FR0011981968 - Common Stock

Overall **WLN** gets a fundamental rating of **4** out of 10. We evaluated **WLN** against 50 industry peers in the **Financial Services** industry. Both the profitability and financial health of **WLN** have multiple concerns. **WLN** may be a bit undervalued, certainly considering the very reasonable score on growth

In the past year **WLN** was profitable.

In the past year **WLN** had a positive cash flow from operations.

In multiple years **WLN** reported negative net income over the last 5 years.

Each year in the past 5 years **WLN** had a positive operating cash flow.

With a **Return On Assets** value of **-3.76%**, **WLN** is not doing good in the industry: **88.37%** of the companies in the same industry are doing better.

With a **Return On Invested Capital** value of **2.65%**, **WLN** is not doing good in the industry: **62.79%** of the companies in the same industry are doing better.

Measured over the past 3 years, the **Average Return On Invested Capital** for **WLN** is significantly below the industry average of **9.59%**.

The 3 year average ROIC (**2.44%**) for **WLN** is below the current ROIC(**2.65%**), indicating increased profibility in the last year.

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | -3.76% | ||

ROE | -9.53% | ||

ROIC | 2.65% |

ROA(3y)-2.05%

ROA(5y)-0.16%

ROE(3y)-4.88%

ROE(5y)-0.65%

ROIC(3y)2.44%

ROIC(5y)2.81%

In the last couple of years the **Operating Margin** of **WLN** has declined.

Industry Rank | Sector Rank | ||
---|---|---|---|

OM | 10.55% | ||

PM (TTM) | N/A | ||

GM | 88.46% |

OM growth 3Y-6.92%

OM growth 5Y-6.73%

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-2.27%

GM growth 5Y-2.17%

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so **WLN** is destroying value.

The number of shares outstanding for **WLN** has been increased compared to 1 year ago.

The number of shares outstanding for **WLN** has been increased compared to 5 years ago.

Compared to 1 year ago, **WLN** has an improved debt to assets ratio.

With a **Altman-Z score** value of **0.48**, **WLN** is not doing good in the industry: **72.09%** of the companies in the same industry are doing better.

The Debt to FCF ratio of **WLN** is **8.83**, which is on the high side as it means it would take **WLN**, **8.83** years of fcf income to pay off all of its debts.

A Debt/Equity ratio of **0.37** indicates that **WLN** is not too dependend on debt financing.

The **Debt to Equity ratio** of **WLN** (**0.37**) is comparable to the rest of the industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.37 | ||

Debt/FCF | 8.83 | ||

Altman-Z | 0.48 |

ROIC/WACC0.54

WACC4.86%

A Current Ratio of **1.05** indicates that **WLN** should not have too much problems paying its short term obligations.

A Quick Ratio of **1.04** indicates that **WLN** should not have too much problems paying its short term obligations.

Industry Rank | Sector Rank | ||
---|---|---|---|

Current Ratio | 1.05 | ||

Quick Ratio | 1.04 |

The **Earnings Per Share** has been growing by **10.56%** on average over the past years. This is quite good.

Looking at the last year, **WLN** shows a small growth in **Revenue**. The Revenue has grown by **5.64%** in the last year.

Measured over the past years, **WLN** shows a very strong growth in **Revenue**. The Revenue has been growing by **21.80%** on average per year.

EPS 1Y (TTM)-1.6%

EPS 3YN/A

EPS 5Y10.56%

EPS Q2Q%10.99%

Revenue 1Y (TTM)5.64%

Revenue growth 3Y23.25%

Revenue growth 5Y21.8%

Sales Q2Q%1.01%

The **Earnings Per Share** is expected to grow by **3.38%** on average over the next years.

Based on estimates for the next years, **WLN** will show a small growth in **Revenue**. The Revenue will grow by **4.13%** on average per year.

EPS Next Y10.3%

EPS Next 2Y12.12%

EPS Next 3Y11.74%

EPS Next 5Y3.38%

Revenue Next Year2.74%

Revenue Next 2Y3.95%

Revenue Next 3Y4.52%

Revenue Next 5Y4.13%

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

With a **Price/Earnings** ratio of **6.37**, the valuation of **WLN** can be described as very cheap.

Based on the **Price/Forward Earnings** ratio, **WLN** is valued cheaper than 86.05% of the companies in the same industry.

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 6.37 | ||

Fwd PE | 5.77 |

Based on the **Enterprise Value to EBITDA** ratio, **WLN** is valued cheaper than 83.72% of the companies in the same industry.

Based on the **Price/Free Cash Flow** ratio, **WLN** is valued a bit cheaper than the industry average as 74.42% of the companies are valued more expensively.

Industry Rank | Sector Rank | ||
---|---|---|---|

P/FCF | 7.26 | ||

EV/EBITDA | 2.4 |

The low **PEG Ratio(NY)**, which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)0.62

PEG (5Y)0.6

EPS Next 2Y12.12%

EPS Next 3Y11.74%

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | N/A |

**WORLDLINE SA**

EPA:WLN (5/29/2024, 5:29:45 PM)

**11.78**

**-0.41 (-3.36%) **

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryFinancial Services

Earnings (Last)

Earnings (Next)

Inst Owners

Inst Owner Change

Ins Owners

Ins Owner Change

Market Cap3.33B

Analysts

Price Target

Dividend

Industry Rank | Sector Rank | ||
---|---|---|---|

Dividend Yield | N/A |

Dividend Growth(5Y)

DP

Div Incr Years

Div Non Decr Years

Ex-Date

Surprises & Revisions

EPS beat(2)

Avg EPS beat(2)

Min EPS beat(2)

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EPS beat(8)

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EPS beat(12)

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EPS beat(16)

Avg EPS beat(16)

Revenue beat(2)

Avg Revenue beat(2)

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Revenue beat(4)

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Min Revenue beat(4)

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Revenue beat(8)

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Revenue beat(12)

Avg Revenue beat(12)

Revenue beat(16)

Avg Revenue beat(16)

PT rev (1m)

PT rev (3m)

EPS NQ rev (1m)

EPS NQ rev (3m)

EPS NY rev (1m)

EPS NY rev (3m)

Revenue NQ rev (1m)

Revenue NQ rev (3m)

Revenue NY rev (1m)

Revenue NY rev (3m)

Valuation

Industry Rank | Sector Rank | ||
---|---|---|---|

PE | 6.37 | ||

Fwd PE | 5.77 | ||

P/S | |||

P/FCF | |||

P/OCF | |||

P/B | |||

P/tB | |||

EV/EBITDA |

EPS(TTM)

EY

EPS(NY)

Fwd EY

FCF(TTM)

FCFY

OCF(TTM)

OCFY

SpS

BVpS

TBVpS

PEG (NY)0.62

PEG (5Y)0.6

Profitability

Industry Rank | Sector Rank | ||
---|---|---|---|

ROA | -3.76% | ||

ROE | -9.53% | ||

ROCE | |||

ROIC | |||

ROICexc | |||

ROICexgc | |||

OM | 10.55% | ||

PM (TTM) | N/A | ||

GM | 88.46% | ||

FCFM |

ROA(3y)

ROA(5y)

ROE(3y)

ROE(5y)

ROIC(3y)

ROIC(5y)

ROICexc(3y)

ROICexc(5y)

ROICexgc(3y)

ROICexgc(5y)

ROCE(3y)

ROCE(5y)

ROICexcg growth 3Y

ROICexcg growth 5Y

ROICexc growth 3Y

ROICexc growth 5Y

OM growth 3Y

OM growth 5Y

PM growth 3Y

PM growth 5Y

GM growth 3Y

GM growth 5Y

F-Score

Asset Turnover0.21

Health

Industry Rank | Sector Rank | ||
---|---|---|---|

Debt/Equity | 0.37 | ||

Debt/FCF | |||

Debt/EBITDA | |||

Cap/Depr | |||

Cap/Sales | |||

Interest Coverage | |||

Cash Conversion | |||

Profit Quality | |||

Current Ratio | 1.05 | ||

Quick Ratio | 1.04 | ||

Altman-Z |

F-Score

WACC

ROIC/WACC

Cap/Depr(3y)

Cap/Depr(5y)

Cap/Sales(3y)

Cap/Sales(5y)

Profit Quality(3y)

Profit Quality(5y)

High Growth Momentum

Growth

EPS 1Y (TTM)-1.6%

EPS 3YN/A

EPS 5Y

EPS Q2Q%

EPS Next Y10.3%

EPS Next 2Y

EPS Next 3Y

EPS Next 5Y

Revenue 1Y (TTM)5.64%

Revenue growth 3Y23.25%

Revenue growth 5Y

Sales Q2Q%

Revenue Next Year

Revenue Next 2Y

Revenue Next 3Y

Revenue Next 5Y

EBIT growth 1Y

EBIT growth 3Y

EBIT growth 5Y

EBIT Next Year

EBIT Next 3Y

EBIT Next 5Y

FCF growth 1Y

FCF growth 3Y

FCF growth 5Y

OCF growth 1Y

OCF growth 3Y

OCF growth 5Y