XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis

EBR:XIOR • BE0974288202

30 EUR
+0.05 (+0.17%)
Last: Feb 27, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

Taking everything into account, XIOR scores 4 out of 10 in our fundamental rating. XIOR was compared to 5 industry peers in the Residential REITs industry. There are concerns on the financial health of XIOR while its profitability can be described as average. XIOR has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year XIOR was profitable.
  • In the past year XIOR had a positive cash flow from operations.
  • XIOR had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years XIOR had a positive operating cash flow.
XIOR.BR Yearly Net Income VS EBIT VS OCF VS FCFXIOR.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M

1.2 Ratios

  • The Return On Assets of XIOR (3.70%) is better than 80.00% of its industry peers.
  • The Return On Equity of XIOR (7.87%) is better than 80.00% of its industry peers.
  • The Return On Invested Capital of XIOR (2.96%) is better than 80.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for XIOR is in line with the industry average of 2.97%.
  • The 3 year average ROIC (2.46%) for XIOR is below the current ROIC(2.96%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.7%
ROE 7.87%
ROIC 2.96%
ROA(3y)1.14%
ROA(5y)2.63%
ROE(3y)2.44%
ROE(5y)5.62%
ROIC(3y)2.46%
ROIC(5y)2.24%
XIOR.BR Yearly ROA, ROE, ROICXIOR.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • XIOR has a better Profit Margin (44.50%) than 80.00% of its industry peers.
  • In the last couple of years the Profit Margin of XIOR has declined.
  • Looking at the Operating Margin, with a value of 39.46%, XIOR is in line with its industry, outperforming 60.00% of the companies in the same industry.
  • XIOR's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 87.11%, XIOR is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of XIOR has remained more or less at the same level.
Industry RankSector Rank
OM 39.46%
PM (TTM) 44.5%
GM 87.11%
OM growth 3Y4.76%
OM growth 5Y-11.57%
PM growth 3Y-38.57%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-0.9%
XIOR.BR Yearly Profit, Operating, Gross MarginsXIOR.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100 150

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • XIOR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for XIOR has been increased compared to 1 year ago.
  • XIOR has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for XIOR has been reduced compared to a year ago.
XIOR.BR Yearly Shares OutstandingXIOR.BR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
XIOR.BR Yearly Total Debt VS Total AssetsXIOR.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • Based on the Altman-Z score of 0.62, we must say that XIOR is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.62, XIOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
  • XIOR has a debt to FCF ratio of 20.63. This is a negative value and a sign of low solvency as XIOR would need 20.63 years to pay back of all of its debts.
  • XIOR's Debt to FCF ratio of 20.63 is on the low side compared to the rest of the industry. XIOR is outperformed by 60.00% of its industry peers.
  • XIOR has a Debt/Equity ratio of 0.96. This is a neutral value indicating XIOR is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.96, XIOR is doing worse than 60.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 20.63
Altman-Z 0.62
ROIC/WACC0.59
WACC4.98%
XIOR.BR Yearly LT Debt VS Equity VS FCFXIOR.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

  • XIOR has a Current Ratio of 0.48. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • XIOR has a Current ratio (0.48) which is in line with its industry peers.
  • XIOR has a Quick Ratio of 0.48. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of XIOR (0.48) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.48
Quick Ratio 0.48
XIOR.BR Yearly Current Assets VS Current LiabilitesXIOR.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 115.21% over the past year.
  • XIOR shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -37.93% yearly.
  • The Revenue has grown by 24.09% in the past year. This is a very strong growth!
  • XIOR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.23% yearly.
EPS 1Y (TTM)115.21%
EPS 3Y-37.93%
EPS 5YN/A
EPS Q2Q%1336.58%
Revenue 1Y (TTM)24.09%
Revenue growth 3Y16.74%
Revenue growth 5Y25.23%
Sales Q2Q%112.74%

3.2 Future

  • Based on estimates for the next years, XIOR will show a small growth in Earnings Per Share. The EPS will grow by 0.64% on average per year.
  • Based on estimates for the next years, XIOR will show a small growth in Revenue. The Revenue will grow by 4.41% on average per year.
EPS Next Y3.56%
EPS Next 2Y3.76%
EPS Next 3Y3.9%
EPS Next 5Y0.64%
Revenue Next Year7.52%
Revenue Next 2Y6.83%
Revenue Next 3Y5.78%
Revenue Next 5Y4.41%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
XIOR.BR Yearly Revenue VS EstimatesXIOR.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50M 100M 150M 200M 250M
XIOR.BR Yearly EPS VS EstimatesXIOR.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.5 1 1.5 2 2.5

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5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.00 indicates a reasonable valuation of XIOR.
  • Compared to the rest of the industry, the Price/Earnings ratio of XIOR indicates a somewhat cheap valuation: XIOR is cheaper than 80.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.10, XIOR is valued rather cheaply.
  • A Price/Forward Earnings ratio of 12.93 indicates a correct valuation of XIOR.
  • Based on the Price/Forward Earnings ratio, XIOR is valued a bit cheaper than 80.00% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, XIOR is valued rather cheaply.
Industry RankSector Rank
PE 10
Fwd PE 12.93
XIOR.BR Price Earnings VS Forward Price EarningsXIOR.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as XIOR.
  • XIOR's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 16.45
EV/EBITDA 25.72
XIOR.BR Per share dataXIOR.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates XIOR does not grow enough to justify the current Price/Earnings ratio.
  • XIOR has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.81
PEG (5Y)N/A
EPS Next 2Y3.76%
EPS Next 3Y3.9%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.13%, XIOR is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.00, XIOR is paying slightly less dividend.
  • XIOR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 4.13%

5.2 History

  • The dividend of XIOR has a limited annual growth rate of 2.97%.
Dividend Growth(5Y)2.97%
Div Incr Years2
Div Non Decr Years2
XIOR.BR Yearly Dividends per shareXIOR.BR Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 35.53% of the earnings are spent on dividend by XIOR. This is a low number and sustainable payout ratio.
  • The dividend of XIOR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP35.53%
EPS Next 2Y3.76%
EPS Next 3Y3.9%
XIOR.BR Yearly Income VS Free CF VS DividendXIOR.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
XIOR.BR Dividend Payout.XIOR.BR Dividend Payout, showing the Payout Ratio.XIOR.BR Dividend Payout.PayoutRetained Earnings

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XIOR STUDENT HOUSING NV

EBR:XIOR (2/27/2026, 7:00:00 PM)

30

+0.05 (+0.17%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-03
Earnings (Next)04-24
Inst Owners24.02%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.40B
Revenue(TTM)309.76M
Net Income(TTM)137.85M
Analysts81.25
Price Target35.8 (19.33%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.13%
Yearly Dividend1.1
Dividend Growth(5Y)2.97%
DP35.53%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.68%
PT rev (3m)-0.97%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.51%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.66%
Revenue NY rev (3m)-0.15%
Valuation
Industry RankSector Rank
PE 10
Fwd PE 12.93
P/S 4.52
P/FCF 16.45
P/OCF 16.22
P/B 0.8
P/tB 0.8
EV/EBITDA 25.72
EPS(TTM)3
EY10%
EPS(NY)2.32
Fwd EY7.73%
FCF(TTM)1.82
FCFY6.08%
OCF(TTM)1.85
OCFY6.17%
SpS6.63
BVpS37.51
TBVpS37.37
PEG (NY)2.81
PEG (5Y)N/A
Graham Number50.32
Profitability
Industry RankSector Rank
ROA 3.7%
ROE 7.87%
ROCE 3.46%
ROIC 2.96%
ROICexc 2.96%
ROICexgc 2.96%
OM 39.46%
PM (TTM) 44.5%
GM 87.11%
FCFM 27.49%
ROA(3y)1.14%
ROA(5y)2.63%
ROE(3y)2.44%
ROE(5y)5.62%
ROIC(3y)2.46%
ROIC(5y)2.24%
ROICexc(3y)2.46%
ROICexc(5y)2.25%
ROICexgc(3y)2.47%
ROICexgc(5y)2.25%
ROCE(3y)2.87%
ROCE(5y)2.62%
ROICexgc growth 3Y15.27%
ROICexgc growth 5Y-6.84%
ROICexc growth 3Y15.22%
ROICexc growth 5Y-6.87%
OM growth 3Y4.76%
OM growth 5Y-11.57%
PM growth 3Y-38.57%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-0.9%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.96
Debt/FCF 20.63
Debt/EBITDA 13.72
Cap/Depr 314.43%
Cap/Sales 0.39%
Interest Coverage 2.39
Cash Conversion 70.45%
Profit Quality 61.78%
Current Ratio 0.48
Quick Ratio 0.48
Altman-Z 0.62
F-Score4
WACC4.98%
ROIC/WACC0.59
Cap/Depr(3y)395.2%
Cap/Depr(5y)424.79%
Cap/Sales(3y)1.13%
Cap/Sales(5y)1.43%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)115.21%
EPS 3Y-37.93%
EPS 5YN/A
EPS Q2Q%1336.58%
EPS Next Y3.56%
EPS Next 2Y3.76%
EPS Next 3Y3.9%
EPS Next 5Y0.64%
Revenue 1Y (TTM)24.09%
Revenue growth 3Y16.74%
Revenue growth 5Y25.23%
Sales Q2Q%112.74%
Revenue Next Year7.52%
Revenue Next 2Y6.83%
Revenue Next 3Y5.78%
Revenue Next 5Y4.41%
EBIT growth 1Y-18.49%
EBIT growth 3Y22.3%
EBIT growth 5Y10.75%
EBIT Next Year-7.61%
EBIT Next 3Y1.33%
EBIT Next 5Y0.59%
FCF growth 1Y53.39%
FCF growth 3Y68.09%
FCF growth 5Y69.44%
OCF growth 1Y50.39%
OCF growth 3Y58.7%
OCF growth 5Y68.4%

XIOR STUDENT HOUSING NV / XIOR.BR FAQ

Can you provide the ChartMill fundamental rating for XIOR STUDENT HOUSING NV?

ChartMill assigns a fundamental rating of 4 / 10 to XIOR.BR.


Can you provide the valuation status for XIOR STUDENT HOUSING NV?

ChartMill assigns a valuation rating of 5 / 10 to XIOR STUDENT HOUSING NV (XIOR.BR). This can be considered as Fairly Valued.


What is the profitability of XIOR stock?

XIOR STUDENT HOUSING NV (XIOR.BR) has a profitability rating of 6 / 10.


What is the valuation of XIOR STUDENT HOUSING NV based on its PE and PB ratios?

The Price/Earnings (PE) ratio for XIOR STUDENT HOUSING NV (XIOR.BR) is 10 and the Price/Book (PB) ratio is 0.8.


Can you provide the dividend sustainability for XIOR stock?

The dividend rating of XIOR STUDENT HOUSING NV (XIOR.BR) is 6 / 10 and the dividend payout ratio is 35.53%.