AGNC INVESTMENT CORP - AGNC 9.51071 PERP (AGNCO) Stock Fundamental Analysis
NASDAQ:AGNCO - Nasdaq - US00123Q8078 - Currency: USD
AGNCO gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCO has a bad profitability rating. Also its financial health evaluation is rather negative. AGNCO is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCO had positive earnings in the past year.
AGNCO had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCO reported negative net income in multiple years.
Of the past 5 years AGNCO 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.35%, AGNCO perfoms like the industry average, outperforming 42.42% of the companies in the same industry.
Looking at the Return On Equity, with a value of 3.33%, AGNCO is in line with its industry, outperforming 43.94% of the companies in the same industry.
AGNCO's Return On Invested Capital of 0.40% is in line compared to the rest of the industry. AGNCO outperforms 46.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCO has a Profit Margin (9.46%) which is in line with its industry peers.
AGNCO's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 13.31%, AGNCO is in line with its industry, outperforming 59.09% of the companies in the same industry.
In the last couple of years the Operating Margin of AGNCO has remained more or less at the same level.
Looking at the Gross Margin, with a value of 16.54%, AGNCO is doing worse than 63.64% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCO has been increased compared to 1 year ago.
AGNCO has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGNCO has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.95, we must say that AGNCO is in the distress zone and has some risk of bankruptcy.
AGNCO has a worse Altman-Z score (-0.95) than 83.33% of its industry peers.
AGNCO has a debt to FCF ratio of 323.18. This is a negative value and a sign of low solvency as AGNCO would need 323.18 years to pay back of all of its debts.
The Debt to FCF ratio of AGNCO (323.18) is worse than 72.73% of its industry peers.
AGNCO has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
AGNCO's Debt to Equity ratio of 8.30 is on the low side compared to the rest of the industry. AGNCO is outperformed by 84.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCO has a Current Ratio of 0.02. This is a bad value and indicates that AGNCO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.02, AGNCO is not doing good in the industry: 95.45% of the companies in the same industry are doing better.
A Quick Ratio of 0.02 indicates that AGNCO may have some problems paying its short term obligations.
AGNCO has a worse Quick ratio (0.02) than 95.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
Measured over the past years, AGNCO shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
Looking at the last year, AGNCO shows a small growth in Revenue. The Revenue has grown by 5.15% in the last year.
AGNCO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
Based on estimates for the next years, AGNCO will show a decrease in Earnings Per Share. The EPS will decrease by -5.57% on average per year.
Based on estimates for the next years, AGNCO will show a very strong growth in Revenue. The Revenue will grow by 201.74% on average per year.
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 14.33, which indicates a correct valuation of AGNCO.
AGNCO's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 27.19. AGNCO is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 15.48, which indicates a correct valuation of AGNCO.
Based on the Price/Forward Earnings ratio, AGNCO is valued a bit more expensive than 62.12% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of AGNCO to the average of the S&P500 Index (35.33), we can say AGNCO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.33 | ||
| Fwd PE | 15.48 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCO indicates a slightly more expensive valuation: AGNCO is more expensive than 71.21% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 100.3 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCO's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.24%, AGNCO is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 11.56, AGNCO pays a better dividend. On top of this AGNCO pays more dividend than 89.39% of the companies listed in the same industry.
AGNCO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.24% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
As AGNCO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
395.81% of the earnings are spent on dividend by AGNCO. This is not a sustainable payout ratio.
The Dividend Rate of AGNCO has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 9.51071 PERP
NASDAQ:AGNCO (7/15/2025, 8:00:00 PM)
25.36
+0.04 (+0.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.88B
Analysts78.1
Price Target26.99 (6.43%)
Short Float %0.01%
Short Ratio1.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.24% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-1.62%
PT rev (3m)-3.76%
EPS NQ rev (1m)-0.19%
EPS NQ rev (3m)3.85%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)4.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)7.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.33 | ||
| Fwd PE | 15.48 | ||
| P/S | 7.33 | ||
| P/FCF | 100.3 | ||
| P/OCF | 100.3 | ||
| P/B | 2.58 | ||
| P/tB | 2.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY6.98%
EPS(NY)1.64
Fwd EY6.46%
FCF(TTM)0.25
FCFY1%
OCF(TTM)0.25
OCFY1%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%