XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
Europe - EBR:XIOR - BE0974288202 - REIT
28.35 EUR
-0.25 (-0.87%)
Overall XIOR gets a fundamental rating of 3 out of 10. We evaluated XIOR against 5 industry peers in the Residential REITs industry. Both the profitability and financial health of XIOR have multiple concerns. XIOR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year XIOR was profitable.
XIOR had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: XIOR reported negative net income in multiple years.
XIOR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
XIOR has a worse Return On Assets (0.83%) than 60.00% of its industry peers.
With a Return On Equity value of 1.75%, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
XIOR has a worse Return On Invested Capital (2.37%) than 80.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for XIOR is in line with the industry average of 3.10%.
The last Return On Invested Capital (2.37%) for XIOR is above the 3 year average (2.31%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROIC | 2.37% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
XIOR's Profit Margin of 14.59% is on the low side compared to the rest of the industry. XIOR is outperformed by 60.00% of its industry peers.
XIOR's Profit Margin has improved in the last couple of years.
The Operating Margin of XIOR (45.10%) is worse than 60.00% of its industry peers.
In the last couple of years the Operating Margin of XIOR has declined.
XIOR has a better Gross Margin (85.92%) than 80.00% of its industry peers.
XIOR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% |
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), XIOR is destroying value.
XIOR has more shares outstanding than it did 1 year ago.
The number of shares outstanding for XIOR has been increased compared to 5 years ago.
Compared to 1 year ago, XIOR has an improved debt to assets ratio.
2.2 Solvency
XIOR has an Altman-Z score of 0.56. This is a bad value and indicates that XIOR is not financially healthy and even has some risk of bankruptcy.
XIOR has a Altman-Z score of 0.56. This is amonst the worse of the industry: XIOR underperforms 80.00% of its industry peers.
XIOR has a debt to FCF ratio of 23.20. This is a negative value and a sign of low solvency as XIOR would need 23.20 years to pay back of all of its debts.
With a Debt to FCF ratio value of 23.20, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
A Debt/Equity ratio of 0.94 indicates that XIOR is somewhat dependend on debt financing.
XIOR has a Debt to Equity ratio of 0.94. This is in the lower half of the industry: XIOR underperforms 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Altman-Z | 0.56 |
ROIC/WACC0.47
WACC5.03%
2.3 Liquidity
XIOR has a Current Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
XIOR has a Current ratio (0.55) which is in line with its industry peers.
A Quick Ratio of 0.55 indicates that XIOR may have some problems paying its short term obligations.
The Quick ratio of XIOR (0.55) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 33.96% over the past year.
Measured over the past years, XIOR shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.32% on average per year.
XIOR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -11.23%.
The Revenue has been growing by 30.12% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)33.96%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%110.89%
Revenue 1Y (TTM)-11.23%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%14.03%
3.2 Future
Based on estimates for the next years, XIOR will show a small growth in Earnings Per Share. The EPS will grow by 0.32% on average per year.
XIOR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.70% yearly.
EPS Next Y-0.89%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EPS Next 5Y0.32%
Revenue Next Year8.85%
Revenue Next 2Y8.19%
Revenue Next 3Y7.45%
Revenue Next 5Y5.7%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 20.40, XIOR is valued on the expensive side.
Compared to the rest of the industry, the Price/Earnings ratio of XIOR indicates a slightly more expensive valuation: XIOR is more expensive than 60.00% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of XIOR to the average of the S&P500 Index (25.89), we can say XIOR is valued slightly cheaper.
With a Price/Forward Earnings ratio of 12.28, XIOR is valued correctly.
60.00% of the companies in the same industry are cheaper than XIOR, based on the Price/Forward Earnings ratio.
XIOR is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.4 | ||
| Fwd PE | 12.28 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, XIOR is valued expensively inside the industry as 80.00% of the companies are valued cheaper.
XIOR's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. XIOR is more expensive than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.62 | ||
| EV/EBITDA | 32.47 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.78
EPS Next 2Y1.01%
EPS Next 3Y2.05%
5. Dividend
5.1 Amount
XIOR has a Yearly Dividend Yield of 4.12%, which is a nice return.
Compared to an average industry Dividend Yield of 5.83, XIOR's dividend is way lower than its industry peers. On top of this 80.00% of the companies listed in the same industry pay a better dividend than XIOR!
Compared to an average S&P500 Dividend Yield of 2.36, XIOR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.12% |
5.2 History
The dividend of XIOR is nicely growing with an annual growth rate of 20.29%!
Dividend Growth(5Y)20.29%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
XIOR pays out 91.28% of its income as dividend. This is not a sustainable payout ratio.
XIOR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP91.28%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EBR:XIOR (11/14/2025, 7:00:00 PM)
28.35
-0.25 (-0.87%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners23.97%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.32B
Revenue(TTM)214.37M
Net Income(TTM)30.51M
Analysts81.25
Price Target35.57 (25.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.12% |
Yearly Dividend1.15
Dividend Growth(5Y)20.29%
DP91.28%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.05%
EPS NY rev (3m)-4.77%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-0.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.4 | ||
| Fwd PE | 12.28 | ||
| P/S | 6.33 | ||
| P/FCF | 17.62 | ||
| P/OCF | 17.37 | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | 32.47 |
EPS(TTM)1.39
EY4.9%
EPS(NY)2.31
Fwd EY8.14%
FCF(TTM)1.61
FCFY5.68%
OCF(TTM)1.63
OCFY5.76%
SpS4.48
BVpS37.38
TBVpS37.27
PEG (NY)N/A
PEG (5Y)0.78
Graham Number34.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROCE | 2.71% | ||
| ROIC | 2.37% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.38% | ||
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% | ||
| FCFM | 35.94% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexgc growth 3Y-0.66%
ROICexgc growth 5Y1.19%
ROICexc growth 3Y-0.7%
ROICexc growth 5Y1.17%
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Debt/EBITDA | 17.29 | ||
| Cap/Depr | 321.89% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.55% | ||
| Profit Quality | 246.3% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.56 |
F-Score4
WACC5.03%
ROIC/WACC0.47
Cap/Depr(3y)534.68%
Cap/Depr(5y)391.43%
Cap/Sales(3y)1.98%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)33.96%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%110.89%
EPS Next Y-0.89%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EPS Next 5Y0.32%
Revenue 1Y (TTM)-11.23%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%14.03%
Revenue Next Year8.85%
Revenue Next 2Y8.19%
Revenue Next 3Y7.45%
Revenue Next 5Y5.7%
EBIT growth 1Y-50.12%
EBIT growth 3Y20.43%
EBIT growth 5Y23.75%
EBIT Next Year24.95%
EBIT Next 3Y10.22%
EBIT Next 5Y5.01%
FCF growth 1Y26.51%
FCF growth 3Y22.02%
FCF growth 5YN/A
OCF growth 1Y20.53%
OCF growth 3Y22.86%
OCF growth 5YN/A
XIOR STUDENT HOUSING NV / XIOR.BR FAQ
What is the fundamental rating for XIOR stock?
ChartMill assigns a fundamental rating of 3 / 10 to XIOR.BR.
What is the valuation status for XIOR stock?
ChartMill assigns a valuation rating of 2 / 10 to XIOR STUDENT HOUSING NV (XIOR.BR). This can be considered as Overvalued.
What is the profitability of XIOR stock?
XIOR STUDENT HOUSING NV (XIOR.BR) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for XIOR stock?
The Price/Earnings (PE) ratio for XIOR STUDENT HOUSING NV (XIOR.BR) is 20.4 and the Price/Book (PB) ratio is 0.76.
Can you provide the dividend sustainability for XIOR stock?
The dividend rating of XIOR STUDENT HOUSING NV (XIOR.BR) is 4 / 10 and the dividend payout ratio is 91.28%.