XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:XIOR - BE0974288202 - REIT
28.8 EUR
+0.15 (+0.52%)
Overall XIOR gets a fundamental rating of 3 out of 10. We evaluated XIOR against 5 industry peers in the Residential REITs industry. There are concerns on the financial health of XIOR while its profitability can be described as average. XIOR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year XIOR was profitable.
XIOR had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: XIOR reported negative net income in multiple years.
In the past 5 years XIOR always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of XIOR (0.83%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 1.76%, XIOR is in line with its industry, outperforming 60.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 2.38%, XIOR is doing worse than 60.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for XIOR is in line with the industry average of 2.84%.
The 3 year average ROIC (2.31%) for XIOR is below the current ROIC(2.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.76% | ||
| ROIC | 2.38% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.3%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
XIOR's Profit Margin of 14.71% is in line compared to the rest of the industry. XIOR outperforms 60.00% of its industry peers.
In the last couple of years the Profit Margin of XIOR has grown nicely.
XIOR has a Operating Margin (45.25%) which is in line with its industry peers.
In the last couple of years the Operating Margin of XIOR has declined.
XIOR's Gross Margin of 85.92% is fine compared to the rest of the industry. XIOR outperforms 80.00% of its industry peers.
XIOR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.25% | ||
| PM (TTM) | 14.71% | ||
| GM | 85.92% |
OM growth 3Y-6.18%
OM growth 5Y-4.99%
PM growth 3Y-27.18%
PM growth 5Y18.23%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so XIOR is destroying value.
The number of shares outstanding for XIOR has been increased compared to 1 year ago.
The number of shares outstanding for XIOR has been increased compared to 5 years ago.
XIOR has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.56, we must say that XIOR is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.56, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of XIOR is 23.18, which is on the high side as it means it would take XIOR, 23.18 years of fcf income to pay off all of its debts.
XIOR has a worse Debt to FCF ratio (23.18) than 60.00% of its industry peers.
A Debt/Equity ratio of 0.94 indicates that XIOR is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.94, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.18 | ||
| Altman-Z | 0.56 |
ROIC/WACC0.47
WACC5.02%
2.3 Liquidity
A Current Ratio of 0.55 indicates that XIOR may have some problems paying its short term obligations.
The Current ratio of XIOR (0.55) is comparable to the rest of the industry.
XIOR has a Quick Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.55, XIOR perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 34.78% over the past year.
XIOR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.34% yearly.
XIOR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -11.23%.
XIOR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 30.12% yearly.
EPS 1Y (TTM)34.78%
EPS 3Y-21.23%
EPS 5Y26.34%
EPS Q2Q%111.59%
Revenue 1Y (TTM)-11.23%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%14.03%
3.2 Future
XIOR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.32% yearly.
Based on estimates for the next years, XIOR will show a small growth in Revenue. The Revenue will grow by 5.70% on average per year.
EPS Next Y-0.97%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EPS Next 5Y0.32%
Revenue Next Year9.15%
Revenue Next 2Y8.47%
Revenue Next 3Y7.66%
Revenue Next 5Y5.7%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.57, the valuation of XIOR can be described as rather expensive.
XIOR's Price/Earnings is on the same level as the industry average.
XIOR's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.77.
Based on the Price/Forward Earnings ratio of 12.48, the valuation of XIOR can be described as correct.
Based on the Price/Forward Earnings ratio, XIOR is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
XIOR's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.57 | ||
| Fwd PE | 12.48 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, XIOR is valued a bit more expensive than 60.00% of the companies in the same industry.
XIOR's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.89 | ||
| EV/EBITDA | 32.38 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.78
EPS Next 2Y1.01%
EPS Next 3Y2.05%
5. Dividend
5.1 Amount
XIOR has a Yearly Dividend Yield of 4.12%, which is a nice return.
XIOR's Dividend Yield is slightly below the industry average, which is at 5.36.
Compared to an average S&P500 Dividend Yield of 2.00, XIOR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.12% |
5.2 History
The dividend of XIOR is nicely growing with an annual growth rate of 20.23%!
Dividend Growth(5Y)20.23%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
91.03% of the earnings are spent on dividend by XIOR. This is not a sustainable payout ratio.
XIOR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP91.03%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EBR:XIOR (12/31/2025, 1:54:53 PM)
28.8
+0.15 (+0.52%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners24.86%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.34B
Revenue(TTM)214.37M
Net Income(TTM)30.76M
Analysts81.25
Price Target36.72 (27.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.12% |
Yearly Dividend1.15
Dividend Growth(5Y)20.23%
DP91.03%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.57%
PT rev (3m)2.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.08%
EPS NY rev (3m)-0.13%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.28%
Revenue NY rev (3m)0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.57 | ||
| Fwd PE | 12.48 | ||
| P/S | 6.43 | ||
| P/FCF | 17.89 | ||
| P/OCF | 17.63 | ||
| P/B | 0.77 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | 32.38 |
EPS(TTM)1.4
EY4.86%
EPS(NY)2.31
Fwd EY8.01%
FCF(TTM)1.61
FCFY5.59%
OCF(TTM)1.63
OCFY5.67%
SpS4.48
BVpS37.39
TBVpS37.27
PEG (NY)N/A
PEG (5Y)0.78
Graham Number34.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.76% | ||
| ROCE | 2.72% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.39% | ||
| OM | 45.25% | ||
| PM (TTM) | 14.71% | ||
| GM | 85.92% | ||
| FCFM | 35.96% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.3%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexgc growth 3Y-0.81%
ROICexgc growth 5Y1.1%
ROICexc growth 3Y-0.86%
ROICexc growth 5Y1.07%
OM growth 3Y-6.18%
OM growth 5Y-4.99%
PM growth 3Y-27.18%
PM growth 5Y18.23%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.18 | ||
| Debt/EBITDA | 17.23 | ||
| Cap/Depr | 320.59% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.34% | ||
| Profit Quality | 244.44% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.56 |
F-Score4
WACC5.02%
ROIC/WACC0.47
Cap/Depr(3y)535.32%
Cap/Depr(5y)391.82%
Cap/Sales(3y)1.99%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.78%
EPS 3Y-21.23%
EPS 5Y26.34%
EPS Q2Q%111.59%
EPS Next Y-0.97%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EPS Next 5Y0.32%
Revenue 1Y (TTM)-11.23%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%14.03%
Revenue Next Year9.15%
Revenue Next 2Y8.47%
Revenue Next 3Y7.66%
Revenue Next 5Y5.7%
EBIT growth 1Y-49.95%
EBIT growth 3Y20.24%
EBIT growth 5Y23.63%
EBIT Next Year8.31%
EBIT Next 3Y7.5%
EBIT Next 5Y5.01%
FCF growth 1Y26.59%
FCF growth 3Y21.7%
FCF growth 5YN/A
OCF growth 1Y20.62%
OCF growth 3Y22.54%
OCF growth 5YN/A
XIOR STUDENT HOUSING NV / XIOR.BR FAQ
What is the fundamental rating for XIOR stock?
ChartMill assigns a fundamental rating of 3 / 10 to XIOR.BR.
What is the valuation status for XIOR stock?
ChartMill assigns a valuation rating of 3 / 10 to XIOR STUDENT HOUSING NV (XIOR.BR). This can be considered as Overvalued.
What is the profitability of XIOR stock?
XIOR STUDENT HOUSING NV (XIOR.BR) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for XIOR stock?
The Price/Earnings (PE) ratio for XIOR STUDENT HOUSING NV (XIOR.BR) is 20.57 and the Price/Book (PB) ratio is 0.77.
Can you provide the dividend sustainability for XIOR stock?
The dividend rating of XIOR STUDENT HOUSING NV (XIOR.BR) is 4 / 10 and the dividend payout ratio is 91.03%.