WORLDLINE SA (WLN.PA) Fundamental Analysis & Valuation

EPA:WLN • FR0011981968

Current stock price

0.388 EUR
+0.02 (+4.86%)
Last:

This WLN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. WLN.PA Profitability Analysis

1.1 Basic Checks

  • WLN had positive earnings in the past year.
  • WLN had a positive operating cash flow in the past year.
  • WLN had negative earnings in 4 of the past 5 years.
  • WLN had a positive operating cash flow in 4 of the past 5 years.
WLN.PA Yearly Net Income VS EBIT VS OCF VS FCFWLN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2B -4B

1.2 Ratios

  • WLN has a worse Return On Assets (-28.16%) than 86.21% of its industry peers.
  • WLN has a worse Return On Equity (-112.71%) than 82.76% of its industry peers.
  • WLN's Return On Invested Capital of 2.44% is in line compared to the rest of the industry. WLN outperforms 50.00% of its industry peers.
Industry RankSector Rank
ROA -28.16%
ROE -112.71%
ROIC 2.44%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
WLN.PA Yearly ROA, ROE, ROICWLN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • WLN's Operating Margin of 6.40% is in line compared to the rest of the industry. WLN outperforms 41.38% of its industry peers.
  • WLN has a better Gross Margin (84.73%) than 84.48% of its industry peers.
Industry RankSector Rank
OM 6.4%
PM (TTM) N/A
GM 84.73%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
WLN.PA Yearly Profit, Operating, Gross MarginsWLN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100 -100

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3

2. WLN.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so WLN is creating value.
  • There is no outstanding debt for WLN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
WLN.PA Yearly Shares OutstandingWLN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
WLN.PA Yearly Total Debt VS Total AssetsWLN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • WLN has an Altman-Z score of 0.22. This is a bad value and indicates that WLN is not financially healthy and even has some risk of bankruptcy.
  • WLN's Altman-Z score of 0.22 is on the low side compared to the rest of the industry. WLN is outperformed by 70.69% of its industry peers.
  • The Debt to FCF ratio of WLN is 13.46, which is on the high side as it means it would take WLN, 13.46 years of fcf income to pay off all of its debts.
  • WLN has a Debt to FCF ratio of 13.46. This is comparable to the rest of the industry: WLN outperforms 43.10% of its industry peers.
  • A Debt/Equity ratio of 0.83 indicates that WLN is somewhat dependend on debt financing.
  • WLN has a Debt to Equity ratio of 0.83. This is in the lower half of the industry: WLN underperforms 60.34% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF 13.46
Altman-Z 0.22
ROIC/WACC3.75
WACC0.65%
WLN.PA Yearly LT Debt VS Equity VS FCFWLN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.3 Liquidity

  • WLN has a Current Ratio of 1.06. This is a normal value and indicates that WLN is financially healthy and should not expect problems in meeting its short term obligations.
  • WLN has a Current ratio (1.06) which is comparable to the rest of the industry.
  • WLN has a Quick Ratio of 1.06. This is a normal value and indicates that WLN is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.06, WLN perfoms like the industry average, outperforming 43.10% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 1.06
WLN.PA Yearly Current Assets VS Current LiabilitesWLN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. WLN.PA Growth Analysis

3.1 Past

  • WLN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.30%.
  • WLN shows a small growth in Revenue. In the last year, the Revenue has grown by 0.47%.
  • The Revenue has been growing by 14.23% on average over the past years. This is quite good.
EPS 1Y (TTM)-17.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)0.47%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-22.11%

3.2 Future

  • Based on estimates for the next years, WLN will show a decrease in Earnings Per Share. The EPS will decrease by -6.25% on average per year.
  • WLN is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.21% yearly.
EPS Next Y-47.82%
EPS Next 2Y-29.2%
EPS Next 3Y-15.59%
EPS Next 5Y-6.25%
Revenue Next Year-1.79%
Revenue Next 2Y-3.69%
Revenue Next 3Y-2.25%
Revenue Next 5Y-0.21%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WLN.PA Yearly Revenue VS EstimatesWLN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B
WLN.PA Yearly EPS VS EstimatesWLN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.5 1 1.5 2

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7

4. WLN.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 0.25, which indicates a rather cheap valuation of WLN.
  • Compared to the rest of the industry, the Price/Earnings ratio of WLN indicates a rather cheap valuation: WLN is cheaper than 96.55% of the companies listed in the same industry.
  • WLN is valuated cheaply when we compare the Price/Earnings ratio to 25.71, which is the current average of the S&P500 Index.
  • WLN is valuated cheaply with a Price/Forward Earnings ratio of 0.51.
  • Based on the Price/Forward Earnings ratio, WLN is valued cheaper than 96.55% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of WLN to the average of the S&P500 Index (23.83), we can say WLN is valued rather cheaply.
Industry RankSector Rank
PE 0.25
Fwd PE 0.51
WLN.PA Price Earnings VS Forward Price EarningsWLN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • WLN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. WLN is cheaper than 96.55% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of WLN indicates a rather cheap valuation: WLN is cheaper than 96.55% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 0.37
EV/EBITDA 0.38
WLN.PA Per share dataWLN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 -10 15

4.3 Compensation for Growth

  • A cheap valuation may be justified as WLN's earnings are expected to decrease with -15.59% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-29.2%
EPS Next 3Y-15.59%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WLN.PA Dividend Analysis

5.1 Amount

  • No dividends for WLN!.
Industry RankSector Rank
Dividend Yield 0%

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WLN.PA Fundamentals: All Metrics, Ratios and Statistics

WORLDLINE SA

EPA:WLN (3/16/2026, 5:29:56 PM)

0.388

+0.02 (+4.86%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-25
Earnings (Next)04-28
Inst Owners59.84%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap110.18M
Revenue(TTM)4.63B
Net Income(TTM)-4.49B
Analysts54.29
Price Target2.21 (469.59%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.83%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.94%
EPS NY rev (3m)-7.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.25%
Revenue NY rev (3m)-2.47%
Valuation
Industry RankSector Rank
PE 0.25
Fwd PE 0.51
P/S 0.02
P/FCF 0.37
P/OCF 0.2
P/B 0.03
P/tB N/A
EV/EBITDA 0.38
EPS(TTM)1.53
EY394.33%
EPS(NY)0.77
Fwd EY197.68%
FCF(TTM)1.04
FCFY267.75%
OCF(TTM)1.94
OCFY500.56%
SpS16.02
BVpS14.02
TBVpS-11.13
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.97
Profitability
Industry RankSector Rank
ROA -28.16%
ROE -112.71%
ROCE 3.42%
ROIC 2.44%
ROICexc 3.1%
ROICexgc N/A
OM 6.4%
PM (TTM) N/A
GM 84.73%
FCFM 6.49%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.29
Health
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF 13.46
Debt/EBITDA 0.66
Cap/Depr 5.47%
Cap/Sales 5.64%
Interest Coverage 19.03
Cash Conversion 11.08%
Profit Quality N/A
Current Ratio 1.06
Quick Ratio 1.06
Altman-Z 0.22
F-Score5
WACC0.65%
ROIC/WACC3.75
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y-47.82%
EPS Next 2Y-29.2%
EPS Next 3Y-15.59%
EPS Next 5Y-6.25%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-22.11%
Revenue Next Year-1.79%
Revenue Next 2Y-3.69%
Revenue Next 3Y-2.25%
Revenue Next 5Y-0.21%
EBIT growth 1Y-40.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year74.43%
EBIT Next 3Y19.14%
EBIT Next 5Y17.48%
FCF growth 1Y-13.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-16.07%
OCF growth 3YN/A
OCF growth 5YN/A

WORLDLINE SA / WLN.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WORLDLINE SA?

ChartMill assigns a fundamental rating of 3 / 10 to WLN.PA.


What is the valuation status of WORLDLINE SA (WLN.PA) stock?

ChartMill assigns a valuation rating of 7 / 10 to WORLDLINE SA (WLN.PA). This can be considered as Undervalued.


What is the profitability of WLN stock?

WORLDLINE SA (WLN.PA) has a profitability rating of 2 / 10.


Can you provide the financial health for WLN stock?

The financial health rating of WORLDLINE SA (WLN.PA) is 3 / 10.


Can you provide the expected EPS growth for WLN stock?

The Earnings per Share (EPS) of WORLDLINE SA (WLN.PA) is expected to decline by -47.82% in the next year.