XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
Europe - EBR:XIOR - BE0974288202 - REIT
28.9 EUR
-0.3 (-1.03%)
Overall XIOR gets a fundamental rating of 3 out of 10. We evaluated XIOR against 6 industry peers in the Residential REITs industry. While XIOR is still in line with the averages on profitability rating, there are concerns on its financial health. XIOR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year XIOR was profitable.
In the past year XIOR had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: XIOR reported negative net income in multiple years.
In the past 5 years XIOR always reported a positive cash flow from operatings.
1.2 Ratios
XIOR's Return On Assets of 0.83% is in line compared to the rest of the industry. XIOR outperforms 50.00% of its industry peers.
XIOR's Return On Equity of 1.75% is in line compared to the rest of the industry. XIOR outperforms 50.00% of its industry peers.
With a Return On Invested Capital value of 2.37%, XIOR is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for XIOR is in line with the industry average of 3.10%.
The 3 year average ROIC (2.31%) for XIOR is below the current ROIC(2.37%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROIC | 2.37% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
XIOR has a Profit Margin of 14.59%. This is comparable to the rest of the industry: XIOR outperforms 50.00% of its industry peers.
In the last couple of years the Profit Margin of XIOR has grown nicely.
The Operating Margin of XIOR (45.10%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of XIOR has declined.
With an excellent Gross Margin value of 85.92%, XIOR belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Gross Margin of XIOR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% |
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
XIOR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, XIOR has more shares outstanding
Compared to 5 years ago, XIOR has more shares outstanding
Compared to 1 year ago, XIOR has an improved debt to assets ratio.
2.2 Solvency
XIOR has an Altman-Z score of 0.57. This is a bad value and indicates that XIOR is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of XIOR (0.57) is worse than 66.67% of its industry peers.
The Debt to FCF ratio of XIOR is 23.20, which is on the high side as it means it would take XIOR, 23.20 years of fcf income to pay off all of its debts.
XIOR's Debt to FCF ratio of 23.20 is in line compared to the rest of the industry. XIOR outperforms 50.00% of its industry peers.
XIOR has a Debt/Equity ratio of 0.94. This is a neutral value indicating XIOR is somewhat dependend on debt financing.
The Debt to Equity ratio of XIOR (0.94) is worse than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Altman-Z | 0.57 |
ROIC/WACC0.47
WACC5.04%
2.3 Liquidity
XIOR has a Current Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.55, XIOR is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
XIOR has a Quick Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
XIOR has a better Quick ratio (0.55) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
XIOR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -72.56%.
XIOR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.32% yearly.
Looking at the last year, XIOR shows a very negative growth in Revenue. The Revenue has decreased by -13.21% in the last year.
The Revenue has been growing by 30.12% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
3.2 Future
Based on estimates for the next years, XIOR will show a small growth in Earnings Per Share. The EPS will grow by 0.32% on average per year.
The Revenue is expected to grow by 5.30% on average over the next years.
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.32%
Revenue Next Year8.91%
Revenue Next 2Y8.16%
Revenue Next 3Y7.47%
Revenue Next 5Y5.3%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 45.87, which means the current valuation is very expensive for XIOR.
XIOR's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 27.76. XIOR is valued rather expensively when compared to this.
XIOR is valuated correctly with a Price/Forward Earnings ratio of 12.45.
Compared to the rest of the industry, the Price/Forward Earnings ratio of XIOR is on the same level as its industry peers.
XIOR is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.21, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.87 | ||
| Fwd PE | 12.45 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of XIOR indicates a rather expensive valuation: XIOR more expensive than 83.33% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of XIOR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.96 | ||
| EV/EBITDA | 32.76 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.74
EPS Next 2Y1.28%
EPS Next 3Y2.12%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.17%, XIOR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.80, XIOR is paying slightly less dividend.
XIOR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
5.2 History
On average, the dividend of XIOR grows each year by 20.29%, which is quite nice.
Dividend Growth(5Y)20.29%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
91.28% of the earnings are spent on dividend by XIOR. This is not a sustainable payout ratio.
XIOR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP91.28%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EBR:XIOR (10/7/2025, 7:00:00 PM)
28.9
-0.3 (-1.03%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners23.97%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.35B
Analysts81.25
Price Target35.57 (23.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
Yearly Dividend1.15
Dividend Growth(5Y)20.29%
DP91.28%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.19%
PT rev (3m)-0.36%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.72%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-1.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.87 | ||
| Fwd PE | 12.45 | ||
| P/S | 6.46 | ||
| P/FCF | 17.96 | ||
| P/OCF | 17.71 | ||
| P/B | 0.77 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 32.76 |
EPS(TTM)0.63
EY2.18%
EPS(NY)2.32
Fwd EY8.03%
FCF(TTM)1.61
FCFY5.57%
OCF(TTM)1.63
OCFY5.65%
SpS4.48
BVpS37.38
TBVpS37.27
PEG (NY)N/A
PEG (5Y)1.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROCE | 2.71% | ||
| ROIC | 2.37% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.38% | ||
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% | ||
| FCFM | 35.94% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexcg growth 3Y-0.66%
ROICexcg growth 5Y1.19%
ROICexc growth 3Y-0.7%
ROICexc growth 5Y1.17%
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Debt/EBITDA | 17.29 | ||
| Cap/Depr | 321.89% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.55% | ||
| Profit Quality | 246.3% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.57 |
F-Score4
WACC5.04%
ROIC/WACC0.47
Cap/Depr(3y)534.68%
Cap/Depr(5y)391.43%
Cap/Sales(3y)1.98%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.32%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
Revenue Next Year8.91%
Revenue Next 2Y8.16%
Revenue Next 3Y7.47%
Revenue Next 5Y5.3%
EBIT growth 1Y-50.12%
EBIT growth 3Y20.43%
EBIT growth 5Y23.75%
EBIT Next Year24.95%
EBIT Next 3Y10.22%
EBIT Next 5Y4.61%
FCF growth 1Y26.51%
FCF growth 3Y22.02%
FCF growth 5YN/A
OCF growth 1Y20.53%
OCF growth 3Y22.86%
OCF growth 5YN/A