AGNC INVESTMENT CORP - AGNC 9.51071 PERP (AGNCO) Stock Fundamental Analysis
NASDAQ:AGNCO - Nasdaq - US00123Q8078 - Currency: USD
Overall AGNCO gets a fundamental rating of 3 out of 10. We evaluated AGNCO against 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCO while its profitability can be described as average. AGNCO is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCO had positive earnings in the past year.
AGNCO had a positive operating cash flow in the past year.
In multiple years AGNCO reported negative net income over the last 5 years.
AGNCO had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCO has a better Return On Assets (0.83%) than 67.69% of its industry peers.
AGNCO has a Return On Equity of 7.49%. This is in the better half of the industry: AGNCO outperforms 80.00% of its industry peers.
AGNCO has a Return On Invested Capital (0.78%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROIC | 0.78% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 18.72%, AGNCO is doing good in the industry, outperforming 78.46% of the companies in the same industry.
AGNCO's Profit Margin has declined in the last couple of years.
AGNCO has a better Operating Margin (22.11%) than 75.38% of its industry peers.
AGNCO's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 24.92%, AGNCO perfoms like the industry average, outperforming 46.15% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCO has been increased compared to 1 year ago.
AGNCO has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AGNCO is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.93, we must say that AGNCO is in the distress zone and has some risk of bankruptcy.
AGNCO has a Altman-Z score of -0.93. This is amonst the worse of the industry: AGNCO underperforms 87.69% of its industry peers.
AGNCO has a debt to FCF ratio of 901.61. This is a negative value and a sign of low solvency as AGNCO would need 901.61 years to pay back of all of its debts.
AGNCO has a worse Debt to FCF ratio (901.61) than 72.31% of its industry peers.
A Debt/Equity ratio of 7.94 is on the high side and indicates that AGNCO has dependencies on debt financing.
AGNCO has a worse Debt to Equity ratio (7.94) than 84.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Altman-Z | -0.93 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCO may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.01, AGNCO is doing worse than 96.92% of the companies in the same industry.
A Quick Ratio of 0.01 indicates that AGNCO may have some problems paying its short term obligations.
AGNCO has a Quick ratio of 0.01. This is amonst the worse of the industry: AGNCO underperforms 96.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
AGNCO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
AGNCO shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
AGNCO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
AGNCO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.91% yearly.
AGNCO is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 201.74% yearly.
EPS Next Y-13.68%
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year2006.54%
Revenue Next 2Y401.06%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 14.22, AGNCO is valued correctly.
AGNCO's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 24.12, AGNCO is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 15.39, the valuation of AGNCO can be described as correct.
Based on the Price/Forward Earnings ratio, AGNCO is valued a bit more expensive than 63.08% of the companies in the same industry.
AGNCO is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 20.42, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.22 | ||
| Fwd PE | 15.39 |
4.2 Price Multiples
AGNCO's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. AGNCO is more expensive than 72.31% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 277.75 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCO's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 16.35%, AGNCO is a good candidate for dividend investing.
AGNCO's Dividend Yield is a higher than the industry average which is at 14.17.
Compared to an average S&P500 Dividend Yield of 2.44, AGNCO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.35% |
5.2 History
The dividend of AGNCO decreases each year by -5.92%.
AGNCO has been paying a dividend for over 5 years, so it has already some track record.
AGNCO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
169.77% of the earnings are spent on dividend by AGNCO. This is not a sustainable payout ratio.
AGNCO's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP169.77%
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 9.51071 PERP
NASDAQ:AGNCO (5/9/2025, 11:52:40 AM)
25.17
-0.03 (-0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap23.89B
Analysts78.1
Price Target28.58 (13.55%)
Short Float %0%
Short Ratio0.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.35% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP169.77%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.24%
Min EPS beat(2)-15.95%
Max EPS beat(2)-14.53%
EPS beat(4)0
Avg EPS beat(4)-8.77%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.92%
EPS beat(8)3
Avg EPS beat(8)-2.86%
EPS beat(12)7
Avg EPS beat(12)4.77%
EPS beat(16)11
Avg EPS beat(16)7.06%
Revenue beat(2)0
Avg Revenue beat(2)-90.28%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-98.37%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-93.91%
Revenue beat(12)1
Avg Revenue beat(12)-110.36%
Revenue beat(16)2
Avg Revenue beat(16)-88.14%
PT rev (1m)8.96%
PT rev (3m)5.1%
EPS NQ rev (1m)1.63%
EPS NQ rev (3m)-6.82%
EPS NY rev (1m)1.66%
EPS NY rev (3m)-6.12%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)26.55%
Revenue NY rev (1m)8.64%
Revenue NY rev (3m)31.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.22 | ||
| Fwd PE | 15.39 | ||
| P/S | 6.12 | ||
| P/FCF | 277.75 | ||
| P/OCF | 277.75 | ||
| P/B | 2.45 | ||
| P/tB | 2.59 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.03%
EPS(NY)1.64
Fwd EY6.5%
FCF(TTM)0.09
FCFY0.36%
OCF(TTM)0.09
OCFY0.36%
SpS4.11
BVpS10.29
TBVpS9.73
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROCE | 8.7% | ||
| ROIC | 0.78% | ||
| ROICexc | 0.78% | ||
| ROICexgc | 0.79% | ||
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% | ||
| FCFM | 2.2% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.3 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 11.76% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.93 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-13.68%
EPS Next 2Y-7.47%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year2006.54%
Revenue Next 2Y401.06%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y456.77%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y172.88%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y172.88%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%