WHIRLPOOL CORP (WHR) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:WHR • US9633201069
92.82 USD
+1.67 (+1.83%)
At close: Feb 11, 2026
92.17 USD
-0.65 (-0.7%)
After Hours: 2/11/2026, 8:04:00 PM
We assign a fundamental rating of 2 out of 10 to WHR. WHR was compared to 60 industry peers in the Household Durables industry. WHR may be in some trouble as it scores bad on both profitability and health. WHR has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally WHR also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- WHR had positive earnings in the past year.
- WHR had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: WHR reported negative net income in multiple years.
- In the past 5 years WHR always reported a positive cash flow from operatings.
1.2 Ratios
- WHR has a worse Return On Assets (1.98%) than 60.00% of its industry peers.
- Looking at the Return On Equity, with a value of 11.63%, WHR is in the better half of the industry, outperforming 61.67% of the companies in the same industry.
- WHR has a Return On Invested Capital (5.36%) which is comparable to the rest of the industry.
- WHR had an Average Return On Invested Capital over the past 3 years of 6.95%. This is below the industry average of 9.31%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.98% | ||
| ROE | 11.63% | ||
| ROIC | 5.36% |
ROA(3y)0.93%
ROA(5y)0.54%
ROE(3y)6.66%
ROE(5y)-1.65%
ROIC(3y)6.95%
ROIC(5y)8.58%
1.3 Margins
- WHR has a worse Profit Margin (2.04%) than 60.00% of its industry peers.
- In the last couple of years the Profit Margin of WHR has declined.
- WHR has a Operating Margin of 4.68%. This is in the lower half of the industry: WHR underperforms 61.67% of its industry peers.
- WHR's Operating Margin has declined in the last couple of years.
- WHR has a Gross Margin of 15.38%. This is amonst the worse of the industry: WHR underperforms 86.67% of its industry peers.
- In the last couple of years the Gross Margin of WHR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.68% | ||
| PM (TTM) | 2.04% | ||
| GM | 15.38% |
OM growth 3Y-9.37%
OM growth 5Y-13.77%
PM growth 3YN/A
PM growth 5Y-18.09%
GM growth 3Y-0.45%
GM growth 5Y-4.93%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WHR is destroying value.
- Compared to 1 year ago, WHR has more shares outstanding
- The number of shares outstanding for WHR has been reduced compared to 5 years ago.
- The debt/assets ratio for WHR is higher compared to a year ago.
2.2 Solvency
- WHR has an Altman-Z score of 1.35. This is a bad value and indicates that WHR is not financially healthy and even has some risk of bankruptcy.
- WHR has a worse Altman-Z score (1.35) than 80.00% of its industry peers.
- WHR has a debt to FCF ratio of 78.55. This is a negative value and a sign of low solvency as WHR would need 78.55 years to pay back of all of its debts.
- WHR's Debt to FCF ratio of 78.55 is on the low side compared to the rest of the industry. WHR is outperformed by 68.33% of its industry peers.
- WHR has a Debt/Equity ratio of 2.18. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 2.18, WHR is doing worse than 91.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.18 | ||
| Debt/FCF | 78.55 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.64
WACC8.38%
2.3 Liquidity
- WHR has a Current Ratio of 0.76. This is a bad value and indicates that WHR is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.76, WHR is not doing good in the industry: 93.33% of the companies in the same industry are doing better.
- A Quick Ratio of 0.40 indicates that WHR may have some problems paying its short term obligations.
- WHR has a Quick ratio of 0.40. This is amonst the worse of the industry: WHR underperforms 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
- WHR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -48.81%.
- Measured over the past years, WHR shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -19.58% on average per year.
- The Revenue has decreased by -6.52% in the past year.
- WHR shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -4.41% yearly.
EPS 1Y (TTM)-48.81%
EPS 3Y-31.82%
EPS 5Y-19.58%
EPS Q2Q%-75.93%
Revenue 1Y (TTM)-6.52%
Revenue growth 3Y-7.67%
Revenue growth 5Y-4.41%
Sales Q2Q%-0.92%
3.2 Future
- Based on estimates for the next years, WHR will show a very strong growth in Earnings Per Share. The EPS will grow by 30.68% on average per year.
- The Revenue is expected to grow by 3.90% on average over the next years.
EPS Next Y9.05%
EPS Next 2Y16.92%
EPS Next 3Y12.36%
EPS Next 5Y30.68%
Revenue Next Year-1.41%
Revenue Next 2Y1.06%
Revenue Next 3Y1.73%
Revenue Next 5Y3.9%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 14.90 indicates a correct valuation of WHR.
- WHR's Price/Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 28.23, WHR is valued a bit cheaper.
- WHR is valuated correctly with a Price/Forward Earnings ratio of 13.66.
- 70.00% of the companies in the same industry are more expensive than WHR, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 28.01. WHR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.9 | ||
| Fwd PE | 13.66 |
4.2 Price Multiples
- WHR's Enterprise Value to EBITDA ratio is in line with the industry average.
- 66.67% of the companies in the same industry are cheaper than WHR, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 62.79 | ||
| EV/EBITDA | 9.97 |
4.3 Compensation for Growth
- WHR's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- WHR's earnings are expected to grow with 12.36% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.65
PEG (5Y)N/A
EPS Next 2Y16.92%
EPS Next 3Y12.36%
5. Dividend
5.1 Amount
- WHR has a Yearly Dividend Yield of 4.31%, which is a nice return.
- WHR's Dividend Yield is rather good when compared to the industry average which is at 1.17. WHR pays more dividend than 90.00% of the companies in the same industry.
- WHR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.31% |
5.2 History
- The dividend of WHR has a limited annual growth rate of 1.76%.
- WHR has been paying a dividend for at least 10 years, so it has a reliable track record.
- WHR has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.76%
Div Incr Years0
Div Non Decr Years34
5.3 Sustainability
- 94.32% of the earnings are spent on dividend by WHR. This is not a sustainable payout ratio.
- The dividend of WHR is growing, but earnings are growing more, so the dividend growth is sustainable.
DP94.32%
EPS Next 2Y16.92%
EPS Next 3Y12.36%
92.82
+1.67 (+1.83%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners103.05%
Inst Owner Change-3.56%
Ins Owners0.74%
Ins Owner Change0.17%
Market Cap5.21B
Revenue(TTM)15.53B
Net Income(TTM)317.00M
Analysts52.22
Price Target84.55 (-8.91%)
Short Float %17.11%
Short Ratio6.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.31% |
Yearly Dividend5.39
Dividend Growth(5Y)1.76%
DP94.32%
Div Incr Years0
Div Non Decr Years34
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.22%
Min EPS beat(2)-30.57%
Max EPS beat(2)47.02%
EPS beat(4)1
Avg EPS beat(4)-2.28%
Min EPS beat(4)-30.57%
Max EPS beat(4)47.02%
EPS beat(8)4
Avg EPS beat(8)0.75%
EPS beat(12)8
Avg EPS beat(12)5.53%
EPS beat(16)10
Avg EPS beat(16)4.93%
Revenue beat(2)1
Avg Revenue beat(2)-1.51%
Min Revenue beat(2)-4.74%
Max Revenue beat(2)1.72%
Revenue beat(4)1
Avg Revenue beat(4)-2.27%
Min Revenue beat(4)-4.74%
Max Revenue beat(4)1.72%
Revenue beat(8)2
Avg Revenue beat(8)-1.92%
Revenue beat(12)5
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-2.28%
PT rev (1m)2.04%
PT rev (3m)-5.82%
EPS NQ rev (1m)-33.19%
EPS NQ rev (3m)-32.54%
EPS NY rev (1m)-6.3%
EPS NY rev (3m)-9.23%
Revenue NQ rev (1m)-2.08%
Revenue NQ rev (3m)-2.08%
Revenue NY rev (1m)-0.83%
Revenue NY rev (3m)-0.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.9 | ||
| Fwd PE | 13.66 | ||
| P/S | 0.34 | ||
| P/FCF | 62.79 | ||
| P/OCF | 11.04 | ||
| P/B | 1.91 | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.97 |
EPS(TTM)6.23
EY6.71%
EPS(NY)6.79
Fwd EY7.32%
FCF(TTM)1.48
FCFY1.59%
OCF(TTM)8.41
OCFY9.06%
SpS276.49
BVpS48.55
TBVpS-52.36
PEG (NY)1.65
PEG (5Y)N/A
Graham Number82.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.98% | ||
| ROE | 11.63% | ||
| ROCE | 7.66% | ||
| ROIC | 5.36% | ||
| ROICexc | 5.75% | ||
| ROICexgc | 15.04% | ||
| OM | 4.68% | ||
| PM (TTM) | 2.04% | ||
| GM | 15.38% | ||
| FCFM | 0.53% |
ROA(3y)0.93%
ROA(5y)0.54%
ROE(3y)6.66%
ROE(5y)-1.65%
ROIC(3y)6.95%
ROIC(5y)8.58%
ROICexc(3y)7.97%
ROICexc(5y)10.51%
ROICexgc(3y)30.02%
ROICexgc(5y)32.26%
ROCE(3y)9.69%
ROCE(5y)11.9%
ROICexgc growth 3Y-22.72%
ROICexgc growth 5Y-13.33%
ROICexc growth 3Y-16.12%
ROICexc growth 5Y-17.53%
OM growth 3Y-9.37%
OM growth 5Y-13.77%
PM growth 3YN/A
PM growth 5Y-18.09%
GM growth 3Y-0.45%
GM growth 5Y-4.93%
F-Score5
Asset Turnover0.97
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.18 | ||
| Debt/FCF | 78.55 | ||
| Debt/EBITDA | 5.57 | ||
| Cap/Depr | 115.09% | ||
| Cap/Sales | 2.51% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 44.32% | ||
| Profit Quality | 26.18% | ||
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 1.35 |
F-Score5
WACC8.38%
ROIC/WACC0.64
Cap/Depr(3y)134.2%
Cap/Depr(5y)125.78%
Cap/Sales(3y)2.68%
Cap/Sales(5y)2.66%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-48.81%
EPS 3Y-31.82%
EPS 5Y-19.58%
EPS Q2Q%-75.93%
EPS Next Y9.05%
EPS Next 2Y16.92%
EPS Next 3Y12.36%
EPS Next 5Y30.68%
Revenue 1Y (TTM)-6.52%
Revenue growth 3Y-7.67%
Revenue growth 5Y-4.41%
Sales Q2Q%-0.92%
Revenue Next Year-1.41%
Revenue Next 2Y1.06%
Revenue Next 3Y1.73%
Revenue Next 5Y3.9%
EBIT growth 1Y-18.77%
EBIT growth 3Y-16.33%
EBIT growth 5Y-17.58%
EBIT Next Year56.37%
EBIT Next 3Y35.32%
EBIT Next 5Y27.13%
FCF growth 1Y-78.44%
FCF growth 3Y-51.47%
FCF growth 5Y-40.25%
OCF growth 1Y-43.54%
OCF growth 3Y-28.59%
OCF growth 5Y-20.65%
WHIRLPOOL CORP / WHR FAQ
What is the ChartMill fundamental rating of WHIRLPOOL CORP (WHR) stock?
ChartMill assigns a fundamental rating of 2 / 10 to WHR.
What is the valuation status for WHR stock?
ChartMill assigns a valuation rating of 4 / 10 to WHIRLPOOL CORP (WHR). This can be considered as Fairly Valued.
How profitable is WHIRLPOOL CORP (WHR) stock?
WHIRLPOOL CORP (WHR) has a profitability rating of 2 / 10.
What is the earnings growth outlook for WHIRLPOOL CORP?
The Earnings per Share (EPS) of WHIRLPOOL CORP (WHR) is expected to grow by 9.05% in the next year.
How sustainable is the dividend of WHIRLPOOL CORP (WHR) stock?
The dividend rating of WHIRLPOOL CORP (WHR) is 8 / 10 and the dividend payout ratio is 94.32%.