UNITED MICROELECTRON-SP ADR (UMC) Stock Fundamental Analysis
USA - NYSE:UMC - US9108734057 - ADR
7.095 USD
-0.15 (-2%)
We assign a fundamental rating of 5 out of 10 to UMC. UMC was compared to 112 industry peers in the Semiconductors & Semiconductor Equipment industry. UMC scores excellent on profitability, but there are some minor concerns on its financial health. UMC is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
UMC had positive earnings in each of the past 5 years.
Each year in the past 5 years UMC had a positive operating cash flow.
1.2 Ratios
The Return On Assets of UMC (7.23%) is better than 75.00% of its industry peers.
UMC has a better Return On Equity (11.12%) than 73.21% of its industry peers.
The Return On Invested Capital of UMC (7.59%) is better than 75.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UMC is above the industry average of 10.93%.
The 3 year average ROIC (13.31%) for UMC is well above the current ROIC(7.59%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.23% | ||
| ROE | 11.12% | ||
| ROIC | 7.59% |
ROA(3y)11.85%
ROA(5y)11.06%
ROE(3y)18.5%
ROE(5y)17.55%
ROIC(3y)13.31%
ROIC(5y)11.57%
1.3 Margins
The Profit Margin of UMC (17.01%) is better than 78.57% of its industry peers.
UMC's Profit Margin has improved in the last couple of years.
The Operating Margin of UMC (18.46%) is better than 77.68% of its industry peers.
In the last couple of years the Operating Margin of UMC has grown nicely.
Looking at the Gross Margin, with a value of 28.92%, UMC is doing worse than 72.32% of the companies in the same industry.
In the last couple of years the Gross Margin of UMC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.46% | ||
| PM (TTM) | 17.01% | ||
| GM | 28.92% |
OM growth 3Y-2.85%
OM growth 5Y47.32%
PM growth 3Y-8.1%
PM growth 5Y25.41%
GM growth 3Y-1.25%
GM growth 5Y17.76%
2. Health
2.1 Basic Checks
Compared to 1 year ago, UMC has more shares outstanding
UMC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for UMC has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of UMC is 1.98, which is an excellent value as it means it would take UMC, only 1.98 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.98, UMC is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
A Debt/Equity ratio of 0.21 indicates that UMC is not too dependend on debt financing.
UMC has a Debt to Equity ratio (0.21) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 1.98 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.34 indicates that UMC has no problem at all paying its short term obligations.
UMC has a worse Current ratio (2.34) than 62.50% of its industry peers.
A Quick Ratio of 1.92 indicates that UMC should not have too much problems paying its short term obligations.
UMC's Quick ratio of 1.92 is in line compared to the rest of the industry. UMC outperforms 47.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.34 | ||
| Quick Ratio | 1.92 |
3. Growth
3.1 Past
The earnings per share for UMC have decreased strongly by -22.82% in the last year.
UMC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 37.18% yearly.
The Revenue has been growing slightly by 4.08% in the past year.
The Revenue has been growing by 9.41% on average over the past years. This is quite good.
EPS 1Y (TTM)-22.82%
EPS 3Y-5.91%
EPS 5Y37.18%
EPS Q2Q%3.48%
Revenue 1Y (TTM)4.08%
Revenue growth 3Y2.93%
Revenue growth 5Y9.41%
Sales Q2Q%-2.25%
3.2 Future
Based on estimates for the next years, UMC will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.33% on average per year.
The Revenue is expected to grow by 7.22% on average over the next years.
EPS Next Y-14.24%
EPS Next 2Y-1.09%
EPS Next 3Y3.66%
EPS Next 5Y9.33%
Revenue Next Year1.13%
Revenue Next 2Y3.82%
Revenue Next 3Y5.47%
Revenue Next 5Y7.22%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of UMC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.09%
EPS Next 3Y3.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.22%, UMC is a good candidate for dividend investing.
UMC's Dividend Yield is rather good when compared to the industry average which is at 2.16. UMC pays more dividend than 99.11% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, UMC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.22% |
5.2 History
On average, the dividend of UMC grows each year by 38.65%, which is quite nice.
UMC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)38.65%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
UMC pays out 89.12% of its income as dividend. This is not a sustainable payout ratio.
The dividend of UMC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP89.12%
EPS Next 2Y-1.09%
EPS Next 3Y3.66%
NYSE:UMC (11/13/2025, 3:15:05 PM)
7.095
-0.15 (-2%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSemiconductors & Semiconductor Equipment
GICS IndustrySemiconductors & Semiconductor Equipment
Earnings (Last)
Earnings (Next)
Inst Owners43.4%
Inst Owner Change-1.58%
Ins Owners0.39%
Ins Owner ChangeN/A
Market Cap17.82B
Revenue(TTM)236.13B
Net Income(TTM)40.16B
Analysts66.88
Price Target7.76 (9.37%)
Short Float %2.07%
Short Ratio7.31
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.22% |
Yearly DividendN/A
Dividend Growth(5Y)38.65%
DP89.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)14.99%
Min EPS beat(2)-20.74%
Max EPS beat(2)50.72%
EPS beat(4)1
Avg EPS beat(4)-4.06%
Min EPS beat(4)-30.13%
Max EPS beat(4)50.72%
EPS beat(8)4
Avg EPS beat(8)0.98%
EPS beat(12)7
Avg EPS beat(12)5.57%
EPS beat(16)9
Avg EPS beat(16)4.44%
Revenue beat(2)0
Avg Revenue beat(2)-4.38%
Min Revenue beat(2)-6.37%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.94%
Min Revenue beat(4)-6.37%
Max Revenue beat(4)-1.23%
Revenue beat(8)1
Avg Revenue beat(8)-2.02%
Revenue beat(12)2
Avg Revenue beat(12)-1.77%
Revenue beat(16)6
Avg Revenue beat(16)-1.08%
PT rev (1m)0.64%
PT rev (3m)9.05%
EPS NQ rev (1m)3.26%
EPS NQ rev (3m)2.46%
EPS NY rev (1m)6.38%
EPS NY rev (3m)-8.97%
Revenue NQ rev (1m)-0.44%
Revenue NQ rev (3m)-1.11%
Revenue NY rev (1m)-0.67%
Revenue NY rev (3m)-4.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | N/A | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.23% | ||
| ROE | 11.12% | ||
| ROCE | 9.21% | ||
| ROIC | 7.59% | ||
| ROICexc | 10.03% | ||
| ROICexgc | 10.16% | ||
| OM | 18.46% | ||
| PM (TTM) | 17.01% | ||
| GM | 28.92% | ||
| FCFM | 19.25% |
ROA(3y)11.85%
ROA(5y)11.06%
ROE(3y)18.5%
ROE(5y)17.55%
ROIC(3y)13.31%
ROIC(5y)11.57%
ROICexc(3y)20.74%
ROICexc(5y)18.11%
ROICexgc(3y)21.06%
ROICexgc(5y)18.41%
ROCE(3y)15.8%
ROCE(5y)13.74%
ROICexgc growth 3Y-17.56%
ROICexgc growth 5Y42.58%
ROICexc growth 3Y-17.4%
ROICexc growth 5Y42.98%
OM growth 3Y-2.85%
OM growth 5Y47.32%
PM growth 3Y-8.1%
PM growth 5Y25.41%
GM growth 3Y-1.25%
GM growth 5Y17.76%
F-Score6
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 1.98 | ||
| Debt/EBITDA | 0.75 | ||
| Cap/Depr | 95.27% | ||
| Cap/Sales | 23.04% | ||
| Interest Coverage | 34.59 | ||
| Cash Conversion | 99.17% | ||
| Profit Quality | 113.17% | ||
| Current Ratio | 2.34 | ||
| Quick Ratio | 1.92 | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)203.18%
Cap/Depr(5y)154.73%
Cap/Sales(3y)37.1%
Cap/Sales(5y)30.16%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-22.82%
EPS 3Y-5.91%
EPS 5Y37.18%
EPS Q2Q%3.48%
EPS Next Y-14.24%
EPS Next 2Y-1.09%
EPS Next 3Y3.66%
EPS Next 5Y9.33%
Revenue 1Y (TTM)4.08%
Revenue growth 3Y2.93%
Revenue growth 5Y9.41%
Sales Q2Q%-2.25%
Revenue Next Year1.13%
Revenue Next 2Y3.82%
Revenue Next 3Y5.47%
Revenue Next 5Y7.22%
EBIT growth 1Y-16.15%
EBIT growth 3Y0%
EBIT growth 5Y61.17%
EBIT Next Year97.2%
EBIT Next 3Y32.66%
EBIT Next 5Y22.31%
FCF growth 1Y630.59%
FCF growth 3Y-60.29%
FCF growth 5Y-41.19%
OCF growth 1Y-0.89%
OCF growth 3Y1.28%
OCF growth 5Y11.32%
UNITED MICROELECTRON-SP ADR / UMC FAQ
Can you provide the ChartMill fundamental rating for UNITED MICROELECTRON-SP ADR?
ChartMill assigns a fundamental rating of 5 / 10 to UMC.
What is the valuation status for UMC stock?
ChartMill assigns a valuation rating of 1 / 10 to UNITED MICROELECTRON-SP ADR (UMC). This can be considered as Overvalued.
What is the profitability of UMC stock?
UNITED MICROELECTRON-SP ADR (UMC) has a profitability rating of 7 / 10.
Can you provide the dividend sustainability for UMC stock?
The dividend rating of UNITED MICROELECTRON-SP ADR (UMC) is 6 / 10 and the dividend payout ratio is 89.12%.