WORLDLINE SA (WLN.PA) Fundamental Analysis & Valuation

EPA:WLN • FR0011981968

Current stock price

0.264 EUR
-0.03 (-9.62%)
Last:

This WLN.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. WLN.PA Profitability Analysis

1.1 Basic Checks

  • In the past year WLN was profitable.
  • WLN had a positive operating cash flow in the past year.
  • In the past 5 years WLN reported 4 times negative net income.
  • WLN had a positive operating cash flow in each of the past 5 years.
WLN.PA Yearly Net Income VS EBIT VS OCF VS FCFWLN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2B -4B

1.2 Ratios

  • WLN's Return On Assets of -39.23% is on the low side compared to the rest of the industry. WLN is outperformed by 86.21% of its industry peers.
  • WLN has a worse Return On Equity (-158.59%) than 84.48% of its industry peers.
Industry RankSector Rank
ROA -39.23%
ROE -158.59%
ROIC N/A
ROA(3y)-14.84%
ROA(5y)-9.38%
ROE(3y)-57.24%
ROE(5y)-35.37%
ROIC(3y)N/A
ROIC(5y)N/A
WLN.PA Yearly ROA, ROE, ROICWLN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100 -150

1.3 Margins

  • In the last couple of years the Operating Margin of WLN has declined.
  • The Gross Margin of WLN (80.67%) is better than 77.59% of its industry peers.
  • In the last couple of years the Gross Margin of WLN has declined.
  • WLN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 80.67%
OM growth 3Y-45.06%
OM growth 5Y-31.18%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.67%
GM growth 5Y-3.17%
WLN.PA Yearly Profit, Operating, Gross MarginsWLN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100 -100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. WLN.PA Health Analysis

2.1 Basic Checks

  • WLN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, WLN has about the same amount of shares outstanding.
  • The number of shares outstanding for WLN has been increased compared to 5 years ago.
  • The debt/assets ratio for WLN is higher compared to a year ago.
WLN.PA Yearly Shares OutstandingWLN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
WLN.PA Yearly Total Debt VS Total AssetsWLN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of -0.02, we must say that WLN is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.02, WLN is doing worse than 70.69% of the companies in the same industry.
  • The Debt to FCF ratio of WLN is 15.11, which is on the high side as it means it would take WLN, 15.11 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 15.11, WLN is in line with its industry, outperforming 43.10% of the companies in the same industry.
  • WLN has a Debt/Equity ratio of 0.72. This is a neutral value indicating WLN is somewhat dependend on debt financing.
  • The Debt to Equity ratio of WLN (0.72) is worse than 63.79% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF 15.11
Altman-Z -0.02
ROIC/WACCN/A
WACC2.44%
WLN.PA Yearly LT Debt VS Equity VS FCFWLN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • WLN has a Current Ratio of 0.98. This is a bad value and indicates that WLN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • WLN has a Current ratio of 0.98. This is in the lower half of the industry: WLN underperforms 70.69% of its industry peers.
  • A Quick Ratio of 0.97 indicates that WLN may have some problems paying its short term obligations.
  • The Quick ratio of WLN (0.97) is worse than 70.69% of its industry peers.
Industry RankSector Rank
Current Ratio 0.98
Quick Ratio 0.97
WLN.PA Yearly Current Assets VS Current LiabilitesWLN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. WLN.PA Growth Analysis

3.1 Past

  • The earnings per share for WLN have decreased strongly by -89.19% in the last year.
  • WLN shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -55.53% yearly.
  • WLN shows a decrease in Revenue. In the last year, the revenue decreased by -3.20%.
  • The Revenue has been growing by 10.35% on average over the past years. This is quite good.
EPS 1Y (TTM)-89.19%
EPS 3Y-55.53%
EPS 5YN/A
EPS Q2Q%-93.13%
Revenue 1Y (TTM)-3.2%
Revenue growth 3Y-2.62%
Revenue growth 5Y10.35%
Sales Q2Q%-22.11%

3.2 Future

  • Based on estimates for the next years, WLN will show a very strong growth in Earnings Per Share. The EPS will grow by 60.89% on average per year.
  • Based on estimates for the next years, WLN will show a small growth in Revenue. The Revenue will grow by 0.36% on average per year.
EPS Next Y363.91%
EPS Next 2Y135.93%
EPS Next 3Y67.73%
EPS Next 5Y60.89%
Revenue Next Year-5.55%
Revenue Next 2Y-2.49%
Revenue Next 3Y-1.99%
Revenue Next 5Y0.36%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WLN.PA Yearly Revenue VS EstimatesWLN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B
WLN.PA Yearly EPS VS EstimatesWLN.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

9

4. WLN.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 1.55, which indicates a rather cheap valuation of WLN.
  • Compared to the rest of the industry, the Price/Earnings ratio of WLN indicates a rather cheap valuation: WLN is cheaper than 93.10% of the companies listed in the same industry.
  • WLN is valuated cheaply when we compare the Price/Earnings ratio to 25.23, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 0.34, which indicates a rather cheap valuation of WLN.
  • WLN's Price/Forward Earnings ratio is rather cheap when compared to the industry. WLN is cheaper than 94.83% of the companies in the same industry.
  • WLN is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.51, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 1.55
Fwd PE 0.34
WLN.PA Price Earnings VS Forward Price EarningsWLN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • WLN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. WLN is cheaper than 94.83% of the companies in the same industry.
  • 91.38% of the companies in the same industry are more expensive than WLN, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 2.9
EV/EBITDA 0.55
WLN.PA Per share dataWLN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 -0.5 1 -1 1.5

4.3 Compensation for Growth

  • WLN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WLN's earnings are expected to grow with 67.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)0
PEG (5Y)N/A
EPS Next 2Y135.93%
EPS Next 3Y67.73%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WLN.PA Dividend Analysis

5.1 Amount

  • No dividends for WLN!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WLN.PA Fundamentals: All Metrics, Ratios and Statistics

WORLDLINE SA

EPA:WLN (3/27/2026, 5:29:00 PM)

0.264

-0.03 (-9.62%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-25
Earnings (Next)04-28
Inst Owners59.84%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap597.37M
Revenue(TTM)4.03B
Net Income(TTM)-5.16B
Analysts54.29
Price Target2.21 (737.12%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.83%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.94%
EPS NY rev (3m)-7.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.9%
Revenue NY rev (3m)-2.47%
Valuation
Industry RankSector Rank
PE 1.55
Fwd PE 0.34
P/S 0.15
P/FCF 2.9
P/OCF 1.31
P/B 0.18
P/tB N/A
EV/EBITDA 0.55
EPS(TTM)0.17
EY64.39%
EPS(NY)0.77
Fwd EY290.52%
FCF(TTM)0.09
FCFY34.53%
OCF(TTM)0.2
OCFY76.1%
SpS1.78
BVpS1.44
TBVpS-1.07
PEG (NY)0
PEG (5Y)N/A
Graham Number2.34
Profitability
Industry RankSector Rank
ROA -39.23%
ROE -158.59%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 80.67%
FCFM 5.12%
ROA(3y)-14.84%
ROA(5y)-9.38%
ROE(3y)-57.24%
ROE(5y)-35.37%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.52%
ROCE(5y)2.8%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-45.06%
OM growth 5Y-31.18%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.67%
GM growth 5Y-3.17%
F-Score4
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF 15.11
Debt/EBITDA 0.47
Cap/Depr 4.69%
Cap/Sales 6.16%
Interest Coverage N/A
Cash Conversion 9.1%
Profit Quality N/A
Current Ratio 0.98
Quick Ratio 0.97
Altman-Z -0.02
F-Score4
WACC2.44%
ROIC/WACCN/A
Cap/Depr(3y)23.36%
Cap/Depr(5y)37.63%
Cap/Sales(3y)6.71%
Cap/Sales(5y)6.74%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-89.19%
EPS 3Y-55.53%
EPS 5YN/A
EPS Q2Q%-93.13%
EPS Next Y363.91%
EPS Next 2Y135.93%
EPS Next 3Y67.73%
EPS Next 5Y60.89%
Revenue 1Y (TTM)-3.2%
Revenue growth 3Y-2.62%
Revenue growth 5Y10.35%
Sales Q2Q%-22.11%
Revenue Next Year-5.55%
Revenue Next 2Y-2.49%
Revenue Next 3Y-1.99%
Revenue Next 5Y0.36%
EBIT growth 1Y-183.01%
EBIT growth 3Y-46.5%
EBIT growth 5Y-24.05%
EBIT Next Year74.43%
EBIT Next 3Y19.14%
EBIT Next 5Y17.48%
FCF growth 1Y-35.85%
FCF growth 3Y-34.82%
FCF growth 5Y-10.34%
OCF growth 1Y-24.62%
OCF growth 3Y-24.82%
OCF growth 5Y-2.32%

WORLDLINE SA / WLN.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WORLDLINE SA?

ChartMill assigns a fundamental rating of 3 / 10 to WLN.PA.


What is the valuation status of WORLDLINE SA (WLN.PA) stock?

ChartMill assigns a valuation rating of 9 / 10 to WORLDLINE SA (WLN.PA). This can be considered as Undervalued.


What is the profitability of WLN stock?

WORLDLINE SA (WLN.PA) has a profitability rating of 2 / 10.


Can you provide the financial health for WLN stock?

The financial health rating of WORLDLINE SA (WLN.PA) is 1 / 10.


Can you provide the expected EPS growth for WLN stock?

The Earnings per Share (EPS) of WORLDLINE SA (WLN.PA) is expected to grow by 363.91% in the next year.