AGNC INVESTMENT CORP - AGNC 9.57216 PERP (AGNCO) Stock Fundamental Analysis
USA - NASDAQ:AGNCO - US00123Q8078
25.69 USD
-0.01 (-0.04%)
We assign a fundamental rating of 3 out of 10 to AGNCO. AGNCO was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCO while its profitability can be described as average. While showing a medium growth rate, AGNCO is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCO was profitable.
AGNCO had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCO reported negative net income in multiple years.
AGNCO had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.23%, AGNCO perfoms like the industry average, outperforming 50.75% of the companies in the same industry.
AGNCO has a Return On Equity of 2.28%. This is comparable to the rest of the industry: AGNCO outperforms 50.75% of its industry peers.
AGNCO has a Return On Invested Capital (0.30%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCO has a Profit Margin of 6.92%. This is in the better half of the industry: AGNCO outperforms 62.69% of its industry peers.
AGNCO's Profit Margin has declined in the last couple of years.
AGNCO has a Operating Margin of 11.08%. This is in the better half of the industry: AGNCO outperforms 61.19% of its industry peers.
AGNCO's Operating Margin has been stable in the last couple of years.
The Gross Margin of AGNCO (14.54%) is worse than 64.18% of its industry peers.
In the last couple of years the Gross Margin of AGNCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCO has more shares outstanding
The number of shares outstanding for AGNCO has been increased compared to 5 years ago.
Compared to 1 year ago, AGNCO has a worse debt to assets ratio.
2.2 Solvency
AGNCO has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCO is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.98, AGNCO is doing worse than 85.07% of the companies in the same industry.
The Debt to FCF ratio of AGNCO is 197.64, which is on the high side as it means it would take AGNCO, 197.64 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 197.64, AGNCO is doing worse than 76.12% of the companies in the same industry.
AGNCO has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCO has a worse Debt to Equity ratio (8.75) than 86.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCO has a Current Ratio of 0.01. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCO has a Current ratio of 0.01. This is amonst the worse of the industry: AGNCO underperforms 97.01% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCO may have some problems paying its short term obligations.
AGNCO's Quick ratio of 0.01 is on the low side compared to the rest of the industry. AGNCO is outperformed by 97.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCO have decreased strongly by -31.36% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
AGNCO shows a small growth in Revenue. In the last year, the Revenue has grown by 6.76%.
AGNCO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
AGNCO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.91% yearly.
The Revenue is expected to grow by 207.05% on average over the next years. This is a very strong growth
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.86, AGNCO is valued correctly.
AGNCO's Price/Earnings ratio is in line with the industry average.
AGNCO's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.41.
With a Price/Forward Earnings ratio of 15.87, AGNCO is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCO.
When comparing the Price/Forward Earnings ratio of AGNCO to the average of the S&P500 Index (22.87), we can say AGNCO is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.86 | ||
| Fwd PE | 15.87 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCO is valued a bit more expensive than 70.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 59.08 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCO's earnings are expected to decrease with -5.91% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
AGNCO has a Yearly Dividend Yield of 14.26%, which is a nice return.
Compared to an average industry Dividend Yield of 10.94, AGNCO pays a better dividend. On top of this AGNCO pays more dividend than 85.07% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, AGNCO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.26% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
AGNCO has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCO pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNCO's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 9.57216 PERP
NASDAQ:AGNCO (9/23/2025, 8:00:00 PM)
25.69
-0.01 (-0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap27.06B
Analysts78.1
Price Target24.96 (-2.84%)
Short Float %0%
Short Ratio0.48
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.26% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-5.42%
PT rev (3m)-7.51%
EPS NQ rev (1m)0.6%
EPS NQ rev (3m)-5.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.86 | ||
| Fwd PE | 15.87 | ||
| P/S | 7.93 | ||
| P/FCF | 59.08 | ||
| P/OCF | 59.08 | ||
| P/B | 2.62 | ||
| P/tB | 2.76 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.31%
EPS(NY)1.62
Fwd EY6.3%
FCF(TTM)0.43
FCFY1.69%
OCF(TTM)0.43
OCFY1.69%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%