XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
EBR:XIOR - BE0974288202 - REIT
29.75 EUR
+0.3 (+1.02%)
Overall XIOR gets a fundamental rating of 2 out of 10. We evaluated XIOR against 5 industry peers in the Residential REITs industry. Both the profitability and financial health of XIOR have multiple concerns. XIOR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year XIOR was profitable.
In the past year XIOR had a positive cash flow from operations.
In multiple years XIOR reported negative net income over the last 5 years.
XIOR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
XIOR has a Return On Assets of 0.83%. This is in the lower half of the industry: XIOR underperforms 60.00% of its industry peers.
With a Return On Equity value of 1.75%, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
With a Return On Invested Capital value of 2.37%, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
Measured over the past 3 years, the Average Return On Invested Capital for XIOR is in line with the industry average of 3.10%.
The last Return On Invested Capital (2.37%) for XIOR is above the 3 year average (2.31%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROIC | 2.37% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
XIOR has a Profit Margin of 14.59%. This is in the lower half of the industry: XIOR underperforms 60.00% of its industry peers.
XIOR's Profit Margin has improved in the last couple of years.
XIOR has a worse Operating Margin (45.10%) than 60.00% of its industry peers.
XIOR's Operating Margin has declined in the last couple of years.
The Gross Margin of XIOR (85.92%) is better than 80.00% of its industry peers.
XIOR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% |
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
XIOR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for XIOR has been increased compared to 1 year ago.
Compared to 5 years ago, XIOR has more shares outstanding
The debt/assets ratio for XIOR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.57, we must say that XIOR is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of XIOR (0.57) is worse than 80.00% of its industry peers.
The Debt to FCF ratio of XIOR is 23.20, which is on the high side as it means it would take XIOR, 23.20 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of XIOR (23.20) is worse than 60.00% of its industry peers.
XIOR has a Debt/Equity ratio of 0.94. This is a neutral value indicating XIOR is somewhat dependend on debt financing.
XIOR's Debt to Equity ratio of 0.94 is on the low side compared to the rest of the industry. XIOR is outperformed by 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Altman-Z | 0.57 |
ROIC/WACC0.47
WACC5.07%
2.3 Liquidity
A Current Ratio of 0.55 indicates that XIOR may have some problems paying its short term obligations.
XIOR's Current ratio of 0.55 is in line compared to the rest of the industry. XIOR outperforms 60.00% of its industry peers.
A Quick Ratio of 0.55 indicates that XIOR may have some problems paying its short term obligations.
XIOR has a Quick ratio (0.55) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
XIOR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -72.56%.
Measured over the past years, XIOR shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.32% on average per year.
Looking at the last year, XIOR shows a very negative growth in Revenue. The Revenue has decreased by -13.21% in the last year.
Measured over the past years, XIOR shows a very strong growth in Revenue. The Revenue has been growing by 30.12% on average per year.
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
3.2 Future
XIOR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.20% yearly.
Based on estimates for the next years, XIOR will show a small growth in Revenue. The Revenue will grow by 5.36% on average per year.
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.2%
Revenue Next Year8.97%
Revenue Next 2Y7.88%
Revenue Next 3Y7.1%
Revenue Next 5Y5.36%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 47.22, which means the current valuation is very expensive for XIOR.
Compared to the rest of the industry, the Price/Earnings ratio of XIOR indicates a slightly more expensive valuation: XIOR is more expensive than 60.00% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of XIOR to the average of the S&P500 Index (27.06), we can say XIOR is valued expensively.
Based on the Price/Forward Earnings ratio of 12.82, the valuation of XIOR can be described as correct.
60.00% of the companies in the same industry are cheaper than XIOR, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.69. XIOR is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.22 | ||
| Fwd PE | 12.82 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of XIOR indicates a rather expensive valuation: XIOR more expensive than 80.00% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, XIOR is valued a bit more expensive than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.49 | ||
| EV/EBITDA | 32.89 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.79
EPS Next 2Y1.28%
EPS Next 3Y2.12%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.02%, XIOR is a good candidate for dividend investing.
XIOR's Dividend Yield is slightly below the industry average, which is at 5.57.
XIOR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
5.2 History
The dividend of XIOR is nicely growing with an annual growth rate of 20.29%!
Dividend Growth(5Y)20.29%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
XIOR pays out 91.28% of its income as dividend. This is not a sustainable payout ratio.
XIOR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP91.28%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EBR:XIOR (9/5/2025, 7:00:00 PM)
29.75
+0.3 (+1.02%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners23.65%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.39B
Analysts82.5
Price Target36.72 (23.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
Yearly Dividend1.15
Dividend Growth(5Y)20.29%
DP91.28%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.39%
PT rev (3m)3.2%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.72%
EPS NY rev (3m)-4.72%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)-1.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47.22 | ||
| Fwd PE | 12.82 | ||
| P/S | 6.64 | ||
| P/FCF | 18.49 | ||
| P/OCF | 18.23 | ||
| P/B | 0.8 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 32.89 |
EPS(TTM)0.63
EY2.12%
EPS(NY)2.32
Fwd EY7.8%
FCF(TTM)1.61
FCFY5.41%
OCF(TTM)1.63
OCFY5.49%
SpS4.48
BVpS37.38
TBVpS37.27
PEG (NY)N/A
PEG (5Y)1.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROCE | 2.71% | ||
| ROIC | 2.37% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.38% | ||
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% | ||
| FCFM | 35.94% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexcg growth 3Y-0.66%
ROICexcg growth 5Y1.19%
ROICexc growth 3Y-0.7%
ROICexc growth 5Y1.17%
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Debt/EBITDA | 17.29 | ||
| Cap/Depr | 321.89% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.55% | ||
| Profit Quality | 246.3% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.57 |
F-Score4
WACC5.07%
ROIC/WACC0.47
Cap/Depr(3y)534.68%
Cap/Depr(5y)391.43%
Cap/Sales(3y)1.98%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.2%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
Revenue Next Year8.97%
Revenue Next 2Y7.88%
Revenue Next 3Y7.1%
Revenue Next 5Y5.36%
EBIT growth 1Y-50.12%
EBIT growth 3Y20.43%
EBIT growth 5Y23.75%
EBIT Next Year10.26%
EBIT Next 3Y7.43%
EBIT Next 5Y4.29%
FCF growth 1Y26.51%
FCF growth 3Y22.02%
FCF growth 5YN/A
OCF growth 1Y20.53%
OCF growth 3Y22.86%
OCF growth 5YN/A