91.47%
Inst Owner ChangeN/A
Ins Owners1.22%
Ins Owner ChangeN/A
Market Cap858.27M
Revenue(TTM)6.77B
Net Income(TTM)331.00M
Analysts52
Price Target18.49 (23.18%)
Short Float %0.01%
Short Ratio0.19
Dividend
Industry RankSector Rank
Dividend Yield 10.38%
Yearly Dividend1.76
Dividend Growth(5Y)31.18%
DP30.82%
Div Incr Years0
Div Non Decr Years5
Ex-Date03-10
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)100.38%
Min EPS beat(2)-29.76%
Max EPS beat(2)230.52%
EPS beat(4)1
Avg EPS beat(4)41.92%
Min EPS beat(4)-29.76%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.51%
EPS beat(12)7
Avg EPS beat(12)31.8%
EPS beat(16)10
Avg EPS beat(16)22.03%
Revenue beat(2)0
Avg Revenue beat(2)-15.19%
Min Revenue beat(2)-25.5%
Max Revenue beat(2)-4.89%
Revenue beat(4)1
Avg Revenue beat(4)-7.4%
Min Revenue beat(4)-25.5%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-4.91%
Revenue beat(12)3
Avg Revenue beat(12)-4.08%
Revenue beat(16)4
Avg Revenue beat(16)-5.59%
PT rev (1m)5.76%
PT rev (3m)11.37%
EPS NQ rev (1m)-2.38%
EPS NQ rev (3m)1.82%
EPS NY rev (1m)-0.51%
EPS NY rev (3m)1.94%
Revenue NQ rev (1m)-3.11%
Revenue NQ rev (3m)-3.16%
Revenue NY rev (1m)-1.96%
Revenue NY rev (3m)-1.57%
Valuation
Industry RankSector Rank
PE 0.53
Fwd PE 0.72
P/S 0.13
P/FCF 3.31
P/OCF 3.31
P/B 0.13
P/tB 0.13
EV/EBITDA N/A
EPS(TTM)28.17
EY187.67%
EPS(NY)20.94
Fwd EY139.51%
FCF(TTM)4.53
FCFY30.18%
OCF(TTM)4.53
OCFY30.18%
SpS118.33
BVpS118.36
TBVpS118.36
PEG (NY)N/A
PEG (5Y)N/A
Graham Number273.9
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 4.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 9.25%
PM (TTM) 4.89%
GM N/A
FCFM 3.83%
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 12.18
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 4.15
Cash Conversion N/A
Profit Quality 78.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.55%
EPS 3Y46.66%
EPS 5YN/A
EPS Q2Q%-27.02%
EPS Next Y-25.66%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
EPS Next 5Y-6.9%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-25.59%
Revenue Next Year1.61%
Revenue Next 2Y1.46%
Revenue Next 3Y2%
Revenue Next 5Y2.23%
EBIT growth 1Y9.06%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-31.45%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y189.31%
FCF growth 3YN/A
FCF growth 5Y-21.84%
OCF growth 1Y189.31%
OCF growth 3YN/A
OCF growth 5Y-21.84%

BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP / BHFAP Fundamental Analysis FAQ

What is the fundamental rating for BHFAP stock?

ChartMill assigns a fundamental rating of 3 / 10 to BHFAP.


Can you provide the valuation status for BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP?

ChartMill assigns a valuation rating of 6 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP). This can be considered as Fairly Valued.


How profitable is BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) stock?

BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) has a profitability rating of 1 / 10.


Can you provide the financial health for BHFAP stock?

The financial health rating of BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) is 2 / 10.


Can you provide the dividend sustainability for BHFAP stock?

The dividend rating of BRIGHTHOUSE FINANCIAL IN - BHF 6.6 PERP (BHFAP) is 8 / 10 and the dividend payout ratio is 30.82%.