AGNC INVESTMENT CORP - AGNC 9.51071 PERP (AGNCO) Stock Fundamental Analysis
NASDAQ:AGNCO - Nasdaq - US00123Q8078 - Currency: USD
AGNCO gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCO has a bad profitability rating. Also its financial health evaluation is rather negative. AGNCO is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCO had positive earnings in the past year.
AGNCO had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCO reported negative net income in multiple years.
Of the past 5 years AGNCO 4 years had a positive operating cash flow.
1.2 Ratios
AGNCO has a Return On Assets (0.35%) which is comparable to the rest of the industry.
AGNCO has a Return On Equity (3.33%) which is in line with its industry peers.
AGNCO has a Return On Invested Capital of 0.40%. This is comparable to the rest of the industry: AGNCO outperforms 49.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCO has a Profit Margin (9.46%) which is in line with its industry peers.
In the last couple of years the Profit Margin of AGNCO has declined.
With a decent Operating Margin value of 13.31%, AGNCO is doing good in the industry, outperforming 61.54% of the companies in the same industry.
In the last couple of years the Operating Margin of AGNCO has remained more or less at the same level.
Looking at the Gross Margin, with a value of 16.54%, AGNCO is doing worse than 61.54% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCO has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGNCO has more shares outstanding
AGNCO has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCO has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCO is not financially healthy and even has some risk of bankruptcy.
AGNCO's Altman-Z score of -0.95 is on the low side compared to the rest of the industry. AGNCO is outperformed by 84.62% of its industry peers.
AGNCO has a debt to FCF ratio of 323.18. This is a negative value and a sign of low solvency as AGNCO would need 323.18 years to pay back of all of its debts.
AGNCO's Debt to FCF ratio of 323.18 is on the low side compared to the rest of the industry. AGNCO is outperformed by 70.77% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCO has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 8.30, AGNCO is doing worse than 83.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCO has a Current Ratio of 0.02. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCO's Current ratio of 0.02 is on the low side compared to the rest of the industry. AGNCO is outperformed by 93.85% of its industry peers.
AGNCO has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.02, AGNCO is not doing good in the industry: 93.85% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
The earnings per share for AGNCO have decreased strongly by -29.20% in the last year.
AGNCO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
AGNCO shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
Measured over the past years, AGNCO shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
Based on estimates for the next years, AGNCO will show a decrease in Earnings Per Share. The EPS will decrease by -5.57% on average per year.
The Revenue is expected to grow by 201.74% on average over the next years. This is a very strong growth
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 14.36 indicates a correct valuation of AGNCO.
AGNCO's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of AGNCO to the average of the S&P500 Index (26.52), we can say AGNCO is valued slightly cheaper.
The Price/Forward Earnings ratio is 15.37, which indicates a correct valuation of AGNCO.
Based on the Price/Forward Earnings ratio, AGNCO is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of AGNCO to the average of the S&P500 Index (22.25), we can say AGNCO is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.36 | ||
| Fwd PE | 15.37 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCO is valued a bit more expensive than 69.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 100.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCO's earnings are expected to decrease with -5.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.93%, AGNCO is a good candidate for dividend investing.
AGNCO's Dividend Yield is a higher than the industry average which is at 13.76.
AGNCO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.93% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
As AGNCO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCO pays out 395.81% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNCO has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 9.51071 PERP
NASDAQ:AGNCO (6/6/2025, 8:00:00 PM)
25.41
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap25.93B
Analysts78.1
Price Target27.43 (7.95%)
Short Float %0%
Short Ratio0.31
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.93% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-4.02%
PT rev (3m)6.54%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.8%
EPS NY rev (1m)2.7%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.36 | ||
| Fwd PE | 15.37 | ||
| P/S | 7.35 | ||
| P/FCF | 100.5 | ||
| P/OCF | 100.5 | ||
| P/B | 2.58 | ||
| P/tB | 2.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY6.97%
EPS(NY)1.65
Fwd EY6.51%
FCF(TTM)0.25
FCFY1%
OCF(TTM)0.25
OCFY1%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%