AMERIPRISE FINANCIAL INC (AMP) Fundamental Analysis & Valuation

NYSE:AMP • US03076C1062

458.76 USD
-2.72 (-0.59%)
Last: Mar 10, 2026, 10:46 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This AMP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to AMP. AMP was compared to 242 industry peers in the Capital Markets industry. AMP has a medium profitability rating, but doesn't score so well on its financial health evaluation. AMP has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

6

1. AMP Profitability Analysis

1.1 Basic Checks

  • In the past year AMP was profitable.
  • In the past year AMP had a positive cash flow from operations.
  • Each year in the past 5 years AMP has been profitable.
  • Each year in the past 5 years AMP had a positive operating cash flow.
AMP Yearly Net Income VS EBIT VS OCF VS FCFAMP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • AMP has a Return On Assets (1.87%) which is comparable to the rest of the industry.
  • The Return On Equity of AMP (54.41%) is better than 97.52% of its industry peers.
  • AMP has a worse Return On Invested Capital (2.47%) than 62.81% of its industry peers.
  • AMP had an Average Return On Invested Capital over the past 3 years of 2.27%. This is below the industry average of 7.06%.
  • The last Return On Invested Capital (2.47%) for AMP is above the 3 year average (2.27%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROIC 2.47%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
AMP Yearly ROA, ROE, ROICAMP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • With a Profit Margin value of 18.84%, AMP perfoms like the industry average, outperforming 52.48% of the companies in the same industry.
  • In the last couple of years the Profit Margin of AMP has grown nicely.
  • The Operating Margin of AMP (30.85%) is comparable to the rest of the industry.
  • AMP's Operating Margin has improved in the last couple of years.
  • With a decent Gross Margin value of 52.67%, AMP is doing good in the industry, outperforming 60.74% of the companies in the same industry.
  • AMP's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
AMP Yearly Profit, Operating, Gross MarginsAMP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. AMP Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AMP has less shares outstanding
  • AMP has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for AMP has been reduced compared to a year ago.
AMP Yearly Shares OutstandingAMP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
AMP Yearly Total Debt VS Total AssetsAMP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • Based on the Altman-Z score of 0.46, we must say that AMP is in the distress zone and has some risk of bankruptcy.
  • AMP has a Altman-Z score of 0.46. This is in the lower half of the industry: AMP underperforms 60.33% of its industry peers.
  • The Debt to FCF ratio of AMP is 4.85, which is a neutral value as it means it would take AMP, 4.85 years of fcf income to pay off all of its debts.
  • AMP has a better Debt to FCF ratio (4.85) than 69.42% of its industry peers.
  • AMP has a Debt/Equity ratio of 6.05. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of AMP (6.05) is worse than 86.78% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Altman-Z 0.46
ROIC/WACCN/A
WACCN/A
AMP Yearly LT Debt VS Equity VS FCFAMP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.67 indicates that AMP may have some problems paying its short term obligations.
  • AMP has a worse Current ratio (0.67) than 66.12% of its industry peers.
  • A Quick Ratio of 0.67 indicates that AMP may have some problems paying its short term obligations.
  • AMP has a worse Quick ratio (0.67) than 65.70% of its industry peers.
Industry RankSector Rank
Current Ratio 0.67
Quick Ratio 0.67
AMP Yearly Current Assets VS Current LiabilitesAMP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. AMP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 13.71% over the past year.
  • The Earnings Per Share has been growing by 18.46% on average over the past years. This is quite good.
  • The Revenue has been growing slightly by 5.49% in the past year.
  • AMP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.60% yearly.
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%10.15%

3.2 Future

  • Based on estimates for the next years, AMP will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.40% on average per year.
  • AMP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.01% yearly.
EPS Next Y9.18%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
EPS Next 5Y11.4%
Revenue Next Year4.81%
Revenue Next 2Y4.59%
Revenue Next 3Y3.81%
Revenue Next 5Y6.01%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AMP Yearly Revenue VS EstimatesAMP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
AMP Yearly EPS VS EstimatesAMP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20 40 60

More info and screens

Find the best growth stocksShow best growing peers

6

4. AMP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.67, the valuation of AMP can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of AMP is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 26.45, AMP is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.69 indicates a reasonable valuation of AMP.
  • Based on the Price/Forward Earnings ratio, AMP is valued a bit cheaper than the industry average as 64.05% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.65, AMP is valued rather cheaply.
Industry RankSector Rank
PE 11.67
Fwd PE 10.69
AMP Price Earnings VS Forward Price EarningsAMP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, AMP is valued cheaply inside the industry as 85.12% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 5.13
EV/EBITDA N/A
AMP Per share dataAMP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150 200

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • AMP has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.27
PEG (5Y)0.63
EPS Next 2Y8.79%
EPS Next 3Y8.1%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. AMP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.35%, AMP has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 6.64, AMP is paying slightly less dividend.
  • Compared to the average S&P500 Dividend Yield of 1.82, AMP is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.35%

5.2 History

  • The dividend of AMP is nicely growing with an annual growth rate of 9.05%!
  • AMP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • AMP has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.05%
Div Incr Years19
Div Non Decr Years19
AMP Yearly Dividends per shareAMP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • 16.73% of the earnings are spent on dividend by AMP. This is a low number and sustainable payout ratio.
  • The dividend of AMP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP16.73%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
AMP Yearly Income VS Free CF VS DividendAMP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
AMP Dividend Payout.AMP Dividend Payout, showing the Payout Ratio.AMP Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AMP Fundamentals: All Metrics, Ratios and Statistics

AMERIPRISE FINANCIAL INC

NYSE:AMP (3/10/2026, 10:46:58 AM)

458.76

-2.72 (-0.59%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners89.76%
Inst Owner Change-0.83%
Ins Owners0.19%
Ins Owner Change-2.51%
Market Cap41.83B
Revenue(TTM)18.91B
Net Income(TTM)3.56B
Analysts75
Price Target575.57 (25.46%)
Short Float %3.58%
Short Ratio4.87
Dividend
Industry RankSector Rank
Dividend Yield 1.35%
Yearly Dividend6.36
Dividend Growth(5Y)9.05%
DP16.73%
Div Incr Years19
Div Non Decr Years19
Ex-Date02-09
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.18%
Min EPS beat(2)0.47%
Max EPS beat(2)3.88%
EPS beat(4)4
Avg EPS beat(4)2.06%
Min EPS beat(4)0.34%
Max EPS beat(4)3.88%
EPS beat(8)7
Avg EPS beat(8)0.4%
EPS beat(12)7
Avg EPS beat(12)-1.14%
EPS beat(16)11
Avg EPS beat(16)0.36%
Revenue beat(2)2
Avg Revenue beat(2)3.11%
Min Revenue beat(2)2.74%
Max Revenue beat(2)3.48%
Revenue beat(4)2
Avg Revenue beat(4)0.59%
Min Revenue beat(4)-3.02%
Max Revenue beat(4)3.48%
Revenue beat(8)2
Avg Revenue beat(8)-0.25%
Revenue beat(12)6
Avg Revenue beat(12)0.34%
Revenue beat(16)9
Avg Revenue beat(16)0.83%
PT rev (1m)0%
PT rev (3m)5.37%
EPS NQ rev (1m)-0.08%
EPS NQ rev (3m)1.31%
EPS NY rev (1m)0.6%
EPS NY rev (3m)1.24%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.85%
Revenue NY rev (1m)-0.37%
Revenue NY rev (3m)-1.1%
Valuation
Industry RankSector Rank
PE 11.67
Fwd PE 10.69
P/S 2.21
P/FCF 5.13
P/OCF 5.03
P/B 6.39
P/tB 6.39
EV/EBITDA N/A
EPS(TTM)39.31
EY8.57%
EPS(NY)42.92
Fwd EY9.36%
FCF(TTM)89.5
FCFY19.51%
OCF(TTM)91.28
OCFY19.9%
SpS207.4
BVpS71.82
TBVpS71.83
PEG (NY)1.27
PEG (5Y)0.63
Graham Number252.05
Profitability
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROCE 3.8%
ROIC 2.47%
ROICexc 2.61%
ROICexgc 6.06%
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
FCFM 43.15%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
ROICexc(3y)2.38%
ROICexc(5y)2.13%
ROICexgc(3y)5.37%
ROICexgc(5y)5.02%
ROCE(3y)3.57%
ROCE(5y)3.14%
ROICexgc growth 3Y13.23%
ROICexgc growth 5Y15.57%
ROICexc growth 3Y13.28%
ROICexc growth 5Y20.92%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
F-Score7
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.86%
Interest Coverage 7.76
Cash Conversion N/A
Profit Quality 229.05%
Current Ratio 0.67
Quick Ratio 0.67
Altman-Z 0.46
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.99%
Cap/Sales(5y)1.03%
Profit Quality(3y)197.96%
Profit Quality(5y)175.02%
High Growth Momentum
Growth
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
EPS Next Y9.18%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
EPS Next 5Y11.4%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%10.15%
Revenue Next Year4.81%
Revenue Next 2Y4.59%
Revenue Next 3Y3.81%
Revenue Next 5Y6.01%
EBIT growth 1Y11.68%
EBIT growth 3Y19.95%
EBIT growth 5Y23.96%
EBIT Next Year24.39%
EBIT Next 3Y9.31%
EBIT Next 5YN/A
FCF growth 1Y27.14%
FCF growth 3Y24.54%
FCF growth 5Y12.76%
OCF growth 1Y26.2%
OCF growth 3Y23.61%
OCF growth 5Y12.48%

AMERIPRISE FINANCIAL INC / AMP FAQ

What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (AMP) stock?

ChartMill assigns a fundamental rating of 5 / 10 to AMP.


What is the valuation status for AMP stock?

ChartMill assigns a valuation rating of 6 / 10 to AMERIPRISE FINANCIAL INC (AMP). This can be considered as Fairly Valued.


What is the profitability of AMP stock?

AMERIPRISE FINANCIAL INC (AMP) has a profitability rating of 6 / 10.


What are the PE and PB ratios of AMERIPRISE FINANCIAL INC (AMP) stock?

The Price/Earnings (PE) ratio for AMERIPRISE FINANCIAL INC (AMP) is 11.67 and the Price/Book (PB) ratio is 6.39.


How financially healthy is AMERIPRISE FINANCIAL INC?

The financial health rating of AMERIPRISE FINANCIAL INC (AMP) is 3 / 10.